---
title: 'Compliance & Product Specialist - Obsidian at Protective'
canonical: 'https://feeny.ai/job/compliance-product-specialist-obsidian-protective-remote-75wb6je2dnct'
type: 'job'
last_seen: '2026-11-11'
---

# Compliance & Product Specialist - Obsidian at Protective

- **Company:** Protective
- **Location:** Remote
- **Compensation:** $120k–$170k
- **Employment:** full-time
- **Work type:** remote
- **Posted:** 2026-11-11
- **Last confirmed live:** 2026-11-11
- **Apply:** https://jobs.lever.co/protective/a27ddc4e-4e1e-4ce2-b82d-82761c779ece

## Job description

The work we do has an impact on millions of lives, and you can be a part of it. We help protect our customers against life’s uncertainties. Regardless of where you work within the company, you’ll be helping provide protection and peace of mind when our customers need it most.

The Compliance and Product Specialist will support the general insurance and product compliance and legal/regulatory functions performed by the Obsidian Legal team.  This role is responsible for assisting in the development and ongoing review of program business and compliance with state and federal laws, regulations, and company policies.

Due to the fast-paced nature of the regulatory and business environments, the position requires the ability to quickly adapt to change and to multi-task various assignments. The individual must be able to provide compliance guidance that balances both regulatory requirements while meeting business objectives. The individual will exercise judgment within defined procedures and practices to determine appropriate action.

Role and Responsibilities: Review coverage forms and endorsements for all Property and Casualty lines of business, including Commercial General Liability, Commercial and Personal Auto, Commercial and Personal Inland Marine, Commercial Property, Professional Liability, Management Liability, Cyber and Homeowners, to ensure they convey underwriting intent and are in compliance with state requirements. Review and interpret new or revised laws, regulations, bulletins and regulatory publications applicable to Obsidian business, as directed. Manage and monitor assigned programs in accordance with Obsidian business standards and regulatory environment. This requires meetings and email communication with general agents. Conduct an initial due diligence review of new program business, including reviewing compliance with OFAC, TRIA, cybersecurity laws, record retention laws, policy issuance and cancellation/non-renewal laws, motor carrier and DMV automobile filings, and other regulatory compliance requirements. Maintain ongoing compliance oversight after program implementation. Work closely with Obsidian’s Underwriting department during the implementation and launch phases for new business and renewal phase for existing business. On all program business, this includes communicating compliance and product findings during the due diligence review to the assigned underwriter; working closely with Underwriting on coverage intent, coverage form and endorsement language, underwriting guidelines, program launch and ongoing program monitoring. Work closely with Obsidian’s Actuarial department during the implementation and launch phases for new business and renewal phase for existing business. On all program business, this includes reviewing rating and associated rules for coverage forms and endorsements. Work with Actuarial and Accounting to identify and gather data necessary to respond to state data calls and regulatory reports. Manage third party vendors’ filing work, including overseeing the filing preparation, signing off on the final filing package, reviewing state objections, escalating objections to Underwriting and Actuarial, and communicating filing approvals to Obsidian stakeholders. Perform due diligence and compliance audits on program business, produce an audit report and communicate findings to Obsidian’s Legal, Underwriting, Actuarial departments and external general agents. Ad hoc compliance related research/projects.

Required Skills, Key Competencies and Experience: Must be able to identify applicable admitted and surplus lines compliance requirements for property and casualty lines of business and articulate those requirements to the internal business departments and external business partners. Effective written and verbal communication. Ability to summarize information clearly and concisely. Ability to effectively organize, prioritize, and meet deadlines for multiple, simultaneous projects. Strong analytical ability to review contracts, underwriting guidelines and policy wording. Strong presentation skills. Demonstrated ability to successfully work independently as well as within a team. Good time management and high attention to detail are critical to this position

## Qualifications and Education Requirements

Bachelor’s degree Prior Property and Casualty Program business experience, including admitted and non-admitted regulatory environments

## Experience drafting coverage forms and endorsements

Juris Doctorate from an accredited law school and currently licensed to practice law in at least one U.S. jurisdiction is desired. 7+ years related experience.

## #LI-SB1

Employee Benefits: We aim to protect the wellbeing of our employees and their families with a broad benefits offering. In addition to offering comprehensive health, dental and vision insurance, we support emotional wellbeing through mental health benefits and an employee assistance program. Work/life balance is important and Protective offers a variety of paid time away benefits (e.g., paid time off, paid parental leave, short-term disability, and a cultural observance day). The financial health of our employees is just as important as physical and emotional health.  Some of the financial wellbeing benefits include contributions to healthcare accounts, a pension plan, and a 401(k) plan with Company matching. All employees are encouraged to protect their overall wellbeing by engaging in ProHealth Rewards, Protective’s platform to improve wellbeing while earning cash rewards.

Eligibility for certain benefits may vary by position in accordance with the terms of the Company’s benefit plans.

Accommodations for Applicants with a Disability: If you require an accommodation to complete the application and recruitment process due to a disability, please email eric.hess@protective.com. This information will be held in confidence and used only to determine an appropriate accommodation for the application and recruitment process.

