---
title: 'Accountant at Tamara'
canonical: 'https://feeny.ai/job/accountant-tamara-dubai-7a1t4amx3yaw'
type: 'job'
last_seen: '2026-09-14'
---

# Accountant at Tamara

- **Company:** Tamara
- **Location:** Dubai, United Arab Emirates
- **Posted:** 2026-09-09
- **Last confirmed live:** 2026-09-14
- **Apply:** https://job-boards.eu.greenhouse.io/tamara/jobs/4969403101

## Job description

## About Us

Tamara is a leading fintech platform in Saudi Arabia and the GCC region with a mission to help people own their dreams built on being simple, trusted, and everywhere our customers need us. Today, more than 25 million customers and over 130,000 partner merchants depend on Tamara every day for reliable financial solutions across retail, travel, education, healthcare, and beyond. Tamara is backed by Sanabil Investments, a wholly owned company of the Public Investment Fund (PIF), and SNB Capital, among others.

Tamara also aims to tackle multiple core issues in the retail and service sectors that create friction in payments, low conversion rate and lower average order value offline and online. We have ambitious plans and have already shown unique traction. Tamara is Saudi’s first fintech unicorn and is backed by Sanabil Investments, SNB Capital, Checkout.com, amongst others. Tamara is headquartered in Riyadh, Saudi Arabia, with offices in the UAE, Egypt, Germany, and Vietnam.

Your Role:

Are you ready to dive into the heart of finance and technology? As our Accountant, you'll be at the forefront of our financial operations, ensuring accuracy, efficiency, and compliance every step of the way. We are all about collaboration here, so team up with our internal squads, analyze financial data and freely apply your strong analytical skills. A keen attention to detail and profound understanding of accounting standards are integral to this role.

Your responsibilities:

Month-end and Year-end Closing: ● Conduct month-end and year-end closing activities with precision. ● Record journal entries and accruals accurately and in a timely manner. ● Prepare balance sheet accounts reconciliations. ● Identify and investigate any unusual or significant fluctuations in account balances and take appropriate actions to resolve them. ● Collaborate with cross-functional teams for transaction recording and reconciliation. ● Reconcile sub-ledgers with the general ledger to ensure accuracy and completeness ● Ensure proper classification of financial transactions and reconcile sub-ledgers. ● Maintaining the chart of accounts

Financial Control and Compliance: ● Document accounting policies and procedures for transparency and consistency. ● Implement and uphold robust financial control procedures. ● Monitor transactions to ensure compliance with accounting standards and regulatory requirements. ● Identify and address control weaknesses, driving corrective actions.

ERP Systems & Automation: ● Identify opportunities for process automation to streamline operations. ● Collaborate with teams to identify and address process inefficiencies. Personal Development: ● Take charge of your personal and professional growth. ● Set and review personal development goals aligned with career objectives. ● Stay updated on industry trends and best practices in financial accounting and control.

Your expertise:

● 5+ years of experience in accounting, financial control, or related fields. ● ACCA, CA or equivalent certificate. ● Experience in fintech, technology, or financial services sectors. ● Proficiency in month-end and year-end closing procedures. ● Strong knowledge of accounting principles and financial reporting standards (IFRS). ● Strong skills in reconciliation and Chart of Accounts maintenance. ● Knowledge of Oracle NetSuite software is a big plus. ● Experience in developing and implementing financial control processes and procedures. ● Experience with Islamic Finance and shariah-compliant products is desirable. ● Advanced proficiency in Microsoft Excel and a strive for automation. ● Excellent communication and interpersonal skills. ● Proven ability to manage multiple priorities and deadlines in a fast-paced environment while maintaining a high level of quality and accuracy.

## About Tamara

## Company Overview
- **One-liner**: Tamara is the leading fintech platform in Saudi Arabia and the GCC region, offering Sharia-compliant buy now, pay later (BNPL) and payment solutions through a customer-centric financial super-app.
- **Entity Type**: Private (Series? – Unicorn stage, backed by top investors)
- **Headquarters**: Riyadh, Saudi Arabia (King Abdullah Branch Road, King Salman District)
- **Founded**: 2020
- **Founders**: Not publicly available (company was founded in 2020 by a team; individual founder names not disclosed in provided sources)

## Core Business
- **Primary industry/industries**: Fintech (BNPL, payments, consumer finance)
- **Target customers**: B2C (consumers) and B2B (merchants, from SMBs to global brands)
- **Mission or purpose statement**: “To help people make their dreams come true by building the most customer-centric financial super-app on earth” (from Greenhouse careers page) / “Empower people in their daily lives and revolutionize how they shop, pay, and bank” (from docs.tamara.co)

## Products & Services
For each major offering:
- **Tamara Bundle**: Includes Pay in Full and Split in 2/3/4 payment products – flexible, transparent, no hidden fees or interest.
- **Split in Installments**: Allows customers to split purchase amounts into multiple installments (varies by retail category and ticket size).
- **Pay in Full**: Customers pay the total order value upfront via Tamara, with no added fees or interest.
- **Online & In-store Solutions**: Tamara’s payment methods work both for e-commerce and physical retail.
- **Merchant Services**: Boost conversion and AOV, reduce fraud/credit risk, receive upfront payment while customers pay over time, and manage transactions/returns via a dashboard.

