---
title: 'Assistant Controller at Zip Co Limited'
canonical: 'https://feeny.ai/job/assistant-controller-zip-co-limited-united-states-r468t2zswj0c'
type: 'job'
last_seen: '2026-10-18'
---

# Assistant Controller at Zip Co Limited

- **Company:** Zip Co Limited
- **Location:** United States
- **Posted:** 2026-10-13
- **Last confirmed live:** 2026-10-18
- **Apply:** https://job-boards.greenhouse.io/zipcolimited/jobs/4716545006

## Job description

- Help scale a high-accountability controllership function that protects recurring close and reporting while enabling Zip’s evolving funding model.
- Bring deep technical accounting and controllership experience across funding structures, SPVs, securitization, internal controls and complex financial reporting.
- Remote-first opportunity for US-based employees with the option to work in-person out of our Manhattan office

Start your adventure with Zip

As Assistant Controller, you will be a senior individual contributor within US Accounting & Control, with primary ownership of funding and special-purpose-vehicle (SPV) accounting and Assistant Controller-level responsibilities across the broader controllership agenda. You will lead the accounting operationalization of securitizations and other funding structures from Day 1 transaction execution through recurring close, reporting, reconciliations and control ownership, while helping protect the accuracy and timeliness of Zip’s recurring financial reporting.

You will work closely with Treasury, Legal, Finance Systems, Credit Risk, Audit and other US and Global Finance partners. The role also provides accounting oversight and review of treasury, payroll and compensation-related accounting activities and acts as a key accounting lead for business change, control maturity and process improvement as Zip’s US funding and finance operations continue to scale.

Interesting problems you’ll get to solve

- Own end-to-end accounting for funding structures and SPV legal entities, including legal-entity and chart-of-accounts design, journal-entry design, recurring close, reconciliations and financial statement support.
- Lead the accounting workstream for new securitizations and funding transactions, including Day 1 transaction execution, operational readiness, post-close stabilization and transition into sustainable recurring processes.
- Own recurring trustee, investor and lender reporting support, ensuring accounting outputs, reconciliations and reporting requirements are complete, accurate and delivered on time.
- Design, document and operate effective controls for funding, SPV and related accounting processes; identify control gaps, drive remediation and support SOX, internal audit and external audit requirements.
- Protect the quality and timeliness of the US month-end close by reviewing complex accounting activity, balance-sheet substantiation, journal entries, fluxes and issues through resolution.
- Support and deliver key components of the US GAAP audited financial statement process, including financial statement and disclosure preparation, audit support schedules, technical accounting documentation and timely resolution of external audit requests.
- Oversee and review treasury, payroll and compensation-related accounting activities, including routine monthly close processes, reconciliations and associated controls.
- Coordinate with Treasury, Legal, Finance Systems, Credit Risk, Banking/Funding teams and Audit to manage change, incidents, control efficacy and cross-functional reporting requirements.
- Drive process standardization, documentation and automation opportunities across controllership, while maintaining accountable ownership of processes as systems and data capabilities mature.
- Serve as a senior accounting subject-matter expert on new products, business changes and complex transactions, translating accounting requirements into scalable operating processes and clear recommendations to support stakeholder decisions.

## What you’ll bring to the team

- 7+ years of progressive Accounting or Finance experience, including controllership, audit, complex month-end close, financial reporting and balance-sheet ownership.
- Strong knowledge of US GAAP and excellent command of accounting and financial principles, including how business decisions and complex transactions impact the financial statements; IFRS knowledge is beneficial.
- CPA or CA qualified; Big 4 audit experience is an advantage.
- Hands-on experience with structured finance, securitization, SPVs, funding facilities or similar legal-entity accounting; experience in financial services, fintech, private credit or capital markets is strongly preferred.
- Demonstrated experience designing, documenting and operating internal controls, including SOX environments, audit coordination and remediation of process or control gaps.
- Proven ability to translate transaction terms and business requirements into accounting conclusions, journal-entry logic, chart-of-accounts design, reconciliations, reporting and sustainable close processes.
- Proven ability to lead complex cross-functional work through strong coaching, prioritization and interpersonal skills, with the ability to communicate with and influence stakeholders at multiple management levels, manage expectations and drive issues to resolution.
- Strong analytical skills and superior attention to detail, supported by intermediate-to-advanced Excel skills, strong systems aptitude and experience improving accounting processes through better data, reconciliations, workflow design and automation.
- Comfort with ambiguity and limited precedent, with the independence and judgment to adapt in a fast-moving environment; deadline-driven and able to manage multiple competing priorities while maintaining a view of the big picture.
- Clear alignment with [Zip’s core values](https://zip.co/careers)

## What you’ll get in return

Zip is a place where you’ll get out what you put in. The newness of our sector means we need to move at pace and embrace change, and our promise to you when you join the team is that you’ll feel empowered and trusted to make big things happen quickly.

