--- title: 'ABS Cash Flow Modeler - Director (NY) at KBRA' canonical: 'https://feeny.ai/job/abs-cash-flow-modeler-director-ny-kbra-new-york-vqrgm3k4teef' type: 'job' last_seen: '2026-11-02' --- # ABS Cash Flow Modeler - Director (NY) at KBRA - **Company:** KBRA - **Location:** New York, NY - **Posted:** 2026-10-20 - **Last confirmed live:** 2026-11-02 - **Apply:** https://job-boards.greenhouse.io/krollbondratingagency/jobs/8885572002 ## Job description Position Title: ABS Cash Flow Modeler - Director (NY) Entity: Kroll Bond Rating Agency, LLC Employment Type: Full-time Location: New York, NY Summary/Overview: KBRA (Kroll Bond Rating Agency) is seeking an experienced structured finance professional with deep expertise in ABS cash flow modeling to join our Consumer Asset-Backed Securities (ABS) team in New York. The ideal candidate will combine a deep understanding of ABS transaction structures and payment waterfalls with hands-on experience developing, implementing, and validating cash flow models, including for complex or nonstandard transactions. The Director will independently manage end-to-end cash flow modeling projects across Consumer ABS asset classes, including auto loans and leases, unsecured consumer loans, home improvement loans, credit cards, and student loans. The candidate will work extensively with KBRA's internally developed proprietary cash flow modeling system and serve as a key liaison between the ABS analytical and quantitative development teams on model design, enhancements, testing, and implementation. About the Job: - Serve as the primary analyst responsible for the development, implementation, and ongoing maintenance of cash flow models for KBRA-rated ABS transactions. - Serve as a senior resource within the ABS team on cash flow modeling, transaction structures, and payment waterfall mechanics. - Analyze transaction documents and translate payment waterfalls, credit enhancement, triggers, fees, reserves, and other structural features into detailed model requirements. - Partner with analytical and quantitative teams to develop, test, and validate models, identify modeling discrepancies or limitations, and implement appropriate solutions. - Establish and promote cash flow modeling standards, controls, documentation, and best practices across the Consumer ABS team. You will be successful in this role if you have: - Ten (10) or more years of relevant ABS experience or transferrable structured finance, including significant hands-on cash flow modeling across multiple ABS subsectors. - Demonstrated experience analyzing and modeling complex or nonstandard ABS transaction structures. - Experience modeling ABS cash flows using both industry-standard third-party modeling platforms (e.g., Intex DealMaker) and proprietary or internally developed modeling tools. - Advanced Excel skills; an Excel-based modeling assessment may be administered as part of the interview process. - Strong understanding for how cash flow modeling systems operate, with experience developing, enhancing, testing, or providing functional requirements for such tools. - Ability to take initiative, work independently, and work closely with partners in a collaborative environment. - Strong oral and written communication skills (writing sample on request). - Exceptional attention to detail. - Familiarity with Generative AI tools such as ChatGPT to support coding, research, document review, and other analytical workflows. Salary Range: The anticipated annual base salary range for this full-time position is $150,000 - $210,000. Offer amounts are determined by factors such as experience, skills, geography, and other job-related factors. Benefits: - A hybrid work schedule (Tuesday, Wednesday, Thursday in the office) - Competitive benefits and paid time off - Paid family and disability leave - 401(k) plan, including employer match (100% vested) - Educational and professional development financial assistance - Employee referral bonus program About Us: Kroll Bond Rating Agency, LLC (KBRA) is a full-service credit rating agency registered with the U.S. Securities and Exchange Commission as an NRSRO. Kroll Bond Rating Agency Europe Limited is registered as a CRA with the European Securities and Markets Authority. Kroll Bond Rating Agency UK Limited is registered as a CRA with the UK Financial Conduct Authority pursuant to the Temporary Registration Regime. In addition, KBRA is designated as a designated rating organization by the Ontario Securities Commission for issuers of asset-backed securities to file a short form