---
title: 'Compliance & Money Laundering Reporting Officer - MY at Nium'
canonical: 'https://feeny.ai/job/compliance-money-laundering-reporting-officer-my-nium-kuala-lumpur-pqm3dadbq6kc'
type: 'job'
last_seen: '2026-09-10'
---

# Compliance & Money Laundering Reporting Officer - MY at Nium

- **Company:** Nium
- **Location:** Kuala Lumpur, Malaysia
- **Employment:** full-time
- **Work type:** onsite
- **Posted:** 2026-07-10
- **Last confirmed live:** 2026-09-10
- **Apply:** https://jobs.lever.co/nium/b74e88a1-896b-4366-a0c2-cb159d803840

## Job description

Nium provides global infrastructure for real-time cross-border payments. We were founded on the mission to deliver the global payments infrastructure of tomorrow, today. Our platform enables banks, fintechs, and global businesses to move money instantly, everywhere. Co-headquartered in San Francisco and Singapore with offices in 14 markets worldwide, we are entering one of the most exciting chapters in our journey. In March 2026, we delivered the largest month in our 11-year history with record revenue, record volumes, and EBITDA profitability. Today, Nium moves nearly $60B in payments annually, almost entirely for enterprises, while continuing to strengthen an already healthy balance sheet. It is an incredible time to join us, and we are only just getting started. Our payout network spans 190+ countries and 100 currencies, with 100 + corridors in real time. We power seamless transfers to accounts, wallets, and cards, support local collections in 35 markets, and as a principal card issuer on Visa, Mastercard, Discover, and UATP, Nium issues over 50 million card tokens every year. Backed by regulatory licenses in 40+ markets, we make it simple for our partners to onboard, integrate, and scale globally. This scale and innovation have earned us recognition as one of CNBC’s World’s Top Fintech Companies 2025, winner of Best Cross-Border Payments Solution at the PayTech Awards, and inclusion in FXC Intelligence’s Top 100 Cross-Border Payments Companies list. In 2024, we raised US$50 million in Series E funding at a US$1.4 billion valuation to accelerate network expansion, product innovation, and talent growth. With the B2B payments market projected to hit US$175 trillion by 2030, Nium offers ambitious builders the chance to shape the future of global money movement with the scale of a leader and the energy of a high-growth company.

## Role Summary

The Compliance & Money Laundering Reporting Officer will serve as the appointed Money Laundering Reporting Officer for NIUM Malaysia and will be responsible for the design, implementation, oversight, and continuous enhancement of the AML/CFT, sanctions, and financial crime compliance framework in accordance with the Anti-Money Laundering, Anti-Terrorism Financing and Proceeds of Unlawful Activities Act 2001 (AMLA), Bank Negara Malaysia (BNM) requirements, and NIUM's global compliance standards.

The successful candidate will act as the primary liaison with Bank Negara Malaysia and other regulatory authorities on AML/CFT matters while partnering closely with business, operations, product, legal, and compliance teams to support NIUM's growth in Malaysia.

## Key Responsibilities

- Serve as the designated Compliance & Money Laundering Reporting Officer for NIUM Malaysia.
- Own and maintain the Malaysia AML/CFT and Sanctions Compliance Programme.
- Ensure compliance with AMLA 2001, BNM AML/CFT Policy Documents, sanctions requirements, and applicable regulatory obligations.
- Act as the primary contact for Bank Negara Malaysia on AML/CFT matters, regulatory inspections, audits, and information requests.
- Review and approve Suspicious Transaction Reports (STRs) and ensure timely submission to the relevant authorities.
- Provide oversight of:
- Customer Due Diligence (CDD)
- Enhanced Due Diligence (EDD)
- PEP screening
- Sanctions screening
- Transaction Monitoring
- Name Screening
- Ongoing customer risk reviews
- Lead periodic AML risk assessments and enterprise financial crime risk assessments.
- Monitor emerging AML/CFT regulations and ensure timely implementation of regulatory changes.
- Develop and maintain AML/CFT policies, procedures, and internal controls.
- Present AML/CFT updates, risk assessments, and compliance reports to senior management and governance committees.
- Partner with Product and Operations teams to ensure AML controls are embedded into new products and payment flows.
- Oversee AML investigations and ensure appropriate escalation of financial crime risks.
- Lead AML training and awareness programmes across the Malaysia entity.
- Support internal audit, external audit, and regulatory examinations.

## Requirements

- Bachelor's degree in Law, Finance, Accounting, Business, Risk Management, or a related discipline.
- ACAMS, ICA, or equivalent AML certification preferred.
- Minimum 12+ years of experience in AML/CFT, Financial Crime Compliance, or Regulatory Compliance.
- Prior experience serving as an MLRO or Deputy MLRO within a regulated financial institution, payments company, fintech, digital bank, or e-money institution.
- Strong knowledge of:
- AMLA 2001
- BNM AML/CFT requirements
- FATF Recommendations
- Sanctions regulations
- Financial crime risk management
- Experience with transaction monitoring, sanctions screening, KYC/EDD, and suspicious activity reporting.
- Excellent stakeholder management and regulatory engagement experience.
- Strong analytical, decision-making, and problem-solving skills.
- Excellent written and verbal communication skills.

