---
title: 'Core Banking SME at Recognise Bank'
canonical: 'https://feeny.ai/job/core-banking-sme-recognise-bank-london-50fn1afv6vsy'
type: 'job'
last_seen: '2026-09-10'
---

# Core Banking SME at Recognise Bank

- **Company:** Recognise Bank
- **Location:** London, United Kingdom
- **Compensation:** £70k–£95k
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-08-26
- **Last confirmed live:** 2026-09-10
- **Apply:** https://jobs.lever.co/recognisebank/555b6200-bce0-4bac-b332-f0600c18ad4a

## Job description

Hello,

We are Recognise Bank; a modern business bank built to support the UK’s SMEs with tailored lending and savings solutions. Founded in 2017 by experienced business owners, we set out to challenge traditional banking by offering more flexibility, understanding, and practical support to help businesses thrive. Since receiving our banking licence in 2021, we’ve built a loyal customer base and a strong, diverse team that puts people first.

Our vision is building stronger futures with bespoke financial solutions. We understand that no two financial needs are the same, which is why we work closely with UK SMEs and individuals to unlock potential others often overlook. Through smart, flexible lending and savings products, we’re here to build and grow stronger futures for lasting success.

Our values shape how we work and grow together: 💪 Can do, will do: We take ownership, solve problems, and adapt as our customers’ needs evolve. ✨ Be brilliant: We show up with curiosity and energy, always striving for better. 🤝 Do the right thing: We act with integrity, responsibility, and care in everything we do. 💡Make a difference: We focus on impact, helping our customers, colleagues, and communities succeed.

## About the role

Develop, enhance, and support the Bank's Salesforce and nCino platforms, delivering scalable, secure and reliable solutions that support lending, customer servicing, operational efficiency, and business growth. Partner with business stakeholders, technology teams, and third-party providers to implement high-quality platform enhancements, integrations, and automation while adhering to Salesforce development best practices, governance standards, and the Bank's strategic objectives.

## Key Responsibilities

- Own the configuration, administration, and optimisation of the Bank's core banking platform, ensuring it remains stable, scalable, and aligned with business requirements.

- Lead the review and remediation of existing platform configurations, accounting structures, product setups, and operational processes, implementing sustainable improvements and best practices.

- Deliver the configuration and launch of new lending products and enhancements, ensuring products meet business, operational, financial, and regulatory requirements.

- Manage and maintain product parameters including interest calculations, fees, repayment schedules, accounting treatments, settlement accounts, liability accounts, and servicing processes.

- Own and maintain platform accounting configurations, including sub-ledger structures, general ledger mappings, reconciliations, and financial controls.

- Investigate, troubleshoot, and resolve platform, product, accounting, and operational issues, conducting root cause analysis and implementing long-term corrective actions.

- Manage and enhance integrations between the core banking platform and internal or third-party systems, ensuring data integrity, operational resilience, and effective exception management.

- Define, document, and improve processes, controls, and procedures relating to product management, platform administration, accounting operations, and customer servicing.

- Advise stakeholders on platform capabilities, product design, operational processes, and industry best practices, supporting effective decision making across the Bank.

- Monitor platform releases, roadmap developments, and emerging capabilities, including Adjustable Interest Rate Products and other new functionality, assessing opportunities to improve the Bank's operating model and product offering

- Own the design and delivery of Salesforce solutions that meet business requirements whilst maintaining platform stability, scalability, and performance.

Corporate Responsibilities

- Read and follow all relevant company policies and procedures

- Adhere to all risk-related responsibilities applicable to your role, as set out in the Risk Management Policy

- Abide by all compliance and financial crime related policies, procedures and reporting obligations applicable to your role

- A Material Risk Taker for the bank you will need to act in accordance with regulatory expectations of a Certified individual

Required Skills & Experience Essential:

- Degree, professional qualification, or equivalent practical experience in Technology, Finance, Banking, Accounting, or a related discipline.
- Evidence of continuous professional development relevant to banking technology, lending platforms, or core banking systems.

- Experience administering, configuring, supporting, or optimising a core banking, lending, servicing, or loan management platform.

- Experience configuring financial products, accounting rules, operational processes, or system workflows within a financial services environment.

- Experience working with accounting structures, reconciliations, ledger mappings, and financial controls.