prospectus or shelf prospectus. KBRA is also recognized by the National Association of Insurance Commissioners as a Credit Rating Provider. More Info: KBRA encourages applications from all qualified individuals without regard to race, color, religion, gender, sexual orientation, gender identity or expression, age, national origin, marital status, citizenship, disability, and veteran status or any other basis prohibited by federal, state or local law. ## #LI-KS1 ## #LI-HYBRID ## About KBRA ## Company Overview - **One-liner**: KBRA is a global full-service credit rating agency and provider of financial data and analytics, established to restore trust in credit ratings following the 2008 financial crisis. - **Entity Type**: Private (ownership details not publicly disclosed) - **Headquarters**: New York, New York, USA - **Founded**: 2010 - **Founders**: Jules Kroll and Jim Nadler (co-founders) ## Core Business - **Primary industries**: Financial services – credit ratings, financial data & analytics, market intelligence - **Target customers**: B2B – institutional investors, issuers, underwriters, and other financial market participants - **Mission statement**: "Set a standard of excellence and integrity" – rebuilding trust in credit ratings through transparency, rigorous analysis, and innovation. ## Products & Services - **KBRA Ratings**: Full-service credit rating agency covering asset classes such as structured finance (ABS, CMBS, RMBS), corporate & government bonds, project finance, infrastructure, and funds. Provides timely, transparent credit opinions. - **KBRA Analytics**: Data and analytics platform offering tools for deeper analysis and rapid discovery. Includes: - **KBRA Financial Intelligence (KFI)**: Data and analytics for the financial community. - **KBRA Credit Profile (KCP)**: A next-generation, data-centric credit analysis application. - **Credit Intelligence**: Advanced credit research and monitoring tools. - **KBRA Premium**: Premium insights and data feeds. ## Market Standing - **Valuation/Revenue**: Not publicly available (private company) - **Key Metrics**: - 650+ employees - 96,315+ ratings issued - $4.78 trillion in rated issuance - **Notable Investors/Partners**: Not disclosed; ownership structure is private. - **Growth Signals**: Global expansion into Europe, Middle East, and APAC markets (offices in London, Dublin, Tokyo); continuous hiring across ratings and analytics teams; strong headcount growth since founding. ## Competitive Advantages - **Trust & Credibility**: Founded post-2008 crisis with a mission to restore integrity in credit ratings – a strong differentiator against incumbents like Moody’s, S&P, and Fitch. - **Innovation**: Data-centric applications (KCP, KFI) and a technology-forward approach to credit analysis. - **Global Reach**: Full-service capabilities across major markets (US, Canada, Europe, APAC) with a diversified asset class coverage. - **Culture of Integrity & Collaboration**: Emphasizes ethical behavior, teamwork, and transparency as core pillars. ## Strategic Focus - Continue expanding into new geographies and asset classes. - Deepen data and analytics capabilities through KBRA Analytics. - Attract top talent to build the “future of ratings and analytics.” - Maintain a strong compliance and governance framework to sustain trust. ## Why Work Here - **Culture**: Collaborative environment that values innovation, integrity, and diverse perspectives. Emphasis on employee well-being and community impact through “KBRA Cares” program. - **Work Policy**: Hybrid working model (flexible in-office/remote); remote roles available (e.g., Ratings Data Sales – Director, Lead Full-Stack Platform Engineer). - **Benefits**: Comprehensive health & wellness plans, 401(k) match and pension program, flexible vacation, tuition reimbursement for job-related skills, and professional development support. - **Career Growth**: Opportunities across Ratings and Analytics teams; 49 active job postings (as of search date) in locations including New York, Chicago, London, Dublin, Tokyo, and remote. - **Engineering Culture**: Technology roles in platform engineering, data engineering, and business applications – part of a modern, data-centric firm. ## Sources 1. [KBRA Company Overview](https://www.kbra.com/company/overview) 2. [KBRA Analytics](https://www.kbra.com/analytics/products/kfi) 3. [KBRA Careers](https://www.kbra.com/company/careers) 4. [KBRA Job Board (Greenhouse)](http://job-boards.greenhouse.io/krollbondratingagency) 5. 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