---
title: 'Capital Markets Lead at Aven'
canonical: 'https://feeny.ai/job/capital-markets-lead-aven-new-york-mvbaqsvz2hcp'
type: 'job'
last_seen: '2026-09-08'
---

# Capital Markets Lead at Aven

- **Company:** Aven
- **Location:** New York, NY
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-06-19
- **Last confirmed live:** 2026-09-08
- **Apply:** https://jobs.ashbyhq.com/aven/876ddd4f-537c-41f0-90d1-f077183cf264

## Job description

Job Description:

We're looking for a capital markets lead who can own the entire lifecycle: structuring and executing deals, driving secondary trading and marketplace distribution, managing interest rate risk, and uncovering insights through portfolio analytics.

The ideal candidate brings 7+ years of experience in debt capital markets, with a track record of pricing and executing transactions, managing risk, and navigating complex market dynamics. Advanced Excel and SQL skills are expected. You know how to turn data into decisions and decisions into outcomes.

We are looking for someone with obsessive attention to detail and the ability to build productive relationships both inside and outside of Aven. You must thrive in a high-intensity environment while also demonstrating the ability to go from A to Z independently when needed, possess a strong work ethic, and enjoy solving complex problems (and boring ones too).

Responsibilities:

- Lead the structuring and execution of any type of structured financing product, including RMBS and ABS, asset sales, master trust, hedging, etc. This includes driving alignment with external and internal parties, reviewing work done by advisors and lawyers, and prioritization of Aven’s key objectives
- Lead the development of a secondary market trading platform, including:
- Collateral tape, credit performance data analysis, and cash flow modeling
- Pricing models
- Risk management tools, including interest rate hedges and credit risk transfers
- Setting up scalable infrastructure and third-party documentation
- Reporting and reconciliations
- Lead the go-to-market financing strategy and execution for new Aven products from end to end
- Build cash flow modeling and analytics of our receivables for financing purposes across ABS execution, rating agency analysis and forward flow sales, across Intex and Excel
- Frontline support services for capital providers, rating agencies and investors: responding to inquiries; ad-hoc collateral analysis; cash flow modelling; performance metrics and projections; ongoing reporting and surveillance, etc.

Qualifications:

- Bachelor's Degree required: MBA, MCS, or relevant advanced degrees preferred
- At least 7 years of experience in structured products or debt capital market roles, with demonstrated leadership abilities and execution track record
- Prior experience dealing with specialty finance debt structuring and/or securitizations
- Reputation for being the fastest/smartest operator in prior teams
- Reliable on high-precision work. Strong orientation to deadlines and detail.
- Computer Software Skills: expert-level Excel, Intex preferred
- Programming Skills: SQL, Python/R are a plus

Location: San Francisco Bay Area, New York, remote possibility

## About Aven

## Company Overview
- **One-liner**: Aven is reinventing consumer credit by offering the world’s lowest APR credit card backed by home equity, using patented technology to deliver fast, low-cost capital.
- **Entity Type**: Private (Series E, raised $110M in October 2025)
- **Headquarters**: San Francisco, California, USA
- **Founded**: 2019
- **Founders**: Sadi Khan (CEO), Usman Ghani (CTO), Murtada Shah (Co-Founder), Collin Wikman (Co-Founder, Head of Design)

## Core Business
- Primary industry: Fintech (consumer credit, financial services)
- Target customers: B2C (homeowners seeking lower-cost credit)
- Mission: “Deliver the lowest-cost and most transparent access to capital at scale” by giving people credit for what they already own. [aven.com/about](https://www.aven.com/about)

## Products & Services
- **[Aven Card]**: A credit card with the world’s lowest APR, secured by home equity. The application process is reduced from 4–6 weeks to as fast as 15 minutes with $0 upfront cost. Patented technology automates underwriting and lien placement. [aven.com/about](https://www.aven.com/about)

## Market Standing
- **Valuation/Market Cap**: Not publicly disclosed
- **Key Metric**: Total funding raised $252M (Series E $110M in Oct 2025, Series D $142M in Jul 2024); cumulative interest saved for customers exceeds $400M. [linkedin.com](https://www.linkedin.com/company/avencard) | [aven.com/careers](https://www.aven.com/careers)
- **Notable Investors/Partners**: Founders Fund, Khosla Ventures, Sequoia Capital, Caffeinated Capital, General Catalyst, NYCA, Max Levchin. Advisory Board includes Timothy Mayopoulos (former CEO of Fannie Mae & Silicon Valley Bridge Bank), Michael DeVito (former CEO of Freddie Mac), Patrick McHenry (former Chairman of House Financial Services Committee), Jim Messina (former White House Deputy Chief of Staff). [aven.com/about](https://www.aven.com/about)
- **Growth Signals**: 120 total employees (per Built In), 31.7% headcount growth YoY, operations in 8 countries (US, Canada, Mexico, Philippines, France, Greece, India, Jamaica). 4.9-star Trustpilot rating with 5,000+ reviews. Recognized on Forbes Fintech 50 and GGV Capital Fintech Innovation 50. [builtin.com](https://builtin.com/company/aven) | [linkedin.com](https://www.linkedin.com/company/avencard) | [aven.com/about](https://www.aven.com/about)

## Competitive Advantages
- **Patented technology** that compresses a traditional home equity loan process (weeks, thousands of dollars) into minutes with zero upfront cost.
- **Lowest APR credit card** on the market, directly attacking the core cost of consumer debt.
- **Customer trust**: 4.9-star rating on Trustpilot and over $400M in cumulative interest saved.
- **Top-tier advisory board** with deep regulatory and financial industry expertise, giving Aven a strategic edge in navigating complex lending laws.

## Strategic Focus
- Continue scaling the machine‑banking platform to cut the cost of capital in half.
- Expand product offerings beyond the initial card (e.g., mortgage tech, capital markets).
- Deepen data‑driven underwriting and automation to reduce friction and cost for customers. [aven.com/careers](https://www.aven.com/careers)

## Why Work Here
- **Culture**: Described as customer‑first, fundamentalist, builder, fast, minimalist, rational, and polymath. Emphasis on deep understanding of systems, laws, and code before inventing. [aven.com/careers](https://www.aven.com/careers)
- **Workplace**: On‑site environment in San Francisco (Campbell, CA and HQ) with some remote or hybrid roles listed. [builtin.com](https://builtin.com/company/aven)
- **Perks & Team**: “Elite tech minds” – mathematicians, engineers, data scientists. Alumni of Google, Meta, Microsoft, Uber, Tesla, and top fintechs. Strong engineering culture with focus on speed and quality. [aven.com/careers](https://www.aven.com/careers)
- **Growth**: Rapidly scaling (100+ employees, 31% YoY headcount growth) with active hiring across engineering, data science, sales, and operations.

## Sources
1. [aven.com/careers](https://www.aven.com/careers)
2. [aven.com/about](https://www.aven.com/about)
3. [jobs.ashbyhq.com/aven](https://jobs.ashbyhq.com/aven)
4. [builtin.com/company/aven](https://builtin.com/company/aven)
5. [linkedin.com/company/avencard](https://www.linkedin.com/company/avencard)

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