---
title: 'Associate Data Scientist - Intern at Monzo'
canonical: 'https://feeny.ai/job/associate-data-scientist-intern-monzo-london-x52zr3jkzt2q'
type: 'job'
last_seen: '2026-10-14'
---

# Associate Data Scientist - Intern at Monzo

- **Company:** Monzo
- **Location:** London, United Kingdom
- **Work type:** remote
- **Posted:** 2026-09-28
- **Last confirmed live:** 2026-10-14
- **Apply:** https://job-boards.greenhouse.io/monzo/jobs/8232726

## Job description

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as [personal](https://monzo.com/current-account/personal) and [business](https://monzo.com/business-banking) bank accounts, we offer [joint accounts](https://monzo.com/current-account/joint-account), [accounts for 16-17 year olds](https://monzo.com/current-account/16-17), a [free kids account](https://monzo.com/current-account/under-16s) and [credit cards](https://monzo.com/flex) in the UK, with more exciting things to come beyond. Our UK customers can also [save](https://monzo.com/savings), [invest](https://monzo.com/investments)and [combine their pensions](https://monzo.com/pensions) with us.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

Closing Date 1st November 2026

📍London | 💰 £42,500 pro rata  | [Data](https://monzo.com/blog/topic/data) | L10 on the [Data Framework](https://monzo.com/documents/data-progression-framework-v2-0.pdf)

Data at Monzo

We have over 300 employees in Data at Monzo. Data is at the heart of Monzo's journey and our work defines the success and direction of the business. That means, similar to the rest of Monzo, Data too should be magically simple.

We have a strong culture of data-driven decision making across the whole company and use data in everything we do; from machine learning models to detect and block fraudulent payments to analysing how customers use the app to improve our app design. We're great believers in powerful, real-time analytics and empowerment of the wider business. All our data lives in one place and is super easy to use.

We contribute to an open source environment as much as possible. Our [blog](https://monzo.com/blog/data) is a good place to learn even more about what we do.

Data Interns

As a Data intern at Monzo, you’ll be matched with a team where you’ll spend the summer working on a real project for our customers.

You’ll have the opportunity to work alongside Data teams to learn more about what Data we analyse and how we use it to solve challenges at Monzo on a day-to-day basis.

You’ll spend your internship:

- Learning about commercial products and how decisions using data can unlock more value for our customers
- Experimenting and utilising new data techniques to solve challenging problems
- Turning raw data into customer stories through models, analysis and visualisations that shape our product and app design
- Understanding the nuances of our data and building the key foundational knowledge for our new products and features

What you’ll get exposure to:

[Python](https://www.python.org/) for data wrangling, analysis and building predictive solutions.

- [SQL](https://www.mysql.com/) for data modelling and gathering raw data
- Looker for data visualisation
- Spreadsheets for data analyses

🤩 We’d love to hear from you if…

- You are completing a degree in STEM or Computer Science with exposure to programming and are graduating in 2028
- You enjoy learning about new technologies and have a passion for problem-solving
- You are available full-time for a minimum of 12 weeks between June and September 2027, we will have two start dates in June for you to choose.
- You have the right to work in the UK without restrictions for the full 12-week internship and would not require visa sponsorship if offered a permanent position.
- You can work from our London office on a hybrid basis to collaborate with your team and mentor, as well as attend intern events over the summer

Please note you must hold the right to work in the UK through the full duration of this internship.

🙌What’s in it for you

💰£42,500 pro rata

📍This role will be based in our London office on a hybrid basis (2 days a week in the office)

⏰ We offer flexible full-time working hours and trust you to work enough hours to do your job well, and at times that suit you and your team

💻 Top-spec Macbook to use over the course of your time with us

🧠 Knowledge-sharing sessions with your squad and wider discipline

👯 Team and company wide socials / events

🍝 Lunch on Monzo twice a week from a range of street food vendors

🌈 The application journey has 3 key steps

Our application process involves three main stages:

- Submit your application with the short questions answered
- If you’re successful, we’ll invite you to complete an exercise to demonstrate your programming and problem-solving skills
- If all goes well, you’ll have your final interviews with members of our data team via Google Meet

The closing date for applications is 1st November 2026, but we encourage you to apply as soon as possible as we will be extending offers on a rolling basis.

