--- title: 'AML Manager, EU at Lightspark' canonical: 'https://feeny.ai/job/aml-manager-eu-lightspark-estonia-h808fyz782rs' type: 'job' last_seen: '2026-10-16' --- # AML Manager, EU at Lightspark - **Company:** Lightspark - **Location:** Estonia - **Compensation:** €41k–€48k - **Employment:** full-time - **Work type:** onsite - **Posted:** 2026-10-08 - **Last confirmed live:** 2026-10-16 - **Apply:** https://jobs.ashbyhq.com/lightspark/1c61f59f-c19a-49af-b3fa-b869c79a4769 ## Job description Lightspark is creating the Money Grid, modern, open financial infrastructure that makes payments accessible, affordable, and instant for businesses and users worldwide. We're challenging the status quo, updating the current system, and empowering our partners to build better solutions. Together, we're building the most advanced financial infrastructure, open, instant, and global, inspiring a future where anyone, anywhere can access the full potential of digital money. We are looking for a hands-on AML Manager to help run the AML/CTF and sanctions framework of Lightspark’s Estonian regulated entity. The role will be responsible for keeping us on top of our AML obligations as the business grows, turning requirements into working processes, controls, checks and record. You will work closely with the Compliance Manager (MLRO), management, and teams across the business, giving practical compliance support that helps the company move forward without taking unnecessary risks. As AML Manager, you will run the day-to-day side of our AML/CTF and sanctions controls. Your work will cover quality assurance of CDD/EDD, transaction monitoring and screening, oversight of first-line case handling, escalations and suspicious activity reporting, periodic assessments, AML training and the maintenance of our AML policies and procedures. You will also act as deputy to the Compliance Manager (MLRO). This is a second-line role where AML expertise and sound, well-documented judgement matter equally. ## WHAT YOU'LL BE DOING - Support the Compliance Manager (MLRO) in overseeing the AML/CTF and sanctions framework as a second-line function. - Act as the Compliance Manager’s delegate during absences, including reviewing internal escalations and deciding on suspicious activity reports to the FIU. - Support and guide the first line in daily operations and oversee the quality of how tasks are resolved. - Provide quality assurance over CDD/EDD, transaction monitoring and screening controls, including sampling, findings, and tracking corrective actions to closure. - Conduct periodic analyses and assessments in line with the company’s AML/CFT and sanctions policies. - Contribute to the AML risk assessment and maintain AML policies and procedures, both within the review cycle and when products, processes or regulation change. - Organize AML training for staff in line with company policies and regulatory requirements and maintain the training records. - Design, improve and implement compliance policies, procedures and tools together with the management board and other departments, so that they meet regulatory requirements and fit business needs. - Work with Legal, Risk, Operations, Product and Finance to build AML/CTF and sanctions requirements into daily operations. ## WHAT WE ARE LOOKING FOR - 5+ years of experience in AML/CTF compliance, risk management or due diligence, ideally at a financial institution, fintech or payment business. - Bachelor’s degree in law, business, finance, economics or a comparable field, or equivalent practical experience. We appreciate that some of the best talent comes from non-traditional backgrounds. - Deep knowledge of KYB, KYC, CDD and EDD processes, together with a solid understanding of EU and Estonian AML/CTF regulatory frameworks and supervisory practice. - Experience investigating cases and filing STRs. - Ability to meet the regulatory fit and proper requirements for a deputy MLRO role. - Familiarity with SumSub, ComplyAdvantage or similar AML screening tools. - Strong analytical and investigative skills, with sound, well-documented judgement on when to resolve a matter independently and when to escalate, and the independence to operate as a second-line function. - High attention to detail and discipline in keeping records, case files and deadlines that must withstand supervisory review. - Good communication skills, with the ability to explain AML requirements in practical terms to non-compliance audiences, and a strong commitment to ethical standards. - Strong organizational skills and the ability to manage multiple priorities in a fast-paced, regulated environment without compromising accuracy. - Fluency in Estonian and English, as the role reviews Estonian-language corporate and regulatory documentation and communicates with Estonian authorities and counterparties. - Experience in a multinational, high-growth company is a plus. - On-site 5 days, Full time, permanent. ## COMPENSATION The gross monthly base salary range for this role is €3,400 – €3,990. The final offer will depend on experience and skills, and is determined using objective, gender-neutral criteria. You will also be eligible for an annual performance bonus and equity. Lightspark is on a mission to build the future of open, instant, and global financial infrastructure making payments accessible and affordable for everyone, everywhere. We're committed to creating a more inclusive and diverse workplace to reflect the customers we serve. We welcome interest from individuals of all backgrounds and levels of experience who share our mission. