---
title: 'Account Executive – SME Credit at Tide'
canonical: 'https://feeny.ai/job/account-executive-sme-credit-tide-berlin-w1fckrk2ybje'
type: 'job'
last_seen: '2026-09-11'
---

# Account Executive – SME Credit at Tide

- **Company:** Tide
- **Location:** Berlin, Germany
- **Posted:** 2025-10-31
- **Last confirmed live:** 2026-09-11
- **Apply:** https://job-boards.greenhouse.io/tide/jobs/7514127003

## Job description

## ABOUT TIDE

At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting.

Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France.

Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love.

Tide facts:

- Tide is available for UK, Indian, German and French SMEs
- Over 2 million members: 900,000 UK and 1,100,000 in India and growing rapidly
- Over $300 million raised in funding
- Over 2,800 Tideans globally
- Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026
- We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg

Über das Team

Du wirst Teil eines engagierten Teams, das den Markterfolg von Tide in Deutschland ausbaut. Das Team bringt Expertise aus Finanzdienstleistungen, Technologie und lokalem Marktverständnis zusammen und gestaltet gemeinsam das Wachstum von Tide in Deutschland. Partner Credit Services ist der KMU-Kreditmarktplatz von Tide: In Zusammenarbeit mit Kreditpartnern vermitteln wir die passende Finanzierung für kleine und mittelgroße Unternehmen.

Über die Rolle

Als Sales Executive bist Du Teil unseres Vertriebsteams und berichtest direkt an den Team Lead Sales. Du betreust ein bereits qualifiziertes, warmes Pipeline aus unserem CRM – Dein Fokus liegt darauf, diese Kunden kompetent zu beraten und zum Abschluss zu bringen. Zu Deinen Aufgaben gehören:

- Kundeneinbindung: Kontaktiere, binde ein und betreue unsere KMU-Kunden während des gesamten Kreditantragsprozesses
- Pipeline-Pflege: Bearbeite kontinuierlich qualifizierte Leads aus unserem CRM und anderen Kanälen, um eine konsistente Sales Pipeline zu sichern
- Vertrauen aufbauen: Erkläre überzeugend die verschiedenen Finanzierungsoptionen unserer Partner und bleib über Markt und Wettbewerb informiert
- Finanzierungsexpertise: Erwirb ein tiefes Verständnis für die Vielfalt der Kreditgeber und Produkte am Markt
- Partner-Engagement: Pflege aktiv die Beziehung und Abläufe mit unseren Kreditpartnern
- CRM-Datenpflege: Halte Kundeninformationen in Salesforce über alle Vertriebsstufen aktuell
- Teamkultur: Teile Erfahrungen und Erfolge aktiv mit dem Team

Wen suchen wir

Wir suchen eine engagierte Persönlichkeit, die dazu beiträgt, Tide zur vertrauenswürdigsten KMU-Kreditplattform in Deutschland zu machen.

Das bringst Du mit

- Vertriebsleidenschaft und echten Antrieb, Ziele zu erreichen
- Ausgezeichnete Kommunikations- und zwischenmenschliche Fähigkeiten
- Eine proaktive, ergebnisorientierte Arbeitsweise mit Fokus auf Genauigkeit und Umsetzungsgeschwindigkeit
- Organisationstalent und einen kühlen Kopf auch unter Druck, sowie die Fähigkeit, Probleme schnell und pragmatisch zu lösen
- Fließende, verhandlungssichere Deutschkenntnisse und gute Englischkenntnisse

Das ist ein Plus, aber keine Voraussetzung:

- Erfahrung im Fintech-, Banking-, Payments- oder Kreditbereich
- Erfahrung im Outbound-Vertrieb oder in der Kaltakquise – diese Energie schätzen wir sehr, auch wenn sich diese Rolle auf die Betreuung bereits qualifizierter, interessierter Kunden konzentriert

Du musst nicht alle Punkte vollständig erfüllen – wenn Du Dich in der Beschreibung wiedererkennst, freuen wir uns auf Deine Bewerbung. Wir ermutigen insbesondere Frauen, sich für diese Position zu bewerben.

Gehalt: 80.000–105.000 € OTE, je nach Erfahrung.