- Experience identifying process inefficiencies and implementing platform or operational improvements.

- Experience investigating and resolving complex platform, product, or operational issues.

- Experience working with cross-functional stakeholders including Technology, Finance, Operations, Risk, and Product teams.

- Experience supporting platform integrations with internal or third-party systems.

- Strong understanding of core banking or lending platform configuration and administration.

- Knowledge of lending product structures, interest calculations, repayment schedules, fees, charges, and servicing processes.

- Knowledge of accounting principles, sub-ledger management, general ledger integration, reconciliations, and financial controls.

- Understanding of API-based integrations, data flows, and system interaction patterns.

- Ability to analyse platform issues and perform root cause investigation across technical, operational, and process-related areas.

- Strong process design and documentation skills.

- Knowledge of change management, testing, release management, and platform governance practices.

- Ability to apply platform and operational best practices to improve efficiency, control, and scalability.

Desirable:

- Mambu certifications or formal Mambu training.
- Professional qualifications in accounting, banking operations, or business analysis.
- Relevant industry certifications relating to financial services, project delivery, or technology platforms.

- Experience with Mambu or another modern core banking platform such as Temenos, Thought Machine, Finastra, Sopra Banking, Oracle FLEXCUBE, or similar.

- Experience configuring lending products within a bank, lender, building society, or other regulated financial services organisation.

- Experience with loan servicing, collections, customer servicing, or product operations.

- Experience supporting cloud-based, API-driven platforms.

- Experience participating in new product launches or major platform transformation programmes.

- Experience within a UK regulated banking or lending environment.

- Knowledge of Mambu platform capabilities, configuration, accounting engine, and product setup.

- Knowledge of Adjustable Interest Rate Products and variable-rate lending products.

- Understanding of savings, deposit, settlement, and liability account structures.

- Knowledge of banking integration patterns and event-driven architecture.

- Familiarity with SQL, reporting tools, API testing tools, or integration platforms.

- Understanding of UK banking regulation and operational control frameworks.

- Awareness of emerging trends and developments within core banking and lending technology platforms.

Why Join? At Recognise Bank, we're building more than a bank — we’re creating a culture where people feel empowered to make a difference 💡, supported to be brilliant ✨ with a can do will do attitude, and trusted to do the right thing 🤝. We believe that when our people thrive, so do our customers. That’s why we invest in an environment that reflects our values and supports your growth, flexibility, and wellbeing.

Here’s what you can look forward to: 🌴 Competitive Time Off – Generous annual leave plus bank holidays to rest, recharge, and enjoy life outside of work. 🌍 Work From Anywhere – Up to 6 weeks per year to work remotely from anywhere in the world.* 📚 Learning & Development – Tailored training and support to grow your skills and achieve your professional goals. 🏠 Hybrid Working – To support your work-life balance, we offer a hybrid working model with 3 days in the office and 2 days remote.** 🩺 Private Medical Care with Vitality – Comprehensive healthcare coverage to keep you healthy. 💼 Enhanced Pension Scheme – Helping you plan and save for a secure future. 👶 Maternity, Paternity & Adoption Pay – Supporting you and your family during important life moments. 🎉 Discretionary Company Bonus – Rewarding your contribution to our shared success.

If you're curious, driven, and ready to be part of something meaningful — where your ideas matter, your growth is supported, and your work makes a real impact — then we’d love to hear from you.

*Subject to company policy. **This arrangement may vary during the induction period.

## About Recognise Bank

## Company Overview
- **One-liner**: Recognise Bank is a UK-based challenger bank offering tailored lending and FSCS-protected savings products to SMEs and individual savers.
- **Entity Type**: Private (venture-backed, multiple funding rounds through 2024)
- **Headquarters**: London, United Kingdom
- **Founded**: 2017
- **Founders**: Not publicly available

## Core Business
- **Primary industry**: Banking / SME Lending
- **Target customers**: B2B (UK SMEs seeking bridging loans, commercial mortgages, asset finance) and B2C (personal and business savers)
- **Mission**: “To help the UK’s ambitious SMEs grow and thrive” [recognisebank.co.uk](https://recognisebank.co.uk/careers/) – also framed as “building futures – we are about people, progress and impact.”

