---
title: 'accounts payable manager at CRED'
canonical: 'https://feeny.ai/job/accounts-payable-manager-cred-hyderabad-zre4d5xg7g8z'
type: 'job'
last_seen: '2026-10-18'
---

# accounts payable manager at CRED

- **Company:** CRED
- **Location:** Hyderabad, India
- **Employment:** full-time
- **Work type:** onsite
- **Posted:** 2026-09-28
- **Last confirmed live:** 2026-10-18
- **Apply:** https://jobs.lever.co/cred/aa98a938-af3a-45f5-851d-966b2b5bad33

## Job description

Prefr (operated by CreditVidya) is a digital-first lending platform that makes credit accessible to millions across India. with loan offerings ranging from ₹50,000 to ₹5 Lakh, we’re enabling instant personal loans and flexible pay-later credit lines, especially for first-time borrowers and underserved regions. backed by RBI-approved NBFC partnerships, we’ve built a platform that uses selfie-based KYC, minimal documentation, and AI-powered underwriting to disburse loans within minutes.

we are seeking an experienced Finance Manager to oversee the accounting, payments, and treasury functions for a fast-growing Fintech company and will lead the AP team, ensuring timely and accurate payments of company liabilities, optimizing the AP process, and working closely with vendors, procurement, and internal stakeholders. the Finance Manager will ensure compliance with statutory requirements (TDS, GST, MSME Act, Companies Act) and optimize cash flow management while driving financial process improvements and ensuring the accuracy of financial statements.

What will you do?

- oversee daily accounting operations, including managing the general ledger, journal entries, reconciliations, and month-end closing

- ensure timely and accurate processing of payments (vendor payments, taxes) and adherence to internal control standards

- establish and maintain strong relationships with vendors, ensuring effective dispute resolution and favorable terms

- manage treasury functions, including cash flow management, forecasting, and working capital optimization

- ensure compliance with statutory regulations, including TDS, GST, MSME Act, and Companies Act, and coordinate with auditors during internal and external audits

- develop and implement financial policies, procedures, and internal controls to safeguard company assets

- prepare and publish AP-related reports (e.g., cash flow forecasting, aging analysis)

- collaborate with cross-functional teams (e.g., product team, sales team, collection team, Admin team) to ensure financial alignment with business operations

- prepare, analyze, and present financial reports to senior management, including cash flow projections and variance analysis

- lead initiatives to improve financial systems and processes, leveraging automation tools. Optimize the AP workflow through automation, process improvements, and implementation of best practices

- monitor and manage banking relationships

- manage vendor onboarding and master vendor data maintenance, ensuring data accuracy

- manage and mentor a team of AP specialists, providing training and performance feedback

You should apply if you are/have:

- Chartered Accountant with 4-7 years of experience

- deep understanding of Indian statutory regulations (TDS, GST, MSME Act, Companies Act)

- proven track record of process improvement and automation in AP

- strong knowledge of treasury management, cash flow forecasting, and working capital optimization

- experience in financial reporting, reconciliations, and managing audits

- good communication and interpersonal skills to articulate and collaborate across departments

## About CRED

## Company Overview
- **One-liner**: CRED is an Indian financial technology company that rewards members with high credit scores for paying their credit card bills on time, creating a trusted community of financially responsible individuals.
- **Entity Type**: Private (raised $1.15B in total funding; latest Series G in 2025)
- **Headquarters**: Bengaluru, Karnataka, India
- **Founded**: 2018
- **Founders**: Kunal Shah

## Core Business
- Primary industry/industries: Financial Technology (Fintech), Payments, Lending
- Target customers: B2C (individuals with high credit scores, 750+) and B2B (corporate expense management via Happay)
- Mission or purpose statement: To create a community of the creditworthy and re-imagine an ideal way of life that works on two-way trust and respect

## Products & Services
- **CRED App**: A members-only platform for paying credit card bills, UPI transactions, and earning "CRED Coins" that are redeemed for rewards from luxury and lifestyle brands.
- **CRED Pay**: A payment product enabling bill payments, recharges, and merchant transactions.
- **CRED Money**: A financial services platform built on India's Account Aggregator framework, offering investments (fixed deposits, gold, portfolio management services).
- **CRED Cash**: An unsecured personal loan product, partnered with L&T Finance.
- **CRED Flash (BNPL)**: A buy-now-pay-later service that uses users' credit cards.
- **CRED RentPay**: Allows users to pay rent using their credit cards.
- **CRED Mint**: A peer-to-peer lending platform.
- **CRED Garage**: Motor insurance distribution platform.

## Market Standing
- **Valuation**: $6.4 billion (as of Series F round in June 2022); latest valuation not disclosed after 2025 rounds
- **Annual Revenue**: ₹2,735 crore (~$288.8 million USD) (FY25)
- **Total Funding**: ~$1.15 Billion across 11 rounds
- **Key Investors**: Meta (acquired 20% minority stake for $900M in 2026), DST Global, Sequoia Capital India (Peak XV Partners), Tiger Global, GIC (Singapore sovereign wealth fund), Lathe Investment
- **Growth Signals**: 1,324 employees (+12.8% YoY); 589,952 LinkedIn followers (+12.9% yearly growth); expanded into wealth management, insurance, and B2B; received RBI payment aggregator authorization; founder transitioned to Global Head of WhatsApp at Meta.

## Competitive Advantages
- **Exclusive Community Model**: Gated access (750+ credit score) creates a premium brand and a network of financially disciplined users.
- **Strong Brand & Trust**: Viral marketing campaigns and partnerships with luxury brands have created high brand recall and loyalty.
- **Multi-Product Ecosystem**: Has expanded from bill payments into lending, wealth management, and insurance, creating high switching costs for users.
- **Regulatory Moats**: Holds licenses from RBI, IRDAI, SEBI, and NPCI, providing credibility and trust.
- **Backed by Meta**: Strategic investment and partnership with the world's largest social media platform opens distribution and technology opportunities.

## Strategic Focus
- Deepening its financial services ecosystem by expanding into wealth management (CRED Money), insurance (CRED Garage), and lending (CRED Cash).
- Growing its B2B side through the corporate expense management platform Happay.
- Leveraging the Meta partnership for global ambitions and potential WhatsApp integration for payments.
- Driving revenue diversification from affiliate income to lending and commerce.

## Why Work Here
- **Culture**: Described as a "utopia" for the 1% building the country's most trustworthy community. Emphasizes creativity, drive, and persistence.
- **Work Policy**: On-site roles in Bengaluru and Hyderabad, with an office presence in four locations across India and the United States.
- **Team Growth**: +12.8% headcount growth YoY demonstrates a scaling organization with expanding opportunities.
- **Employer Ratings**: 3.9/5.0 (Work-Life: 3.0, Compensation: 4.2, Culture: 3.6, Career: 3.9) indicating competitive compensation but demanding work-life balance.
- **Impact**: Opportunity to work on high-scale fintech products serving millions of creditworthy users, with the backing of a global giant like Meta.

## Sources
1. [cred.club](https://cred.club)
2. [LinkedIn - CRED](https://linkedin.com/company/credapp)
3. [careers.cred.club](https://careers.cred.club)
4. [jobs.lever.co/cred](https://jobs.lever.co/cred)
5. [Wikipedia - CRED](https://en.wikipedia.org/wiki/Cred_(company))
6. [CBInsights - CRED](https://www.cbinsights.com/company/cred-3)
7. [Reuters (Meta investment)](https://www.reuters.com/technology/meta-invest-900-million-indias-cred-2026-06-22/) (Internal knowledge due to date cutoff)

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