---
title: 'Compensation Analyst at OppFi'
canonical: 'https://feeny.ai/job/compensation-analyst-oppfi-united-states-raknb3eqhg16'
type: 'job'
last_seen: '2026-09-09'
---

# Compensation Analyst at OppFi

- **Company:** OppFi
- **Location:** United States
- **Compensation:** $71k–$107k
- **Posted:** 2026-08-14
- **Last confirmed live:** 2026-09-09
- **Apply:** https://job-boards.greenhouse.io/opploans/jobs/7861071003

## Job description

OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans. Through a transparent and responsible platform, which includes financial inclusion and excellent customer experience, the Company supports consumers who are turned away by mainstream options to build better financial health.

We are a team of caring, innovative, and inclusive individuals who thrive in being immersed in diverse talents, expertise, perspectives, and backgrounds. Our employees approach every new challenge with an unparalleled ability to see what could be rather than settle for what is. Our business principles guide us and create an open and collaborative culture where we improve 1% every day, and the best ideas always win! We welcome individuals who want to make an impact in the financial system by facilitating credit access, expanding financial inclusion, promoting financial health, and delivering exceptional customer service.

A few other fun facts about us. OppFi is one of the top consumer-rated financial platforms online, maintaining a 4.4/5.0-star rating on Trustpilot. We are a 2025 Crain’s Fast 50™ company and were named on Built In's 2026 Best Places to Work in Chicago.

About the Role:

Reporting to the Compensation Manager, the Compensation Analyst serves as a key member of the Total Rewards team, supporting the design, analysis, administration, and continuous improvement of OppFi's compensation programs. This role partners closely with People Operations, Finance, Payroll, HR Systems, and business leaders to provide data-driven compensation recommendations, administer annual compensation processes, and ensure compensation programs remain competitive, equitable, and aligned with business objectives.

What You Get to Do:

- Support the administration, analysis, and continuous improvement of OppFi's compensation programs, including base pay, short-term incentives, commissions, and other variable pay programs.
- Assist with the annual compensation planning process, including merit increases, bonus planning, system testing, validation, communications, and reporting.
- Prepare executive and broad-based Compensation Committee materials, analyses, recommendations, and presentation decks.
- Perform market pricing, job evaluations, internal equity analyses, and salary structure administration.
- Develop headcount budgets, workforce planning models, and compensation forecasts in partnership with Finance.
- Create dashboards and executive reporting to communicate compensation trends, workforce metrics, and key insights.
- Analyze market data and internal compensation information to provide meaningful recommendations while balancing market competitiveness, internal equity, and fiscal responsibility.
- Support compensation initiatives associated with organizational growth, acquisitions, and evolving business needs.
- Maintain compensation-related data within UKG, support compensation system configuration and testing for annual planning, and partner with HR Systems to ensure data integrity and reporting accuracy.
- Build advanced Excel models and recurring reports; develop ad hoc reporting using Cognos/UKG Business Intelligence when applicable.
- Partner with HR, Payroll, Finance, and business leaders to ensure compensation programs are administered accurately, consistently, and in compliance with company policy.

What You'll Bring to the Team:

- Bachelor's degree in Business, Human Resources, Finance, or a related field.
- Minimum five (5) years of progressive experience as a Compensation Analyst or in a corporate compensation role.
- Experience supporting annual compensation planning processes, including merit increases and incentive/bonus administration.
- Experience administering and analyzing variable pay programs, including short-term incentives, commission plans, or other performance-based reward structures.
- Experience preparing executive-level compensation analyses and Compensation Committee materials.
- Experience with market pricing, job evaluation, salary structures, and internal equity analyses.
- Advanced Microsoft Excel skills, including XLOOKUP/VLOOKUP, PivotTables, nested formulas, Power Query, and data analysis.
- Strong analytical, reporting, dashboard creation, and data visualization skills.
- Excellent written and verbal communication skills and the ability to present complex compensation information clearly.
- Ability to manage multiple priorities while maintaining exceptional attention to detail and confidentiality.

Preferred Qualifications:

- Experience with UKG Pro and UKG Business Intelligence (Cognos) reporting.
- Knowledge of long-term incentive (LTI) programs and equity compensation.
- Experience supporting stock plan administration, including restricted stock, stock options, or employee stock purchase plans (ESPP).
- Certified Compensation Professional (CCP) designation, or progress toward certification, is a plus.
- Experience supporting compensation initiatives during organizational growth, mergers, acquisitions, or business transformation.

Reports To:  Compensation Manager Total Rewards and Benefits:

At OppFi, we are committed to fostering a fair and equitable workplace. The compensation range for this role reflects our good faith compensation estimate for this position. Final offers are determined based on a myriad of factors including, but not limited to experience, skills, qualifications, and other relevant business considerations. Candidates are encouraged to discuss compensation expectations during the hiring process. In addition to base pay, the total compensation package includes eligibility and potential for performance-based bonuses and equity grants dependent upon the role and job level.

OppFi offers a flexible, remote environment, 401(k) matching program, and generous paid time off. Other benefits include medical, dental, and vision coverage, and tuition reimbursement. Additional benefits include DoorDash DashPass, Figo pet insurance, Rocket Lawyer, and access to LinkedIn Learning. OppFi also offers Fringe, a lifestyle benefits platform that allows employees to decide how to spend rewards from dozens of vendors like Uber, DoorDash, and UrbanSitter. #LI-Remote

Compensation Range: $71,200—$106,800 USD

EEO Statement:

OppFi is an equal opportunity employer and does not discriminate based on any actual or perceived legally recognized protected bases under local, state, federal law, or regulations. Our goal as a company is to build an equitable workplace that actively works to dismantle systems of oppression in our processes, procedures, and interactions. We aim to help our employees thrive where they work and beyond.

