---
title: 'Socure — company profile'
canonical: 'https://feeny.ai/companies/socure'
type: 'company'
updated: '2026-07-02'
---

# Socure

> AI-powered platform for digital identity verification, fraud prevention, and risk decisioning, used by enterprises and government agencies to verify consumers, businesses, and employees.

- **Website:** https://www.socure.com/
- **Type:** Private (Series E)
- **Headquarters:** Incline Village, Nevada, USA
- **Founded:** 2012
- **Founders:** Johnny Ayers
- **Valuation:** $4.5B
- **Total raised:** $650M
- **Latest round:** Series E · $450M · 2021
- **Investors:** Accel, T. Rowe Price, Tiger Global, Bain Capital Ventures, Commerce Ventures, Scale Venture Partners, Sorenson Ventures
- **Business model:** Enterprise SaaS (B2B / B2G), platform + usage
- **Industries:** Security
- **Open roles:** 94
- **Profile:** https://feeny.ai/companies/socure

## What they do

Socure runs RiskOS, a single AI-native decisioning platform that verifies identities and scores fraud, risk and compliance across the customer journey (onboarding, login, payments, account changes). It combines a large identity graph with fraud, biometric, device and behavioral signals so customers can approve more legitimate users while blocking fraud in real time.

## Overview

**The bet that AI can verify a person faster than a fraudster can fake one**

Socure sells certainty about who is on the other side of a screen. Its platform, RiskOS, verifies consumers, businesses and employees in real time, and the company runs it on an identity graph it claims spans hundreds of billions of records and 40 billion known outcomes. The pitch is simple: say yes to more real people, say no to fraud, and do both in milliseconds.

Founded in 2012 and led by Johnny Ayers, Socure has grown into one of the biggest names in digital identity, with more than 3,000 customers and a $4.5B valuation set at its 2021 Series E. The urgency now is AI itself. Deepfakes, voice clones and synthetic identities are cheap to produce, so Socure is racing to use AI on offense before the fraudsters use it on you.

## What They Do

**One API for identity, fraud, risk, and compliance**

Socure runs a single decisioning layer that sits across the whole customer journey: onboarding, login, payments, account changes, and regulatory checks. Instead of stitching together a dozen point tools, a customer designs, tests and deploys identity, fraud, compliance, age-assurance and authentication workflows on one platform. The 2024 acquisition of Effectiv widened that scope to include transaction monitoring, credit underwriting and know-your-business, so Socure now covers payment risk alongside identity. It verified over 2.7 billion identity requests in 2024, which is the volume its accuracy claims rest on.

## Problems

**When impersonation costs nothing, trust has to be manufactured**

Socure's framing of the problem is blunt: AI has collapsed the cost of impersonation to near zero, and bot traffic, device farms and synthetic identities have outpaced real humans online. That breaks the legacy playbook, where a name, a date of birth and a knowledge quiz were enough to open an account. The company's answer is to catch third-party fraud, unmask synthetic identities, screen for sanctions and compliance risk, and cut down early payment defaults and chargebacks, all without adding so much friction that real customers give up. The hard part is doing all of it at the speed of a signup.

### Problems addressed

- AI has collapsed the cost of impersonation, making it hard to trust who is on the other side of a digital interaction
- Deepfakes, voice clones, device farms and synthetic identities outpacing real human traffic
- Legacy verification methods can't keep up with fast-moving AI fraud
- Approving more legitimate users without adding onboarding friction
- Sanctions, PEP and regulatory compliance screening at scale
- Reducing early payment default, dispute abuse and chargeback losses

## Who It's For

**Built for the risk and compliance teams at banks, fintechs, and government**

Socure sells to regulated, high-volume organizations where a wrong decision is expensive in either direction. That means banks, fintechs and sponsor banks, but also government agencies, gaming and sportsbook operators, marketplaces, healthcare, telecom and e-commerce. The buyers are the people who own fraud, risk, compliance and onboarding conversion, and who have to answer to auditors as well as growth targets. The government push is deliberate: after earning FedRAMP authorization in 2025, Socure can sell the same platform to federal agencies, and it already counts 13 U.S. states among its customers.

