---
title: 'Compliance and Risk Officer (Canada and US) at Coins.ph'
canonical: 'https://feeny.ai/job/compliance-and-risk-officer-canada-and-us-coins-ph-canada-fgrcbvgnxrm6'
type: 'job'
last_seen: '2026-11-09'
---

# Compliance and Risk Officer (Canada and US) at Coins.ph

- **Company:** Coins.ph
- **Location:** Canada
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-11-03
- **Last confirmed live:** 2026-11-09
- **Apply:** https://jobs.lever.co/coins/0d177c47-cfe2-48ff-894f-eebd881009e8

## Job description

Join the Pioneer Crypto Brand in the Philippines!

Coins is the most established crypto brand in The Philippines and has gained the trust of more than 18 million users. Through the easy-to-use mobile app, users can buy and sell a variety of different cryptocurrencies and access a wide range of financial services.

Coins is fully regulated by the Bangko Sentral ng Pilipinas (BSP) and is the first ever crypto-based company in Asia to hold both Virtual Currency and Electronic Money Issuer licenses from a central bank.

## What You Will Do

As Compliance Officer

- Build, then keep current, each entity's written compliance program: client and beneficial-ownership due diligence, enhanced measures for higher-risk clients, record keeping, travel-rule data, and training.
- Assess money laundering, terrorist financing, and sanctions-evasion risk across clients, products, channels, and geographies, and assess new products, payment rails, and corridors before launch.
- Set the outside compliance provider's scope, review its work, and sign off what it produces.
- Run the ongoing staff training program, and keep each entity's registrations current with FINTRAC, the Bank of Canada, and FinCEN.
- Lead regulator examinations and information requests, and answer due-diligence requests from banks, payout partners, and clients.
- Monitor US state money transmission licensing requirements and advise the business before it enters a new state or product.

## As MLRO

- Run transaction monitoring and sanctions screening, and decide every escalated alert.
- Canada: file suspicious transaction and terrorist property reports with FINTRAC, and oversee the other prescribed reports.
- US: file suspicious activity reports with FinCEN, and oversee currency transaction reporting and OFAC blocking and reject reporting.
- Act as the contact for law enforcement requests and production orders, and protect the confidentiality of every report.

As Risk Officer

- Canada: act as the senior officer overseeing the risk management and incident response framework under the Retail Payment Activities Act, including incident reports, third-party risk, and any safeguarding-of-funds framework.
- Canada: file the annual report to the Bank of Canada by March 31, and give notice of significant changes or new activity ahead of time.
- Maintain each entity's risk register and risk appetite across compliance, operational, third-party, and partner risk, and report to the board.
- Commission the independent reviews required under each regime, and track every finding to closure.

## What we expect from you

Must have

- At least 7 years in anti-money-laundering and sanctions compliance at money services businesses, payment companies, or the payments arm of a bank, including 3 or more as a compliance officer, MLRO, or deputy.
- Deep knowledge of Canada's Proceeds of Crime (Money Laundering) and Terrorist Financing Act and FINTRAC's guidance, and working knowledge of the Retail Payment Activities Act.
- Experience building a compliance program, not only running one: policies, risk assessment, and training plan.
- Experience deciding on and filing suspicious transaction reports, and running transaction monitoring and sanctions screening.
- Experience taking a business through a FINTRAC, bank-partner, or audit examination and closing the findings.
- Due diligence experience on business clients, including clients that pay out for their own customers, and on banks and payout partners.
- A recognised AML certification, such as CAMS, or equivalent experience.
- Clear writing for boards, regulators, and banks, and the ability to work alone across time zones.
- Able to pass the background checks that regulators and banking partners require.

Join the Coins Team Now!

Meaningful Collaborations - The successful candidate will work cross-functionally with other relevant teams to carry out implementations that will improve and create an impact on customer experience.

Scalable Growth - Be part of a fast-growing organization with the vision to expand its territories outside APAC which will provide opportunities for career advancement.

A Space For Bright Ideas - Let your bright ideas be converted into meaningful changes! Coins culture welcomes new ideas backed up by data to create an impact.