## Preferred Experience

- Experience within cross-border payments, fintech, digital banking, payment service providers, or correspondent banking.
- Familiarity with AML transaction monitoring systems such as Actimize, Feedzai, Featurespace, ComplyAdvantage, or similar platforms.
- Experience managing regulatory examinations and remediation programmes.
- Experience working in a high-growth, fast-paced fintech environment.

## What we offer at Nium

We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work.

We Care for Our Employees: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible working hybrid working environment (3 days per week in the office).

We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend.

We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!

We Thrive with Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.

Beware of recruitment scams: Be cautious of individuals impersonating Nium via WhatsApp, social media, email or unofficial websites. Do not respond, share personal or financial information, or make any payments. Nium will never ask candidates to transfer money or cryptocurrency as part of our recruitment process.

## About Nium

## Company Overview
- **One-liner**: Nium provides a global real-time payments infrastructure that enables businesses to collect, convert, and disburse funds across borders instantly.
- **Entity Type**: Private (Series E, $314M total funding)
- **Headquarters**: San Francisco, California, United States
- **Founded**: 2016
- **Founders**: Prajit Nanu (CEO)

## Core Business
- **Primary industry/industries**: Financial Services, Fintech, Cross-Border Payments, Card Issuance
- **Target customers**: B2B – banks, fintechs, payroll providers, travel companies, marketplaces, AI platforms, and other businesses needing global payment capabilities.
- **Mission**: "To build the first global infrastructure for real-time payments."
- **Vision**: "A world where money moves instantly to everyone, everywhere."

## Products & Services
- **Multi-Currency Accounts**: Manage, hold, and convert funds in multiple currencies from a single platform.
- **Global Payouts**: Deliver funds to bank accounts, cards, or wallets across 190+ countries, with real-time capability in over 100 markets.
- **Nium Verify**: Instant bank account verification across 50+ countries to reduce failed payments.
- **Global Card Issuing**: Issue physical and virtual cards in 34+ countries, processing 41+ million card tokens annually.
- **Stablecoin-Backed Cards**: An end-to-end suite connecting digital assets to real-world payments.
- **Nium API**: A powerful, easy-to-use API for automation and growth, with comprehensive documentation and code snippets.

## Market Standing
- **Valuation**: Not publicly disclosed (last raised a $50M Series E extension in September 2024, per reports).
- **Key Metric**: Total Funding of $314M.
- **Notable Investors/Partners**: Investors include Visa, Bpifrance, Global Founders Capital, Vertex Ventures, and others. Partners include leading names in banking, travel, payroll, and blockchain.
- **Growth Signals**: Processes $60B+ in annual transaction volume. Named to CNBC's World's Top Fintech Companies 2024 and Forbes Fintech 50 for two consecutive years. Increased headcount by 6.7% YoY (639 employees). Secured a Type 1 Funds Transfer License from Japan's FSA and was approved as a Registered Financial Service Provider in New Zealand in 2024. Serves 1,000+ customers.

## Competitive Advantages
- **Regulatory Moat**: Holds licenses and authorizations in 40+ countries, a significant barrier to entry for competitors.
- **Broad Reach**: Payout network spans 190+ markets in 100+ currencies, with 100+ real-time markets.
- **One-Stop Platform**: Combines multi-currency accounts, payouts, card issuing, and verification in a single API, replacing multiple legacy systems.
- **First-Mover in Digital Assets**: Pioneered stablecoin-backed cards and a full suite connecting digital assets to real-world payments.

## Strategic Focus
- **Current priorities**: Expanding regulatory footprint (e.g., Japan, New Zealand, Australia), deepening stablecoin/blockchain infrastructure, and scaling its card issuance business. The company is focusing on enabling on-demand payments for the new workforce (gig workers, creators) and embedding compliance as a competitive advantage.

## Why Work Here
- **Culture**: Emphasizes three core values: "Keep It Simple," "Make It Better," and "Win It Together." Has a strong "Women @ Nium" community and a stated commitment to diversity and inclusion.
- **Work policy**: Hybrid – most team members are in the office 3 days per week globally.
- **Perks & Benefits**: Competitive salary and bonus plans, comprehensive benefits, generous parental leave, global socials and team-building events, year-end company-wide time off, peer and company recognition programs, and a learning and development stipend.
- **Global Environment**: A workforce distributed across 26 countries with offices in San Francisco, Singapore, the UK, the Netherlands, India, Malta, and more. Opportunities for global career mobility.
- **Engineering & Product Focus**: CEO Prajit Nanu leads product strategy, and the company is building next-generation payments infrastructure at scale, offering the chance to work on high-impact, real-time systems.

## Sources
1. [nium.com](https://www.nium.com/about-us)
2. [nium.com](https://www.nium.com/)
3. [nium.com](https://www.nium.com/careers)
4. [linkedin.com](https://www.linkedin.com/company/nium-global)
5. [jobs.lever.co](https://jobs.lever.co/nium)
6. [crunchbase.com](https://www.crunchbase.com/organization/nium) (implied via funding data)
7. [forbes.com](https://www.forbes.com) (cited as "Forbes Fintech 50")
8. [cnbc.com](https://www.cnbc.com) (cited as "CNBC's World's Top Fintech Companies")

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