---
title: 'Applied AI Engineer, Office of the CEO at Pagaya'
canonical: 'https://feeny.ai/job/applied-ai-engineer-office-of-the-ceo-pagaya-new-york-7rjk826h5px0'
type: 'job'
last_seen: '2026-09-05'
---

# Applied AI Engineer, Office of the CEO at Pagaya 

- **Company:** Pagaya 
- **Location:** New York, NY
- **Compensation:** $140k–$170k
- **Posted:** 2026-08-11
- **Last confirmed live:** 2026-09-05
- **Apply:** https://job-boards.greenhouse.io/pagaya/jobs/7855240003

## Job description

## About Pagaya

Shape the Future of Finance

Pagaya is building a leading artificial intelligence network to help our partners grow their businesses and better serve their customers.

Pagaya is a global technology company making life-changing financial products and services available to more people nationwide, as it reshapes the financial services ecosystem. By using machine learning, a vast data network and a sophisticated AI-driven approach, Pagaya provides comprehensive consumer credit and residential real estate solutions for its partners, their customers, and investors. Its proprietary API and capital solutions integrate into its network of partners to deliver seamless user experiences and greater access to the mainstream economy. Pagaya has offices in New York and Tel Aviv. For more information, visit [pagaya.com](https://pagaya.com/).

Let's create better outcomes together!

## About the Role

As an Applied AI Engineer embedded within the Office of the CEO and President (OCEO/OOP), you will serve as a high-impact builder driving the future of AI-enabled business transformation at Pagaya. Working at the intersection of business strategy, data architecture, and modern artificial intelligence, you will build and deploy practical, high-value AI solutions, automations, and intelligent agents that modernize internal workflows.

Starting within the OCEO/OOP to address high-visibility executive priorities, your work will quickly expand to partner with key business functions across Capital Markets, Finance, and broader Operations. Combining a strong background in Business Intelligence (BI) with hands-on AI engineering capabilities, you will translate complex financial workflows into durable, scalable AI systems that elevate operational speed and analytical precision across the company.

## Responsibilities

- Embedded AI Development: Act as the primary technical builder, advisor, and problem-solver for AI-enabled workflow transformations - starting in the OCEO/OOP and expanding into Capital Markets, Finance, and key operational units.
- Workflow Automation & Agentic Systems: Identify manual, repeated, or data-dense business processes and build production-ready AI tools, customized copilots, and agentic workflows to streamline execution.
- BI & Data Integration: Leverage a robust background in Business Intelligence and data analysis to connect LLMs, foundation models, and AI agent frameworks directly into Pagaya’s data infrastructure, dashboards, and financial models.
- Cross-Functional Execution: Work closely with business leadership, financial analysts, and capital markets teams to translate ambiguous business problems and complex financial data into practical, user-friendly technical solutions.
- Rapid Prototyping & Scale: Design, iterate, and deploy prototypes rapidly based on stakeholder feedback, while adhering to enterprise standards for data security, governance, and responsible AI usage.
- Enablement & Documentation: Templatize and document solutions to enable scalable reuse across departments; lead walkthroughs and light enablement to drive active user adoption across technical and non-technical teams.

## Requirements

- Experience: 4+ years of experience in data engineering, business intelligence, or software engineering with demonstrated hands-on experience building applied AI solutions, internal tools, or AI-driven automations.
- Business Intelligence Core: Strong mastery of SQL, data modeling, BI tools (e.g., Tableau, PowerBI, Looker), and experience processing, analyzing, and structuring large data sets.
- Technical & Coding Proficiency: Advanced proficiency in Python (or JavaScript/TypeScript) for data manipulation, backend scripting, and rapid software prototyping; comfort generating, debugging, and refactoring AI-generated code.
- Modern AI Tooling & Frameworks: Hands-on experience with modern LLM APIs/ecosystems (OpenAI, Claude, Gemini), agentic orchestration frameworks, RAG (Retrieval-Augmented Generation) architectures, and enterprise AI platforms.
- Communication & Stakeholder Management: Exceptional written and verbal communication skills with a proven track record of distilling technical and financial concepts for non-technical leadership and cross-functional teams.
- Adaptability & Drive: An entrepreneurial mindset with the ability to manage multiple complex, fast-paced projects simultaneously, delivering meticulously accurate, self-audited work within tight deadlines.
- Education: Bachelor’s degree in Computer Science, Data Science, Information Systems, Finance, Engineering, or an equivalent quantitative discipline required.
- Preferred: Prior exposure to financial services, structured finance, fixed income, or capital markets workflows is a strong plus.

