---
title: 'Associate/Senior Associate - CDD QC at Oaknorth.ai'
canonical: 'https://feeny.ai/job/associate-senior-associate-cdd-qc-oaknorth-ai-gurugram-4yfpnz2jnqjn'
type: 'job'
last_seen: '2026-09-12'
---

# Associate/Senior Associate - CDD QC at Oaknorth.ai

- **Company:** Oaknorth.ai
- **Location:** Gurugram, India
- **Employment:** full-time
- **Work type:** onsite
- **Posted:** 2026-01-22
- **Last confirmed live:** 2026-09-12
- **Apply:** https://jobs.lever.co/oaknorth.ai/837a8bc1-22d8-4a38-9f24-aec973380d7b

## Job description

At OakNorth, we're on a mission to empower ambitious businesses and the communities they serve. Since 2015, we've lent over $21 billion across the UK and US, helped create more than 58,000 new homes and 36,000 new jobs, and supported hundreds of thousands of personal savers — all while driving economic growth in the markets we serve.

We’re seeking a future team member to join our Client Onboarding function as an Associate/Senior Associate within the Quality Control (QC) team. In this role, you’ll be responsible for conducting quality reviews of AML/KYC CDD assessments, ensuring regulatory requirements are met while supporting a smooth and exceptional client onboarding experience.

This is a hands-on role suited to someone with strong AML/KYC experience who enjoys working collaboratively, providing constructive feedback, and contributing to continuous improvement.

Job Responsibilities:

- In this role, you’ll make an impact by:
- Conducting AML CDD quality assurance reviews for both new-to-bank and existing customers.
- Supporting AML CDD quality reviews for commercial business loan origination and Business Banking account set-up.
- Work collaboratively with the UK-based offshore onboarding team to support quality control activities, contributing to consistent AML/KYC standards and effective cross-border delivery.
- Communicating clearly and professionally to help manage expectations and maintain momentum across onboarding activities.
- Providing constructive, high-quality feedback on CDD assessments to support learning and continuous improvement within the onboarding team.
- Maintaining up-to-date knowledge of AML/KYC requirements and acting as a point of reference for QC-related queries.
- Operating in line with the Bank’s Risk Management Framework and relevant risk and compliance policies and procedures.
- Identifying opportunities to improve processes, controls, and ways of working.
- Supporting the QC Lead on transformation initiatives and change activity.
- Completing BAU, ad hoc administrative, and project-related tasks as needed.

What We’re Looking For:

- Experience & Knowledge
- 5+ years’ experience in the financial services sector, ideally within commercial banking or lending.
- Strong working knowledge of AML/KYC, including CDD and EDD.
- Experience reviewing or analysing complex corporate structures, including exposure to non-transparent jurisdictions such as trusts and offshore entities (e.g. BVI, Channel Islands, Cayman Islands).
- Familiarity with financial crime prevention controls and regulatory expectations.
- Skills & Attributes
- Strong attention to detail with the ability to consistently deliver high-quality work.
- Confident written and verbal communication skills.
- Comfortable working in a fast-paced environment with competing priorities.
- Able to work independently while also contributing positively within a team.
- Strong organisational skills with the ability to prioritise and manage workloads effectively.
- Resilient and able to work to deadlines and service-level expectations.
- A proactive mindset with a genuine desire to support colleagues and deliver a great client experience.
- Nice to Have:
- Advanced Excel skills.
- ICA or ACAMS qualification.
- Working knowledge of AEOI and FSCS requirements.
- Experience working with private equity or real estate investment vehicles.
- Ability to understand and interpret financial statements.

## About Oaknorth.ai

## Company Overview
- **One-liner**: OakNorth is a digital bank founded by entrepreneurs that provides bespoke credit, business banking, and savings products to high-growth businesses in the UK and US.
- **Entity Type**: Private (privately held; $1B in total funding raised across 9 rounds)
- **Headquarters**: London, United Kingdom (57 Broadwick Street, London, England W1F9QS)
- **Founded**: 2015
- **Founders**: Rishi Khosla and Joel Perlman

## Core Business
- **Primary industries**: Financial Services, Digital Banking, Commercial Lending, Savings
- **Target customers**: B2B (SMEs and growth businesses with £1m–£100m turnover) and B2C (savers seeking competitive interest rates)
- **Mission**: "We're on a mission to empower ambitious businesses and the communities they serve." OakNorth also describes its purpose as making banking "barrier-free" and delivering support through data-driven tools.