We want you to feel welcome and as though you have the support to be yourself, and care for yourself at work. Because it’s important to us that you make the most of the opportunities you’ll get to grow your skills and your career, and be surrounded by smart, friendly people and leaders that have your back.

We think these are just some of the best things about being a Zipster. We will also offer you:

- Flexible working culture
- Incentive programs
- Unlimited PTO
- Generous paid parental leave
- Leading family support policies
- Company-sponsored 401k match
- Learning and wellness subscription stipend
- Beautiful Union Square office with a casual dress code
- Industry-leading, employer-sponsored insurance for you and your dependents, with several 100% Zip-covered choices available

Zip is committed to a straightforward and transparent pay structure. The actual base salary will be determined by various individualized factors, including job-related knowledge, skills, experience, location, internal equity, as well as other objective business considerations.

The annual base Pay Range for this position is150k-160k US national compensation band (USN). Additional premium percentages may apply based on our tiered premium strategy.

Subject to those same considerations, the total compensation package for this position may also include other elements, including a bonus and/or commission awards, in addition to a full range of medical, financial, and/or other benefits.

*Please note that visa sponsorship is not available for this position.

If hired, employees will be in an 'at-will position' and the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation or benefit program) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors.

Be a part of a team that reflects the diversity of our customers

We pride ourselves on being a workplace that provides equal opportunities to people of all ages, cultural backgrounds, sexual orientations, gender identities, abilities, veteran status, and everything else that makes you unique.

Equally, we’re committed to ensuring our recruitment processes are accessible and inclusive. Please let us know If there are any adjustments that need to be made to ensure you have a fair and equitable experience.

And finally…get to know us

Zip Co Limited (ASX: ZIP) is a digital financial services company, offering innovative, people-centered products.

Operating in two core markets - Australia and New Zealand (ANZ) and the US, Zip offers access to point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants. We’re proud to be a values-led business and our values - Customer First, Own it, Stronger Together and Change the Game - guide us in everything we do.

I acknowledge by clicking "Submit Application", that the information provided is true and correct. I also understand that any willful dishonesty may render for refusal of this application or immediate termination of employment. By providing your information, you acknowledge that you have read our [Zip Applicant and Candidate Privacy Notice](https://zip.co/careers/us-candidate-privacy-notice) and authorize Zip to process your data subject to those terms. Zip participates in the federal government’s E-Verify program. #LI-Remote

[Before you apply, give Zip a try   -> rebrand.ly/check-zip-out](https://rebrand.ly/check-zip-out)

## About Zip Co Limited

## Company Overview
- **One-liner**: Zip Co Limited is a digital financial services company that provides point-of-sale credit and digital payment solutions, connecting millions of consumers with tens of thousands of merchants across Australia, New Zealand, and the United States.
- **Entity Type**: Public (ASX: ZIP), listed in 2015
- **Headquarters**: Sydney, Australia
- **Founded**: 2013
- **Founders**: Not publicly listed on the company’s official site (founded in Australia)

## Core Business
- **Primary industry**: Digital financial services / Buy Now, Pay Later (BNPL) / Point-of-sale lending
- **Target customers**: B2B (merchants) and B2C (consumers); serves both enterprise and SMB merchants
- **Mission / purpose**: “Unlock financial potential, together” – providing fair, flexible, and transparent payment options that help customers take control of their financial future and merchants grow their businesses.

## Products & Services
- **Zip Pay / Zip Money (ANZ)**: Consumer credit products allowing installment payments at checkout (SaaS / financial service)
- **Quadpay (US)**: Similar point-of-sale installment payment service for US consumers and merchants
- **Global payment platform**: Connects 6.3 million active customers with 85.5 thousand merchants across two core markets; also offers a product overview presentation and a Stripe US partnership [zip.co](https://zip.co/investors)

