--- title: 'Chief Financial Officer - Satispay Bank at Satispay' canonical: 'https://feeny.ai/job/chief-financial-officer-satispay-bank-satispay-luxembourg-e0cj2fk7khce' type: 'job' last_seen: '2026-09-09' --- # Chief Financial Officer - Satispay Bank at Satispay - **Company:** Satispay - **Location:** Luxembourg, Luxembourg - **Employment:** full-time - **Work type:** hybrid - **Posted:** 2026-08-07 - **Last confirmed live:** 2026-09-09 - **Apply:** https://jobs.ashbyhq.com/satispay/4ef1e3cd-0310-4403-a5f3-b208335e01c3 ## Job description ## About us Traditional banking has never really given people control over their financial life. Satispay exists to change that: to empower people through finance. That means making financial services easy and accessible for millions of users. We started with payments, then benefits, investing, cards... and we’re not done. Not even close. Same logic every time: find a real problem, solve it properly, then look for the next one. The destination? To build the most loved financial platform in the world. Getting there takes leaders who own outcomes across teams, not just tasks, and set the tone for refusing the “someone else will fix this” culture. If that's how you lead, you'll fit right in. ## What you'll be doing As CFO for our Luxembourg-regulated entity, you will be primarily responsible for maintaining the financial integrity, regulatory compliance, and fiscal oversight of Satispay's European hub. Acting as a regulator-approved key executive, your role involves aligning ambitious group-wide corporate goals with the demands of banking compliance, managing the local balance sheet, and safeguarding the entity's capital adequacy. You will lead the entity's scalable Finance function, including statutory reporting, financial control, audit coordination, finance operations, and integration with the Group Finance organisation to support Satispay's growth and regulatory evolution. Here's what that looks like in practice: - Reporting & Compliance: Take full accountability for the preparation and delivery of local statutory accounts, regulatory filings, and financial information required for Group consolidation, ensuring the highest standards of accuracy, compliance, and timeliness. Ensure adherence to Lux GAAP/IFRS, applicable regulatory requirements, and Group reporting policies. - Financial Strategy & Liquidity: Oversee the management of liquidity risks and the protection of client funds as per e-money statutes, while implementing effective yield-enhancement tactics for surplus liquidity. Lead treasury activities across the Luxembourg entity, including cash management, cash forecasting, and coordination with the Treasury team. - Risk Management: Track and uphold institutional capital benchmarks, establishing proactive detection mechanisms for market and liquidity exposures. Partner closely with the Chief Risk Officer and other control functions to ensure effective oversight of financial risks, including liquidity, capital, and balance sheet-related risks. - Stakeholder Representation: Act as Satispay's primary financial representative to regulatory bodies, tax offices, and external auditors, ensuring the successful execution of annual audits. - Financial Control & Performance Reporting: Oversee the Financial Control and Controlling functions, ensuring accurate month-end reporting, balance sheet integrity, and timely management information for local and Group stakeholders. Provide financial analysis and insights to support strategic decision-making and business performance monitoring. - Finance Operations: Ensure efficient and scalable Finance Operations processes, including reconciliations, accounts payable, accounts receivable, and month-end close activities. Establish and maintain a strong financial control environment across all operational finance processes. - Intercompany Integration: Work closely with the Group CFO and Finance teams to ensure seamless integration of local financial activities, reporting, treasury, and planning processes within the Group Finance framework. You will lead and mentor high-performing teams, collaborate closely with peers with structured communication and transparency, demonstrating a commitment to integrity and ownership. ## What we're looking for We are seeking a proven leader with a distinguished track record of success in driving strategic initiatives and achieving significant business growth within relevant sectors. You will lead by example, combining ambition with purpose, drive impactful results and cultivate ownership and continuous improvement in our dynamic environment. - Executive Experience: At least 8 years of leadership in financial roles at a primary EU financial hub or within Luxembourg-regulated payment institutions, EMIs, or banks. - Compliance & Regulatory Mastery: Deep knowledge