### Ideal customer profiles

- **Fraud & risk leaders** — Stopping third-party and synthetic-identity fraud in real time; Keeping fraud capture high without hurting approval rates
- **Compliance / KYC-AML teams** — Sanctions, PEP and adverse-media screening; Meeting GLBA, FCRA, ECOA and BSA obligations
- **Onboarding & growth owners** — Auto-approving more real customers; Reducing signup friction and abandonment
- **Government program administrators** — Stopping benefits and identity fraud without blocking legitimate citizens; Meeting federal security requirements (FedRAMP)

## Products

**RiskOS is the platform; the products are the checks that run on it**

Everything routes through RiskOS, Socure's AI-native decisioning and orchestration engine, and the individual products are the risk signals it can call. They break into five families: fraud and risk detection, compliance and sanctions screening, ID and biometric document verification, account intelligence, and device and behavioral signals. A customer wires up whichever checks a given moment needs, from a synthetic-identity flag at onboarding to a phone-risk score at login, and gets one decision back.

## Business Model

**Self-serve per-check, or enterprise usage deals with volume discounts**

Socure runs two front doors to the same platform. Socure Launch is the self-serve tier: pre-built solutions you can integrate in about an hour, billed per evaluation, with $1,000 of monthly credits before metered charges kick in. Socure Enterprise is the full RiskOS experience with custom workflows, case management, a dedicated account team and usage-based pricing with volume discounts. Many customers start on Launch and graduate to Enterprise as they scale, which is the whole point of putting a credit card door next to the sales-led one.

### Plans

Socure prices the same RiskOS platform two ways. Socure Launch is self-serve and billed per evaluation, with $1,000 of monthly credits before metered per-solution rates apply; you can go live in about an hour on pre-built solutions. Socure Enterprise is usage-based with volume discounts, quoted by the sales team based on volume and needs, and adds custom workflows, case management and a dedicated account team. Customers commonly start on Launch and upgrade to Enterprise as they scale.

- **Socure Launch** — Per evaluation with $1,000/mo in credits · Builders and teams that want production-ready workflows fast
  Self-serve, live in about an hour on pre-built solutions
  - Document Verification (DocV) at $0.80 per evaluation
  - DocV + Watchlist at $0.90 per evaluation
  - KYC + Fraud + Watchlist, DocV Step up at $1.00 per evaluation
  - Prefill, KYC + Fraud + Watchlist, DocV Step up at $1.30 per evaluation
  - Direct API, Hosted UI, DocV & Digital Intelligence SDK, MCP Server support
  - Chat and email support, self-serve docs and onboarding guides
  - SOC 2 Type II, enterprise-grade encryption, secure data storage
- **Socure Enterprise** — Usage-based pricing with volume discounts (custom / contact sales) · Complex organizations needing fully customized RiskOS deployments
  Full RiskOS with custom workflows, case management and a dedicated team
  - Everything in Socure Launch plus consumer and business onboarding
  - Advanced Pre-Fill, Login & Authentication, Bank Account Verification
  - Workforce Verification, Trust & Safety, Age Assurance, Custom Workflows
  - Dedicated cross-functional account team and embedded Solutions Consultant
  - Data Science support for analysis and tuning, quarterly business reviews
  - SAML and SSO support, custom user roles and permissions

Good to know: Socure Launch includes $1,000 in monthly credits; additional evaluations billed at the solution-level rate; Socure Enterprise pricing is customized by volume and needs (contact sales); Customers can start on Launch and upgrade to Enterprise as they scale; SAML/SSO and custom roles are Enterprise-tier; Launch time to go live is about 1 hour; Enterprise about 1 week

## Competition

**A crowded identity market where Socure leans on its data moat**

Identity verification is a busy field. Socure competes with Persona, Alloy, Jumio, Entrust IDV (formerly Onfido), Veriff, LexisNexis, SEON, ID.me and Sift, among others. Its argument for standing apart is the fully vertically integrated platform and the size of its identity graph, which it says is hard for rivals to replicate. The Effectiv deal and FedRAMP authorization are the newer edges: one competitor can rarely match both an in-house payments-and-credit-risk engine and a government clearance. The catch shows up in reviews, where the platform's depth is also its learning curve.

### Their edge

- **Vertically integrated platform** — Identity, fraud, compliance, payments and credit risk on one decisioning layer rather than stitched-together point tools.
- **Data moat** — An identity graph of hundreds of billions of records and 40 billion known outcomes that Socure says is hard for rivals to replicate.
- **Government-cleared** — FedRAMP authorization gives it a defensible position selling to federal agencies that most competitors lack.

