--- title: 'Capital Markets Associate at Octane' canonical: 'https://feeny.ai/job/capital-markets-associate-octane-new-york-rk03zgffryfs' type: 'job' last_seen: '2026-11-09' --- # Capital Markets Associate at Octane - **Company:** Octane - **Location:** New York, NY - **Posted:** 2026-10-15 - **Last confirmed live:** 2026-11-09 - **Apply:** https://octane.co/o/who-we-are/careers/jobs-open?gh_jid=8034273003 ## Job description Octane is unlocking the power of financial products for merchants and consumers. Our cutting-edge technology and innovative financial products empower businesses with more control and flexibility, enabling them to deliver seamless digital experiences, drive customer loyalty, and build long-term value. Octane supports merchants throughout the sales cycle: connecting dealerships with high-intent buyers, driving transparent, fast, and easy closings with award-winning technology, and providing on-going customer care with superior loan servicing. Founded in 2014, Octane supports over 60 OEM partner brands and over 4,000 dealer partners, and has a team of over 600. Visit [www.octane.co](https://www.octane.co). Octane is hiring a Capital Markets Associate to join our NYC based team. You will be reporting into the VP of Capital Markets and working closely with the rest of our team, including the CFO, to maintain our existing capital partner relationships and assist in forging new ones. You will be heavily involved in streamlining financial reporting, including simplifying data integration, conducting daily analyses, and troubleshooting issues as they arise. You should be hyper collaborative, open to challenge, and have the ability to work across the organization with people in finance, engineering, credit, and operations. This position is hybrid 4 days a week in our NYC office. Responsibilities: - Assist in the structuring, execution, and ongoing management of warehouse financing facilities, including borrowing base analysis, covenant compliance, collateral eligibility, lender reporting, and amendments or renewals. - Support asset backed securitizations across the deal lifecycle, including transaction structuring, collateral analysis, cash flow modeling, rating agency processes, investor diligence, legal documentation, and settlement. - Support the execution and ongoing management of loan sale and forward flow programs, overseeing pricing analysis, collateral selection, purchase mechanics, investor reporting, and performance monitoring. - Build and maintain financial models to evaluate funding costs, advance rates, excess spread, cash flows, returns, liquidity, and capital efficiency across existing and prospective financing alternatives. - Assist in evaluating and onboarding new financing partners, including banks, insurance companies, asset managers, and private credit funds, while driving ongoing relationship management and fundraise execution. - Analyze originations, credit characteristics, delinquencies, losses, and prepayments to track collateral performance, fulfilling ongoing lender, investor, and rating agency diligence requests. - Partner directly with Finance, Credit, Accounting, Legal, Engineering, and Data teams to align portfolio management initiatives and inform strategic capital markets decision making. - Leverage AI and automation tools to optimize financial modeling, data integrity, reporting, and diligence workflows, continuously improving the scalability of Octane's capital markets infrastructure. Requirements: - Bachelor’s degree in Finance, Economics, Data Analytics, or a related quantitative field; an advanced degree (e.g., Master’s or MBA) is a plus. - 3–5 years of professional experience, ideally in investment banking, capital markets, fintech, financial services, consulting, or corporate finance. - Advanced mastery of Excel, strong SQL skills for querying large and disparate datasets, and proven experience constructing data-driven financial reports. Python proficiency is a plus. - Exceptional critical thinking capabilities and quantitative rigor, with a sharp attention to detail in complex data analysis. - Ability to operate independently with high ownership while collaborating effectively in a fast-paced team environment. - Excellent verbal and written communication skills, with the ability to distill complex financial and data insights for diverse cross-functional audiences. - Strong organizational agility and time-management skills, with a track record of balancing multiple competing priorities and delivering high-quality work across functional teams. Compensation: In addition to salary, Total Rewards include a stock option package, and benefits as outlined below. The role described above offers a base salary of $130,000 to $160,000. Your offer will be based on location, the alignment of your qualifications with the requirements of the job and internal equity. Benefits: - Robust Health Care Plans (Medical, Dental & Vision) - Generous Parental Leave - Flexible Time Off (FTO) Policy - Time Off When You Need It - Retirement Plan (401k) with company match! - Educational Assistance/Tuition Reimbursement up to $3K/year - Life Insurance (Basic, Voluntary & AD&D) - Short Term / Long Term Disability - Robust Ancillary benefits including accident insurance, hospital insurance, etc - Wellhub (Gympass) Wellness Benefit - Recreational Safety Benefit Disclaimer:  The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification.  They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.  