--- title: 'Associate Director, Actuarial at Oscar Health' canonical: 'https://feeny.ai/job/associate-director-actuarial-oscar-health-remote-fp0hvm3mz5zk' type: 'job' last_seen: '2026-10-15' --- # Associate Director, Actuarial at Oscar Health - **Company:** Oscar Health - **Location:** Remote - **Work type:** remote - **Posted:** 2026-10-14 - **Last confirmed live:** 2026-10-15 - **Apply:** https://job-boards.greenhouse.io/oscar/jobs/8281722 ## Job description Hi, we're Oscar. We're hiring an Associate Director, Actuarial to join our Actuarial team. Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family. About the role: The Associate Director, Actuarial leads and develops a team of Actuarial professionals and is responsible for pricing several ACA markets. The Associate Director, Actuarial will review the reasonableness of results, quantifies risks inherent in decisions, and makes recommendations that help Oscar achieve market goals. The Associate Director, Actuarial mentors and develops Oscar's team of actuaries, including Managers and Analysts, and collaborates closely with cross-functional teams in Finance, Market P&L, and Product Development. You will report into the VP, Actuarial. Work Location: This position is fully remote and open to candidates residing in the U.S., excluding Alaska; Delaware; Hawaii; Louisiana; Montana; North Dakota; Oklahoma; West Virginia; Wyoming; and U.S. Territories. Daily work is completed from your home office, with occasional travel required for team meetings and company events. #LI-Remote Pay Transparency: The base pay for this role in the states of California, Connecticut, New Jersey, New York, and Washington is: $180,504 - $236,912 per year. The base pay for this role in all other locations is: $162,454 - $213,220 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses. Responsibilities: - Own financial estimates and forecasts; communicate findings and critical actuarial recommendations to senior management. - Lead team initiatives to enhance actuarial models and methodologies. - Oversee the end-to-end actuarial pricing processes within a specific portfolio or sub-portfolio. - Influence and collaborate with key stakeholders to guide strategic business decisions with respect to rates. - Have an in-depth understanding of key financial risks and opportunities within the portfolio and across Oscar's business. Apply learnings to guide analytical pricing, prospective pricing strategy, SAE considerations, network strategy, and other unique mitigation strategies. - Provide an actuarial viewpoint across cross-functional teams for your portfolio as we rapidly grow in existing and new markets and business lines. - Mentor, coach, and provide actuarial team members with regular feedback. - Lead and shape Oscar actuarial best practices with respect to automation and documentation. - Develop strong relationships, rapport, and lines of communication with both internal and external stakeholders. - Compliance with all applicable laws and regulations - Other duties as assigned. Requirements: - Bachelor's degree in a STEM field, or 4 years commensurate experience. - Fellow of the Society of Actuaries (SOA), or actively pursuing exams to attain fellowship. - 7+ years of actuarial and / or quantitative analysis experience. Bonus points: - Bachelor's degree in a STEM field. - Excellent communication, collaboration, and relationship-building skills. - Strong understanding of health insurance concepts and nuances. This is an authentic Oscar Health job opportunity. At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency:  Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our [AI Guidelines](https://oscarhealth.com/careers/ai-guidelines) outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants’ personal information as well as applicants’ rights over their personal information, please see our [Privacy Policy](https://oscarhealth.com/privacy-policy). ## About Oscar Health ## Company Overview - **One-liner**: Oscar Health is a healthcare technology company that builds a full-stack health insurance platform to make high-quality, affordable healthcare accessible for individuals, families, and employers. - **Entity Type**: Public (NYSE: OSCR) - **Headquarters**: New York City, USA (TriBeCa) - **Founded**: 2012 - **Founders**: Mario Schlosser (CTO & Co-Founder); additional co-founders are not publicly detailed in the provided sources. ## Core Business - **Primary industry**: Health insurance / healthcare technology - **Target customers**: B2C (individuals, families, Medicare beneficiaries) and B2B (employers through Small Group plans and ICHRA) - **Mission**: “Make a healthier life accessible and affordable for all.” ## Products & Services - **Oscar Individual & Family Plans** – Health insurance sold on- and off-exchange, featuring $0 virtual urgent care, $3 generic medications, and dedicated Care Teams. - **Medicare Advantage** – Medicare health plans launched in 2020, available in select states. - **Oscar for Employers (Small Group / ICHRA)** – Employer-sponsored health benefits, including Individual Coverage Health Reimbursement Arrangements (ICHRA). - **Oscar Provider Platform** – A technology platform that connects providers with Oscar’s member engagement tools. - **Oscar App & Care Router** – Digital engagement platform that routes members to appropriate care (virtual or in-person) and enables 24/7 communication with a Care Team. ## Market Standing - **Valuation/Market Cap**: Not directly provided in the search results; as a public company, market cap is available via SEC filings (e.g., ~$6B as of recent market data, but not confirmed in these sources). - **Key Metric**: Serves approximately 1.6 million members as of August 2024 (the company also reports a figure of ~3.2 million members, possibly including additional plan types or a different measurement). - **Notable Investors/Partners**: Not specified in the provided search results; the company went public in 2021 and counts major venture firms among its early investors. - **Growth Signals**: Active in 20 states; member base grew from 1 million in 2022 to over 1.6 million; launched Medicare Advantage in 2020; has 238 active job postings as of the search date, indicating expansion. ## Competitive Advantages - **Full-stack technology platform** – Oscar owns the entire insurance stack (claims, care management, provider network), enabling data-driven personalization and member engagement. - **High member trust and engagement** – 68% of members trust Oscar for care guidance; 44% are digitally engaged; Net Promoter Score of 66; 76% have interacted with digital or Care Team channels. - **Care Team model** – Every member is assigned a dedicated Care Team that coordinates care, reduces costs, and improves outcomes. - **Virtual care integration** – $0 virtual urgent care with 97% member satisfaction; virtual primary care in some markets. ## Strategic Focus - **Geographic expansion** – Entering new states and markets, including Medicare Advantage. - **AI and technology** – Actively investing in AI to improve care routing, cost savings, and member experience (see “AI @ Oscar” page). - **Provider platform growth** – Scaling the Oscar Provider Platform to partner with independent providers and health systems. - **Employer market** – Expanding ICHRA and Small Group offerings to reach more businesses. ## Why Work Here - **Mission-driven culture** – “Change healthcare for good” with a focus on making insurance simple, transparent, and human. Values include transparency, grit, scientific thinking, and “members above all.” - **Comprehensive benefits** – Health insurance (obviously), 10+ weeks of parental leave, wellness days, fitness classes, mental health support, 401(k) plan, HSAs, and learning & development programs. - **Offices** – Headquarters in New York City (TriBeCa), plus offices in Los Angeles (Silicon Beach) and Tempe, Arizona (Health Hub). Remote/hybrid policy not explicitly stated, but many roles appear location-flexible. - **Growth opportunity** – With 238 open positions and recent member growth, employees can work on challenging problems at scale. - **Diverse and inclusive environment** – Publishes a diversity report and emphasizes belonging; employees describe culture as collaborative and high-impact. ## Sources 1. [hioscar.com/about](https://www.hioscar.com/about) 2. [hioscar.com/careers](https://www.hioscar.com/careers) 3. [hioscar.com/careers/life](https://www.hioscar.com/careers/life) 4. [linkedin.com/company/oscar-health](https://www.linkedin.com/company/oscar-health) 5. 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