---
title: 'Compliance Officer at Abound'
canonical: 'https://feeny.ai/job/compliance-officer-abound-london-42hmzg5mjwm8'
type: 'job'
last_seen: '2026-09-06'
---

# Compliance Officer at Abound

- **Company:** Abound
- **Location:** London, United Kingdom
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-07-27
- **Last confirmed live:** 2026-09-06
- **Apply:** https://jobs.ashbyhq.com/abound/8476c364-5f89-4134-9e50-ddb59f70dffe

## Job description

## About Abound

We’re redefining consumer lending in the UK, and beyond. Using advanced AI and Open Banking data, we make fair, affordable personal finance available to more people. While traditional lenders rely almost entirely on credit scores, we look at the full financial picture - how much you spend, and what you can afford to repay to build a deeper, more accurate understanding of each customer's unique financial situation.

And we've shown it works at scale. We’ve issued over £1.3bn in loans directly to customers while delivering market-leading credit performance - for every 10 defaults the industry expects, we see only 3. We also reached profitability just 2.5 years after launch.

Backed by £2bn+ of funding from top-tier investors including Citi, GSR Ventures, and Deutsche Bank, we’re recognised as one of Europe’s fastest-growing fintechs (Sifted, CNBC). Now, we’re expanding into new markets and product lines - and we’re looking for ambitious people who want to learn fast, take ownership, and grow with us.

## About the role

We’re looking for a driven and commercially aware Compliance Officer to help support our next phase of growth while ensuring we continue to deliver good outcomes for our customers.

This is a broad and hands-on role where you’ll gain real exposure across the business, working closely with senior stakeholders and contributing directly to how we manage risk, compliance, and regulatory change.

## What you’ll be doing

- Own and deliver compliance monitoring – identify emerging risks, assess customer impact, and drive practical, proportionate remediation
- Provide clear, actionable reporting – draft high-quality updates for senior management and the Board
- Stay ahead of regulation – track FCA developments and translate them into clear, business-relevant actions
- Maintain and strengthen our control environment – support the review and continuous improvement of policies and frameworks
- Partner across the business – build strong relationships and act as a trusted advisor on compliance matters
- Support customer outcomes – act as an escalation point for complex cases (e.g. complaints, fraud risk)
- Contribute to financial crime oversight – support AML assessments and advise the MLRO
- Work closely with the Chief Compliance Officer – provide input on regulatory risk, product development, and strategic initiatives

## Who you are

- You'll have 2+ years of experience in retail financial services, either within compliance, first line controls or in an operational role with a strong focus on customer outcomes.
- You're passionate about getting things right, and you're not afraid to dig deep to ensure that everything we do puts the customer first.

## What you bring

- A proactive, solutions-oriented mindset – you don’t just identify issues, you help fix them
- Working knowledge of relevant FCA Handbook requirements
- Practical understanding of Consumer Duty and what good customer outcomes look like
- Strong judgement and risk assessment skills
- Ability to handle sensitive matters with discretion and professionalism
- Clear, confident communicator – comfortable engaging up to executive level
- Strong written and numerical skills, including preparing Board-level materials

## Why join Abound

- Exposure to a high-growth fintech environment
- Real impact – your work will directly influence customer outcomes and regulatory strategy
- Close collaboration with senior leadership
- Hybrid working with a London base

If you’re looking for a role where you can develop quickly, take ownership, and see the real-world impact of your work, we’d love to hear from you.

## What we offer

- Everyone owns a piece of the company - equity
- Hybrid with 3 days a week in the office
- 25 days’ holiday a year, plus 8 bank holidays
- 2 paid volunteering days per year
- One month paid sabbatical after 4 years
- Employee loan
- Free gym membership
- Team wellness budget to be active together - set up a yoga class, a tennis lesson or go bouldering

