---
title: 'Accounting Senior Manager, Brazil at Tilt Finance'
canonical: 'https://feeny.ai/job/accounting-senior-manager-brazil-tilt-finance-sao-paulo-krs4q86q25q2'
type: 'job'
last_seen: '2026-09-06'
---

# Accounting Senior Manager, Brazil at Tilt Finance

- **Company:** Tilt Finance
- **Location:** São Paulo, Brazil
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-09-03
- **Last confirmed live:** 2026-09-06
- **Apply:** https://jobs.ashbyhq.com/tilthq/a73fd7ba-d064-4325-9ef7-d915cb4f684e

## Job description

## JOIN THE TILT TEAM

At Tilt, we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. With millions of customers worldwide, we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward.

## THE OPPORTUNITY: ACCOUNTING SENIOR MANAGER, BRAZIL

Tilt is hiring an Accounting Senior Manager to own the accounting operations of our Brazilian entities, including our FIDC. You'll be based in São Paulo and run the day-to-day accounting operations: directing our outsourced accounting providers through the local close, reviewing their work, keeping the statutory books and regulatory filings accurate and on time, and delivering a clean monthly package that consolidates into our US reporting. This role is for a hands-on leader who knows Brazilian standards, can hold an external provider to a close calendar, and can explain a local-versus-US GAAP difference to a US finance team. You are the person in Brazil who owns the numbers — not the person who forwards them. You will report directly to our Corporate Controller in the United States.

This role is based in São Paulo and works on a hybrid schedule. Tilt is otherwise a remote-first company that fosters connectivity through regular offsites. Travel for company offsites is required at least twice per year.

## HOW YOU'LL MAKE AN IMPACT

- Own the monthly, quarterly, and annual close for all Brazil entities and deliver the reporting package to the US team on the close calendar
- Coordinate the daily accounting activities of the Brazil entities — set the work queue for our outsourced accounting provider, review what they produce, resolve open items, and report close status
- Hold our external accounting, tax, and payroll providers to agreed deliverables, deadlines, and quality standards; escalate and fix when they slip
- Maintain statutory books in accordance with Brazilian GAAP
- Own accounting and reporting for our FIDC — review the administrator's and custodian's calculations, the receivables portfolio and loan loss provisioning, subordination and waterfall mechanics, and the required CVM filings and audited fund financial statements
- Prepare and review the US GAAP reporting package, including the local-to-US GAAP bridge and supporting documentation
- Oversee Brazilian tax compliance with our external advisors — review federal, state, and municipal filings and book the supporting entries
- Review and approve reconciliations, journal entries, intercompany activity, and FX translation for the Brazil entities
- Manage the local statutory and FIDC audits and support the US audit — pull schedules, respond to requests, and close findings
- Document Brazil accounting processes and controls, and cut manual work where a system or a better handoff can do it
- Serve as the accounting point of contact in Brazil for banking partners, the fund administrator, auditors, and internal stakeholders

## WHY YOU'RE A GREAT FIT

- Bachelor's degree in Accounting or equivalent; CRC registration
- 6+ years of accounting experience, including experience directing an accounting team or an outsourced provider
- Deep, current knowledge of Brazilian accounting standards (CPC / IFRS as adopted in Brazil) and Brazilian statutory and tax reporting obligations
- Experience owning a full close cycle end to end, on a deadline, for a multi-entity organization
- Track record of managing external accounting, tax, or payroll providers — including holding them accountable and improving what they deliver
- Fluent in Portuguese and English, written and spoken — you'll work in Portuguese locally and in English with the US team every week
- Able to work as the senior finance presence in Brazil with a US-based manager, across time zones
- Strong attention to detail, clear written communication, and a habit of documenting how things work
- Preferred but not required: working knowledge of US GAAP and experience preparing a local-to-US GAAP reporting package; experience with FIDCs, securitization vehicles, or fund accounting and CVM reporting; experience at a financial services, lending, or fintech company; experience with NetSuite; experience supporting a Big 4 or US external audit; prior experience standing up or scaling accounting operations for a foreign subsidiary

## OUR INTERVIEW PROCESS

1. Initial Recruiter Call: A conversation to learn about your experience and what you're looking for in your next role.
2. Hiring Manager Interview: A deeper discussion about your background and the Accounting Senior Manager role.
3. Skills Panel: Meet with Tilt team members to discuss your expertise and approach to problem-solving.
4. Leadership Conversation: Final conversations with our CFO and CEO to discuss our mission and how you could contribute to it (and how we can help you achieve your career goals along the way).

Don’t meet every qualification? We care about potential over your past. If you're bringing ambition and drive to what we're building, we want to hear from you.

## WHAT YOU'LL GET AT TILT

- Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement.
- Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity.
- Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.
- Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly.
- Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.)
- Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.

## THE TILT WAY

We're looking for people who chase excellence and impact. Those who stand behind their work, celebrating the wins and learning from the missteps equally. We foster an environment where every voice is valued and mutual respect is non-negotiable — brilliant jerks need not apply. We're in this together, working to expand access to fair credit and prove that people are incredible. When you join us, it's not just another day at the [virtual] office, you're helping millions of hardworking people reach better financial futures.

You’re pushing ahead in your career? We can get behind that. Join us in building the credit system that people deserve.

