---
title: 'Commercial Underwriter (Tampa, Florida) at SageSure'
canonical: 'https://feeny.ai/job/commercial-underwriter-tampa-florida-sagesure-tampa-florida-e4b676zgqv1k'
type: 'job'
last_seen: '2026-09-06'
---

# Commercial Underwriter (Tampa, Florida) at SageSure

- **Company:** SageSure
- **Location:** Tampa Florida, United States
- **Posted:** 2026-08-03
- **Last confirmed live:** 2026-09-06
- **Apply:** https://www.sagesure.com/careers/current-job-openings/?gh_jid=4701898006

## Job description

Overview:

If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we’re hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking a Commercial Underwriter will be responsible for analyzing property risk exposures and make data-driven decisions to select and price commercial residential property policies by working closely with brokers and agents to provide comprehensive insurance solutions to our clients that adhere to company standards and guidelines as established and modified from time to time.

This role will be onsite for a minimum of 3 days a week in our Tampa, FL office.

What you’d be doing:

- Evaluate submissions received from producers for completeness and accuracy, including ensuring the data provided is the most current available.
- Collaborate with agents, brokers, and other underwriters to develop appropriate coverage and pricing for each policy, including understanding current placement and desired terms and conditions for submissions as received.
- Conduct individual risk assessments per company-established guidelines and pricing parameters, communicate regularly with producer regarding submission status, and explain underwriting requirements and philosophy.
- Review and approve or deny policy applications and endorsements within assigned authority.
- Conduct and update renewal policies in advance of regulatory notice periods to determine desire to offer renewal or non-renew the risk based on current risk characteristics and loss experience.
- Maintain accurate records and documentation of underwriting decisions and risk assessments.
- Continually evaluate portfolio of policies accepted and work with other departments to ensure the book of business is optimized in accordance with company-established parameters and guidelines. Conduct numerical analysis and make recommendations on exposure management issues.
- Maintain market currency by continually seeking information regarding competitor actions, placements, and activities. Report and update other departments (e.g., Marketing, Claims, etc.) of opportunities or threats based on these findings.
- Develop and maintain strong relationships with brokers, agents, and other industry professionals to expand our network and ensure a positive customer experience.
- Provide guidance and support to less experienced underwriters and participate in training and development programs.
- Execute underwriting project research to develop and improve underwriting policies, practices, procedures, workflows, and systems. Coordinate with other departments as needed.
- Aid with developing business requirements and performing user acceptance testing in support of system initiatives.
- Conduct policy audits, ensuring compliance with underwriting rules, policies, practices, procedures, and all laws and regulations.
- Provide underwriting and technical training to other departments.
- May perform other related duties and special projects as assigned or requested.

We’re looking for someone who has:

- A Bachelor’s Degree in a related field or an equivalent combination of education, training, and work experience.
- At least 2 years’ experience in property and casualty underwriting.
- Strong knowledge of commercial business owners’ coverage, property risk exposures, underwriting procedures, and regulations.
- Demonstrated ability to evaluate risk eligibility, review loss experience, interpret property inspection reports, and make sound risk-based decisions.
- Familiarity with catastrophe modeling, commercial residential construction types, and exposure management.
- Exceptional verbal and written communication skills, with a proven ability to build and maintain producer and customer relationships.
- Proficiency with insurance software, MS Office Suite, and tools for managing data and underwriting workflows.
- Ability to work independently or collaboratively in a fast-paced, dynamic environment with minimal supervision.
- Experience mentoring and providing training to less experienced team members and contributing to improving underwriting practices.
- Knowledge of market conditions, competitor actions, and the ability to adjust strategies in response to evolving market trends.
- Strong analytical skills with the ability to make informed, calculated risk decisions and solve complex underwriting issues.

Highly preferred candidates also have:

- Advanced insurance industry designations such as CPCU, CIC, or ARM.
- Experience with commercial residential construction types and understanding of coastal state insurance markets.
- Demonstrated ability to recommend innovations or new product offerings based on market trends.

#LI-Hybrid About SageSure:

Named among the Best Places to Work in Insurance by Business Insurance for four years in a row (2020-2023), SageSure is one of the largest managing general underwriters (MGU) focused on catastrophe-exposed property in the US. Since its founding in 2009, SageSure has experienced exceptional growth while generating underwriting profits for carrier partners through hurricanes, wildfires, and hail. Available in 16 states, SageSure offers more than 110 home, flood, and commercial products on behalf of its highly rated carrier partners. Today, SageSure manages more than $3.2 billion of inforce premium and helps protect more than 970,000 policyholders.