### Where they're betting

- Government and public-sector expansion post-FedRAMP
- Integrating Effectiv for payments and credit risk
- Using AI on offense against deepfakes and synthetic identity fraud
- Agentic AI on RiskOS (AI Suite of agents and assistants)

## Proof

**The customer roster is the argument**

Socure backs its accuracy claims with reach. It says it serves 19 of the top 20 U.S. banks, 13 of 15 top credit card issuers, both leading gig platforms, four of the top five HRIS platforms, and 600 fintechs, plus 130 public sector organizations. Named customers include Capital One, Citi, Chime, SoFi, Robinhood, Gusto, Uber, DraftKings, PrizePicks and the State of California. Customers cite concrete results too: Betterment reported a 30% jump in approval rates on Predictive DocV, and one government agency cut case handling from about 10 minutes to 2.5.

## What People Say

**Praised for accuracy and approval lift, dinged on complexity and price**

The recurring praise on review sites is that Socure is accurate, lifts approval rates, and is quick to integrate with responsive support. The recurring gripes are the flip side of the platform's power: a real learning curve, dense analytics with many attributes and codes to master, and pricing that makes some teams think twice before adding extra checks. A few users note the odd stumble on photo recognition. The overall read is a capable, enterprise-grade tool that rewards teams willing to invest in learning it.

## Funding

**$450M at a $4.5B valuation, and the highest mark in identity**

Socure raised a $450M Series E in November 2021 that valued it at $4.5B, the richest valuation any private identity-verification company had carried. The round came just seven months after a $1.3B Series D mark, on the back of steep bookings growth. Accel and T. Rowe Price led, with Tiger Global and Bain Capital Ventures joining as new investors alongside Commerce Ventures, Scale Venture Partners and Sorenson Ventures. Total funding sits around $650M.

## Team & Culture

**Remote-first, high bar, and blunt about it**

Socure is remote-first with talent hubs in San Francisco, Seattle, New York, Washington DC, Miami and international offices in London and India. The careers copy does not soften the ask: it hires people who move fast, act like owners and want broad scope, and it says outright that anyone wanting predictability or a narrow lane will not be happy there. Leadership includes founder and CEO Johnny Ayers, CTO Arun Kumar and Chief Product and Analytics Officer Pablo Abreu. Note that most U.S. roles require living within roughly 45 miles of a hub, so remote-first here still means near a city.

## Compensation

**Broad USD bands, equity for full-time staff**

Socure discloses salary ranges on many of its U.S. roles, in dollars and annualized. Engineering has the widest spread, running from roughly $85K to $300K across seniority, while sales, marketing and operations bands mostly land in the $80K to $280K range. Job postings state that roles include competitive compensation, equity and benefits, and a handful of Canadian roles post in CAD. The bands are base pay; equity is the part that rounds out the package.

## Security & Legal

**SOC 2 Type II, FedRAMP authorized, registered in Nevada**

For a company whose product is trust, its own posture matters. Socure is SOC 2 Type II certified, offers enterprise-grade encryption and secure storage, and earned FedRAMP authorization in 2025, the clearance that lets it sell to U.S. federal agencies. Its work sits squarely inside regulated frameworks like GLBA, FCRA, ECOA and BSA. The registered entity is Socure, Inc., at 885 Tahoe Blvd., Suite 1, Incline Village, Nevada 89451.

## In the News

**A FedRAMP win, an acquisition, and a Disruptor 50 nod**

The recent headlines track Socure's push up-market and into government. It made the CNBC Disruptor 50 list in 2026, closed its $136M Effectiv acquisition to add payments and credit risk, earned FedRAMP authorization in 2025, and rolled out an AI Suite of agents on RiskOS. It also named a new CISO in 2026, a signal of how central security is to the sales motion.

