---
title: 'Compliance Associate at Rain'
canonical: 'https://feeny.ai/job/compliance-associate-rain-new-york-vanyvsjrpx0y'
type: 'job'
last_seen: '2026-09-06'
---

# Compliance Associate at Rain

- **Company:** Rain
- **Location:** New York, NY
- **Compensation:** $65k–$100k
- **Employment:** full-time
- **Work type:** onsite
- **Posted:** 2026-07-20
- **Last confirmed live:** 2026-09-06
- **Apply:** https://jobs.ashbyhq.com/rain/4ebd8c9d-e68c-4df1-ac82-cb666a1911f3

## Job description

## ABOUT THE COMPANY

Rain makes the next generation of payments possible across the globe. We’re a lean and mighty team of passionate builders and veteran founders. Our infrastructure makes stablecoins usable in the real-world by powering card transactions, cross-border payments, B2B purchases, remittances, and more. We partner with fintechs, neobanks, and institutions to help them launch solutions that are global, inclusive, and efficient. You will have the opportunity to deliver massive impact at a hypergrowth company that is funded by some of the top investors in fintech, crypto, and SaaS, including ICONIQ, Sapphire Ventures, Norwest, Galaxy Ventures, Lightspeed, Khosla, and several more. If you’re curious, bold, and excited to help shape a borderless financial future, we’d love to talk.

Our Ethos

We believe in an open and flat structure. You will be able to grow into the role that most aligns with your goals. Our team members at all levels have the freedom to explore ideas and impact the roadmap and vision of our company.

## About the Role

We are looking for a sharp, motivated Compliance Analyst to join our Compliance team with a primary focus on transaction monitoring, alert review, and case investigation. This is a do-er role - you will be working the alert queue daily, conducting investigations, making SAR recommendations, and contributing directly to the quality and effectiveness of our TM program. You are expected to think critically, document thoroughly, and move with urgency without cutting corners.

This is not a policy or advisory role. You are in the work every day - reviewing alerts, building cases, and helping ensure that suspicious activity is identified, investigated, and reported accurately and on time.

## What You Will Do

- Review and disposition transaction monitoring alerts and KYC/KYB onboarding applications end to end - including customer profile review, document verification, beneficial ownership analysis, sanctions and PEP screening, adverse media assessment, and transactional activity analysis
- Conduct enhanced due diligence on High Risk applicants - including source of funds and source of wealth assessment, business model review, and full beneficial ownership chain documentation
- Make well-reasoned SAR recommendations - clearly articulating why activity is or is not suspicious and documenting your analysis in a manner that is complete and defensible to a regulator
- Draft SAR narratives that meet FinCEN quality standards
- Send RFIs to customers or partners where additional information is needed to resolve an alert or application and follow through to receipt and documentation of the response
- Support periodic KYC refresh reviews on existing customers as part of the Company's ongoing due diligence program
- Contribute to onboarding and investigation policy development - if you see a gap, flag it and propose a solution
- Stay current on FinCEN advisories, FATF typologies, and emerging financial crime trends relevant to Rain's product set - including stablecoin, virtual asset, and agentic payment typologies

## What We're Looking For

- 3 to 5+ years of experience in a compliance, KYC, AML Investigations or onboarding role at a FinTech, payments company, or crypto company
- Demonstrated experience reviewing KYB applications for business entities including beneficial ownership analysis, entity structure review, and corporate document verification
- Experience with OFAC, PEP, and adverse media screening tools - comfortable making independent screening determinations and documenting your reasoning
- Demonstrated experience conducting end-to-end AML investigations and preparing SAR-quality case documentation
- Working knowledge of BSA/AML program requirements and FinCEN SAR filing rules
- Experience with transaction monitoring platforms
- Familiarity with blockchain analytics tools and on-chain transaction analysis
- Strong written communication skills
- Comfort working in a fast-paced, high-volume environment where you manage multiple applications simultaneously without losing attention to detail
- A do-er mentality - you are self-directed, take ownership of your queue, and do not wait to be told what to do next
- CAMS certification or progress toward certification is a plus

What Success Looks Like

- Your alert queue is current - SLA compliance above 95% consistently
- Your case documentation is complete and independently reviewable
- Your SAR narratives meet internal and FinCen quality standards on the first draft - minimal rework required from senior reviewers
- You are identifying patterns and typologies across your alert population and bringing those observations to the team proactively

Things that enable a fulfilling, healthy and happy experience at Rain:

Unlimited time off 🌴Unlimited vacation can be daunting, so we require Rainmakers to take 10 days minimum for themselves.

Flexible working ☕ We support a flexible workplace, if you feel comfortable at home please work from home. If you’d like to work with others in an office feel free to come in. We want everyone to be able to work in the environment in which they are their most confident and productive selves. New Rainmakers will have a stipend to create a comfortable atmosphere at home.

Easy to access benefits 🧠For US Rainmakers, we offer comprehensive health, dental and vision plans for you and your dependents, as well as a 100% company subsidized life insurance plan.