We have more than 1,000 employees in a distributed workforce environment across 12 offices—Fairfield, CA; Mountain View, CA; Cheshire, CT; Jacksonville, FL; Tallahassee, FL; Tampa, FL; Chicago, IL; Jersey City, NJ; Marlton, NJ; Cincinnati, OH; Houston, TX; Sheboygan, WI—who are tackling the industry’s toughest challenges.

SageSure is a proud Equal Opportunity Employer committed to building a workforce that reflects the spectrum of perspectives, experiences, and abilities of the world we live in. We recognize that our differences make us strong, and we actively seek out diverse candidates through partnerships with organizations, institutions and communities that represent various backgrounds. We champion belonging and inclusion for all identities, including, but not limited to, race, ethnicity, religion, sexual orientation, age, veteran status, ability status, gender, and country of origin, striving to create a culture where all individuals feel valued, respected, and empowered to bring their authentic selves to work.

Our nimble, highly responsive culture nurtures critical thinkers who run toward problems and engineer solutions. We relentlessly pursue better outcomes by investing in the technology, talent, and tools that position us to succeed in demanding markets. Come join our team! Visit [sagesure.com/careers](https://sagesure.com/careers/) to find a position for you.

California Applicants: View SageSure’s Workforce Members’ Privacy Notice - [CA Privacy Policy & Notice of Collection](https://acrobat.adobe.com/id/urn:aaid:sc:US:d80b1f35-1798-4f90-b57e-5fefc9fac902)

## About SageSure

## Company Overview
- **One-liner**: SageSure is a managing general underwriter (MGU) specializing in catastrophe-exposed property insurance, providing home, flood, and commercial coverage to homeowners and small businesses in underserved coastal markets.
- **Entity Type**: Private (multiple equity and debt financing rounds; no public ticker)
- **Headquarters**: Jersey City, New Jersey, USA (primary office; also has offices in Cheshire, CT; Chicago, IL; Cincinnati, OH; Houston, TX; Mount Laurel, NJ; Mountain View, CA; Tallahassee, FL)
- **Founded**: 2009 (the company’s predecessor and affiliate, Insight Catastrophe Group, dates to 2005)
- **Founders**: Not publicly disclosed

## Core Business
- Primary industry: Property & Casualty Insurance, specifically catastrophe-exposed residential and commercial property insurance.
- Target customers: Homeowners and small business owners in 16 coastal states; distribution through a network of independent agents and brokers (B2B2C).
- Mission / Purpose: “To meet catastrophe-exposed markets with the discipline and innovation they deserve, and to be the partner our producers, policyholders, and partners turn to first.”

## Products & Services
- **Homeowners Insurance**: Standard and bespoke property coverage for single-family homes in hurricane- and wildfire-prone regions.
- **Flood Insurance**: Policies offered through the National Flood Insurance Program (NFIP) and private flood solutions.
- **Commercial Property Insurance**: Coverage for small businesses in coastal markets.
- **Proprietary Technology Platform**: A cloud-based, data-driven underwriting and quoting platform that enables fast, accurate pricing and a seamless customer experience.

## Market Standing
- **Valuation**: Not publicly disclosed (private company).
- **Key Metric**: Surpassed $3.2 billion in total written premium (as of 2024); over $1 billion of in-force premium.
- **Notable Investors / Partners**: Amwins, Flexpoint Ford (equity investors); SURE (catastrophe bond co-issuer); various highly rated carrier partners.
- **Growth Signals**:
  - Named to the Inc. 5000 list of fastest-growing private companies in America.
  - Closed a $250 million equity financing round from Amwins and Flexpoint Ford.
  - Secured a $50 million expanded revolving credit facility and a $375 million senior credit facility.
  - Closed multiple catastrophe bonds (e.g., $355 million landmark bond, a $100 million second-event bond).
  - Over 1,300 employees across the U.S. (up from ~1,000 in 2022).

## Competitive Advantages
- **Specialization in challenged markets**: SageSure is built to underwrite in catastrophe-exposed regions where many insurers retreat, giving it a unique competitive moat.
- **Multi-carrier platform**: Offers continuous capacity and financial stability through relationships with multiple highly rated carrier partners.
- **Proprietary analytics and technology**: A metrics-driven, cloud-based platform that enables fast quoting, accurate risk assessment, and strong underwriting results.
- **Proven track record**: Three consecutive years named a “Best Place to Work in Insurance” (2020–2022) and consistent underwriting performance awards.