## Market Standing
- **Valuation/Market Cap**: $2.107 billion (as of latest funding round – CB Insights lists valuation at $2.107B, making Tamara Saudi Arabia’s first fintech unicorn)
- **Key Metric**: Total funding raised = $2.107 billion (includes equity and lines of credit; latest round was a Line of Credit - II of $1.4B about 9 months ago)
- **Notable Investors/Partners**: Sanabil Investments (wholly owned by PIF), SNB Capital, Checkout.com, Goldman Sachs, Citi Alternative Investments, Apollo Global Management, W2 Investments, Shorooq Partners (22+ investors total). Key merchant partners: SHEIN, Jarir, noon, IKEA, Amazon.
- **Growth Signals**: Serves millions of users across Saudi Arabia, UAE, and Bahrain; expanding globally with offices in Riyadh, Dubai, Cairo, Vietnam, India, Germany, and remote; strong headcount growth visible in open roles across engineering, data, risk, product, and care.

## Competitive Advantages
- **First-mover & unicorn status** in Saudi Arabia’s fintech space.
- **100% Sharia-compliant** certification by Shariyah Review Bureau – a key differentiator in the region.
- **Strong backing** from PIF-linked investors and global financial institutions.
- **Deep merchant integrations** with top regional and global brands (SHEIN, IKEA, Amazon, etc.).
- **Customer-centric super-app vision** combining payments, shopping, and banking in one platform.

## Strategic Focus
- Build the most comprehensive financial super-app in the GCC, expanding product offerings beyond BNPL (e.g., banking, credit).
- Scale across the region (already in Saudi, UAE, Bahrain) and enter new markets.
- Invest in data, AI, and engineering talent to enhance risk management, personalization, and customer experience.
- Maintain Sharia compliance while innovating payment flexibility.

## Why Work Here
- **Culture highlights**: “Customer Obsessed”, “Ownership”, “Resilience”, “Curiosity”, “One Team, One Mission” – strong emphasis on trust, simplicity, and being “everywhere people need us.”
- **Work policy**: Hybrid/remote options available – offices in Saudi Arabia, UAE, Egypt, Vietnam, India, Germany, plus fully remote roles (per Greenhouse careers page).
- **Notable perks/engineering culture**: “We hire for human qualities, not just skills”; focus on continuous learning, data-informed decision-making, and building scalable systems; global team with diverse backgrounds; roles in engineering (backend, Flutter, QA), data science, risk, product design, and more.
- **Growth opportunity**: As a fast-growing unicorn, employees can have high impact and career acceleration.

## Sources
1. [Greenhouse – Jobs at Tamara](https://job-boards.eu.greenhouse.io/tamara)
2. [Tamara – Life at Tamara](https://tamara.co/en-kw/life-at-tamara)
3. [CB Insights – Tamara Profile](https://www.cbinsights.com/company/tamara)
4. [Tamara Docs – Introduction to Tamara](https://docs.tamara.co/docs/introduction-to-tamara)
5. [Tamara Careers Page](https://tamara.co/en-sa/careers)

## Other roles at Tamara

- [Head of Anti-Money Laundering (AML) - Saudi National](https://feeny.ai/job/head-of-anti-money-laundering-aml-saudi-national-tamara-riyadh-92ha4xeecaaz) — Riyadh, Saudi Arabia
- [People Business Partner](https://feeny.ai/job/people-business-partner-tamara-riyadh-q3jnh0p1j031) — Riyadh, Saudi Arabia
- [Public Engagement Lead](https://feeny.ai/job/public-engagement-lead-tamara-riyadh-1aq44577v06t) — Riyadh, Saudi Arabia
- [Data Governance Lead](https://feeny.ai/job/data-governance-lead-tamara-riyadh-tp7bt1398rqf) — Riyadh, Saudi Arabia
- [Customer Care Manager - UAE](https://feeny.ai/job/customer-care-manager-uae-tamara-cairo-ng0n39p5aqaq) — Cairo, Egypt
- [People Operations Senior Associate](https://feeny.ai/job/people-operations-senior-associate-tamara-cairo-885465rvzj8c) — Cairo, Egypt
- [Real-Time Analyst (RTA)](https://feeny.ai/job/real-time-analyst-rta-tamara-cairo-8ycm72dd0dsc) — Cairo, Egypt
- [Real-Time Analyst (RTA)](https://feeny.ai/job/real-time-analyst-rta-tamara-riyadh-gkgzm74s0q9d) — Riyadh, Saudi Arabia
- [Money Laundering Reporting Officer](https://feeny.ai/job/money-laundering-reporting-officer-tamara-dubai-m8fv5aevfqnx) — Dubai, United Arab Emirates
- [CRM Specialist](https://feeny.ai/job/crm-specialist-tamara-dubai-g8ymxvzgrraw) — Dubai, United Arab Emirates