---
title: 'Cloud Platform Engineer at Capital on Tap'
canonical: 'https://feeny.ai/job/cloud-platform-engineer-capital-on-tap-london-f2d2tpq7nfp5'
type: 'job'
last_seen: '2026-10-29'
---

# Cloud Platform Engineer at Capital on Tap

- **Company:** Capital on Tap
- **Location:** London, United Kingdom
- **Posted:** 2026-10-20
- **Last confirmed live:** 2026-10-29
- **Apply:** https://job-boards.greenhouse.io/capitalontap/jobs/8902916002

## Job description

We’re Capital on Tap 👋 💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.

Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier.

1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started!

📍London, Old Street | 🏢 2 Days in Office

Developer Enablement at Capital on Tap 🚀 Developer Enablement’s mission is to build golden paths from repo to production that are fast, safe and self-service. We look after the tooling, pipelines and Kubernetes experience our product engineers use every day, so they can spend their time shipping features instead of fighting infrastructure.

As a Senior Engineer you’ll help set the direction for the team from day one. You’ll shape what our developer platform looks like, decide where we invest first and take engineers with you on the journey. You can’t do that from a distance. You’ll spend real time in the office with our product teams, sitting alongside developers, and seeing the friction first-hand. What you learn there becomes the roadmap.

## What You’ll Be Doing 🗃️

- Spend time in the office with product engineering teams, building relationships with developers and leads and understanding how they build, test and ship.
- Turn what you see on the ground into a clear developer experience roadmap, and agree priorities with engineering leads and Platform Engineering.
- Own the design of our application golden paths, and drive adoption across our services.
- Shape our Internal Developer Platform (IDP), so a new service can go from idea to production through self-service provisioning with standards built in.
- Drive progressive delivery with Flux, making releases safer, faster and more automated.
- Set the standards for how product teams use Kubernetes, including cluster conventions, RBAC, product engineering CRDs and developer tooling such as Headlamp and Mirrord.
- Define standards for configuration, variables and secrets, and build automated validation so they’re easy to follow.
- Lead service autodiscovery, dependency mapping and health check standards across the estate, working closely with SRE.
- Lead by example with AI, using it to speed up delivery and helping the team adopt it safely and effectively
- Have a data driven mindset, using it to measure developer experience (e.g. lead time, deployment frequency, onboarding time, developer feedback) and use it to show impact and guide decisions.
- Mentor engineers in the team, review designs and code, and help build a culture that treats developers as customers.
- Write clear documentation and work directly with product engineers to understand their pain points and remove friction.

## Our Values & Culture 🌞

- Just Pilot: We never settle for “good enough”. We pilot new ideas fast, ask questions to figure it out, and scale quickly.
- Why Not Today? Fast is as slow as we go - speed and simplicity gives us a competitive advantage.
- Be a Buddy: We tap in from day one to help the team, we do the right thing even if it’s hard.
- Owners and Dates: We don’t chase people. If you own a task and agree to a date, the expectation is that it gets done.
- Feedback: We want our employees to flourish, so we regularly provide direct and constructive feedback.

We’re Looking For 🔎

- Significant experience in platform engineering, DevOps or developer tooling, including building platforms or tooling that other engineers depend on.
- A track record of designing and rolling out golden paths, paved roads or self-service platforms, and getting teams to adopt them.
- Deep experience with CI/CD at scale (GitHub Actions, Azure DevOps, Octopus Deploy or similar).
- Strong hands-on Kubernetes and Docker experience, including setting standards for teams who deploy to it.
- Experience with GitOps and progressive delivery (Flux, Argo CD, Flagger or similar).
- Strong infrastructure and platform coding skills with tools such as Terraform.
- Someone who embraces AI as part of how they work, moves faster, automates repetitive stuff and focuses on the problems that matter, while knowing when to apply their own judgement.
- Proficiency in Go, C#, Python or PowerShell, with experience building tools that other developers use.
- A good understanding of how application teams build software, ideally with .NET experience.
- A strong product mindset: you talk to your users, measure outcomes and prioritise based on evidence.
- Someone who enjoys being in the office and close to the people they support. You’d rather sit with a team for a morning than guess from a backlog.
- The ability to influence across teams and explain trade-offs clearly to engineers, leads and leadership.
- Experience mentoring engineers and raising the bar in a team.

Interview Process 🤝

- Stage 1: 30 minute call with a Talent Partner
- Stage 2: 75 minute technical tech & questions with the Developer Enablement Team lead & Team member (Video call)
- Stage 3: 30 minute interview with our Head of Platform

Diversity & Inclusion 🌈 We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.

Great Work Deserves Great Perks We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits: 🏥 Private Healthcare including dental and opticians services through Vitality ✈️ Worldwide travel insurance through Vitality 🎁 Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical) 👛 Salary Sacrifice Pension Scheme up to 7% match 🚘 Octopus EV Salary Sacrifice Scheme 🏖️ 28 days holiday (plus bank holidays) 📖 Annual Learning and Wellbeing Budget 👪 Enhanced Parental Leave 🚲 Cycle to Work Scheme 🚂 Season Ticket Loan 💬 6 free therapy sessions per year 🐶 Dog Friendly Offices 🍫 Free drinks and snacks in our offices

Check out more of our benefits, values and mission[here](https://www.capitalontap.com/en/company/careers/).

Other Info 👍Check out our [‘Top Tips’ for interviewing.](https://www.capitalontap.com/en/blog/posts/acing-your-interviews-with-capital-on-tap/) ✔️Keep updated on new job opportunities by following us on [Linkedin](https://www.linkedin.com/company/capital-on-tap). 📧Email careers@capitalontap.com if you have any questions.