## Products & Services
- **Business Finance (Loans)**: Flexible, fast loan facilities ranging from £1 million to tens of millions, designed to fund expansion, acquisitions, and other growth needs.
- **Business Banking**: A business current account, savings vault, and associated digital tools for scaling companies.
- **Personal Savings**: A range of savings accounts offering competitive interest rates for individual savers.
- **OakNorth Credit Intelligence**: A data-driven technology platform offering lenders a 360° forward-looking view for more agile and strategic lending. This is operated through OakNorth's US and India entities.

## Market Standing
- **Valuation/Market Cap**: Not disclosed (private company)
- **Key Metric**: Total funding: $1B (9 prior funding rounds). Reported 2024 operating income: £214.8m; net income: £159.3m.
- **Notable Investors/Partners**: Specific investor names are not listed in the available sources. Key operational partners include its sister company in India (Gurugram, Bengaluru, Hyderabad) and OakNorth Credit Intelligence in the US (New York).
- **Growth Signals**:
  - Headcount: 566 employees (+30.3% YoY, +158 people), distributed across 12 countries.
  - LinkedIn followers: 55,852 (+43.5% yearly growth).
  - Lending track record: OakNorth has lent over £15bn (its own career page) and helped create over 61,000 jobs and 36,000+ new homes. Its jobs page reports **conflicting figures**: over $21bn lent, 58,000 homes, and 36,000 jobs created.
  - Named one of CNBC's World’s Top 250 Fintech Companies in 2024.
  - Described as "one of the only profitable digital banks" and performing among the top 1% of commercial banks globally.

## Competitive Advantages
- **Founder-led**: Built by entrepreneurs who previously scaled and sold a data analytics company (Copal Amba), giving OakNorth an insider’s view of underserved SME lending needs.
- **Flat organisational structure**: Faster decision-making, more autonomy, and a willingness to experiment.
- **Proprietary technology**: OakNorth Credit Intelligence provides a forward-looking, data-driven credit view that differentiates it from traditional lenders.
- **Profitability + growth**: Rare combination of profitability and rapid scaling in the digital banking space.
- **Significant lending impact**: Over £15bn lent since inception, supporting job creation and housing development across the UK.

## Strategic Focus
- **UK expansion**: Growing team presence across London, Manchester, Leeds, Bristol, Newcastle, and Birmingham.
- **Technology investment**: Continuing to build out data-driven credit and banking tools.
- **International scaling**: Deepening operations in the US (New York) and India (Gurugram, Bengaluru, Hyderabad) through sister companies and credit intelligence.
- **Product growth**: Expanding business lending, business banking, and personal savings offerings to reach more customers.

## Why Work Here
- **Autonomy and flat hierarchy**: Employees are encouraged to challenge the norm, share ideas, and take ownership of projects.
- **Equity**: Staff have the opportunity to own equity in the business, aligning growth with personal upside.
- **Talent density**: A fast-paced environment with talented people at every level, from graduate trainees to senior executives.
- **Career development**: Personal goals are set with manager support, with freedom to take on projects aligned to both personal and professional growth.
- **Office locations**: UK (London HQ, Manchester, Leeds, Bristol, Newcastle, Birmingham), US (New York), and India (Gurugram, Bengaluru, Hyderabad). A specific remote/hybrid policy is not disclosed in available sources.
- **Culture**: Founder-led, data-driven, and mission-driven, focused on economic impact through supporting ambitious businesses.

## Sources
1. [jobs.lever.co](https://jobs.lever.co/oaknorth.ai)
2. [linkedin.com](https://linkedin.com/company/oaknorth-bank)
3. [oaknorth.co.uk](https://oaknorth.co.uk/about/careers/)
4. [oaknorth.co.uk](https://oaknorth.co.uk/about/)
5. [oaknorth.co.uk](https://oaknorth.co.uk/jobs/)

## Other roles at Oaknorth.ai

- [Technology Risk Auditor- Manager](https://feeny.ai/job/technology-risk-auditor-manager-oaknorth-ai-gurugram-ek3zdjc47wrb) — Gurugram, India
- [Associate - Operations Lending](https://feeny.ai/job/associate-operations-lending-oaknorth-ai-gurugram-p6jnd90x52b1) — Gurugram, India
- [Associate/Senior Associate - CDD QC](https://feeny.ai/job/associate-senior-associate-cdd-qc-oaknorth-gurugram-z5pk12ekng83) — Gurugram, India