--- title: 'AI Experience Engineer (Conversational AI) at Upgrade' canonical: 'https://feeny.ai/job/ai-experience-engineer-conversational-ai-upgrade-canada-rx5dwz4yz5pq' type: 'job' last_seen: '2026-10-18' --- # AI Experience Engineer (Conversational AI) at Upgrade - **Company:** Upgrade - **Location:** Canada - **Work type:** remote - **Posted:** 2026-10-13 - **Last confirmed live:** 2026-10-18 - **Apply:** https://job-boards.greenhouse.io/upgrade/jobs/4743463005 ## Job description About the Role: An AI Experience Engineer owns the full lifecycle of the journeys our customers have with Upgrade's AI agent on chat, voice and email: creation, optimization, edge case handling and containment growth. They build journeys in Sierra's no-code tooling, partner with Upgrade's product groups to bring their servicing flows to the agent, and are accountable for whether the agent resolves the customer's issue safely, accurately and without a human. We are hiring an AI Experience Engineer to own Upgrade's customer-facing AI agent. You will sit between engineering, product and customer operations. You will turn servicing workflows, such as making a payment, checking loan details, updating an address or enabling autopay, into production journeys and keep improving them after launch. You will build and own the journeys end to end, from first draft to steady state. The work is part builder, part analyst: design the flow, handle the edge cases, read the transcripts, and keep raising containment. Containment, CSAT, transfer quality and hallucination rate are your metrics. Within your first year, you will own a portfolio of journeys across products (Personal Loans, Card, BNPL, HELOC, Deposits) and help set the standards for how Upgrade builds, tests and ships AI experiences. Our Core Technologies Sierra Agent Studio (no-code journeys), Sierra simulations and conversation analytics, GraphQL and REST APIs (as journey tools), Genesys (contact center handoff), SumoLogic, Grafana, SQL, Javascript/Typescript, Claude and other LLM tools. ## What You'll Do - Journey creation: Design and build Sierra journeys in Agent Studio for chat, voice and email, from discovery with operations through production rollout - Optimization: Review transcripts, recordings and analytics every week, find where conversations fail or transfer, and ship fixes to journey logic, instructions and knowledge - Edge case handling: Map the unhappy paths (failed payments, mismatched identity, delinquent accounts, unsupported requests) and make sure each ends in a correct answer or a clean handoff - Containment: Own containment and CSAT targets per journey, run staged rollouts (1% → 100%), and prioritize the work that moves those numbers most - Product partnership: Work with product groups (Personal Loans, Card, BNPL, Deposits) to scope new journeys, keep journeys current as products change, and define the APIs the agent needs - Safety and compliance: Apply tiered authentication and step-up verification, verbatim compliance language and guardrails against hallucination and off-policy answers - Handoffs: Design transfers to human agents in Genesys with accurate summaries and auth context - Testing: Build simulation and regression suites so every journey change ships with evidence it did not break existing behavior - Monitoring: Watch latency, errors and drop-offs in SumoLogic and Grafana, and own the alerts - Voice tuning: Latency, filler phrases, interruptions, personality and tone - Sierra relationship: Be the technical owner on our side, escalate platform issues and shape roadmap asks What We Look For: - 3–5 years of Frontend Software Engineering experience, or equivalent experience in Solutions Engineering, Conversational AI or Technical Product roles - Working knowledge of how LLM agents behave: instructions, tool calls, knowledge retrieval, and where each one fails - Experience building evaluations for non-deterministic systems: test sets, simulations, LLM-as-judge, regression gates - Enough