---
title: 'AI Product Builder at Stable Money'
canonical: 'https://feeny.ai/job/ai-product-builder-stable-money-bengaluru-26g0a0myrkhb'
type: 'job'
last_seen: '2026-10-30'
---

# AI Product Builder at Stable Money

- **Company:** Stable Money
- **Location:** Bengaluru, India
- **Employment:** full-time
- **Work type:** onsite
- **Posted:** 2026-10-27
- **Last confirmed live:** 2026-10-30
- **Apply:** https://jobs.lever.co/stable-money1/137a91f9-d910-4d9d-8f42-6bf7a5aa6c86

## Job description

Stable Money | Bengaluru, in-office | 2–5 years of experience

## About Stable Money

At Stable Money, we're building new financial products for Indian consumers while improving how financial services are delivered. We're setting up an AI Lab to explore how AI can fundamentally improve our customer experience, employee productivity and ability to build new products. We're looking for a hands-on, product-minded builder who can identify valuable problems, build working solutions and get them into real-world use.

## The role

You'll work across internal tools, consumer-facing AI experiences and new AI-powered product opportunities. You'll receive broad business priorities, identify specific problems worth solving, figure out the right approach and build solutions. We expect you to work independently, engage with users, prototype quickly and take your products through deployment, adoption and iteration. You should be comfortable moving between product thinking, design, code, AI tooling and conversations with the people who will use what you build.

## What you'll do

Discover problems. Work with teams across Stable Money to understand their workflows, identify friction and find opportunities where AI can create meaningful value. Build internal products. Create tools, agents and workflows that improve the productivity of sales, support, operations and other teams. Build consumer experiences. Explore and ship AI-powered experiences that make financial products easier to understand, access and use. Explore new product opportunities. Prototype and validate ideas for AI-powered products that could create new business value or revenue streams. Own the full lifecycle. Move from problem discovery and solution design to prototyping, implementation, deployment, measurement and iteration. Use AI pragmatically. Apply LLMs, APIs, tools and agentic workflows where they solve real problems. Evaluate reliability and cost, and design appropriate safeguards. Design for real users. Make products intuitive and useful. Spend time with users, observe their workflows and iterate based on actual behaviour. Drive adoption. Ensure that what you build gets used. Measure impact on productivity, customer experience, quality, time saved or business outcomes. Keep raising the bar. Track new capabilities in AI and identify practical ways to apply them to Stable Money's products and operations.

## What we're looking for

2–5 years of experience building software, products or technology-led solutions. Demonstrated ability to build and ship working applications. We care about what you can do more than your job title. Strong technical skills and the ability to implement solutions yourself using code, APIs and modern AI development tools. Practical familiarity with LLM-powered applications. You should be able to demonstrate how you've used AI capabilities to solve a real problem. Strong product sense. You can distinguish an interesting demo from a product that genuinely solves a problem. Design thinking and attention to user experience. You care about how people discover, understand and use what you build. High agency and comfort with ambiguity. You can identify the next step and make progress without waiting for detailed instructions. Strong communication and people skills. You can work with non-technical stakeholders, understand their needs and earn their trust. A bias towards finishing. You can take a solution beyond a prototype and work towards reliability, adoption and measurable impact. Experience with LLM APIs, agent workflows, tool calling, retrieval systems, evaluations and production deployment is useful. We will assess your practical ability rather than require familiarity with every technique. Founders, early startup employees, engineers who build side projects and AI-native product builders are encouraged to apply. This role may not be for you if You mainly experiment with AI tools but haven't built anything useful. You can produce demos but struggle to deploy or maintain working applications. You wait for someone else to identify the problem and define every step. You optimise for technical novelty rather than user or business value. You don't enjoy talking to users or working with cross-functional teams.

## What you'll get

The opportunity to build across internal systems, consumer products and new business opportunities. Direct access to business leaders and users, with short feedback loops. Room to experiment with emerging AI capabilities and turn successful experiments into real products. End-to-end ownership, from identifying a problem to measuring the impact of the solution. How to apply Fill the application form here: https://forms.gle/sq4QMWk7G4mSepeo8 Show us something you've built. Share a working product, demo, code repository or other evidence of your work. Explain the problem, your approach, your personal contribution, the trade-offs you made and what happened after you shipped it. Shortlisted candidates will complete a practical building assessment before the interview stage.

## About Stable Money

## Company Overview
- **One-liner**: Stable Money is an Indian fixed-income investment platform that lets users discover, compare, and book digital fixed deposits, bonds, and other low-volatility wealth products from a single app.
- **Entity Type**: Private (Series C, venture-backed)
- **Headquarters**: Bangalore, Karnataka, India (with a registered presence in the United States)
- **Founded**: 2022
- **Founders**: Saurabh Jain (Co-Founder & CEO), Harish Reddy (Co-Founder), Lokesh Pawar (Co-Founder)

## Core Business
- **Primary industry**: Fintech / Financial Services — specifically fixed-income and wealth management (digital FDs, bonds, secured credit cards, gold & silver mutual funds).
- **Target customers**: B2C retail investors in India — salaried individuals and first-time investors seeking predictable, low-risk returns; also B2B partnerships with banks and NBFCs distributing deposits.
- **Mission statement**: "Make fixed-income investing accessible, transparent, and stress-free — offering predictable returns so you can plan life with confidence." The company's stated philosophy: "Wealth isn't built through hype—it's built through habit."