Excited to work here? Apply! If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)

## About Capital on Tap

## Company Overview
- **One-liner**: Capital on Tap provides fast, accessible business credit cards and savings accounts to small and medium-sized businesses, using proprietary technology to streamline funding and expense management.
- **Entity Type**: Private (Venture Capital-backed)
- **Headquarters**: London, UK (Global HQ); Atlanta, USA (US HQ); with additional offices in Cardiff, Manchester, Brighton, New York, and Porto.
- **Founded**: 2012
- **Founders**: David Luck (Executive Chairman) and Damian (CEO, current)

## Core Business
- **Primary industry**: Fintech – Small Business Lending, Business Credit Cards, Business Savings.
- **Target customers**: B2B – Small and medium-sized business owners, entrepreneurs, freelancers, and contractors in the UK and US.
- **Mission or purpose statement**: "Make running a small business as easy as possible." [capitalontap.com](https://www.capitalontap.com/en/company/about/)

## Products & Services
- **Business Credit Card**: A purpose-built credit card for small businesses offering credit limits up to £250,000, unlimited 1% cashback on all spending (redeemable for cash, Avios, gift cards, or against balance), no annual fees, no FX fees, and no ATM fees. Integrates with accounting software and allows issuance of cards to employees and directors. [capitalontap.com](https://www.capitalontap.com/en/)
- **Business Savings Account**: Launched in 2025, powered by ClearBank. Offers competitive interest rates with instant access, no fees, and no deposit restrictions. Complements the credit card to provide a full cash management solution. [capitalontap.com](https://www.capitalontap.com/en/company/about/)
- **Preloading**: A feature allowing businesses to preload funds onto their card for tighter spend control.
- **Team Management**: A feature for managing employee cards, setting limits, and tracking spending.

## Market Standing
- **Valuation/Market Cap**: Not publicly disclosed (private company).
- **Key Metric**: Has provided over **£20 billion** in funding to more than **200,000 small businesses** across the UK and US (as of 2025). [capitalontap.com](https://www.capitalontap.com/en/company/about/)
- **Notable Investors/Partners**: Partner banks include **WebBank** (for US card issuance) and **ClearBank** (for savings accounts). The company has also raised venture capital, though specific lead investors are not repeatedly named in public materials.
- **Growth Signals**:
    - Named by the **Financial Times** as one of the **Fastest Growing Companies in Europe for 5 consecutive years**.
    - Expanded from UK to US in 2021, and opened new offices in Porto, Manchester, and New York.
    - Launched a new savings account product in 2025.
    - Hit £20 billion in total funding to customers in 2025.
    - Ambition to partner with **1 million businesses by the end of 2025**. [greenhouse.io](https://job-boards.greenhouse.io/capitalontap/jobs/8498232002)

## Competitive Advantages
- **Proprietary Underwriting**: A bespoke, automated underwriting system that allows for quick applications and funding approvals, reducing friction for small businesses.
- **All-in-One Platform**: Combining credit and savings in one place, with integrated accounting software connections, rewards, and team management tools.
- **No-Fee Model**: No annual, FX, or ATM fees is a strong differentiator in the business credit card market.
- **Customer-Centric Focus**: 24/7 UK-based customer support and a mission built entirely around solving small business pain points.
- **Strong Track Record**: Over a decade of lending, with a proven model and a large, growing customer base.

## Strategic Focus
- **Product Expansion**: Deepening the suite of financial tools for small businesses (e.g., adding savings accounts in 2025).
- **Geographic Growth**: Continuing to scale in the US market while strengthening UK leadership.
- **Technology & Automation**: Investing in AI and data science to improve risk management, fraud detection, and customer experience (evidenced by hiring for AI Operations, Data Science, and Engineering roles).
- **Customer Acquisition**: Targeting the ambitious goal of 1 million business partners.

## Why Work Here
- **Culture & Values**: Emphasizes ownership ("Spotted something that could be done better? Great! Tell us about it, own it, and get it done"), continuous learning, and a "pilot" mentality (testing new ideas). Values include: "Fast is as slow as we go," "Take ownership and raise the bar," and "Keep things simple."
- **Learning & Growth**: Provides a **$1,250 annual learning budget** per employee for conferences, courses, subscriptions, and books. Strong focus on internal mobility and career development. [capitalontap.com](https://www.capitalontap.com/en/us/company/careers/)
- **Office Life & Perks**:
    - Free breakfast, snacks, and drinks daily.
    - Offices in central, accessible locations (e.g., Midtown Atlanta, London).
    - Regular social events run by a "Happy Club" (quiz nights, scavenger hunts, summer parties).
    - Employee-led clubs (book club, gaming club, sports teams, LGBTQIA+ group).
- **Benefits**:
    - 20 days PTO, plus enhanced paid holidays.
    - **4-week paid sabbatical** after 4 years of service.
    - 401k with company match (US: 100% match on first 3%, 50% on next 2%).
    - Health, dental, and vision coverage.
    - Pet insurance, legal aid, and free therapy sessions.
- **Work Model**: Hybrid/office-based roles advertised across multiple locations (London, Cardiff, Manchester, Brighton, New York, Porto). The company has a strong office presence.
- **Diversity & Inclusion**: Active employee resource groups and events for Black History Month, Pride Week, International Women’s Day, etc.

## Sources
1. [capitalontap.com - About Us](https://www.capitalontap.com/en/company/about/)
2. [capitalontap.com - Careers](https://www.capitalontap.com/en/us/company/careers/)
3. [capitalontap.com - Main Site](https://www.capitalontap.com/en/)
4. [greenhouse.io - Jobs at Capital on Tap](https://job-boards.greenhouse.io/capitalontap)
5. [greenhouse.io - Job Description Example](https://job-boards.greenhouse.io/capitalontap/jobs/8498232002)

## Other roles at Capital on Tap

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