technical depth to read API specs, work with backend engineers on REST and GraphQL integrations, and reason about authorization and permission scopes - Working knowledge of JavaScript/TypeScript, with the ability to build and maintain coded journeys and integrate APIs within conversational AI platforms. - Product and customer mindset: you understand ops procedures, you read transcripts, care about tone, and measure success by whether the customer's problem got solved - Ownership in production: rollouts, monitoring, log analysis and incident response - Clear writing and the ability to work with non-engineers in operations, compliance and legal Nice To Have: - Hands-on experience with Sierra Agent Studio, or a comparable no-code agent platform (Decagon, Ada, Kore.ai, Google CCAI, Amazon Lex/Connect) - Voice AI experience: speech-to-text, text-to-speech, latency tuning, barge-in handling - Contact center systems such as Genesys, and agent handoff design - Background in fintech or another regulated industry (UDAAP, FDCPA, TCPA, PCI, SOC 2) - Conversation design or UX writing experience What We Offer You: - Competitive salary ($140K-$180K CAN) and stock option plan - Paid coverage of medical, dental and vision insurance - Flexible PTO - Opportunities for professional growth and development - Paid parental leave - Health & wellness initiatives ## About Upgrade ## Company Overview - **One-liner**: Upgrade is a neobank offering responsible credit, mobile banking, and payment products including personal loans, credit cards, auto financing, home improvement loans, and high-yield savings. - **Entity Type**: Private (Series G) - **Headquarters**: San Francisco, California, United States - **Founded**: 2016 - **Founders**: Renaud Laplanche (former founder/CEO of LendingClub) ## Core Business - Primary industry: Neobanking / Consumer Finance / Fintech - Target customers: B2C (individual consumers in the U.S. seeking affordable credit, banking, and payment flexibility) - Mission: “To help our customers move in the right direction with responsible financial products that put more money in their pocket.” ## Products & Services - **Upgrade Personal Loans**: Fixed-rate installment loans for debt consolidation, home improvement, and major purchases. - **Upgrade Card**: A hybrid credit card that combines credit card acceptance with installment payment flexibility; recognized as the fastest-growing credit card in the U.S. at launch. - **Upgrade OneCard™**: A single card offering “Pay Now” (debit-like) and “Pay Later” (installment) options; also available as a secured version for credit-building. - **Auto Financing**: Indirect auto loans originated through franchise and independent dealerships; surpassed $1 billion in originations by mid-2025. - **Home Improvement Financing**: Flexible loan programs for contractors and homeowners; surpassed $1 billion in originations by December 2024. - **Flex Pay** (formerly Uplift): Travel-focused buy now, pay later (BNPL) solution, now rebranded and powering flexible payments for Expedia Group cruise bookings. - **Premier Savings**: High-yield savings account with competitive APY, no monthly fees, and FDIC/NCUA insurance. - **Boost Money**: Acquired product offering high-yield savings and secured credit cards. ## Market Standing - **Valuation**: $7.3 billion (Series G round, October 2025) [wikipedia.org] - **Key Metric**: Over $50 billion in credit made available to more than 8 million customers since inception. [upgrade.com] - **Total Equity Raised**: ~$750 million [wikipedia.org] - **Notable Investors/Partners**: Neuberger Berman (lead Series G), Santander Group, Koch Disruptive Technologies, Coatue Management, DST Global, Ribbit Capital, LuminArx Capital Management. [wikipedia.org] - **Growth Signals**: - Auto loan originations surpassed $1 billion in first ~18 months of indirect lending. - Home improvement originations crossed $1 billion by end of 2024. - Cruise booking division achieved 23% YoY growth in 2024. - Named to CNBC’s