--- title: 'Associate Product Manager (UK Loans) at Lendable' canonical: 'https://feeny.ai/job/associate-product-manager-uk-loans-lendable-london-d8380qpt1vx7' type: 'job' last_seen: '2026-11-06' --- # Associate Product Manager (UK Loans) at Lendable - **Company:** Lendable - **Location:** London, United Kingdom - **Employment:** full-time - **Work type:** hybrid - **Posted:** 2026-11-05 - **Last confirmed live:** 2026-11-06 - **Apply:** https://jobs.ashbyhq.com/lendable/f45f51ba-c2a9-41a5-8a90-3470d694cf12 ## Job description ## About Lendable Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start: - One of the UK’s most exciting unicorns with a team of over 800 people - Among the fastest-growing tech companies in the UK - Profitable since 2017 - Backed by top investors including Balderton Capital and Goldman Sachs - Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on [Trustpilot](https://uk.trustpilot.com/review/lendable.co.uk)) So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes. Join us if you want to - Take ownership: you are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1 - Work in small teams of exceptional people: Lendies are relentlessly resourceful. We challenge the status quo to solve problems and find smarter solutions - Build the best technology in-house: we use new data sources, machine learning and AI to make machines do the heavy lifting ## About the role We're looking for a proactive, data-driven Associate Product Manager to join our UK Loans product team. You'll play an important role in shaping the customer experience after they take out a loan: from how we engage with customers and manage payments, to how we support those who experience financial difficulty. APMs at Lendable take ownership of their product changes, working closely with teams across Engineering, Credit, Finance and Operations to solve problems and take the business to the next level. You'll have the opportunity to solve complex problems, scale impactful products, and help shape the future of our lending experience. If you're excited by fintech and enjoy turning data and customer insight into great products, we'd love to hear from you. ## What you’ll work on - Improving repayment performance: Running experiments to help more customers pay on time, from choosing repayment dates to how and when we remind people to pay. - Personalising customer engagement: Own how we communicate across email, SMS and in-app notifications, testing new messages and improving our tooling. - Making loan management easier: Optimising and expanding journeys within the Zable SuperApp, particularly for those who need additional financial support. - Using data to drive improvements: Work with Credit and Data Science to identify opportunities and build models to improve payment and servicing outcomes. Build dashboards to track key metrics and measure the impact of what we launch. - Testing and learning with customers: Running customer research and testing ideas to understand what people need, how they behave and what works best. - Taking products from idea to launch: Working across Engineering, Data Science and Operations to understand the impact of new features, coordinate their rollout and make sure they work for both customers and the business. - Increasing impact with AI: Building tools and automations with AI that save time for you, the ops team and the wider business ## What we're looking for Don't worry if you don't meet every single one of the criteria. We'd love to hear from great candidates who are curious, proactive and excited to learn. - Experience: 1–2 years in product, or 2-3 years in strategy, analytics, consulting or similar roles, ideally with experience working closely with product or delivery teams to get things done. - Communication: You can clearly explain ideas and requirements to different audiences, from writing specs for engineers to training Operations teams. - Curiosity: You ask lots of questions and aren't satisfied until you understand why something is happening. - Problem-solving: You enjoy forming hypotheses and finding the quickest way to test them, even if the first version is rough around the edges. - Data-driven: You're comfortable working with data and can use SQL or Python to investigate problems and answer your own questions. - AI-native: You're already experimenting with AI tools like Claude Code, Cursor or Codex in your work or side projects, and are excited to see how far they can take you. - Hands-on: You're happy to roll up your sleeves and pick up the small jobs. In a lean product team, no task is beneath your attention. - Adaptable: You enjoy variety and like that no two days look quite the same. - Bonus: Experience in lending, payments, fintech or a fast-growing startup. AI at Lendable We want to build the most AI-forward financial services company in the world. PMs here make their own dashboards to answer questions that used to need an analyst, build their own agents and workflows to take care of repetitive work, and ship straightforward changes to production themselves. You don't need to be an expert on day one, but we'll expect you to keep pushing what one person can do. Interview process - A quick chat with someone from our Product team to see if the role is a good match - A 15 minute cognitive assessment - A take home task; a practical product challenge to complete in your own time - Task debrief with the product team - Final round (in our London office) - typically with the CPO and UK Loans MD, Engineering Manager, Head of Product and hiring manager Location This position is a hybrid role based in London, please note we're unable to provide sponsorship for this position Life at Lendable - Winning team: the opportunity to scale up one of the world’s most successful fintech companies - Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites - Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls - Health coverage: support for your physical and mental wellbeing, including private health cover - Retirement & savings: long-term financial wellbeing through retirement savings plans - Employee referral programme: earn a competitive bonus when you refer successful new team members - Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations - Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner. Check out our [blog](https://blog.lendable.co.uk/)! ## About Lendable ## Company Overview - **One-liner**: Lendable is a British fintech company that uses AI and open banking data to provide fast, transparent personal loans, credit cards, and car finance. - **Entity Type**: Private (Unicorn, last valued at ~£3.5 billion in March 2022) - **Headquarters**: London, England, United Kingdom - **Founded**: 2014 - **Founders**: Martin Kissinger, Victoria van Lennep, Paul Pamment, Jakob Schwarz ## Core Business - **Primary industry**: Financial Technology (Consumer Finance) - **Target customers**: B2C (prime and near-prime borrowers in the UK, US, and Mexico) - **Mission or purpose**: To challenge a stale and archaic loans and credit industry by making smart borrowing cheaper, more transparent, and more accessible for responsible people. ## Products & Services - **Lendable**: The original fast, transparent personal loan platform. Offers instant eligibility checks and guaranteed rates up front, with funds transferred instantly upon approval. Uses open banking and AI to see customers as individuals, not just credit scores. - **Zable**: A financial superapp that combines borrowing, saving, money management, credit score building, and smarter deals for utilities, mobile contracts, and insurance. Includes the Zable Credit Card and Zable Loans. - **Autolend**: A car finance product bringing Lendable’s transparency and speed to the auto finance market. - **Zable Mobile**: A mobile plan launched in partnership with Gigs in October 2025, the first mobile plan by a fintech in Britain. ## Market Standing - **Valuation/Market Cap**: ~£3.5 billion (as of March 2022 funding round) - **Key Metric**: Revenue of £446 million (2025); Profitable since 2017 - **Notable Investors/Partners**: Ontario Teachers' Pension Plan Board (lead investor in £210M round), Balderton Capital, Waterfall Asset Management, Goldman Sachs, Passion Capital - **Growth Signals**: Number 1 issuer of personal loans in the UK by volume; number 2 credit card issuer in the UK (2025); expanded to the US (2021) and Mexico (2026); launched Zable Mobile (first fintech mobile plan in the UK); 800+ employees; 100,000+ Trustpilot reviews with a 5.0* rating; billions in annual originations. ## Competitive Advantages - **Proprietary AI & Open Banking**: Uses the deepest open banking dataset in the market and advanced AI models to see customers as individuals, not just credit scores, enabling instant, guaranteed rates and higher approval rates for responsible borrowers. - **Market Leadership**: The number 1 issuer of personal loans in the UK and number 2 credit card issuer, with a track record of profitable growth since 2017. - **Customer Experience**: 5.0* rating from 100,000+ Trustpilot reviews, driven by a fully digital, hassle-free, and transparent process with no bait-and-switch. - **Technology-First Platform**: A proprietary platform that automates everything from instant credit decisions to saving customers money with tailored offers, operating as a two-sided marketplace for institutional investors. ## Strategic Focus - **International Expansion**: Expanding into new markets, with recent entry into Mexico (2026) and existing operations in the UK and US. - **Product Ecosystem Growth**: Deepening the Zable superapp ecosystem to include mobile plans (Zable Mobile), car finance (Autolend), and more, creating a single platform for all financial decisions. - **AI & Data Leadership**: Continuing to invest in proprietary AI models and open banking datasets to maintain a competitive edge in credit decisioning and customer personalization. - **Market Share Capture**: Targeting the £40bn car finance market and further penetrating the US and Mexican markets. ## Why Work Here - **Culture**: Described as dynamic, driven, and fast-paced, with a focus on low ego, high ownership, and meaningful impact. The team of 800+ spans 45 nationalities and speaks 32 languages. - **Work Style**: Small teams of exceptional people who are trusted to take ownership and make decisions from day one. Emphasis on building the best technology in-house using new data sources, ML, and AI. - **Perks**: Regular social events, often involving food. A 4.3* average score on Glassdoor. - **Location**: Offices in London, Kent (UK), and New York City (US). Hybrid/office policy not explicitly stated but likely flexible given the international team. - **Engineering Culture**: Focus on building proprietary technology, using new data sources, machine learning, and AI to automate processes. Engineers are trusted to take ownership and drive material impact. ## Sources 1. [lendable.co.uk](https://www.lendable.co.uk/) 2. [careers.lendable.com](https://careers.lendable.com/) 3. [lendable.com](https://www.lendable.com/) 4. [lendable.co.uk/about](https://www.lendable.co.uk/about) 5. [en.wikipedia.org](https://en.wikipedia.org/wiki/Lendable) ## Other roles at Lendable - [Mobile Quality Engineer](https://feeny.ai/job/mobile-quality-engineer-lendable-united-kingdom-wwwnrg88ztxh) — United Kingdom - [Senior Product Engineer (Product Manager)](https://feeny.ai/job/senior-product-engineer-product-manager-lendable-london-p2fhwn7aveh6) — London, United Kingdom - [Technical Product Manager (Superapp)](https://feeny.ai/job/technical-product-manager-superapp-lendable-london-01xcvvzh3hew) — London, United Kingdom - [Graduate Customer Care Advisor (Kent)](https://feeny.ai/job/graduate-customer-care-advisor-kent-lendable-chatham-z8mh22xz8q5q) — Chatham - [FinTech Operations Graduate (Customer Support)](https://feeny.ai/job/fintech-operations-graduate-customer-support-lendable-chatham-ck07sjh3bz9h) — Chatham - [Associate Director - Strategy Analytics (Credit Cards)](https://feeny.ai/job/associate-director-strategy-analytics-credit-cards-lendable-london-7kja8w0r5tpz) — London, United Kingdom - [Junior Analyst](https://feeny.ai/job/junior-analyst-lendable-london-hvm5y9z2jwfh) — London, United Kingdom - [Operations Investigations Graduate](https://feeny.ai/job/operations-investigations-graduate-lendable-london-vfh4yf690pgs) — London, United Kingdom - [Complaints Officer - Graduate](https://feeny.ai/job/complaints-officer-graduate-lendable-london-pqrda6hzpp55) — London, United Kingdom - [Customer Service Team Lead - Motor](https://feeny.ai/job/customer-service-team-lead-motor-lendable-chatham-09vet4qvxkmm) — Chatham