## Products & Services
- **Stable Money App (stablemoney.in)**: Core platform for comparing and booking fixed deposits across multiple banks and NBFCs, with a digital end-to-end booking experience. Also offers secured credit cards and gold/silver mutual funds.
- **Stable Bonds (stablebonds.in)**: SEBI-regulated bond marketplace offering fixed-return bonds for investors who prefer predictable income over market volatility.
- **Wealth management / advisory services**: In-person "Stable Wealth Manager" roles and relationship management suggest a hybrid digital + human advisory model being rolled out across Indian cities.

## Market Standing
- **Valuation**: Not publicly disclosed (Tracxn lists a redacted valuation figure).
- **Key Metric — Total Funding**: $65.1M–$79.8M (conflicting reports; see below).
- **Annual Revenue**: Conflicting reports — $4.8M per one database, vs ₹100–₹500 Cr (approx. $12–$60M) per Tracxn for FY2025.
- **Funding history** (per search data):
  - Seed (Feb 2023): $5.0M — 12 investors, led by Lightspeed India Partners, Z47
  - Seed (Jul 2024): $14.8M — 3 investors, led by RTP Global, Z47
  - Series B (Jun 2025): $20.3M — 6 investors, led by Fundamentum
  - Series C (Feb 2026): $25.0M — 4 investors, led by Peak XV Partners
  - Tracxn additionally reports a Series C round on Aug 4, 2026, bringing total to $79.8M across 5 rounds — this conflicts with the $65.1M total above and should be treated as a **conflicting report**.
- **Notable Investors/Partners**: Lightspeed India Partners, Z47, RTP Global, Peak XV Partners, Fundamentum; 14 institutional investors and 9 angel investors total.
- **Growth Signals**:
  - Expanding to new cities across India with local market-building hires (Aug 2026 LinkedIn post).
  - Headcount growth of ~1.2% monthly; 140 employees (per primary data) with technical staff at ~16% of workforce.
  - Strong talent inflow from BYJU'S, Navi, Groww, Bandhan Bank, Amazon, Games24x7 — signals experienced fintech/consumer hiring.
  - Founders' net worth reported at INR 505 Cr as of Feb 2026 (Tracxn).
- **Risk signal**: AMFI suspended Stable Money's mutual fund distribution business for 6 months in June 2026 (Entrackr via Tracxn) — a regulatory flag worth monitoring for prospective hires.

## Competitive Advantages
- **Category focus on "boring" fixed income**: Positioned against hype-driven investing; owns a clear niche in FDs, bonds, and secured credit — a segment with less competition than equity/wealth-tech.
- **Multi-product fixed-income suite**: Aggregates FDs across banks/NBFCs, offers SEBI-regulated bonds, and adds gold/silver mutual funds — creating a one-stop shop for conservative retail investors.
- **Strong investor backing**: Peak XV, Lightspeed, RTP Global, and Fundamentum provide both capital and credibility.
- **Founder-led with significant skin in the game**: Founders own ~31.5% of the company; ESOP pool of ~5.2% signals employee ownership upside.
- **Regulatory infrastructure**: Operates through multiple regulated entities (Stable Finserv, Stable Broking, Stable-Alpha Technologies), suggesting serious compliance architecture for a startup.

## Strategic Focus
- **Geographic expansion**: Actively hiring general managers and market leads to enter new Indian cities (0→1 market building).
- **Distribution build-out**: Adding in-person relationship/wealth management roles alongside the digital app — a hybrid model to win trust with conservative investors.
- **Product breadth**: Deepening the fixed-income catalog (bonds, secured credit, gold/silver funds) rather than expanding into volatile asset classes.
- **Growth & retention**: Dedicated GM-level role for growth and retention signals a push on lifecycle management and repeat investment behavior.

## Why Work Here
- **Mission-driven culture**: The company explicitly brands itself as anti-hype and pro-compounding — a values-led environment for people who care about financial inclusion and sensible investing.
- **Early-stage ownership**: Series C with a 5.15% ESOP pool and a founder-led team means meaningful equity upside for early joiners.
- **Fast-moving, expanding scope**: Hiring across product, legal, compliance, content, growth, and city leadership — an opportunity to define processes from 0→1 in new markets.
- **Work environment**: On-site/in-office culture in Bengaluru (HSR Layout area) — Built In lists "OnSite Workspace" with employees working from physical offices. Several current openings are Bengaluru-based; new roles are also opening in Delhi and other Indian cities.
- **Talent density**: Team draws from top Indian consumer internet and fintech companies (BYJU'S, Navi, Groww, Amazon, Bandhan Bank), and alumni go on to Amazon, Oracle, Meesho, slice — indicating strong career trajectory either way.
- **AI-assisted hiring**: The company uses AI tools to support resume screening and application review, but states final hiring decisions are made by humans — transparency worth noting for candidates.
- **Notable perks/context**: No public details on remote flexibility or traditional perks; the emphasis is on growth, ownership, and in-person collaboration.

## Sources
1. [Tracxn — Stable Money Company Profile](https://tracxn.com/d/companies/stable-money/__IvrD7ydWUCjwXIiFe9Te8zYZdvARnOtz9SK3Z3b_9S0)
2. [Built In — Stable Money Careers, Perks + Culture](https://builtin.com/company/stable-money)
3. [LinkedIn — Stable Money](https://linkedin.com/company/stable-money)
4. [Lever — Stable Money Careers](https://jobs.lever.co/stable-money1)
5. [Datanyze — Stable Money Company Profile](https://www.datanyze.com/companies/stable-money/566157893)

## Other roles at Stable Money

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