Was bieten wir

- Bis zu 15% Provision auf den erreichten Revenue
- DeutschlandTicket
- FREE M Urban Sports Club
- Zusätzliche 3 Tage bezahlter Urlaub für ehrenamtliche Tätigkeiten oder Weiterbildung
- Wir investieren in deine Weiterentwicklung mit einem dafür vorgesehenen Budget
- Erweiterter Elternurlaub
- 4 Wochen Sabbatical (nach 3 Jahren Zugehörigkeit)
- Unterstützung der psychischen Gesundheit durch Plumm
- Einmaliges Home-Office-Budget
- Arbeiten weltweit – bis zu 90 Tage außerhalb deines Heimatlandes
- Team-Events und soziale Aktivitäten
- Möglichkeit, dein Arbeitsgerät zu übernehmen (abhängig von der Berechtigung)
- 25 Tage bezahlter Urlaub plus 5 optionale Tage unbezahlter Urlaub pro Jahr
- Barista im Office

## TIDE IS A PLACE FOR EVERYONE

At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives.

We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.

At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard.

Disclaimer

It has come to our attention that individuals or agencies are falsely claiming to represent Tide and are reaching out to candidates regarding job opportunities. Please be aware that:

- Tide does not charge any fees at any stage of the recruitment process.
- All official Tide job opportunities are listed exclusively on our [Careers Page](https://www.tide.co/careers/) and applications should be submitted through this channel.
- Communication from Tide will only come from an official @tide.co email address.
- Tide does not work with agencies or recruiters without prior formal engagement, and we do not authorize third parties to make job offers on our behalf.

If you are contacted by anyone misrepresenting Tide or requesting payment, please treat it as fraudulent and report it to us immediately at talent@tide.co Your safety and trust are important to us, and we are committed to ensuring a fair and transparent recruitment process.

Tide leverages AI to enhance our hiring experience. You can read more about how we use AI in our recruitment process in our [AI Policy](https://assets.ctfassets.net/3h69mkdgxn20/5MFtWSdG8YLKq3jZkK52NY/3f18633073e6cdbd03bba4b9791c64f4/Using_AI_throughout_the_Hiring_Process.pdf).

Your personal data will be processed by Tide for recruitment purposes and in accordance with [Tide's Recruitment Privacy Notice](https://assets.ctfassets.net/3h69mkdgxn20/30JAUcDJMlaCwUKt4zoW0j/dd541981a67b6838d6e54537704bc8aa/Tide_Recruitment_Privacy_Notice_Job_Post_Version.pdf).

## About Tide

## Company Overview
- **One-liner**: Tide is a business financial platform that provides bank accounts, loans, and a suite of tools to help small and medium businesses save time and money.
- **Entity Type**: Private (backed by venture capital and a UK government grant)
- **Headquarters**: London, United Kingdom (with offices in Sofia, Bulgaria; Hyderabad, India; Delhi, India; Berlin, Germany; and Luxembourg)
- **Founded**: 2017
- **Founders**: Not publicly listed as individual founders; the company was launched by a team. CEO is Dr. Oliver Prill (joined in 2018).

## Core Business
- Primary industry: Fintech / Business Banking
- Target customers: Small and medium enterprises (SMEs), freelancers, and entrepreneurs (B2B)
- Mission: “To save small businesses time and money, so they can get back to doing what they love.”

## Products & Services
- **Business Bank Accounts**: Integrated current accounts with fast account opening and no monthly fees for many plans.
- **Business Loans & Credit**: Access to lending products (including asset finance and loans against securities) tailored for SMEs.
- **Expense Management**: Tools to track, categorise, and control business spending.
- **Invoicing & Accounting**: Built-in invoicing and integration with popular accounting software.
- **Admin Services**: Additional support for business administration, compliance, and tax.

## Market Standing
- **Valuation/Market Cap**: Not publicly disclosed (private company).
- **Key Metric**: Over 2 million small business members worldwide; serves more than 10% of UK SMEs (as of 2023). In India, it has onboarded over 500,000 small businesses since launching there in December 2022. [tide.co/about/](https://www.tide.co/about/)
- **Notable Investors/Partners**: Not listed in search results, but the company received a grant backed by the UK government. [tide.co/about/](https://www.tide.co/about/)
- **Growth Signals**: Rapid headcount growth (now over 2,000 employees); expansion into India and Europe; first fintech to achieve 100% carbon emissions removal. [tide.co/about/](https://www.tide.co/about/)

## Competitive Advantages
- **All-in-one platform**: Combines banking, lending, expense management, and accounting in a single interface tailored for SMEs.
- **Member-first approach**: Deep focus on solving real pain points for small business owners, with a community of over 2 million members.
- **Data-driven decision making**: Uses data and metrics to continuously improve products and member experience. [tide.co/careers/](https://www.tide.co/careers/)
- **Carbon neutrality**: First fintech to remove 100% of its carbon emissions, appealing to environmentally conscious members and employees.