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, or other applicable legally protected characteristics. For US Applicants: We will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of the State of California Fair Chance Initiative for Hiring. For EU Applicants: In accordance with applicable EU and local regulations, including the Estonian Employment Contracts Act, Equal Treatment Act, and Gender Equality Act, Lightspark ensures equal treatment throughout the hiring process. ## About Lightspark ## Company Overview - **One-liner**: Lightspark builds open, instant financial infrastructure by bridging the Lightning Network with legacy banking systems to enable real-time, low-cost global payments. - **Entity Type**: Private (Seed stage) - **Headquarters**: Los Angeles, United States - **Founded**: 2022 - **Founders**: David Marcus, Tomer Barel, Christian Catalini (Catalini departed in Feb 2026) ## Core Business - Primary industry: Financial Services / Payments Infrastructure - Target customers: B2B — digital banks, global marketplaces, creator platforms, fintechs, and enterprises needing cross-border payment solutions - Mission: Transform payments by creating the most accessible, reliable, enterprise-grade payment solution — making money move as seamlessly as information on the internet. ## Products & Services - **Grid API**: One API/SDK to send, receive, and settle value globally across fiat, stablecoins, or bitcoin — always real-time, always low cost. - **Grid Global Accounts**: A branded global dollar account that allows businesses to offer their own branded accounts and turn every payout into revenue. - **Spark**: A Bitcoin Layer 2 solution enabling instant, near-zero cost movement of bitcoin and stablecoins on a neutral network. - **Connect**: Tools and APIs for businesses to integrate with the Lightspark platform effortlessly. - **Lightning Platform**: Reliable, scalable, and optimized Lightning Network node infrastructure and transaction processing. ## Market Standing - **Valuation/Market Cap**: Not publicly disclosed - **Key Metric**: Total Funding — $1.3M (Seed round, Aug 2024); previously raised a Series A (May 2022) led by Paradigm and a16z crypto with 9 investors. - **Notable Investors/Partners**: Paradigm, a16z crypto; acquired Striga to expand European presence. Connects 100M+ customers at Coinbase to Lightning. - **Growth Signals**: Headcount grew +2.4% YoY to 79 employees; presence in Estonia, Israel, and Italy; 10 active job postings; acquired Striga for European expansion. ## Competitive Advantages - Built on the only decentralized and neutral network (Bitcoin/Lightning), eliminating middlemen and gatekeepers. - Enterprise-grade, compliance-ready infrastructure that bridges legacy banking with digital money. - Backed by top-tier crypto/tech investors (Paradigm, a16z) and leadership with deep payments expertise (CEO David Marcus previously led Messenger at Meta and co-founded Novi). - First-mover advantage in making Lightning Network accessible to mainstream businesses at scale. ## Strategic Focus - Expanding global reach through acquisitions (Striga in Europe) and partnerships (Coinbase). - Building agentic payments, embedded finance, stablecoin solutions, and cross-border payout infrastructure. - Scaling the engineering team to tackle complex challenges in cryptography, distributed systems, and real-time payments. - Growing Grid Global Accounts as a platform for businesses to offer branded financial services. ## Why Work Here - **Culture**: Described as scrappy, customer-obsessed, and mission-driven — "dream big, innovate boldly, move fast." Team of bold thinkers and relentless builders. - **Engineering Focus**: Engineers work on cryptography, communication protocols, distributed systems, and web/mobile UX. Tech stack includes modern tools optimized for scalability and security. - **Benefits**: Competitive salary, stock options, annual bonuses, 20 days PTO + holidays, medical/dental/vision, 401(k) matching, FSA/DCA accounts, generous family leave, One Medical membership, flexible work schedule. - **Remote/Hybrid**: Flexible work schedule; HQ in Los Angeles with distributed team across US, Estonia, Israel, and Italy. - **Interviewing**: Transparent interview process with clear stages; emphasis on pragmatism and curiosity. ## Sources 1. [Lightspark.com](https://www.lightspark.com/) 2. [Lightspark Careers](https://www.lightspark.com/careers) 3. [Lightspark About](https://www.lightspark.com/about) 4. [Lightspark Engineering Careers](https://www.lightspark.com/careers/engineering) 5. [LinkedIn - Lightspark](https://www.linkedin.com/company/lightspark-group) ## Other roles at Lightspark - [Risk Manager, EU](https://feeny.ai/job/risk-manager-eu-lightspark-estonia-6m51mjtvbbw0) — Estonia - [Licensing and Audit Manager](https://feeny.ai/job/licensing-and-audit-manager-lightspark-los-angeles-bs5sr7tm0tmf) — Los Angeles, CA - [Regulatory Compliance Officer, EU](https://feeny.ai/job/regulatory-compliance-officer-eu-lightspark-estonia-entc33qpmbw0) — Estonia - [Compliance Program Manager](https://feeny.ai/job/compliance-program-manager-lightspark-los-angeles-pztaem2v4wfe) — Los Angeles, CA - [Institutional Due Diligence Specialist, EU](https://feeny.ai/job/institutional-due-diligence-specialist-eu-lightspark-estonia-db8fyh87d659) — Estonia - [Senior Software Engineer, Data & AI](https://feeny.ai/job/senior-software-engineer-data-ai-lightspark-los-angeles-02tyta735r45) — Los Angeles, CA