## Strategic Focus
- **Geographic expansion**: Continue entering new coastal states and expanding capacity in existing markets.
- **Product innovation**: Develop new insurance products (e.g., flood, commercial) and leverage data to create differentiated offerings.
- **Technology investment**: Enhance the proprietary platform with automation, real-time data, and seamless integration for agents and policyholders.
- **Talent growth**: Scale the team while maintaining a culture of innovation, collaboration, and inclusion.

## Why Work Here
- **Culture**: Recognized as a Best Place to Work in Insurance for three consecutive years. The company emphasizes a “culture like no other” with collaboration, curiosity, and a supportive, inclusive environment.
- **Remote / Hybrid**: Remote-friendly; employees work from numerous states across the country, with eight physical offices offering amenities like stocked cafés, gyms, and game rooms.
- **Perks**:
  - 401(k) with company match and profit-sharing bonus program.
  - Up to 160 hours of paid time off per year, plus floating holidays and 8 hours of volunteer time off.
  - Gym reimbursement and tuition reimbursement (including licensing and certifications).
  - Comprehensive medical, dental, and vision coverage.
  - Employee assistance program with free counseling.
- **Engineering culture**: Modern tech stack (cloud infrastructure, CI/CD, quality-first approach); metrics-driven decision-making; strong focus on mentoring and professional development.
- **Growth opportunities**: Employees are empowered to define their roles and grow with a fast-scaling company that shares financial success through profit-sharing.

## Sources
1. [sagesure.com](https://sagesure.com/)
2. [sagesure.com/about](https://sagesure.com/about/)
3. [sagesure.com/careers](https://sagesure.com/careers/)
4. [sagesure.com/careers/current-job-openings](https://sagesure.com/careers/current-job-openings/)
5. [sagesure.com/investor-relations](https://sagesure.com/investor-relations/)
6. [job-boards.greenhouse.io/sagesure](https://job-boards.greenhouse.io/sagesure)

## Other roles at SageSure

- [Program Analyst](https://feeny.ai/job/program-analyst-sagesure-cheshire-connecticut-j1ygtr9v0y55) — Cheshire Connecticut, United States / Chicago Illinois, United States / Jersey City New Jersey, United States / Tampa Florida, United States
- [Consumer Affairs Analyst](https://feeny.ai/job/consumer-affairs-analyst-sagesure-cheshire-connecticut-czvhk0h90f81) — Cheshire Connecticut, United States / Chicago Illinois, United States / Cincinnati Ohio, United States / Houston Texas, United States / Marlton New Jersey, United States / Tallahassee Florida, United States
- [Staff Software Engineer](https://feeny.ai/job/staff-software-engineer-sagesure-chicago-illinois-qw83ccfwpdpc) — Chicago Illinois, United States / Jersey City New Jersey, United States / Mountain View California, United States
- [Director Data Science](https://feeny.ai/job/director-data-science-sagesure-jersey-city-new-jersey-zat7v7hevqt8) — Jersey City New Jersey, United States / Mountain View California, United States
- [Data Scientist](https://feeny.ai/job/data-scientist-sagesure-chicago-illinois-g4bm3rbne98a) — Chicago Illinois, United States / Fairfield California, United States / Houston Texas, United States
- [Senior Financial Reporting Accountant](https://feeny.ai/job/senior-financial-reporting-accountant-sagesure-jersey-city-new-jersey-88mhkybh5rpd) — Jersey City New Jersey, United States / Marlton New Jersey, United States
- [Assistant Underwriter](https://feeny.ai/job/assistant-underwriter-sagesure-tampa-florida-z33t34nh3eyb) — Tampa Florida, United States
- [Property Field Adjuster II](https://feeny.ai/job/property-field-adjuster-ii-sagesure-lafayette-louisiana-d1w5qt87stx2) — Lafayette Louisiana, United States
- [Commercial Underwriter](https://feeny.ai/job/commercial-underwriter-sagesure-cheshire-connecticut-hkk6ma58akp6) — Cheshire Connecticut, United States / Houston Texas, United States / Jersey City New Jersey, United States / Marlton New Jersey, United States
- [Director, Finance Strategy and Operations](https://feeny.ai/job/director-finance-strategy-and-operations-sagesure-jersey-city-new-jersey-rthfkwerc4f5) — Jersey City New Jersey, United States / Marlton New Jersey, United States