Please note that the above email is solely for individuals with disabilities requesting an accommodation.  General employment questions should not be sent through this process.

We are proud to be an equal opportunity employer committed to being inclusive and attracting, retaining, and growing an inclusive workforce.

## About Protective

## Company Overview
- **One-liner**: Protective is a financial services company providing life insurance, retirement solutions, employee benefits, and asset protection products to individuals and businesses.
- **Entity Type**: Private (Subsidiary of Dai-ichi Life Holdings, Inc., TSE:8750)
- **Headquarters**: Birmingham, Alabama, United States
- **Founded**: 1907
- **Founders**: Not publicly available

## Core Business
- **Primary industry/industries**: Insurance (Life, Annuity, Asset Protection, Employee Benefits)
- **Target customers**: B2C (individuals) and B2B (employers, partners)
- **Mission or purpose statement**: "To help everyone deserve confidence through life's moments — big, small and everything in between." [protective.com](https://www.protective.com/about-us)

## Products & Services
- **[Life Insurance]**: Offers term life, whole life, and universal life policies for individuals and families.
- **[Retirement Solutions]**: Fixed and variable annuities, retirement income planning products.
- **[Asset Protection]**: Commercial mortgage investments, structured settlements, and stable value products via Protective Asset Division.
- **[Employee Benefits]**: Group life, disability, and other workplace benefit programs for employers.
- **[Acquisitions & Stable Value]**: Manages and acquires in-force blocks of life insurance and annuity policies.

## Market Standing
- **Valuation/Market Cap**: Not publicly available (subsidiary of Dai-ichi Life Holdings, TSE:8750)
- **Key Metric**: $6.4B annual revenue (PLICO financials) [wellfound.com](https://linkedin.com/company/protective-life)
- **Total Assets**: $142 billion as of December 31, 2025 [protective.com](https://investor.protective.com/Company-Overview/default.aspx)
- **Net Income**: $389 million USD (2024) [linkedin.com](https://linkedin.com/company/protective-life)
- **Notable Investors/Partners**: Parent company Dai-ichi Life Holdings (Japan), one of the largest life insurers globally.
- **Growth Signals**: 
  - Over 14.4 million customers served.
  - 61 acquisitions in company history. [protective.com](https://investor.protective.com/Company-Overview/default.aspx)
  - ~32 million policies and contracts in force.
  - $1 trillion life insurance in force.
  - 3,800+ employees as of Jan 1, 2026 (up from 3,800 reported in 2023).
  - Fastest growing core site in the greater Cincinnati area. [protective.com](https://www.protective.com/about-us/careers)

## Competitive Advantages
- **115+ Years of Stability**: Founded in 1907, the company has a long track record of financial strength and reliability.
- **Parent Backing**: As part of Dai-ichi Life Group, a global top-tier insurer, Protective has access to significant capital and a long-term strategic focus.
- **Diversified Portfolio**: Multiple business segments (Protection, Retirement, Asset Protection, Acquisitions) create revenue stability and cross-selling opportunities.
- **Strong Financial Ratings**: A focus on conservative risk management and a large asset base ($142B) provides market confidence.
- **Scale and Distribution**: A massive in-force block ($1T life insurance) and a large, established customer base.

## Strategic Focus
- **Organic & Inorganic Growth**: Continues to acquire blocks of policies and companies (61 in history) while expanding its core product lines.
- **Virtual Workforce Expansion**: More than half of employees are now remote, signaling a commitment to a flexible, distributed workforce. [protective.com](https://www.protective.com/about-us/careers)
- **Digital Transformation**: Investments in technology and data to improve customer experience and operational efficiency.
- **Talent Development**: Strong focus on internal mobility, continuous learning, and career enrichment programs.

## Why Work Here
- **Culture**: Emphasizes a "protector" mindset, focusing on service to customers, colleagues, and communities. Recognized for workplace engagement and inclusivity. [protective.com](https://www.protective.com/about-us/careers)
- **Hybrid/Remote Work**: Over 50% of the workforce is remote/virtual. Three core sites in Birmingham (HQ), Greater Cincinnati, and St. Louis offer hybrid options. [protective.com](https://www.protective.com/about-us/careers)
- **Benefits**: Comprehensive package including medical/dental/vision with HSA/FSA, a pension plan funded by the company, 401(k) with employer match, paid time off, paid parental leave, short- and long-term disability, adoption assistance, and life insurance. [protective.com](https://www.protective.com/about-us/careers)
- **Career Development**: Company-sponsored education courses, tuition reimbursement, scholarship opportunities for dependents, and a semi-annual "Pulse Survey" to shape culture and learning opportunities. [protective.com](https://www.protective.com/about-us/careers)
- **Notable Perk**: Pension plan remains a differentiator in the current job market.

## Sources
1. [protective.com - Company Overview](https://www.protective.com/about-us)
2. [protective.com - Careers Page](https://www.protective.com/about-us/careers)
3. [investor.protective.com - Company Overview](https://investor.protective.com/Company-Overview/default.aspx)
4. [linkedin.com - Protective Life](https://linkedin.com/company/protective-life)
5. [jobs.lever.co/protective - Job Listings](https://jobs.lever.co/protective)

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