## About Tilt Finance

## Company Overview
- **One-liner**: Tilt is a financial technology company that uses machine learning to analyze over 250 non-traditional financial signals to provide cash advances and credit cards to people overlooked by traditional credit scoring.
- **Entity Type**: Private (Series D, backed by Sequoia Capital)
- **Headquarters**: San Francisco, California, United States
- **Founded**: 2016
- **Founders**: Warren Hogarth (Co-Founder & CEO), Jan Chong (Co-Founder & CTO)

## Core Business
- **Primary industry**: Financial Services, Consumer Fintech, Alternative Credit
- **Target customers**: B2C — underbanked and credit-invisible consumers in the U.S., Brazil, India, the Philippines, and Mexico who lack reliable access to fair credit.
- **Mission**: "We're building a new credit system to prove it." — Backing the hard work people do, whatever they're working toward, by expanding access to cash and credit.

## Products & Services
- **Cash Advance**: Mobile-first cash advance product that provides instant access to funds directly to a bank account with automated, flexible repayment. Evaluates creditworthiness using real-time income and spending data, not just credit scores.
- **Thrive Line of Credit**: A credit-building line of credit product that rewards consistent on-time payments with offer increases and larger lines.
- **Petal Credit Cards**: Credit cards designed for people with thin or no credit history, using machine learning underwriting to assess financial health.
- **NIRA**: A credit product serving the Indian market, built in collaboration with local financial institutions.
- **Cashalo**: A credit product serving the Philippine market, embedded in local financial ecosystems.

## Market Standing
- **Valuation/Market Cap**: Not publicly disclosed; named by Forbes as one of the "Next Billion-Dollar Startups" in 2024.
- **Key Metric**: Over $1 billion in total cash and credit accessed via the platform; over 5 million customers; 450,000+ 5-star reviews.
- **Notable Investors/Partners**: Sequoia Capital (lead investor), Blisce, Icon Ventures.
- **Growth Signals**: Ranked #65 on Inc. 5000’s Fastest-Growing Private Companies list (third year in a row in the top 100). Named Forbes America's Best Startup Employers (2023). Thrive product was named Fast Company's Next Big Things in Tech (2022). Active expansion into Brazil (hiring Head of Credit for Brazil), India (NIRA), Philippines (Cashalo), and Mexico.

## Competitive Advantages
- **Proprietary Underwriting Engine**: Uses 250+ non-traditional signals of financial health (real-time income, spending patterns, gig economy activity) rather than legacy credit scores, enabling it to serve tens of millions of people that traditional lenders decline.
- **Machine Learning & Data Moat**: The scale of data (over 5M customers) creates a significant feedback loop for model accuracy — the more people they approve and track, the smarter their risk models become.
- **Multi-Product Ecosystem**: Not a single product lender; they offer cash advances, lines of credit, and credit cards, allowing them to graduate customers upward as their financial health improves, increasing lifetime value.
- **Global Expansion First-Mover**: Actively launching localized credit products in Brazil, India, Philippines, and Mexico, which gives them a head start in underbanked markets where incumbents are slow to innovate.

## Strategic Focus
- **Global Expansion**: Building country-specific credit products (NIRA in India, Cashalo in Philippines) and hiring leadership for new markets like Brazil and Mexico.
- **Agentic AI Integration**: Hiring an "Agentic AI Lead (Business Transformation)" — suggesting they are building AI agents to automate credit decisions, customer support, and risk operations.
- **Product Deepening**: Expanding from cash advances and credit cards into broader lines of credit and larger loan products as customers build history with the platform.
- **Regulatory & Compliance Scaling**: Hiring corporate counsel, compliance leads for new geographies (Mexico, Brazil), reflecting a push into regulated financial landscapes.

## Why Work Here
- **Virtual-first culture with global team**: Collaborating across 14 countries, 12 time zones. Remote-first but with twice-yearly global onsites ("Magic happens IRL: we gather twice a year to reconnect over a shared meal or a kayaking adventure").
- **Low-meeting culture**: "Give us the data-driven recommendation on Slack over the meeting and multi slide deck." — emphasizes asynchronous communication and deep work.
- **Full health coverage**: Flexible plans at every premium level with substantial subsidies that "stand up to global standards."
- **Home office subsidy**: Funded to get the gear you need.
- **Flexible time off**: Unlimited PTO with an emphasis on taking time to "stay at the top of your game."
- **Competitive pay**: "Above-market compensation" with growth opportunities following contributions, not rigid promotion timelines.
- **Diverse backgrounds welcome**: Explicitly states no prior experience in consumer finance required — they value diverse, unique backgrounds. All backgrounds welcome.
- **Feedback culture**: "Up, down, sideways — we help each other grow with honest, constructive conversations."
- **Global hiring**: Active open roles across the U.S. (remote), Brazil (remote), India (hybrid Bengaluru), Philippines (hybrid Manila), Mexico (remote), Australia (remote), and the EU (remote).

## Sources
1. [tilt.com](https://tilt.com/)
2. [tilt.com/about](https://tilt.com/about)
3. [tilt.com/careers](https://tilt.com/careers)
4. [linkedin.com/company/tilthq](https://www.linkedin.com/company/tilthq)
5. [builtin.com](https://builtin.com/company/empower)
6. [jobs.ashbyhq.com/tilthq](https://jobs.ashbyhq.com/tilthq)

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- [Senior Backend Engineer, Blipay](https://feeny.ai/job/senior-backend-engineer-blipay-tilt-finance-brazil-vcbd3wcj5kqm) — Brazil
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