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. [You can read them here.](https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo)

Check out [our blog](https://monzo.com/blog/engineering-and-data-internships-at-monzo) to hear from our recent Interns.

## Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our [blog](https://monzo.com/blog/diversity-and-inclusion), 2026 [Diversity and Inclusion Report](https://monzo.com/blog/our-2026-diversity-and-inclusion-report) and 2025 [Gender Pay Gap Report.](https://monzo.com/blog/gender-pay-gap-report-2025)

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊

## About Monzo

## Company Overview
- **One-liner**: Monzo is a UK-based digital bank offering personal and business current accounts, savings, loans, investments, and insurance through a mobile-first platform.
- **Entity Type**: Private (Series I, unicorn)
- **Headquarters**: London, United Kingdom (offices also in Cardiff, Dublin, and Barcelona)
- **Founded**: 2015
- **Founders**: Tom Blomfield, Gary Dolman, Jonas Huckestein Templestein, Jason Bates, Paul Rippon (current co‑CEOs are Diana Layfield and Conor Walsh)

## Core Business
- Primary industry/industries: Digital banking and financial services (consumer finance, payments, lending)
- Target customers: B2C (personal banking) and B2B/SMB (business banking); primarily UK‑based, with growing EU presence
- Mission or purpose statement: “Building a bank you’d be proud to use” – focused on solving problems, not selling financial products, and making money work for everyone.

## Products & Services
- **Personal Current Account**: Mobile‑banking account with budgeting tools, spending insights, and automated savings. Features real‑time notifications, card controls, and biometric authentication.
- **Business Current Account**: Separate account for small businesses with expense categorisation, invoicing, and integration with accounting software.
- **Savings Pots**: Sub‑accounts inside the app to save toward goals; includes interest‑bearing options.
- **Credit Cards & Loans**: Personal credit cards, overdrafts, and Flex (buy‑now‑pay‑later style borrowing). Also offers personal loans.
- **Investments**: Share dealing and ISA products (introduced in 2024).
- **Insurance**: Home, travel, and gadget insurance (underwritten by partners).
- **Pension Management**: Tools to manage and consolidate pension pots within the app.

## Market Standing
- **Valuation**: $5.2 B (current, per Tracxn; latest round Series I)
- **Key Metric**: Annual revenue £1 B+ (as of 31 Mar 2025), total funding $1.81 B
- **Notable Investors/Partners**: General Catalyst, Passion Capital, Accel (lead investors in previous rounds)
- **Growth Signals**: 15 million+ personal and business customers; headcount of ~3,786 (YoY growth 26.8% per Revelio Labs); expansion into EU via Dublin office; launched investment and pension products in 2024; continued lending product innovation (Flex, credit cards).

## Competitive Advantages
- **Community‑driven product development** – Customers actively suggest features, test the app, and give feedback, creating strong brand loyalty.
- **Mobile‑first architecture** – Built from scratch as a digital‑only bank, offering a seamless user experience with real‑time budgeting and spending insights.
- **Regulatory innovation** – One of the first UK challengers to obtain a full banking licence, enabling deposit‑taking and lending.
- **Open‑source culture** – Engages with the engineering community through open‑source contributions and transparent development.

## Strategic Focus
- **Product expansion**: Deepening lending and investment offerings, and building a wealth management suite.
- **International growth**: Scaling in the European market (office in Barcelona, Dublin hub, and hiring for EU‑focused roles).
- **Embedded finance**: Enabling third‑party services to use Monzo’s banking infrastructure.
- **Operational efficiency**: Using AI/ML for risk management, fraud detection, and personalised financial recommendations.