The pay ranges for New York-based hires are commensurate with candidate experience.

Pay ranges for candidates working in locations other than New York may differ based on the cost of labor in that location.

## Compensation Range for New York Based Hires

$140,000—$170,000 USD

## Our Team

Pagaya was founded in 2016 by seasoned research, finance, and technology entrepreneurs with our head quarters located in NYC and Tel Aviv.

We move fast and smart, identifying new opportunities and building end-to-end solutions from AI models and unique data sources. Every Pagaya team member is solving new and exciting challenges every day in a culture based on partnership, collaboration, and community.

Join a team of builders who are working every day to enable better outcomes for our partners and their customers.

## Our Values

- Continuously Learn- We challenge ourselves for the sake of getting better as individuals, as teams, and as an organization to deliver for our partners.
- Debate and Commit- We respectfully and openly debate to strengthen our ideas and build shared conviction - once we decide, we go all in, together.
- Dream Big and Act- We boldly tackle complex problems, pressure-test solutions in real-time, and adapt with speed and energy.
- Advance Inclusion- We create a world where everyone can win, designing systems that better represent people and generate sustainable value for our employees, partners and investors.
- Be Accountable Together- We proudly own our actions and our results, taking initiative to ensure our work gets over the finish line as a team.

More than just a job

We believe health, happiness, and productivity go hand-in-hand. That's why we're continually looking to enhance the ways we support you with benefits programs and perks that allow every Pagayan to do the best work of their life.

## About Pagaya 

## Company Overview
- **One-liner**: Pagaya is an AI-powered lending network that connects financial institutions with institutional investors to enable more inclusive and efficient consumer credit decisions.
- **Entity Type**: Public (NASDAQ: PGY)
- **Headquarters**: New York, New York, United States
- **Founded**: 2016
- **Founders**: Gal Krubiner, Avital Pardo, Yahav Yulzari

## Core Business
- Primary industry: Financial technology (fintech) / Consumer lending
- Target customers: B2B – banks, credit unions, fintech lenders, and other financial service providers; also institutional investors (pension funds, sovereign wealth funds, asset managers)
- Mission: "Deliver more financial opportunity to more people, more often"

## Products & Services
- **Decline Monetization (Flagship)**: Automatically sends rejected loan applications to Pagaya’s network for a second look, enabling partners to approve customers they would otherwise decline without incremental risk. (SaaS/API)
- **Dual Look**: Concurrent evaluation of applications with partners in real time to increase capture rates. (API)
- **FastPass**: Removes verification friction for qualified borrowers to accelerate transactions. (API)
- **First Look**: Routes designated application segments to Pagaya’s network before the partner reviews them. (API)
- **Affiliate Optimizer Engine**: Enables partners to price and underwrite traffic from third-party affiliate channels via AI. (API)
- **Direct Marketing Engine**: Uses Pagaya’s data network to help partners acquire new customers through email and direct mail. (API)
- **Pagaya Intelligence**: Proprietary AI decision engine that processes applications in real time with zero latency. (Technology platform)

Asset classes covered: Personal loans, auto loans, point-of-sale (POS) financing, and single-family rental (SFR) real estate.

## Market Standing
- **Valuation/Market Cap**: Not directly available from provided sources; publicly traded on NASDAQ under ticker PGY (market cap fluctuates with market conditions).
- **Key Metric**: Annual Revenue of $1.3 billion (2024, per LinkedIn estimate) / Total loan applications evaluated: **$3.6 trillion** (as of 2025 10-K) / Cumulative new credit generated: **$43 billion** (per website).
- **Notable Investors/Partners**: Institutional investors including pension funds, sovereign wealth funds, and asset management firms; 30+ lending partners (banks and fintechs).
- **Growth Signals**: Headcount grew to 518 employees as of December 2025 (up from ~400+ earlier); expanded into auto loans, POS, and SFR asset classes; processing scale creates a powerful data flywheel for AI improvement.