of CRR/CRD directives, CSSF requirements, Luxembourgish accounting (Lux GAAP/IFRS), and safeguarding standards. - Regulatory Eligibility: Candidates must be qualified to meet the CSSF's "fit-and-proper" criteria necessary for official designation as an authorized director or manager - Technical Core Competencies: Proven track record across treasury management, financial control, statutory and regulatory reporting, audit management, capital and liquidity management, and finance operations within regulated financial services environments. Strong understanding of Group consolidation processes, financial governance frameworks, and interaction with auditors, regulators, and supervisory authorities - Language capabilities: Complete fluency in English We recognise that exceptional leadership comes in many forms. If you believe you have the vision, experience, and drive to help us shape the future of money, we encourage you to apply. We value the unique perspectives and strengths that exceptional leaders bring, even if their experience doesn't align with every listed requirement. ## Why this is your place This is a unique opportunity to leverage your experience and leadership to make a profound impact on a company poised for significant future growth. We operate on a principle of reciprocity: significant strategic impact is met with meaningful rewards and opportunities. - Drive transformative impact. Lead critical functions and initiatives that directly contribute to our mission and impact millions of users and businesses. - Operate in high-growth. Thrive in a dynamic, fast-moving environment that demands bravery, resilience, and rapid, decisive action at scale. Experience the excitement of navigating growth where change is constant, and the customer base/services are rapidly expanding. - Significant equity participation. Directly share in Satispay's success through a competitive Stock Option Plan designed to reward leadership and contribution to company growth and raise the bar for collective success. - Lead exceptional teams. Build, mentor, and collaborate with high-performing teams in a culture of ownership, collective success, and continuous improvement fueled by feedback. You will learn from the best and lead alongside founders who are hands-on. CareAbout: how we support your impact We move fast, and evolution never stops. It’s a fun ride, but it can be challenging. To make sure our people truly thrive, we’re committed to making their lives easier, both in the office and out in the world. That’s why we created CareAbout: - ❤️ Health: private insurance for you and your family, psychological support with Serenis, mental health workshops. - 💰 Financial resources: Stock Option Plan, meal vouchers, relocation support if you’re moving countries. - ⚙️ Growth and development: professional development programs, internal mobility, language courses with Preply. - 🌱 Flexibility: unlimited PTO, hybrid working policy*, flexible working hours. - 👨‍👩‍👧 Family: enhanced parental leave, additional leave for child sickness. *We embrace three days per week in-office (Tuesday and Thursday + 1 of your choice), with the option to request extra remote time. ## Equal Opportunity Employer At Satispay, we're proud to be an equal opportunity employer. We celebrate diversity and inclusion, welcoming individuals of all backgrounds. This opportunity is open to everyone, regardless - for instance - of race, colour, religion, sex, gender identity, sexual orientation, and national origin. Join us in a workplace where everyone belongs! Learn more about us Curious what it's actually like here? Our values and pillars shape how we work every day: explore them here https://www.satispay.com/en-lu/work-at-satispay/. ## #LI-VR1 ## #LI-HYBRID By submitting this application, I acknowledge that I have read and understood the content of the Privacy Policy https://www.satispay.com/en-it/legal-hub/privacy-policy/candidates/ ## About Satispay ## Company Overview - **One-liner**: Satispay is a mobile payment app and welfare platform that enables individuals to pay in shops and online, exchange money, and save, while providing businesses with digital benefit solutions. - **Entity Type**: Private (late-stage, offers stock options to all permanent employees) - **Headquarters**: Milan, Italy - **Founded**: 2013 - **Founders**: Not publicly available from provided sources ## Core Business - **Primary industry**: Financial technology (Fintech) – mobile payments, digital welfare/benefits - **Target customers**: B2C (individuals), B2B (shops and businesses of all sizes), B2E (employee benefits) - **Mission / purpose statement**: “We are the payment app that puts people at the center: individuals, shops, and businesses. For us, paying is a bit like saying ‘nice to meet you.’” ## Products & Services - **[Satispay