--- title: 'Associate Accountant - Builders Program - (Emirati National) at Tamara' canonical: 'https://feeny.ai/job/associate-accountant-builders-program-emirati-national-tamara-dubai-0frgc1jy5t1q' type: 'job' last_seen: '2026-09-14' --- # Associate Accountant - Builders Program - (Emirati National) at Tamara - **Company:** Tamara - **Location:** Dubai, United Arab Emirates - **Posted:** 2026-04-27 - **Last confirmed live:** 2026-09-14 - **Apply:** https://job-boards.eu.greenhouse.io/tamara/jobs/4849511101 ## Job description Why Tamara? We’re proud to be Saudi’s first FinTech unicorn. Our mission is to help people own their dreams by building the most customer-centric financial super app in the world. & There is no playbook for that; our Tamarians are writing it. Our teams are made up of innovators, problem-solvers, and learners we thrive on curiosity and collaboration. If this sounds like you: curious, driven, and ready to build, we’d love to meet you Apply now and join the next generation of Builders! ## About the program At Tamara, we believe potential should be stretched early. Our Flagship Builders Internship & Co-Op track is crafted for students who don’t want a passive internship but a real seat at the table. If you’re hungry to apply what you’ve learned, in a fast-moving, high-performance environment, this is where you begin. Built for current students seeking internship or co-op opportunities, this track immerses you in meaningful, hands-on work across Product, Engineering, Design, and beyond giving you real ownership, not just exposure. You’ll contribute to real projects and solve real problems, gaining the kind of exposure that most early-career experiences simply don’t offer. We treat interns and co-op students as future builders, because in many ways, they already are. With our January and June cohorts, you’ll gain more than experience. You’ll gain momentum. ## Your role We're seeking an Accountant for our Finance team. You will be crucial in contributing to smooth month-end closing by assisting the team and preparing accurate, timely reports. Drawing on your proficiency in supporting the company's financial engine, you will be responsible for helping implement and maintain controls to ensure accurate information within the system to create unique experiences only Tamara can provide. With a proven track record of excellent communication skills and proficiency in MS Office (Word & Excel), and ultimately revolutionize the way millions of users shop, pay, and bank. You are a driven, determined, curious team player, knowing that collective strength means we all win. With a positive outlook, you are solution-oriented, persevering regardless of circumstances, always finding a way through, no matter the challenges. You will effectively find a way to work with everyone through empathy and respect. You will be driven and comfortable with responding quickly with urgency, with the ability to change course without losing momentum and energy, resulting in great success. Your responsibilities: - Responsible for assisting the team during month-end closing - Preparing reports as required in a timely and accurate manner - Assisting the team with ad-hoc requirements such as audits - Assisting in handling the financial operations of the company - Assisting with implementing and maintaining internal financial controls and procedures - Ensuring accuracy of data within the system - Assisting the finance team with daily tasks Your expertise: ## Experience - At a minimum, internship or co-op training experience in accounting tasks such as month-end closing, financial reporting, and supporting daily operations. - Experience with month-end closing and financial reporting tasks. - Familiarity with accounting software like Oracle is preferred but not required. - Degree in Accounting or Finance. Skills: - Proficiency in Microsoft Office, particularly Excel and Word. - Basic understanding of accounting principles and financial reporting. - Strong analytical and problem-solving abilities. Attributes: - Detail-oriented and precise, with strong organizational skills. - Proactive and dependable, committed to delivering timely outputs. - Collaborative and adaptable, excelling in team-oriented environments. ## About Tamara ## Company Overview - **One-liner**: Tamara is the leading fintech platform in Saudi Arabia and the GCC region, offering Sharia-compliant buy now, pay later (BNPL) and payment solutions through a customer-centric financial super-app. - **Entity Type**: Private (Series? – Unicorn stage, backed by top investors) - **Headquarters**: Riyadh, Saudi Arabia (King Abdullah Branch Road, King Salman District) - **Founded**: 2020 - **Founders**: Not publicly available (company was founded in 2020 by a team; individual founder names not disclosed in provided sources) ## Core Business - **Primary industry/industries**: Fintech (BNPL, payments, consumer finance) - **Target customers**: B2C (consumers) and B2B (merchants, from SMBs to global brands) - **Mission or purpose statement**: “To help people make their dreams come true by building the most customer-centric financial super-app