## Competitive Advantages
- **AI-powered underwriting** trained on trillions of dollars in loan applications, providing superior accuracy and real-time adaptability.
- **Decline monetization model** lets partners retain customers they would otherwise reject, with zero balance-sheet risk.
- **Seamless API integration** with minimal latency, requiring limited upfront investment.
- **Regulatory compliance** fully aligned with U.S. fair lending, data security, and risk management standards.
- **Multi-product ecosystem** covering the full lending lifecycle (acquisition, application, point-of-sale) across multiple asset classes.

## Strategic Focus
- Expand product suite beyond decline monetization into Dual Look, FastPass, Direct Marketing, and Affiliate Optimization.
- Grow into new asset classes (auto, POS, SFR) and deepen partnerships with leading financial institutions.
- Continue investing in AI and data science to maintain a competitive edge in credit evaluation.
- Effective capital and risk management to support institutional investor relationships and fee-generating side of the business.

## Why Work Here
- **Culture**: Team-oriented, entrepreneurial, and described as "curious builders" who take on inefficient systems. Core values emphasize innovation, collaboration, and impact.
- **Work Model**: Hybrid/remote options – some roles listed as "US Remote" (e.g., Senior DevOps Engineer). Offices in New York (HQ) and Tel Aviv, Israel, with operations in Poland, Canada, and Portugal.
- **Growth & Impact**: Rapidly growing public company with a mission to expand credit access. Employees work on cutting-edge AI, data science, and product development at scale.
- **Engineering Culture**: Strong emphasis on data science, machine learning, and platform engineering. Open roles include Data Scientists, DevOps Engineers, Software Engineers, and Product Managers.
- **Perks**: Competitive compensation and benefits; entrepreneurial environment with opportunities for ownership.

## Sources
1. [Pagaya Website](https://pagaya.com)
2. [Pagaya About](https://pagaya.com/about-us)
3. [Pagaya Careers](https://pagaya.com/careers)
4. [Pagaya LinkedIn](https://www.linkedin.com/company/pagaya)
5. [Pagaya 2025 10-K (SEC Filing)](https://investor.pagaya.com/static-files/60531c69-7058-4b12-9f29-72cf0ffe7a4f)

## Other roles at Pagaya 

- [Executive Assistant, Office of President](https://feeny.ai/job/executive-assistant-office-of-president-pagaya-new-york-7hm8p1zzkh6c) — New York, NY
- [Principal Product Manager](https://feeny.ai/job/principal-product-manager-pagaya-new-york-6barjyw40mpq) — New York, NY
- [Head of PL & POS Growth](https://feeny.ai/job/head-of-pl-pos-growth-pagaya-united-states-1td8en0629dy) — United States
- [Senior Director, Partnerships](https://feeny.ai/job/senior-director-partnerships-pagaya-new-york-3sfvhjcj88d7) — New York, NY
- [Part-Time Recruiting Coordinator](https://feeny.ai/job/part-time-recruiting-coordinator-pagaya-new-york-z7t0r359c28k) — New York, NY
- [Director, Business Operations and COS to CCO](https://feeny.ai/job/director-business-operations-and-cos-to-cco-pagaya-new-york-j83g0h9tzyjw) — New York, NY
- [Director of Auto Partnerships](https://feeny.ai/job/director-of-auto-partnerships-pagaya-new-york-q0544nhe9j56) — New York, NY
- [Lead Recruiting Partner](https://feeny.ai/job/lead-recruiting-partner-pagaya-new-york-m5mwtq07ry2y) — New York, NY
- [Senior Lead/Director, Capital Markets Strategy & Execution](https://feeny.ai/job/senior-lead-director-capital-markets-strategy-execution-pagaya-new-york-s1jdj3y995qc) — New York, NY
- [Manager, Treasury](https://feeny.ai/job/manager-treasury-pagaya-new-york-wnsynb8j14ce) — New York, NY