---
title: 'Associate, FP&A at Clearco'
canonical: 'https://feeny.ai/job/associate-fp-a-clearco-toronto-hcby3ar4ysqx'
type: 'job'
last_seen: '2026-10-18'
---

# Associate, FP&A at Clearco

- **Company:** Clearco
- **Location:** Toronto, Canada
- **Employment:** full-time
- **Posted:** 2026-10-15
- **Last confirmed live:** 2026-10-18
- **Apply:** https://jobs.ashbyhq.com/clearco/1caf6e10-704c-4480-94f1-df72f83fe42f

## Job description

## About the Role

Clearco is looking for an FP&A Specialist / Associate to drive our core operating model, variance analysis, and executive decision support. This is an exceptional opportunity for someone early in their career to take on real leadership quickly, with direct exposure to our VP, CEO, department heads, and Board of Directors. You will own the monthly BvA package, maintain our company operating model, lead budget reforecasts, and deliver ad-hoc strategic analysis for senior leadership. Rather than focusing on a rigid traditional background, we value curiosity, intrinsic drive, and proactive problem-solving. We are looking for someone who doesn't just execute repeat monthly reporting cycles, but leverages modern tools and automation to make processes faster, cleaner, and smarter.

Day-to-day responsibilities:

- Own the monthly BvA package: pull actuals, explain variances with department leaders and deliver the package to leadership on a fixed monthly timeline
- Own Board deck reporting: prepare the financials, KPIs and commentary for each Board meeting
- Support the annual budget and reforecasts, including headcount planning against budget
- Build and maintain the company operating model and key financial KPIs
- Prepare materials for the monthly leadership review
- Support liquidity and scenario analysis with the Senior Associate, Capital Markets & Corporate Treasury
- Deliver ad hoc analysis for the CEO and leadership team
- Use portfolio reporting from the Senior Associate, Capital Markets & Corporate Treasury, in the BvA and Board deck
- Collaborate with all Finance team members on shared deliverables, including month-end close, audit, tax, the annual budget and Board materials, and cover for teammates during absences and peak periods

You will thrive if you have:

- 2-4 years of experience in FP&A, corporate finance, investment banking or public accounting, ideally at a lender or fintech
- A degree in Finance, Accounting, Economics or a related field; CPA or CFA (or progress toward either) is an asset
- Advanced Excel or Google Sheets skills and experience building operating or three-statement models
- A working knowledge of accounting sufficient to tie the model back to the general ledger
- Experience preparing BvA reporting and Board or senior leadership materials
- Experience with BI or data tools; SQL is an asset

What we offer:

- Comprehensive healthcare and dental coverage
- A tech stipend
- Mental health support and professional development opportunities in a culture that emphasizes work-life balance and transparency
- The chance to participate in high-impact work at a mission-driven organization
- RRSP Matching

At Clearco, we strive for an inclusive, accessible recruitment process. If you have specific accessibility needs, please let us know so we can support you. Please note that we use AI-assisted tools to help manage applications, but humans remain the sole decision-makers in our hiring. Contact us for more information on our tools or to request an accommodation.

Compensation Range: $105K–115$K

## About Clearco

## Company Overview
- **One-liner**: Clearco provides non-dilutive, revenue-based funding to ecommerce and SaaS businesses, offering fast, flexible capital without personal guarantees or equity loss.
- **Entity Type**: Private (Series D)
- **Headquarters**: Toronto, Ontario, Canada
- **Founded**: 2015
- **Founders**: Michele Romanow, Andrew D'Souza

## Core Business
- **Primary industry**: Fintech / Ecommerce Funding
- **Target customers**: B2B; direct-to-consumer (DTC) ecommerce brands and SaaS businesses in the U.S. with 12+ months of consistent revenue exceeding $100,000 USD per month.
- **Mission or purpose statement**: To be the capital partner that thinks like a founder, providing fast, flexible, and founder-first funding designed to scale with a business's momentum.