App]**: Mobile payment application for consumers – pay in physical shops and online, send money to contacts, create money boxes for saving. Type: Mobile app / digital wallet. - **[Satispay Business]**: Payment acceptance solution for merchants with low fees, designed to expand customer reach. Type: Payment gateway / POS solution. - **[Satispay Welfare]**: Digital benefits platform for companies – offers meal vouchers, flexible benefits budget, and other employee perks. Type: SaaS / welfare administration. ## Market Standing - **Valuation / Market Cap**: Not publicly available in provided materials - **Key Metric**: Over 6 million users and 450,000 shops on the platform; headcount >750 across 25 nationalities and 4 offices (Milan, Naples, Luxembourg, Barcelona). - **Notable Investors / Partners**: Not specified in provided sources (known from industry reports: Tencent, Square, etc. – cannot confirm from given search results) - **Growth Signals**: Expanding internationally (office in Spain and Luxembourg), strong user and merchant growth, continuous hiring across multiple departments. ## Competitive Advantages - Large, loyal user base in Italy (6M+ users, 450K shops) creating strong network effects. - Integrated welfare platform that differentiates from pure payment apps, offering stickiness with businesses and employees. - Focus on simplicity, low fees, and ethical, people-centered design. - “Act like owners” culture supported by stock options for all permanent employees. ## Strategic Focus - Expanding merchant acceptance and user adoption across Europe. - Deepening the welfare/benefits offering to serve businesses of all sizes. - Scaling the engineering and product teams to maintain platform reliability and introduce new features. - Cultivating an inclusive, transparent, and high-ownership internal culture to attract top talent. ## Why Work Here - **Culture & Values**: “Act like owners” – responsibility, bravery, transparency, putting users first. Monthly company updates and quarterly anonymous surveys ensure open communication. - **Work Policy**: Hybrid model – 3 days in office, 2 remote (flexible based on role). Offices in Milan, Naples, Luxembourg, Barcelona. - **Perks & Benefits**: - Stock options for all permanent employees - Unlimited paid time off - Health insurance (employee and family), psychological support via Serenis - Enhanced parental leave, additional leave for child sickness - Relocation support, meal vouchers, flexible benefits budget - Professional development programs, internal mobility, language courses with Preply, Satischool internal training platform - Leadership program for managers - **Inclusive Environment**: Gender-neutral toilets, Balance Room, strong focus on female representation in tech, partnerships with diversity initiatives. - **Growth Opportunities**: Internal mobility prioritized, learning resources, and regular performance-based stock top-ups. ## Sources 1. [satispay.com - Work at Satispay](https://www.satispay.com/en-it/work-at-satispay/) 2. [satispay.com - Benefits](https://www.satispay.com/en-it/company/benefits/) 3. [satispay.com - Main site](https://www.satispay.com/en) 4. [satispay.com - Open Positions](https://www.satispay.com/en-it/work-at-satispay/open-positions/) 5. [satispay.com - Culture & Values](https://www.satispay.com/en-it/company/values/) ## Other roles at Satispay - [Senior Strategic Project Manager (Relocation to Luxembourg)](https://feeny.ai/job/senior-strategic-project-manager-relocation-to-luxembourg-satispay-london-afegd2fxsmfm) — London, United Kingdom - [Senior Strategic Project Manager (Relocation to Luxembourg)](https://feeny.ai/job/senior-strategic-project-manager-relocation-to-luxembourg-satispay-barcelona-43x3kd6sr5y5) — Barcelona, Spain - [Senior Strategic Project Manager](https://feeny.ai/job/senior-strategic-project-manager-satispay-luxembourg-5v9atm0qqwnq) — Luxembourg, Luxembourg - [Senior Customer Care Representative](https://feeny.ai/job/senior-customer-care-representative-satispay-milan-0m7xfcyptf2d) — Milan, Italy - [Product Manager - Payments](https://feeny.ai/job/product-manager-payments-satispay-milan-1218ypfdfmtp) — Milan, Italy - [Senior Product Manager - Payments](https://feeny.ai/job/senior-product-manager-payments-satispay-milan-b7abxz5cecbn) — Milan, Italy - [Product Manager - Credit](https://feeny.ai/job/product-manager-credit-satispay-milan-mar1rg3qbhyz) — Milan, Italy - [Senior Product Manager - Credit](https://feeny.ai/job/senior-product-manager-credit-satispay-milan-gzh1nyxz31f3) — Milan, Italy - [Chief Information Security Officer](https://feeny.ai/job/chief-information-security-officer-satispay-milan-dq0tz3py504n) — Milan, Italy - [Regulatory Compliance Officer](https://feeny.ai/job/regulatory-compliance-officer-satispay-luxembourg-jr15qngkh012) — Luxembourg, Luxembourg