## Market Standing
- **Market Cap**: ~$3.6 billion AUD (as of early July 2025) [linkedin.com](https://www.linkedin.com/company/zip-co-limited/life)
- **Key Metric (Public)**: FY25 Total Income of $1,081.1 million; Transaction Volume (TTV) of $13.1 billion; Cash EBTDA of $170.3 million (up 147.0% YoY); Operating Margin of 15.8%; Net bad debts as a percentage of TTV at 3.9% [zip.co](https://zip.co/investors)
- **Notable Investors / Partners**: Listed on ASX; strategic partner includes Stripe (US partnership); no specific lead investors cited for private rounds as it is public
- **Growth Signals**: Strong operating leverage (margin improving to 15.8%), 30.3% TTV growth, focus on AI and agentic commerce; headcount of 763 (down 4.1% YoY, indicating efficiency focus) [linkedin.com](https://www.linkedin.com/company/zip-co-limited/life) [zip.co](https://zip.co/investors)

## Competitive Advantages
- **Global BNPL platform** with a sizable, loyal customer base (6.3M active) and merchant network (85.5K)
- **Brand recognition** in two core markets (ANZ and US) with a localised product suite
- **Technology partnerships** (e.g., Stripe) that extend reach and reduce integration friction
- **Focus on responsible lending** and transparent pricing, differentiating from less regulated competitors

## Strategic Focus
- Deepening AI capabilities: actively hiring for Principal Engineer, Generative & Agentic AI and Group Product Manager, AI (Products) [zip.co](https://zip.co/careers/roles)
- Driving profitability: operating margin turned positive (15.8%) and Cash EBTDA surged 147% in FY25
- Expanding merchant and customer base through partnerships and product innovation (e.g., agentic commerce)
- Efficiency improvements, as reflected in a leaner headcount while revenue grows

## Why Work Here
- **Culture**: Values-led – Customer First, Own It, Stronger Together, Change the Game. Emphasis on connection, mentorship, and career growth.
- **Work model**: ANZ follows a hybrid model (in-office + remote); US team is mostly remote; work-from-anywhere policy (up to 4 weeks/year globally) [zip.co](https://zip.co/careers)
- **Benefits** (vary by location): Up to 16 weeks paid primary caregiver leave, short-term incentive (STI) awards, wellbeing allowance, quarterly wellbeing days, 25 days annual leave (ANZ) / unlimited PTO (US), professional development leave, fee-free Zip products, and mental health support via Sonder, Talkspace, etc. [zip.co](https://zip.co/careers)
- **Diversity**: Gender equality targets – 40% women, 40% men, 20% any gender across the workforce
- **Hiring process**: Four-phase process (talent screen, functional interview, leadership & values interview, take-home challenge) typically completed in 2–4 weeks [zip.co](https://zip.co/careers)

## Sources
1. [zip.co](https://zip.co/about-us)
2. [zip.co](https://zip.co/careers)
3. [zip.co](https://zip.co/investors)
4. [linkedin.com](https://www.linkedin.com/company/zip-co-limited/life)
5. [zip.co](https://zip.co/careers/roles)

## Other roles at Zip Co Limited

- [Senior Software Engineer in Test](https://feeny.ai/job/senior-software-engineer-in-test-zip-co-limited-united-states-p87hnta5hmze) — United States
- [Senior Data Marketing Analyst](https://feeny.ai/job/senior-data-marketing-analyst-zip-co-limited-united-states-36f72fdr99jh) — United States
- [Senior Data Engineer](https://feeny.ai/job/senior-data-engineer-zip-co-limited-united-states-86k22tgsgstw) — United States
- [Senior Data Analyst II](https://feeny.ai/job/senior-data-analyst-ii-zip-co-limited-united-states-wh61mn7wvk10) — United States
- [Partner, Affiliate Programs](https://feeny.ai/job/partner-affiliate-programs-zip-co-limited-united-states-kt0y2dd0375d) — United States
- [CRM Lead](https://feeny.ai/job/crm-lead-zip-co-limited-sydney-hbmv5cqm7g64) — Sydney, Australia
- [Senior Product Designer](https://feeny.ai/job/senior-product-designer-zip-co-limited-sydney-xb1r4rbq2qyf) — Sydney, Australia
- [Staff Data Scientist](https://feeny.ai/job/staff-data-scientist-zip-co-limited-united-states-08cae5bs2y42) — United States
- [Senior Risk and Compliance Manager](https://feeny.ai/job/senior-risk-and-compliance-manager-zip-co-limited-sydney-gzghy22zzn6t) — Sydney, Australia
- [Director of External Communications](https://feeny.ai/job/director-of-external-communications-zip-co-limited-united-states-gpnnes7aextc) — United States