on earth” (from Greenhouse careers page) / “Empower people in their daily lives and revolutionize how they shop, pay, and bank” (from docs.tamara.co) ## Products & Services For each major offering: - **Tamara Bundle**: Includes Pay in Full and Split in 2/3/4 payment products – flexible, transparent, no hidden fees or interest. - **Split in Installments**: Allows customers to split purchase amounts into multiple installments (varies by retail category and ticket size). - **Pay in Full**: Customers pay the total order value upfront via Tamara, with no added fees or interest. - **Online & In-store Solutions**: Tamara’s payment methods work both for e-commerce and physical retail. - **Merchant Services**: Boost conversion and AOV, reduce fraud/credit risk, receive upfront payment while customers pay over time, and manage transactions/returns via a dashboard. ## Market Standing - **Valuation/Market Cap**: $2.107 billion (as of latest funding round – CB Insights lists valuation at $2.107B, making Tamara Saudi Arabia’s first fintech unicorn) - **Key Metric**: Total funding raised = $2.107 billion (includes equity and lines of credit; latest round was a Line of Credit - II of $1.4B about 9 months ago) - **Notable Investors/Partners**: Sanabil Investments (wholly owned by PIF), SNB Capital, Checkout.com, Goldman Sachs, Citi Alternative Investments, Apollo Global Management, W2 Investments, Shorooq Partners (22+ investors total). Key merchant partners: SHEIN, Jarir, noon, IKEA, Amazon. - **Growth Signals**: Serves millions of users across Saudi Arabia, UAE, and Bahrain; expanding globally with offices in Riyadh, Dubai, Cairo, Vietnam, India, Germany, and remote; strong headcount growth visible in open roles across engineering, data, risk, product, and care. ## Competitive Advantages - **First-mover & unicorn status** in Saudi Arabia’s fintech space. - **100% Sharia-compliant** certification by Shariyah Review Bureau – a key differentiator in the region. - **Strong backing** from PIF-linked investors and global financial institutions. - **Deep merchant integrations** with top regional and global brands (SHEIN, IKEA, Amazon, etc.). - **Customer-centric super-app vision** combining payments, shopping, and banking in one platform. ## Strategic Focus - Build the most comprehensive financial super-app in the GCC, expanding product offerings beyond BNPL (e.g., banking, credit). - Scale across the region (already in Saudi, UAE, Bahrain) and enter new markets. - Invest in data, AI, and engineering talent to enhance risk management, personalization, and customer experience. - Maintain Sharia compliance while innovating payment flexibility. ## Why Work Here - **Culture highlights**: “Customer Obsessed”, “Ownership”, “Resilience”, “Curiosity”, “One Team, One Mission” – strong emphasis on trust, simplicity, and being “everywhere people need us.” - **Work policy**: Hybrid/remote options available – offices in Saudi Arabia, UAE, Egypt, Vietnam, India, Germany, plus fully remote roles (per Greenhouse careers page). - **Notable perks/engineering culture**: “We hire for human qualities, not just skills”; focus on continuous learning, data-informed decision-making, and building scalable systems; global team with diverse backgrounds; roles in engineering (backend, Flutter, QA), data science, risk, product design, and more. - **Growth opportunity**: As a fast-growing unicorn, employees can have high impact and career acceleration. ## Sources 1. [Greenhouse – Jobs at Tamara](https://job-boards.eu.greenhouse.io/tamara) 2. [Tamara – Life at Tamara](https://tamara.co/en-kw/life-at-tamara) 3. [CB Insights – Tamara Profile](https://www.cbinsights.com/company/tamara) 4. [Tamara Docs – Introduction to Tamara](https://docs.tamara.co/docs/introduction-to-tamara) 5. [Tamara Careers Page](https://tamara.co/en-sa/careers) ## Other roles at Tamara - [Accountant](https://feeny.ai/job/accountant-tamara-dubai-7a1t4amx3yaw) — Dubai, United Arab Emirates - [Head of Anti-Money Laundering (AML) - Saudi National](https://feeny.ai/job/head-of-anti-money-laundering-aml-saudi-national-tamara-riyadh-92ha4xeecaaz) — Riyadh, Saudi Arabia - [People Business Partner](https://feeny.ai/job/people-business-partner-tamara-riyadh-q3jnh0p1j031) — Riyadh, Saudi Arabia - [Public Engagement Lead](https://feeny.ai/job/public-engagement-lead-tamara-riyadh-1aq44577v06t) — Riyadh, Saudi Arabia - [Data Governance Lead](https://feeny.ai/job/data-governance-lead-tamara-riyadh-tp7bt1398rqf) — Riyadh, Saudi Arabia - [Customer Care Manager - UAE](https://feeny.ai/job/customer-care-manager-uae-tamara-cairo-ng0n39p5aqaq) — Cairo, Egypt - [People Operations Senior Associate](https://feeny.ai/job/people-operations-senior-associate-tamara-cairo-885465rvzj8c) — Cairo, Egypt - [Real-Time Analyst (RTA)](https://feeny.ai/job/real-time-analyst-rta-tamara-cairo-8ycm72dd0dsc) — Cairo, Egypt - [Real-Time Analyst (RTA)](https://feeny.ai/job/real-time-analyst-rta-tamara-riyadh-gkgzm74s0q9d) — Riyadh, Saudi Arabia - [Money Laundering Reporting Officer](https://feeny.ai/job/money-laundering-reporting-officer-tamara-dubai-m8fv5aevfqnx) — Dubai, United Arab Emirates