Retirement goals💡Plan for the future with confidence. We offer a 401(k) with a 4% company match.

Equity plan 📦 We offer every Rainmakers an equity option plan so we can all can benefit from our success.

Rain Cards 🌧️ We want Rainmakers to be knowledgeable about our core products and services. To support this mission, we issue a card for our team to utilize the card for testing.

Health and Wellness 📚 High performance begins from within. Rainmakers are welcome to use their card for eligible health and wellness spending like gym memberships/fitness classes, massages, acupuncture - whatever recharges you!

Team summits ✨ Summits play an important role at Rain! Time spent together helps us get to know each other, strengthen our relationships, and build a common destiny. Expect team and company offsites both domestically and internationally.

## About Rain

## Core Business
- **Primary industries**: Financial Services, Payments, Stablecoin Infrastructure
- **Target customers**: B2B – enterprises, fintechs, platforms, and institutions needing compliant card programs and cross-border payment rails
- **Mission**: Build the infrastructure that turns stablecoins into usable financial products, enabling tokenized money to move at internet speed while delivering familiar user experiences

## Products & Services
- **Cards**: Launch prepaid or credit card programs (virtual and physical) powered by stablecoin infrastructure, accepted at 175M+ merchant locations worldwide. Includes scoped virtual cards for agentic payments.
- **Wallets**: Store stablecoins with flexible, secure setups; offer branded wallet-in-a-box for digital dollar access in underbanked regions.
- **Money Movement**: Send and receive fiat and stablecoin payments globally, with daily onchain settlement to card networks.
- **Accounts**: Virtual accounts with static routing details to send and receive funds.
- **Onramps/Offramps**: Convert fiat into stablecoins and stablecoins into local currency.
- **Rewards**: Card-native rewards programs that drive usage and revenue.
- **Agent Control Layer**: Guardrails for controlled agentic payments, allowing agents to spend and move money safely.

## Market Standing
- **Valuation**: $1.95 billion (as of Series C, January 2026)
- **Key Metric**: Total funding of $338M+ (Series C: $250M led by ICONIQ Capital, January 2026)
- **Notable Investors/Partners**: ICONIQ Capital, Lightspeed Venture Partners, Norwest Venture Partners, Sapphire Ventures, Dragonfly, Galaxy, Khosla Ventures, Coinbase Ventures, Circle Ventures, Uniswap, FirstMark, Vinyl, Thayer, BDMI, CompoSecure, Canonical Crypto, Hard Yaka, Samsung Next, Goldcrest Capital, Endeavor Catalyst, Mischief. Mastercard Principal Member and Visa Principal Member.
- **Growth Signals**: 107 employees (+421% YoY); operates in 12 countries; trusted by hundreds of partners moving billions in transaction volume annually; became a Mastercard Principal Member in 2026; launched Agent Control Layer.

## Competitive Advantages
- **Stablecoin-native by design**: Built from the ground up for onchain money movement, not legacy rails with crypto added later.
- **Daily onchain settlement**: Settles card transactions with networks daily using stablecoins, improving capital efficiency and speed.
- **Principal membership with Visa and Mastercard**: Direct issuing without intermediaries, enabling global acceptance and compliance.
- **Unified API**: Combines accounts, cards, ramps, rewards, and money movement in one platform, reducing vendor fragmentation.
- **Full-stack compliance**: Compliance, risk, and program operations built into the platform with hands-on support from design through launch.

## Strategic Focus
- **Geographic expansion**: Scaling stablecoin payment infrastructure to APAC and beyond, with existing presence in US, LATAM, EU, and EMEA.
- **Agentic payments**: Enabling controlled, autonomous spending through the Agent Control Layer for AI agents and automated workflows.
- **Deepening enterprise adoption**: Winning large institutions and platforms by offering a complete, compliant stablecoin payments stack.
- **Growing card programs**: Expanding prepaid and credit card issuance for global HNWIs, cross-border B2B payments, and branded wallet-in-a-box solutions.

## Why Work Here
- **Culture**: “Rainmakers” are described as bold builders shaping how money moves for the next generation. Emphasis on high performance, intentional investment in team, and long-term mindset.
- **Work model**: Hybrid setup with a Flatiron office (NYC) for local teammates; flexible remote options for other locations.
- **Perks**: Equity ownership for every team member; $1,000 home office stipend; $350/month wellness support (fitness, therapy, personal well-being); 95% of medical, dental, and vision premiums covered; unlimited PTO; 401(k) with matching; regular team events, offsites, and dinners.
- **Engineering culture**: Strong technical team (33% of staff in technical roles), modern stack (EVM, fullstack, Android), and opportunities to work on cutting-edge stablecoin infrastructure.

## Sources
1. [rain.xyz/careers](https://www.rain.xyz/careers)
2. [rain.xyz/](https://www.rain.xyz/)
3. [rain.xyz/about-us](https://www.rain.xyz/about-us)
4. [linkedin.com/company/rainxyz](https://www.linkedin.com/company/rainxyz)
5. [rain.xyz/media-kit](https://www.rain.xyz/media-kit)

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