--- title: 'AML Compliance Officer Customer Risk at Adyen' canonical: 'https://feeny.ai/job/aml-compliance-officer-customer-risk-adyen-amsterdam-0kqhf1zfrnb5' type: 'job' last_seen: '2026-10-28' --- # AML Compliance Officer Customer Risk at Adyen - **Company:** Adyen - **Location:** Amsterdam, Netherlands - **Posted:** 2026-10-28 - **Last confirmed live:** 2026-10-28 - **Apply:** https://job-boards.greenhouse.io/adyen/jobs/8201457 ## Job description This is Adyen Adyen is the financial technology platform of choice for leading companies. By providing end-to-end payments capabilities, data-driven insights, and financial products in a single global solution, Adyen helps businesses achieve their ambitions faster. With offices around the world, Adyen works with the likes of Facebook, Uber, H&M, eBay, and Microsoft. To maintain our momentum, we need people to join us in finding new ways of solving our unique challenges. AML Compliance Officer Customer Risk A key part of building our business is ensuring we do it ethically, securely, and sustainably. In order to do so, Adyen needs to understand and monitor at all times what happens on our platform and whether this is in line with regulations and our risk appetite. And that in a scalable, automated, and adaptive way. To achieve this, we are looking for a Compliance Officer to join our AML/CFT Compliance Department based in Amsterdam, covering our global business. In this role, you will be the Second Line expert responsible for driving the evolution of Adyen’s Customer Risk and broader CDD Framework. Sitting in the Second Line of Defense, you will bridge regulatory requirements with technical product execution. You will work directly alongside Product Management, Engineering, and Regulatory teams to design, embed and monitor effectiveness of scalable, data-driven customer risk scoring models that minimize customer friction while ensuring rock-solid regulatory compliance. Are you a senior specialist who excels at translating complex CDD/KYC regulatory requirements into scalable operating frameworks? Then this is the role for you! ## What you'll do - CDD Framework: Drive continuous maturity of Adyen's global CDD framework, translating regulatory expectations and supervisory guidelines (e.g., DNB, EU AML Regulation) into processes and procedures. - Customer Onboarding: Align and evolve Adyen's global CDD procedures, defining baseline Financial Crime data requirements as well as standards for customer onboarding and ongoing review. Support relevant teams in translating it into clear 1st LoD operational guidelines. - Customer Risk Scoring: Support the design and implementation of Adyen's risk-based approach toward customer risks, conducting deep-dive assessments of potential integrity risks across complex business models and platform structures. - Product Collaboration: Partner up with our Product and Engineering teams to translate compliance procedures and risk-scoring logic into scalable, automated customer risk solutions. - Operational Alignment: Support operational execution by designing, refining, and reviewing operational guidelines and 2nd-line oversight mechanisms for customer risk reviews. - Audit & Regulatory Reviews: Support internal audits and regulatory examinations by explaining customer risk scoring logic and CDD framework design. ## Who you are - You're a CDD & Customer Risk Expert: You bring 4+ years of hands-on experience in financial crime, CDD/KYC framework design, or customer risk classification within a fast-scaling fintech, tier-1 bank, or specialized compliance practice. - KYC Data & Product Fluency: You understand the mechanics of KYC data requirements. You can discuss data structures, API workflows, and onboarding logic with Product Managers just as comfortably as you discuss regulatory frameworks with senior stakeholders. - Framework Architecture: Experience in building, refining, or operationalizing CDD frameworks, risk-based approaches, or customer risk methodologies in complex organizational setups is a plus. - Strong Project & Stakeholder Management: Excellent organizational skills with a demonstrated ability to lead cross-functional initiatives, manage stakeholders, and bridge the gap between Product & Tech, Regulatory, and Operations. - Pragmatic & Solution-Oriented: You view compliance as an enabler of sustainable growth, balancing strict regulatory expectations with seamless user experience. - Clear Communication: Fluent in spoken and written English. Our Diversity, Equity and Inclusion commitments Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you’re from, we welcome you to be your true self at Adyen. Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application! What’s next? Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don’t be afraid to let us know if you need more flexibility. Please note that this role is a full-time position in Amsterdam. Relocation will be required if you currently reside outside of the Netherlands. ## About Adyen ## Company Overview - **One-liner**: Adyen provides a unified financial technology platform with end-to-end payment capabilities, data insights, and financial products designed for ambitious global businesses. - **Entity Type**: Public (ticker not specified in provided sources) - **Headquarters**: Amsterdam, Netherlands - **Founded**: 2006 - **Founders**: Pieter van der Does (Co-founder, CEO) and others ## Core Business - Primary industry: Financial technology (fintech) – payments, embedded finance, and data analytics. - Target customers: B2B, Enterprise (retail, travel & hospitality, SaaS platforms, marketplaces, food & beverage, digital media, financial services). - Mission: “Engineered for ambition” – help businesses grow faster with a single, modern platform. ## Products & Services - **Unified Payments Platform**: Accept, settle, and move money online, in-app, and in-store via one API supporting 200+ local payment methods and 150+ currencies. - **Adyen for Platforms**: Enables marketplaces and SaaS platforms to manage payments, payouts, and money movement for their users. - **Adyen Issuing**: Issue physical and virtual cards under the client’s brand. - **Adyen Embedded Finance**: Embed payments, accounts, card issuing, and capital into third-party products. - **Risk Management & Fraud Tools**: Built‑in optimization to reduce fraud and lower payment costs. - **Terminal API & Point of Sale (POS)**: Integrated in‑person payment hardware. - **Adyen Giving**: Donation feature for charitable contributions at checkout. - **Adyen Agentic** (new): AI‑platform commerce capabilities. ## Market Standing - **Valuation/Market Cap**: Not provided in search results (public company). - **Key Metric**: Processed volume of €970.1 BN in 2023 [adyen.com/about]. - **Notable Customers/Partners**: Meta, Nord Security, L’Occitane, Rectangle Health, Vagaro, Groupon (first global enterprise merchant) [adyen.com]. - **Growth Signals**: - 4,000+ employees representing 115+ nationalities [adyen.com/about]. - 28–29 offices across Europe, North America, Asia Pacific, Latin America, and the Middle East [adyen.com/about]. - Obtained US, UK, EU banking licenses and acquiring licenses in Japan, UAE, Malaysia, Puerto Rico, Singapore, Hong Kong, Australia, New Zealand [adyen.com/about]. - Launched Adyen Agentic and continues to expand embedded finance offerings. ## Competitive Advantages - 99.999% historical platform uptime [adyen.com]. - Single API that supports multiple use cases and channels, reducing integration complexity. - Fully in‑house built technology (no third‑party patchwork). - Direct acquiring licenses in multiple regions, providing local expertise and compliance. - Data‑driven optimizations powered by trillions of euros in transaction data. - Engineering‑first culture with a focus on speed, autonomy, and long‑term thinking. ## Strategic Focus - Expand global footprint and acquiring licenses. - Grow embedded finance and platform products (Adyen for Platforms, Issuing, Capital). - Launch AI‑powered commerce via Adyen Agentic. - Maintain high reliability and compliance (US, UK, EU banking licenses). - Attract and retain top engineering talent to solve complex financial challenges. ## Why Work Here - **Culture**: “Office‑first” with flexibility – believes in‑person collaboration builds genuine connection [careers.adyen.com]. - **Benefits**: “Adyen+” monthly financial contribution for individual needs (childcare, language courses, home office setup), plus health insurance, commute allowance, lunch in office, and local benefits. - **Engineering**: Engineers tackle unique challenges in financial technology; culture emphasizes launching fast, iterating, winning as a team, and creating your own path (“The Adyen Formula”). - **Global Team**: 115+ nationalities across 28 offices; diverse, collaborative environment. ## Sources 1. [adyen.com/about](https://www.adyen.com/about) 2. [adyen.com](https://www.adyen.com/) 3. [careers.adyen.com](https://careers.adyen.com/) 4. [careers.adyen.com/vacancies](https://careers.adyen.com/vacancies) 5. [careers.adyen.com/formula](https://careers.adyen.com/formula) ## Other roles at Adyen - [AML Compliance Officer Financial Products](https://feeny.ai/job/aml-compliance-officer-financial-products-adyen-amsterdam-498ys486hs7g) — Amsterdam, Netherlands - [GTM Operations Manager](https://feeny.ai/job/gtm-operations-manager-adyen-san-francisco-hdy9reqhj026) — San Francisco, CA - [Senior Program Manager - Global Learning & Leadership Enablement](https://feeny.ai/job/senior-program-manager-global-learning-leadership-enablement-adyen-amsterdam-a76vec3cmy7x) — Amsterdam, Netherlands - [Senior Partner Solutions Engineer - Cellular Connectivity](https://feeny.ai/job/senior-partner-solutions-engineer-cellular-connectivity-adyen-amsterdam-0v0vfy9p1svp) — Amsterdam, Netherlands - [Team Lead - Product Financial Control](https://feeny.ai/job/team-lead-product-financial-control-adyen-amsterdam-x31vjsw3b80j) — Amsterdam, Netherlands - [Senior Compliance Officer - Brand Integrity](https://feeny.ai/job/senior-compliance-officer-brand-integrity-adyen-singapore-jjx5wd07b2d1) — Singapore - [Operational Support Specialist](https://feeny.ai/job/operational-support-specialist-adyen-singapore-j8b3hczcvy9v) — Singapore - [Employment Counsel](https://feeny.ai/job/employment-counsel-adyen-new-york-mv9ke7341xhm) — New York, NY - [Senior Linux System Engineer](https://feeny.ai/job/senior-linux-system-engineer-adyen-amsterdam-bcyzxdwbpm79) — Amsterdam, Netherlands - [EPM Solution Architect (Supply Chain)](https://feeny.ai/job/epm-solution-architect-supply-chain-adyen-amsterdam-snwg9m1d0d5b) — Amsterdam, Netherlands