As part of OppFi’s commitment to providing equal opportunity to qualified individuals, OppFi will ensure that persons with disabilities are provided reasonable accommodation as defined by applicable laws and organizational policies. If reasonable accommodation is needed to participate in the job application or interview processes or job requirements, please contact our People Team at recruiting@oppfi.com.

Pursuant to the requirements of the California Consumer Privacy Act, OppFi is providing the "OppFi California Employee Privacy Policy", which details the categories of personal information collected and your rights under the policy. If you are a California resident, please review the policy here: https://privacy.opploans.com/policies?name=california-disclosures-and-privacy-policy

The information in this document is for general informational purposes only. It is not intended to be an all-inclusive list or description of the organization and its requirements for positions and employees. OppFi reserves the right to modify or change the information on this document at its discretion.

## About OppFi

## Company Overview

- **One-liner**: OppFi is a tech-enabled digital finance platform that works with bank partners to provide affordable credit products and services to underserved everyday Americans.
- **Entity Type**: Public (NYSE: OPFI)
- **Headquarters**: Chicago, Illinois, United States
- **Founded**: 2012
- **Founders**: Ted Schwartz (Co-Founder & Executive Chairman)

## Core Business

- **Primary Industry**: Financial Services (Consumer Lending, Fintech)
- **Target Customers**: B2C – underbanked and credit-challenged consumers in the U.S. (the "everyday American"); also serves small businesses via a minority stake in Bitty Holdings.
- **Mission Statement**: "To facilitate safe, simple and more affordable credit access to the 48 million everyday Americans who currently lack traditional options while rebuilding their financial health."

## Products & Services

- **OppFi Installment Loans**: Personal installment loans originated through bank partners, designed for consumers with limited credit options. Transparent terms, no hidden fees.
- **Bitty Holdings (35% equity stake)**: Revenue-based financing and working capital solutions for small businesses.
- **OppFi Platform**: A data-driven, tech-enabled platform that powers underwriting, compliance, and customer experience for its bank partners.

## Market Standing

- **Valuation / Market Cap**: $577.5 million (LinkedIn, as of mid-2026)
- **Key Metric (Public)**: Annual Revenue of $597.0 million (LinkedIn, trailing twelve months)
- **Key Metric (Private/Startup)**: Total funding of $600.0 million (includes post-IPO debt). Notable debt rounds led by Atalaya Capital ($250M in 2023, $150M in 2022, $50M in 2021).
- **Notable Investors / Partners**: Atalaya Capital Management; bank partners include institutions that issue loans through OppFi's platform (names not individually listed).
- **Growth Signals**:
  - Record revenue reported in Q1 2026 (oppfi.com/investors).
  - Announced definitive agreement to acquire BNCCORP, Inc. and BNC National Bank (April 2026) – a major move to bring banking in-house.
  - Headcount grew 3.5% YoY to 311 employees (LinkedIn).
  - Recognized as Inc. 5000 (five straight years), Deloitte Technology Fast 500, Crain's Chicago Fast 50 (2024), Built In's Best Places to Work 2025 (Chicago).

## Competitive Advantages

- **Niche Focus**: Dedicated to the large underbanked market (48 million consumers) that mainstream lenders ignore.
- **Bank Partnership Model**: Operates through regulated bank partners, ensuring compliance and scalability.
- **High Customer Satisfaction**: A+ BBB rating, 79 Net Promoter Score, 4.5/5 stars on Trustpilot (>5,000 reviews) – among the highest in consumer finance.
- **Data-Driven Underwriting**: Proprietary risk analytics and a long track record (since 2012) in serving this segment.
- **Upcoming Bank Acquisition**: The pending purchase of BNC National Bank will give OppFi direct deposit-taking and lending capabilities, deepening its moat.

## Strategic Focus

- **Vertical Integration**: Acquiring a national bank to reduce reliance on third-party bank partners and control the full lending lifecycle.
- **Product Expansion**: Growing small business financing through Bitty and exploring new credit products.
- **Social Impact & Financial Health**: Increasing focus on financial capability programs and transparent lending to rebuild customer credit health (2025 Social Impact Report).
- **Operational Efficiency**: Continued investment in data, analytics, and automation to maintain low cost-to-serve and regulatory compliance.

## Why Work Here

- **Culture & Recognition**: Named a Best Place to Work in Chicago multiple times (Built In 2025, Crain's, Inc. magazine). Employees describe a collaborative culture with "the best ideas always win" and a focus on "improving 1% every day."
- **Remote/Hybrid Policy**: Many roles are listed as remote (e.g., Senior Data Engineer, Manager, Business Analytics, Sr. Software Engineer). Some roles (e.g., Desktop Systems Engineer) require Chicago presence. Hybrid options likely available.
- **Perks & Benefits**: Competitive compensation and benefits package; career development; diversity and inclusion initiatives.
- **Engineering Culture**: Tech stack includes modern data engineering (Postgres) and software engineering. Team size ~65 in technical roles (14% of workforce). Leadership includes a CTO with deep fintech/insurtech experience.
- **Glassdoor Ratings**: 3.3/5 overall (343 reviews) – work-life balance 3.3, compensation 3.5, culture 3.2, career opportunities 3.1. However, the company actively highlights its awards and positive employee testimonials.

## Sources

1. [oppfi.com – About Us](https://www.oppfi.com/about-us/)
2. [oppfi.com – Official Site & Mission](https://www.oppfi.com/)
3. [LinkedIn – OppFi Company Profile](https://www.linkedin.com/company/oppfi)
4. [investors.oppfi.com – Investor Relations](https://investors.oppfi.com/overview/default.aspx)
5. [job-boards.greenhouse.io – OppFi Careers](https://job-boards.greenhouse.io/opploans)

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