## About Abound

## Company Overview
- **One-liner**: Abound uses AI and Open Banking to provide fair, affordable personal loans to consumers and a white-label lending platform for businesses.
- **Entity Type**: Private (Debt‑funded)
- **Headquarters**: London, England (Commodity Quay, London E1W 1AZ)
- **Founded**: 2021 (launched March 2021)
- **Founders**: Dr. Michelle He (CEO) and Gerald Chappell (COO) – [getabound.com/company/what-we-do](https://www.getabound.com/company/what-we-do)

## Core Business
- **Primary industry**: Consumer lending / Fintech / Lending‑as‑a‑Service
- **Target customers**: B2C (UK individuals seeking loans up to £20k) and B2B (businesses wanting to launch or scale lending products)
- **Mission / purpose**: “Making borrowing fairer for consumers and smarter for lenders.” – [getabound.com](https://www.getabound.com/)

## Products & Services
- **Abound Personal Loans** (B2C): Fast, flexible loans of up to £20,000 with same‑day decisions. Uses Open Banking and AI to assess affordability beyond traditional credit scores.
- **Abound Lending Platform** (B2B): A modular platform that powers underwriting, origination, and collections for partners. Enables faster, lower‑risk lending with AI‑driven risk models.

## Market Standing
- **Valuation / Market Cap**: Not disclosed
- **Key Metric**: Total loan originations over **£1.5 billion** (since launch) – [getabound.com/company/what-we-do](https://www.getabound.com/company/what-we-do)
- **Lending capacity**: £2.2 billion
- **Notable Investors / Partners**: Loan‑book financing secured from **Citi, Deutsche Bank, Waterfall** and others. Over **15 partners** using the platform.
- **Growth Signals**: Monthly originations at a significant run rate; “Excellent” rating on Trustpilot; expanding into car finance (open role for Lead Product Manager – Car Finance); offices in London, Milton Keynes, Shenzhen, and Madrid.

## Competitive Advantages
- **AI‑powered underwriting** that integrates Open Banking data, delivering **50–70% lower default rates** vs. market benchmarks.
- **Full‑stack lending platform** that serves both consumers and enterprise partners, creating a network effect.
- **Strong debt‑financing partnerships** with global banks, providing capital to scale rapidly.

## Strategic Focus
- **Platform expansion**: Growing the B2B lending‑as‑a‑service business (15+ partners) and entering new product verticals (e.g., car finance).
- **International presence**: Offices in Shenzhen (China) and Madrid (Spain) suggest global ambitions.
- **Continuous AI innovation**: Investing in risk modeling and data science to maintain credit performance edge.

## Why Work Here
- **Equity ownership**: Everyone owns a piece of the company through equity.
- **Benefits**:
  - 30‑day paid sabbatical after every 4 years of service.
  - Skills growth budget (e.g., learning new programming languages, communication skills).
  - Free WellHub membership for physical and mental wellbeing.
  - Free breakfast and snacks in the office; lunch on us every Friday.
  - Employee loan of up to £10,000 (subject to circumstances).
  - Wellness budget for team‑chosen activities (running club, rugby team, etc.).
  - Regular team lunches and social events.
- **Culture**: Customer‑first, move fast but thoughtfully, embrace uncertainty, win as a team, and “all owners” mentality.
- **Offices**: London (primary), Milton Keynes, Shenzhen, Madrid. Hybrid policy not explicitly stated but multiple office locations suggest flexibility.
- **Engineering culture**: Heavy investment in AI, data science, and Python; senior engineering roles advertised across locations.

## Sources
1. [getabound.com – Careers](https://www.getabound.com/company/careers)
2. [getabound.com – What we do](https://www.getabound.com/company/what-we-do)
3. [getabound.com – Homepage](https://www.getabound.com/)
4. [getabound.com – Open roles](https://www.getabound.com/company/careers/open-roles)
5. [uk.linkedin.com – Abound](https://uk.linkedin.com/company/getabound)

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- [Chief of Staff to CTO](https://feeny.ai/job/chief-of-staff-to-cto-abound-london-xgmt2b0yb6pv) — London, United Kingdom
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- [Lead Software Engineer](https://feeny.ai/job/lead-software-engineer-abound-madrid-a19hhd5yp022) — Madrid, Spain
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