All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed. Octane Lending is an equal opportunity employer committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment. ## About Octane ## Company Overview - **One-liner**: Octane is a fintech company that provides instant, end-to-end financing for recreational lifestyle purchases such as powersports vehicles, RVs, and outdoor power equipment. - **Entity Type**: Private (multiple funding rounds including debt financing; Series D stage) - **Headquarters**: New York, New York, United States - **Founded**: 2014 - **Founders**: Not publicly available ## Core Business - **Primary industry**: Fintech / Specialty Finance / Software Development - **Target customers**: B2B (dealerships, OEMs) and B2C (consumers seeking financing for recreational vehicles) - **Mission**: “We connect people with their passions by making lifestyle purchases fast, easy, and accessible.” [octane.co](https://octane.co/o/who-we-are/) ## Products & Services - **Octane Financing Platform**: A digital lending marketplace and in-house lender (Roadrunner Financial, Inc.) that offers instant credit decisions, flexible terms, and competitive rates for motorcycles, ATVs, mowers, RVs, and more. Includes prime, credit-builder, and first-time buyer programs. [octane.co](https://octane.co/) - **Dealer Integration**: A fully integrated financing solution that works from online shopping to in-store closing, saving time at the dealership. - **Media Brands**: Inspires enthusiasts through editorial properties including *Cycle World* and *UTV Driver* (acquired). ## Market Standing - **Valuation**: Not disclosed - **Key Metric**: Annual revenue of **$75M** (per LinkedIn) [linkedin.com](https://www.linkedin.com/company/octane-lending) - **Total Funding**: **$5.1B** (includes debt financing across 32 rounds; e.g., $284M debt in Oct 2025, $52M Series D in Aug 2021) [linkedin.com](https://www.linkedin.com/company/octane-lending) - **Notable Investors/Partners**: Not fully named in available data; partners include **Progressive Insurance** and over **30 OEMs** and **4,000 dealer partners**. [linkedin.com](https://www.linkedin.com/company/octane-lending) - **Growth Signals**: - Named to the **Inc. 5000** list of fastest-growing private companies in America. - Certified as a **Great Place to Work®**. - Headcount grew **11.4% YoY** (LinkedIn shows 334 employees; company website states 550+). [linkedin.com](https://www.linkedin.com/company/octane-lending) [octane.co](https://octane.co/o/who-we-are/careers/) - Expanded into **marine** and **auto** verticals (recent job postings: Business Development Representative I – Marine, VP Sales & Partnerships – Auto). ## Competitive Advantages - **Technology-first approach**: Cutting-edge risk algorithms and a fully digital, end-to-end buying experience that delivers instant credit decisions with a soft credit pull. - **Broad credit coverage**: Serves prime, credit-builder, and first-time buyers, expanding the addressable market beyond traditional lenders. - **Integrated ecosystem**: Owns media brands (Cycle World, UTV Driver) that drive consumer demand and funnel leads directly into the financing pipeline. - **In-house lending**: Roadrunner Financial, Inc. provides control over underwriting and customer experience. ## Strategic Focus - **Market expansion**: Moving beyond powersports into marine and auto verticals. - **Deepening dealer & OEM partnerships**: Growing the network of 4,000+ dealer partners and 30+ OEM relationships. - **Product innovation**: Continuing to enhance the digital buying experience and risk modeling to increase approval rates and speed. ## Why Work Here - **Culture**: Described as “welcoming, collaborative, and innovative” with an inclusive, open, and casual work environment. [octane.co](https://octane.co/o/who-we-are/careers/) - **Flexibility**: Hybrid and remote roles available; offices in **Manhattan, NY**; **Irvine, CA**; **Irving, TX**; and **Knoxville, TN**. - **Benefits**: - 4+ weeks of PTO - Generous parental leave - Medical, dental, vision coverage - 401(k) match (100% of first 3%, 50% of next 2%) - Education stipend up to $3,000/year - Gympass membership - Powersports safety equipment benefit ($500/year) - Charitable donation matching - **Pay transparency**: Octane commits to publishing salary ranges for all open roles and includes stock option packages or bonuses for eligible positions. [octane.co](https://octane.co/o/who-we-are/careers/) - **Employee sentiment**: Glassdoor-style rating of **3.3/5** (114 reviews) with work-life balance scored highest at 3.8/5. [linkedin.com](https://www.linkedin.com/company/octane-lending) ## Sources 1. [octane.co - About Us](https://octane.co/o/who-we-are/) 2. [octane.co - Careers](https://octane.co/o/who-we-are/careers/) 3. [octane.co - Homepage](https://octane.co/) 4. [linkedin.com - Octane Lending](https://www.linkedin.com/company/octane-lending) ## Other roles at Octane - [Software Engineer II](https://feeny.ai/job/software-engineer-ii-octane-remote-5xeq4hv3r3cr) - [Credit Operations Underwriter](https://feeny.ai/job/credit-operations-underwriter-octane-irving-twd135ppsbmy) — Irving, TX - [Business Development Representative](https://feeny.ai/job/business-development-representative-octane-remote-1597cm2bnnke) - [Business Development Representative, RV](https://feeny.ai/job/business-development-representative-rv-octane-remote-75p9d0nznth9) - [Analyst, Business Intelligence](https://feeny.ai/job/analyst-business-intelligence-octane-new-york-6y8bzwe3m0d6) — New York, NY - [Senior Software Engineer - Infrastructure](https://feeny.ai/job/senior-software-engineer-infrastructure-octane-remote-ebvv6jwg9nx2) - [Software Engineer II - Captive](https://feeny.ai/job/software-engineer-ii-captive-octane-remote-0yzfdrxtryyv) - [IT Operations Manager](https://feeny.ai/job/it-operations-manager-octane-irving-ae2sys3xxbxn) — Irving, TX - [Title Specialist I](https://feeny.ai/job/title-specialist-i-octane-irving-hvfqmyr31dqy) — Irving, TX - [Collections Portfolio Specialist](https://feeny.ai/job/collections-portfolio-specialist-octane-irving-edzpgqsf9tjh) — Irving, TX