## Strategic Focus
- **International expansion**: Deepening presence in India and exploring new European markets (offices in Berlin and Luxembourg).
- **Inclusion**: Committed to onboarding 200,000 female-led businesses by the end of 2027, building on 100,000 already onboarded in 2023. [tide.co/about/](https://www.tide.co/about/)
- **Product innovation**: Building proprietary technology for smarter financial tools, especially in the India market with local partnerships.

## Why Work Here
- **Culture**: Values include “One Team” (collaboration), “Data Driven” (metrics-focused), and “Member First” (customer obsession). Tide emphasises ownership, impact, and collective growth. [tide.co/careers/](https://www.tide.co/careers/)
- **Work model**: Flexible workplace combining remote independence with in-person office time. Offices serve as innovation hubs. [tide.co/careers/](https://www.tide.co/careers/)
- **Benefits (India example)**: Annual learning budget of ₹40,000; life cover (2x salary or ₹10L); mental wellbeing support (24/7 EAP, CBT); 15 privilege leave days plus casual/sick leave; paid volunteering leave (3 days/year); self and family medical insurance; OPD benefits; recognition budget for managers. [tide.co/en-IN/careers/india/](https://www.tide.co/en-IN/careers/india/)
- **Engineering culture**: “Own your impact” – engineers are encouraged to solve problems proactively. Roles include Engineering Managers, Directors of Engineering, and specialists in threat detection, machine learning, and Python. [job-boards.greenhouse.io/tide](http://job-boards.greenhouse.io/tide)
- **Global team**: Over 2,000 Tideans across the UK, Bulgaria, India, Germany, and Luxembourg, offering a diverse and international work environment.

## Sources
1. [tide.co/careers/](https://www.tide.co/careers/)
2. [job-boards.greenhouse.io/tide](http://job-boards.greenhouse.io/tide)
3. [tide.co/about/](https://www.tide.co/about/)
4. [tide.co/en-IN/careers/india/](https://www.tide.co/en-IN/careers/india/)
5. [uk.linkedin.com/company/tide-banking](https://uk.linkedin.com/company/tide-banking)

## Other roles at Tide

- [Director of Member Engagement Marketing](https://feeny.ai/job/director-of-member-engagement-marketing-tide-delhi-ncr-9bk7fdk7j23q) — Delhi NCR, India
- [Engineering Manager - Manage Money](https://feeny.ai/job/engineering-manager-manage-money-tide-bulgaria-kje5ypmbhza7) — Bulgaria
- [Treasury Operations Manager](https://feeny.ai/job/treasury-operations-manager-tide-united-kingdom-dm1fvezz7bmz) — United Kingdom
- [Business Operations Manager](https://feeny.ai/job/business-operations-manager-tide-berlin-62hws01x4ea5) — Berlin, Germany
- [Sales Specialist](https://feeny.ai/job/sales-specialist-tide-bulgaria-1ac67g1r27e1) — Bulgaria
- [Werkstudent:in (m/w/d) – Operations & Office Management](https://feeny.ai/job/werkstudent-in-m-w-d-operations-office-management-tide-berlin-pbgpp1fzh1rd) — Berlin, Germany
- [Director of Mobile and Web Platform](https://feeny.ai/job/director-of-mobile-and-web-platform-tide-berlin-srswe71bhebz) — Berlin, Germany
- [Product Operations Manager](https://feeny.ai/job/product-operations-manager-tide-berlin-zjb49330avea) — Berlin, Germany
- [Platform Operations Specialist](https://feeny.ai/job/platform-operations-specialist-tide-berlin-th64njv5wvgf) — Berlin, Germany
- [Treasury Analyst](https://feeny.ai/job/treasury-analyst-tide-delhi-ncr-k597fr5nf1xa) — Delhi NCR, India