World’s Top 250 Fintech Companies (2024, 2025) and USA Today’s Most Trusted Brands in Banking & Financial Services (March 2026). [wikipedia.org] ## Competitive Advantages - **Hybrid Credit Innovation**: Products like the Upgrade Card and OneCard blur the line between credit cards and installment loans, giving consumers flexibility to avoid revolving debt. - **Speed of Execution**: Launched several new product lines (auto, home improvement, travel BNPL) in rapid succession and hit billion-dollar milestones within 1–2 years. - **Deep Industry Experience**: Founded by LendingClub’s former CEO, with a team experienced in marketplace lending and regulatory navigation. - **Scalable Platform**: Uses a technology-driven, branchless model that keeps costs low and allows fast iteration. ## Strategic Focus - **Expanding Product Verticals**: Continuing to grow auto, home improvement, and travel (Flex Pay) lending channels. - **Partnership Growth**: Deepening integrations with major travel platforms (Expedia Group), dealer networks, and contractors. - **Responsible Credit**: Emphasizing products that help consumers avoid high-interest revolving debt and build credit. - **Geographic Footprint**: U.S.-focused with remote and regional offices; potential further international expansion via Flex Pay in Canada. ## Why Work Here - **Culture & Values**: Core values include “We Move Fast,” “We Act as Owners,” “We Help Each Other,” and “We Are Always Learning.” Emphasis on curiosity, continuous improvement, and inclusive team environment. [upgrade.com] - **Recognition**: Named to Forbes’ America’s Best Startup Employers (2026) and BuiltIn’s Best Places to Work. [upgrade.com] - **Remote/Hybrid Policy**: Multiple office locations (San Francisco HQ, Atlanta, Phoenix, Montreal, Orange County) and remote-friendly roles (e.g., remote Account Managers, Senior Data Analysts). Not fully remote for all positions, but flexibility exists. - **Compensation & Benefits**: - 100% paid medical, dental, and vision insurance for team members. - Competitive salary plus stock options. - 401(k) with 4% match, fully vested immediately. - Unlimited PTO for salaried positions. - Paid parental leave and wellness programs. [upgrade.com] ## Sources 1. [upgrade.com/careers](https://www.upgrade.com/careers/) 2. [greenhouse.io/jobs](https://job-boards.greenhouse.io/upgrade) 3. [upgrade.com/about](https://www.upgrade.com/about/) 4. [upgrade.com/careers/benefits](https://www.upgrade.com/careers/benefits/) 5. [wikipedia.org](https://en.wikipedia.org/wiki/Upgrade,_Inc.) ## Other roles at Upgrade - [Développeur(-euse) Expérience IA (IA conversationnelle)](https://feeny.ai/job/developpeur-euse-experience-ia-ia-conversationnelle-upgrade-canada-1s881ajbee7r) — Canada - [Director, Product Management - Fraud](https://feeny.ai/job/director-product-management-fraud-upgrade-san-francisco-472gr5jwbfy1) — San Francisco, CA - [Partner Integrations Lead](https://feeny.ai/job/partner-integrations-lead-upgrade-atlanta-2wv9kv18v0ms) — Atlanta, GA / San Francisco, CA - [Senior Product Manager, Fraud](https://feeny.ai/job/senior-product-manager-fraud-upgrade-san-francisco-ap9vwazvvd4t) — San Francisco, CA - [Data Analyst II (Ops Analytics Focus)](https://feeny.ai/job/data-analyst-ii-ops-analytics-focus-upgrade-phoenix-73bj6xzneq37) — Phoenix, AZ - [Senior Data Scientist - Flex Pay](https://feeny.ai/job/senior-data-scientist-flex-pay-upgrade-san-francisco-yqkeaxj1ry2v) — San Francisco, CA - [Dealer Development Manager (Dallas / Fort Worth)](https://feeny.ai/job/dealer-development-manager-dallas-fort-worth-upgrade-united-states-j1szb42839cd) — United States - [Corporate FP&A Manager](https://feeny.ai/job/corporate-fp-a-manager-upgrade-san-francisco-ymx9byawvwh1) — San Francisco, CA - [Sales Enablement Specialist](https://feeny.ai/job/sales-enablement-specialist-upgrade-atlanta-0se8drw9pc1j) — Atlanta, GA - [Application Specialist](https://feeny.ai/job/application-specialist-upgrade-phoenix-3r1b8czpesc9) — Phoenix, AZ