## About Coins.ph

## Company Overview
- **One-liner**: Coins.ph is the Philippines' most trusted crypto wallet and exchange, providing easy access to Web3, digital assets, and a broad range of financial services for both consumers and businesses.
- **Entity Type**: Private (acquired by Gojek in 2019; last funding round: Series C in 2022)
- **Headquarters**: Manila, Philippines
- **Founded**: 2014
- **Founders**: Not publicly available (founder names are not disclosed in the provided sources)

## Core Business
- **Primary industries**: Financial services, cryptocurrency exchange, digital payments, remittances, blockchain / Web3
- **Target customers**: B2C (Filipino consumers and underbanked/unbanked individuals) and B2B (financial institutions, businesses needing cross-border payments and treasury services)
- **Mission statement**: "To create an open financial system by providing everyone easy access to Web3 and digital assets" (from [coins.ph](https://www.coins.ph/en-ph/careers))

## Products & Services
- **Coins.ph Mobile App**: A cryptocurrency wallet and exchange where users can buy and sell 20+ cryptocurrencies with low minimums (₱5), plus access payments, remittances, and bill payments.
- **Coins Business Platform**: A suite for businesses and financial institutions enabling stable-powered settlements, cross-border money movement, currency conversion, digital asset access, cards, credit, investments, and treasury management — available 24/7/365.
- **Coins Remittance**: International money transfer services leveraging crypto rails to lower costs and speed up settlement.

## Market Standing
- **Valuation**: Not disclosed
- **Annual Revenue**: $33.4 million (per [LinkedIn](https://ph.linkedin.com/company/coins-ph))
- **Total Funding**: $40 million (across multiple rounds, including Series A led by Quona Capital and Series C led by Ribbit Capital)
- **Other Key Metrics**: 16+ million registered users, 7+ million monthly active users, 300+ headcount
- **Notable Investors/Partners**: Quona Capital, Ribbit Capital, Gojek (parent company, acquired Coins.ph in 2019 for $72M)
- **Growth Signals**: +15.7% YoY headcount growth (236 employees as of recent data), active job postings up +165% year-over-year; expanding beyond crypto into full-stack financial services

## Competitive Advantages
- Fully regulated by the **Bangko Sentral ng Pilipinas (BSP)** — one of the first crypto-based companies in Asia to hold both Virtual Currency and Electronic Money Issuer licenses, providing trust and compliance.
- **First-mover & brand trust**: Most established crypto brand in the Philippines since 2014, with 16M+ users.
- **Integrated with Gojek ecosystem**: Access to a larger regional network of services and capital.
- **Broad product range**: Single platform for crypto, payments, remittances, cards, credit, and treasury — reducing fragmentation for users.

## Strategic Focus
- Building the "next generation of global money movement" by merging stable-powered settlements with local payment rails to make transactions faster, cheaper, and available 24/7.
- Expanding into adjacent financial services (cards, credit, investments) and deepening B2B offerings for financial institutions.
- Scaling compliance/AML capabilities to serve a growing user base and support international expansion.

## Why Work Here
- **Culture & Flexibility**: Flexible work arrangements (hybrid/remote options reported); work-from-equipment provided; a culture built on trust.
- **Benefits**: Comprehensive HMO for employees and dependents (dental, vision, mental health support); 15 vacation days, 15 sick days, birthday leave, quarterly mental health day; continuous learning and career development programs.
- **Growth**: Fast-growing startup with 200+ active openings; yearly headcount growth of 15.7%; roles span engineering, compliance, product, sales, and operations.
- **Compensation**: Competitive base plus performance-based rewards; salary data indicates operations roles around ₱336K/month and manager roles around ₱1.32M/month (though actual offers vary).
- **Engineering culture**: Emphasis on Web3 and blockchain; product teams work on compliance/risk platforms, trading UX, and backend infrastructure.

## Sources
1. [coins.ph – Careers](https://www.coins.ph/en-ph/careers)
2. [coins.ph – About](https://www.coins.ph/en-ph/about)
3. [LinkedIn – Coins.ph](https://ph.linkedin.com/company/coins-ph)
4. [Lever – Coins.ph Jobs](https://jobs.lever.co/coins)
5. [Built In – Coins.ph](https://builtin.com/company/coinsph)

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