### Coverage

- [Identity verification startup Socure raises $450M at $4.5B valuation, adding Tiger Global as new investor](https://techcrunch.com/2021/11/09/identity-verification-startup-socure-raises-450m-at-4-5b-valuation-adding-tiger-global-as-new-investor/) — TechCrunch (2021-11-09)
- [Socure to Acquire Effectiv for $136M](https://www.prnewswire.com/news-releases/socure-to-acquire-effectiv-for-136m-302286089.html) — PR Newswire (2024-10-24)
- [Socure Achieves FedRAMP Authorization: A New Era of Trust, Speed, and Accuracy for Government Programs](https://insider.govtech.com/california/sponsored/socure-achieves-fedramp-authorization-federal-agencies-can-fight-fraud-at-scale-with-ai-driven-identity-verification) — GovTech (2025-04-21)
- [Socure Verifies Over 2.7 Billion Identity Requests in 2024, Achieves Market-Leading Performance Amidst Increasing AI and Fraud Threats](https://www.prnewswire.com/news-releases/socure-verifies-over-2-7-billion-identity-requests-in-2024--achieves-market-leading-performance-amidst-increasing-ai-and-fraud-threats-302366256.html) — PR Newswire (2025-02-11)
- [Socure Expands RiskOS Platform with AI Suite of Agents and Assistants](https://www.businesswire.com/news/home/20251028150397/en/Socure-Expands-RiskOS-Platform-with-AI-Suite-of-Agents-and-Assistants-Designed-to-Automate-and-Accelerate-Identity-Risk-Compliance-Decisions) — Business Wire (2025-10-28)
- [Socure Named to CNBC Disruptor 50 List](https://www.cnbc.com/2026/05/19/socure-cnbc-disruptor-50-ranking.html) — CNBC (2026-05-19)
- [Socure RiskOS Platform Integrates Prism Data to Transform Credit Risk Underwriting](https://www.socure.com/news-and-press) — Socure Newsroom (2026-05-26)
- [Socure Reinforces Security-First Strategy with Chief Information Security Officer Appointment](https://www.socure.com/news-and-press) — Socure Newsroom (2026-06-25)

## Outlook

**Two front lines: government and the AI arms race**

Socure's near-term story is expansion on two fronts. FedRAMP opens federal and state programs it could not sell to before, and the Effectiv integration lets it pitch identity, payments and credit risk as one buy rather than three. The bigger bet is that AI keeps making fraud cheaper and identity harder to trust, which is either an existential threat or the best tailwind an identity company could ask for. Socure is wagering it can stay a step ahead by putting AI on offense, and its data moat is the reason to believe it can.

## Company details

- **Mission:** To verify 100% of good identities and eliminate identity fraud.
- **Products:** RiskOS, Fraud & Risk, Compliance, ID + Biometric, Account Intelligence, Device & Behavior, Effectiv (acquired)
- **Notable customers:** Capital One, Citi, Chime, SoFi, Lili, Green Dot, Robinhood, Dave, Gusto, Poshmark, Uber, DraftKings, PrizePicks, State of California, Betterment
- **Customer segments:** Financial services / banks, Fintechs, Sponsor banks, Government / public sector, Gaming and sportsbooks, Marketplaces and gig economy, Healthcare, Telecom, E-commerce, Crypto
- **Buyers / users:** Fraud and risk leaders, Compliance / KYC-AML teams, Onboarding and growth owners, CTOs and engineering leaders, Government program administrators
- **Competitors:** Persona, Alloy, Jumio, Entrust IDV (formerly Onfido), Veriff, LexisNexis Risk Solutions, SEON, ID.me, Sift
- **What sets them apart:** Fully vertically integrated identity and risk platform (one API, one decisioning layer); Large identity graph as a data moat (hundreds of billions of records, 40 billion outcomes); FedRAMP authorization for U.S. government sales; Breadth of use cases across virtually any industry; Effectiv adds payments and credit risk that few competitors match in-house
- **Tech stack:** AWS, MCP (Model Context Protocol), Direct API, Hosted UI, SDKs
- **Integrations:** Direct API, Hosted UI, DocV & Digital Intelligence SDK, MCP Server, Prism Data (credit risk underwriting)