## Products & Services
- **Bridging Loans**: Fast, decisive financing for time-sensitive property purchases or business needs.
- **Commercial Mortgages**: Flexible funding designed to support long-term business growth.
- **Business & Personal Savings Accounts**: Competitive rates with award-winning service; includes easy-access and fixed-term deposits.
- **Asset Finance** (via strategic partner): Entry into asset-based lending, contributing £31M to the loan book in 2024 [recognisebank.co.uk](https://recognisebank.co.uk/wp-content/uploads/2024-Annual-Report-Accounts.pdf).

## Market Standing
- **Valuation**: Not disclosed (private company)
- **Total Funding (disclosed)**: ~$85.8M equivalent across four venture rounds – most recent: £25M (November 2024) from largest shareholder Parasol V27 Limited [recognisebank.co.uk](https://recognisebank.co.uk/wp-content/uploads/2024-Annual-Report-Accounts.pdf).
- **Key Metrics** (FY2024, year-end October 2024):
  - Loan book: £303M (+148% YoY)
  - Deposits: £412M (grew to £436.6M shortly after year-end, +106% YoY)
  - Net operating income: £12.7M (+98% YoY)
  - Headcount: 69 (excluding directors) at year-end; LinkedIn reports 66 employees with +28.4% YoY growth. [linkedin.com](https://linkedin.com/company/recognisebank)
- **Notable Investors & Partners**: Parasol International (majority shareholder, led £30.7M round in 2023), Insignis Cash (deposit aggregator partner), strategic partner for asset finance.
- **Growth Signals**: Loan book nearly tripled; deposits doubled; entered asset finance market; restructuring plan to target higher-margin property finance; headcount growing rapidly; multiple recent awards for savings products.

## Competitive Advantages
- **FSCS Protection**: Eligible deposits protected up to £120,000 per individual – a critical trust factor for savers.
- **Award-Winning Service**: Winner of “Best Monthly Interest Savings Provider” (MoneyComms 2024, 2025, 2026), “Most Transparent Savings Provider” (MoneyNet 2026), and “Commended for Best Business Variable Rate Deposit Account” (Business Moneyfacts 2024).
- **Relationship-Led Model**: Customised lending solutions rather than off-the-shelf products, supporting SMEs that may be underserved by big high-street banks.
- **Strong Capital Backing**: Regular capital injections from major shareholder, enabling aggressive growth.

## Strategic Focus
- **12–18 Month Restructuring**: Pivot toward structured property finance (higher margin lending), with a longer-term aim of building a broader SME proposition. Target return on equity of ≥10%.
- **Operational Efficiency**: Strict cost control (opex up only 4% despite rapid loan book growth) and continued investment in technology and people [recognisebank.co.uk](https://recognisebank.co.uk/wp-content/uploads/2024-Annual-Report-Accounts.pdf).
- **Diversification**: Expand funding channels (e.g., Insignis Cash partnership) and product range (asset finance, term deposits).

## Why Work Here
- **Hybrid Work Model**: 3 days in office, 2 days remote; offices in London (City) and Milton Keynes.
- **Flexibility**: Up to 4 weeks per year to work from anywhere in the world.
- **Time Off**: Generous annual leave plus your birthday off.
- **Benefits**: Private Medical Care (Vitality, covering optical and dental), enhanced pension scheme, discretionary company bonus.
- **Learning & Development**: Training and support budget for skill growth.
- **Culture**: Described as “people, progress and impact” – a pioneering environment where employees shape the future of a growing challenger bank. Diverse team with backgrounds from Nationwide, HSBC, Santander, Deloitte, and other major institutions.
- **Open Roles**: Currently hiring for Lending Support Associates and other roles (contract and permanent) [jobs.lever.co](https://jobs.lever.co/recognisebank).

## Sources
1. [recognisebank.co.uk](https://recognisebank.co.uk/careers/) – Careers page with perks and culture
2. [linkedin.com](https://linkedin.com/company/recognisebank) – LinkedIn company profile and employee data
3. [recognisebank.co.uk](https://recognisebank.co.uk/wp-content/uploads/2024-Annual-Report-Accounts.pdf) – 2024 Annual Report & Accounts
4. [recognisebank.co.uk](https://recognisebank.co.uk/meet-the-team/) – Leadership team page
5. [jobs.lever.co](https://jobs.lever.co/recognisebank) – Current job openings

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