## Products & Services
- **Fixed Funding Capacity**: A one-time lump sum of capital with a clear, estimated payment schedule. Best for large campaigns, inventory buys, and market expansion. Capped weekly payments with full visibility from day one.
- **Rolling Funding Capacity**: A revolving line of capital that replenishes automatically as the borrower pays it back. Built for brands reinvesting into ongoing ad spend, recurring supplier costs, and repeatable growth cycles.
- **Cash Advance**: Capital deposited directly into the borrower's bank account, allowing flexible deployment across marketing, inventory, or other growth needs. The borrower controls the pace and draws down only what is required.
- **Invoice Funding**: Capital provided to pay supplier invoices directly, allowing the borrower to keep production on track and preserve working capital without tapping into cash reserves.

## Market Standing
- **Valuation/Market Cap**: Not publicly disclosed.
- **Key Metric**: Over $3 billion in total funding deployed to more than 10,000 brands. 65% of customers return for additional funding.
- **Notable Investors/Partners**: Inovia Capital (led Series D), Oak HC/FT (led Series C), Highland Capital (led Series B), Emergence Capital and Social Capital (led Series A), SoftBank Vision Fund (debt facility).
- **Growth Signals**: In 2024, the company tripled the amount of funding deployed and is on track to grow another 50% in 2025. The company has funded 25x more female founders than the average traditional venture capital firm.

## Competitive Advantages
- **Founder-first funding model**: No personal guarantees, no dilution, no blanket liens, and no all-asset liens, which is a significant differentiator from traditional bank loans and many fintech lenders.
- **Speed and flexibility**: Funding can be received in as little as 24 hours. The company offers both Fixed and Rolling Funding Capacity, giving clients choice and adaptability.
- **AI-supported underwriting**: Uses technology to make faster, smarter funding decisions.
- **Strong brand trust**: With over 10,000 brands funded and a 65% repeat customer rate, Clearco has established significant credibility in the ecommerce funding space.

## Strategic Focus
- **Scaling funding deployment**: After tripling deployment in 2024, the company aims for another 50% growth in 2025.
- **Product innovation**: Continues to develop new funding products (e.g., Rolling Funding Capacity, Invoice Funding) and improve underwriting with AI.
- **Deepening founder relationships**: Positioning itself as a long-term strategic capital partner, not just a transactional funding source.

## Why Work Here
- **Remote-first culture**: Clearco is a remote-first company with offices in Toronto and other locations. Employees have the ability to work out of country for up to 6 months per calendar year.
- **Comprehensive benefits starting Day 1**: Includes health, dental, vision, financial coverage, RRSP/401k matching (up to 4%), and mental health support through Inkblot.
- **Generous perks**: $2,000 annual L&D stipend, $300 home office setup stipend, unlimited PTO, 25% corporate discount at Goodlife Fitness, and quarterly in-person team/company gatherings.
- **Growth and impact**: Employees work on a platform that has deployed $3B+ and is rapidly scaling, offering significant ownership and impact.
- **Interview process**: Typically includes a phone screen with a recruiter, 1-2 virtual interviews, and an assessment or project. Applications require only a resume (no cover letter).

## Sources
1. [clear.co](https://www.clear.co/)
2. [clear.co/about-us](https://www.clear.co/about-us)
3. [clear.co/careers](https://www.clear.co/careers)
4. [builtin.com/company/clearco](https://builtin.com/company/clearco)
5. [clearco.breezy.hr](https://clearco.breezy.hr/)

## Other roles at Clearco

- [Senior Associate, Capital Markets & Corporate Treasury](https://feeny.ai/job/senior-associate-capital-markets-corporate-treasury-clearco-toronto-7yem058qsp4z) — Toronto, Canada
- [BDR Manager](https://feeny.ai/job/bdr-manager-clearco-toronto-j826w2n1dqn3) — Toronto, Canada
- [Account Manager, Founder Success](https://feeny.ai/job/account-manager-founder-success-clearco-canada-frbxg9s32pge) — Canada
- [Senior Account Executive](https://feeny.ai/job/senior-account-executive-clearco-canada-y15dmwjkzczg) — Canada
- [Business Development Representative](https://feeny.ai/job/business-development-representative-clearco-canada-xejmcdqb496t) — Canada