## Open roles (94)

- [Senior Data Scientist - Digital Intelligence, Device Signals](https://jobs.ashbyhq.com/socure/a9d8e1cc-0e99-437b-b30d-eb3cf9ad02e6) — San Francisco, CA
- [Account Executive Director, Fintech](https://jobs.ashbyhq.com/socure/aa26abcb-89c5-4a5b-89e9-952298f5e139) — New York, NY
- [Principal Product Manager](https://jobs.ashbyhq.com/socure/fa5d826d-18e1-4ce1-b103-204a5701a701) — New York, NY
- [Strategic Operations Lead, Public Sector](https://jobs.ashbyhq.com/socure/593f46c3-ce59-4fd6-ac9d-d241f53b8412) — Washington, DC
- [Senior Pre-Sales Solution Consulting, Gaming](https://jobs.ashbyhq.com/socure/4aba09cb-32f2-4a45-8815-88515f9711af) — New York, NY
- [Senior Solution Consultant, Fintech](https://jobs.ashbyhq.com/socure/23ea4f23-bd92-4b82-8f78-779881125314) — New York, NY
- [Head of Solution and Commercialization Strategy](https://jobs.ashbyhq.com/socure/37b1c17f-1510-4975-b016-1216345a8c17) — United States
- [Analyst Relations Lead](https://jobs.ashbyhq.com/socure/a49265f2-0034-418f-ae22-0de032bbb1fe) — United States
- [Product Lead - Workforce Solutions](https://jobs.ashbyhq.com/socure/44347025-2390-46d2-b6bc-b8cd6e773fb5) — San Francisco, CA
- [Senior Product Marketing Manager - Document Verification](https://jobs.ashbyhq.com/socure/90641053-f77c-4f88-b8ce-b9553d499782) — New York, NY
- [Head of Credit Products](https://jobs.ashbyhq.com/socure/deeb602a-2cf5-4f7e-b665-8363b7d8e5ce) — Seattle, WA
- [Field Marketing Intern - Public Sector](https://jobs.ashbyhq.com/socure/599b38c0-6b72-4e34-8ffb-d7942d7ef325) — Washington, DC
- [Senior Field Marketing Manager](https://jobs.ashbyhq.com/socure/2eca0f29-73b7-4a28-9cce-a571bf2488bf) — San Francisco, CA
- [Senior Video Storyteller](https://jobs.ashbyhq.com/socure/b794e7bc-bb0e-4ed1-93bc-b8dc2ef6df3d) — San Francisco, CA
- [Staff Data Scientist - Digital Intelligence](https://jobs.ashbyhq.com/socure/37ee4c0c-2b5b-4fc0-a485-f921c40a7861) — San Francisco, CA
- [Commercial Systems Administrator [CPQ]](https://jobs.ashbyhq.com/socure/15c8dc6b-5f72-4c67-985b-e603be5ced1b) — India
- [Senior Product Manager, Core Fraud Services](https://jobs.ashbyhq.com/socure/c102743f-f368-4393-8776-3a83a461fd0d) — Seattle, WA
- [Strategic Customer Success Manager,  Public Sector](https://jobs.ashbyhq.com/socure/67d4f48f-5bc1-4723-a489-a0ea5726a1e4) — United States
- [Post Sales Solution Consultant, Big Tech/AI](https://jobs.ashbyhq.com/socure/3944949d-dfcf-4308-bf24-495d30bd5bc1) — New York, NY
- [Data Scientist ll - Digital Intelligence](https://jobs.ashbyhq.com/socure/e0da1919-2b9d-4b07-820b-4daa0f8f3309) — San Francisco, CA
- [Sales Enablement and Training Manager](https://jobs.ashbyhq.com/socure/f740e09f-c5ee-4eef-878e-a8b51d9737d4) — Washington, DC
- [Senior Product Marketing Manager, Compliance](https://jobs.ashbyhq.com/socure/2ea973b4-1b05-4977-b992-c527d659e6bc) — New York, NY
- [Senior Solution Consultant – Post-Sales, Platform](https://jobs.ashbyhq.com/socure/b48276fa-198f-4928-bdba-04ea3a8b1537) — San Francisco, CA
- [Senior Backend Engineer](https://jobs.ashbyhq.com/socure/0fa30965-200d-435b-ad30-7f778b9f8ec7) — New York, NY
- [International Data Acquisition Manager](https://jobs.ashbyhq.com/socure/99daa5d3-b4dd-4670-97b7-d792b90309d2) — London, United Kingdom
- [AI Copywriter](https://jobs.ashbyhq.com/socure/0b83a57d-2566-48c3-a700-e36df48ec9dc) — United States