## Why Work Here
- **Culture**: Open, collaborative, and inclusive; regular community events, yoga, and lunch‑and‑learns; contributes to open‑source software.
- **Remote/Hybrid**: Office‑based roles allow occasional remote work; distributed workers receive equipment budget. Roles in London, Cardiff, Dublin, Barcelona, or UK‑remote.
- **Visas**: Monzo sponsors visas for tech, engineering, and product roles due to Home Office regulations.
- **Learning**: £1,000 annual budget for books, courses, and conferences; regular knowledge‑sharing sessions.
- **Compensation & Benefits**: Annual salary reviews; performance‑based incentive awards (cash/equity mix); pension (4% Monzo contribution, matching up to 6%); private healthcare; life insurance (4x salary); 26 days holiday + bank holidays (or opt‑out for 34 days); 8‑week sabbatical every 5 years; generous family leave (primary caregiver 26 weeks full pay, secondary 13 weeks full pay); paid sick leave; cycle‑to‑work scheme.
- **Office Perks**: Free breakfast, hot lunches twice a week, snacks, and drinks in London office.

## Sources
1. [monzo.com/careers](https://monzo.com/careers) – Benefits, visa policy, flexible working, culture
2. [monzo.com/about](https://monzo.com/about) – Company overview, mission, customer count
3. [tracxn.com/d/companies/monzo](https://tracxn.com/d/companies/monzo/__HguZJzK7Q_qZsyIz1Y4VwV75H5fHjDMtGaXPelPAxpU) – Funding, valuation, revenue, employee count, founders, CEOs
4. [job-boards.greenhouse.io/monzo](https://job-boards.greenhouse.io/monzo/jobs/7963253) – Open roles, location details
5. [reveliolabs.com/companies/monzo-bank/employees](https://www.reveliolabs.com/companies/monzo-bank/employees/) – Headcount growth

## Other roles at Monzo

- [Team Manager, Financial Crime, EU (Spanish Speaking)](https://feeny.ai/job/team-manager-financial-crime-eu-spanish-speaking-monzo-cardiff-london-or-gq1b95zvkwr2) — Cardiff London OR, United Kingdom
- [Credit Risk Manager](https://feeny.ai/job/credit-risk-manager-monzo-dublin-p9kqv916amzy) — Dublin, Ireland
- [Senior Service Analyst, Workforce Management](https://feeny.ai/job/senior-service-analyst-workforce-management-monzo-cardiff-london-or-er4hb0zq87xn) — Cardiff London OR, United Kingdom
- [Vulnerability, Accessibility & Inclusion Lead](https://feeny.ai/job/vulnerability-accessibility-inclusion-lead-monzo-united-kingdom-dpdh61jn0g1r) — United Kingdom
- [Data Director, EU](https://feeny.ai/job/data-director-eu-monzo-barcelona-64nh66jrpe1v) — Barcelona, Spain / Cardiff London OR, United Kingdom
- [Head of Credit Risk Oversight](https://feeny.ai/job/head-of-credit-risk-oversight-monzo-dublin-ev7xkh8tsdqh) — Dublin, Ireland
- [Regulatory Reporting Analyst](https://feeny.ai/job/regulatory-reporting-analyst-monzo-london-1g3yf87cr8j3) — London, United Kingdom
- [Tech Recruitment Manager](https://feeny.ai/job/tech-recruitment-manager-monzo-cardiff-london-or-sd0ppqcqnk5z) — Cardiff London OR, United Kingdom
- [Controls Product Senior Manager](https://feeny.ai/job/controls-product-senior-manager-monzo-london-grhage5sp19s) — London, United Kingdom
- [Staff Data Scientist](https://feeny.ai/job/staff-data-scientist-monzo-barcelona-fanp3hndsc8d) — Barcelona, Spain / Cardiff London OR, United Kingdom / London, United Kingdom