- [Strategic Operations Lead - Payments, Lending & Telco](https://jobs.ashbyhq.com/socure/e3b699e8-328f-4541-8b56-7d7e332efb57) — San Francisco, CA
- [Front-End Web Developer](https://jobs.ashbyhq.com/socure/97878b0f-1eaf-41a8-a76c-78e3d1cd6080) — San Francisco, CA
- [Staff Product Designer, RiskOS Platform](https://jobs.ashbyhq.com/socure/12d595a3-57c1-4dd6-bde0-601af2e4a95e) — San Francisco, CA
- [Director of Financial Systems](https://jobs.ashbyhq.com/socure/4185bfa4-ed5b-4359-8811-2903d26a9a5f) — San Francisco, CA
- [Administrative Assistant, Legal & People](https://jobs.ashbyhq.com/socure/60d16bf4-2096-4312-adc0-d3d11352272f) — United States
- [Program Lead, Strategic Executive Engagement](https://jobs.ashbyhq.com/socure/5b3f3405-9460-4ff7-baa0-8a5db794e8d3) — United States
- [Software Engineer - II](https://jobs.ashbyhq.com/socure/d40ea2d5-8b9d-4168-aeee-e63387d25ba9) — New York, NY
- [Senior Data Scientist - International eKYC, Identity Graph](https://jobs.ashbyhq.com/socure/c1245d37-b39e-44b5-9606-554d858b52ad) — San Francisco, CA
- [Head of Solution Consulting, Crypto](https://jobs.ashbyhq.com/socure/359ff16b-faa4-4db0-b165-5a09b79c5da4) — United States
- [Head of Solution Consulting, Workforce](https://jobs.ashbyhq.com/socure/bf7bc6bd-bee6-4760-82cf-dda72744b309) — United States
- [Senior Frontend Engineer](https://jobs.ashbyhq.com/socure/f55fe1c9-1338-40d5-a9d0-84d37e33e37e) — San Francisco, CA
- [Account Executive Director, Public Sector (Federal)](https://jobs.ashbyhq.com/socure/23dc0efb-f94f-4987-b3eb-a73649fbacec) — Washington, DC
- [Strategic Partner Director, Channel Sales](https://jobs.ashbyhq.com/socure/8d0c8776-8518-4f21-9345-c9ec5a99a39e) — United States
- [Software Development Engineer in Test](https://jobs.ashbyhq.com/socure/6785101c-e12a-4711-8e12-ed68d9e216de) — United States
- [Senior Solution Consultant, Pre-Sales](https://jobs.ashbyhq.com/socure/9fb25984-8b34-4870-97bc-ff4071c7741f) — United States
- [Account Executive Director, Tier 1 Banks](https://jobs.ashbyhq.com/socure/2f786b32-1015-4312-b277-42d8ddbdea5c) — United States
- [Senior Data Scientist - Digital Intelligence, Device Signals](https://jobs.ashbyhq.com/socure/819e4f69-3262-4a51-9237-ce93af394840) — San Francisco, CA
- [Senior Data Scientist - Big Data R&D, Identity Graph & KYC](https://jobs.ashbyhq.com/socure/0c2e2016-216a-4773-8503-c3e7b3178631) — San Francisco, CA
- [Senior Solution Consultant](https://jobs.ashbyhq.com/socure/5ff9431c-4dbe-4279-810b-b1215fc3faed) — San Francisco, CA
- [Senior Backend Engineer](https://jobs.ashbyhq.com/socure/9a12825d-0267-4663-84cf-601798baeaa9) — India
- [Head of Solution Consulting, Gaming](https://jobs.ashbyhq.com/socure/ff5a5c65-03f2-423e-ab64-bcbe7366e6ea) — United States
- [Head of Data Science - Document Verification & Biometrics](https://jobs.ashbyhq.com/socure/0d63e2d3-b9af-4699-a655-a6fd8a45721b) — San Francisco, CA
- [Senior Software Engineer - SRE](https://jobs.ashbyhq.com/socure/8e031811-c802-49ce-b3d6-8a2200349de2) — India
- [Marketing Development Partner, Public Sector](https://jobs.ashbyhq.com/socure/86498538-60ea-41f5-8f2c-89a58e4b3769) — Washington, DC

_…and 44 more at https://feeny.ai/companies/socure/jobs_

---
_Source: https://feeny.ai/companies/socure · profile updated 2026-07-02_