---
title: 'Credit Administration Manager at Salmon Group'
canonical: 'https://feeny.ai/job/credit-administration-manager-salmon-group-taguig-bxg1ck8d19jg'
type: 'job'
last_seen: '2026-11-10'
---

# Credit Administration Manager at Salmon Group

- **Company:** [Salmon Group](https://feeny.ai/companies/salmon-group)
- **Location:** Taguig, Philippines
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-11-09
- **Last confirmed live:** 2026-11-10
- **Apply:** https://jobs.ashbyhq.com/salmon-group/12b7d6a9-dc2c-4410-8399-9fee40e40bd8

## Job description

## About Salmon

Salmon Bank (Rural Bank) Inc., the banking arm of Salmon Group Ltd., is a technology-driven challenger bank in the Philippines operating under a BSP license. We combine the trust of a licensed institution with the speed and convenience of a modern financial product. Work within regulated financial infrastructure, where product, risk, compliance, operations, technology, and customer experience are closely connected.

## About the Role

The Manager, Credit Administration sits at the operational core of the Bank’s credit function. You’ll be responsible for making sure every loan, from origination through closure, is properly documented, accurately recorded, and compliantly managed. This role owns the end-to-end integrity of the credit administration process. That means establishing and enforcing documentation standards before disbursement, ensuring accurate booking and reconciliation within the Bank’s systems, and maintaining the security and completeness of all credit and collateral records. It also means staying ahead of what happens after a loan is booked: monitoring compliance with approved credit conditions, managing exceptions, and seeing loans through to proper settlement and closure. Beyond day-to-day operations, the Manager plays a meaningful oversight role: supporting regulatory reporting and supervisory examinations, maintaining complete and auditable credit data, and upholding the control standards that protect the Bank’s portfolio quality and operational integrity. This is a role for someone who takes ownership seriously, is comfortable operating in a highly regulated environment, and understands that strong credit administration is not just a back-office function. It is a critical line of defense in prudent risk management.

## Key Responsibilities

- Credit Documentation: establish procedures, including a documentation system, to ensure completeness of documentation in accordance with policy.
- Disbursement: ensure all necessary approvals are secured and all required documentation is completed prior to disbursement.
- Loan Booking and Record Integrity: ensure accurate booking, classification, recording, and reconciliation of credit facilities within the Bank’s systems and records.
- Credit and Collateral Custodianship (legacy loans): maintain the integrity, completeness, security, and accessibility of all credit and collateral documentation, including original security instruments and supporting records.
- Post-Booking Monitoring and Exception Management: monitor compliance with approved credit conditions, covenants, collateral requirements, and other post-disbursement obligations, and escalate exceptions as required.
- Loan Settlement and Closure: administer loan settlement, collateral release, and maintenance of closed loan records in accordance with policy and regulatory requirements.
- Regulatory Reporting and Examination Support: support regulatory reporting, portfolio monitoring, and supervisory examinations through the maintenance of complete and accurate credit data, records, and registers.
- Control and Compliance Oversight: maintain independent oversight of credit administration controls, documentation standards, exception management processes, and regulatory compliance requirements to support portfolio quality, operational integrity, and prudent risk management.

## About Salmon Group

## Company Overview
- **One-liner**: Salmon Group is a Philippine financial technology company that provides responsible consumer lending, digital banking, and credit products through its licensed rural bank and financing companies.
- **Entity Type**: Private (Series B, $179M total funding)
- **Headquarters**: Taguig City, Metro Manila, Philippines
- **Founded**: 2022 (corporate group formed; underlying Rural Bank of Sta. Rosa traces to 1963)
- **Founders**: Derrick Low, Pavel Fedorov, George Chesakov

## Core Business
- **Primary industry**: Financial services / Fintech / Digital banking
- **Target customers**: B2C – Filipino consumers seeking accessible credit, installment loans, and banking services; also B2B partnerships with merchants.
- **Mission or purpose**: “To build a future where every Filipino has access to transparent, fast, and flexible financial services that have a human touch.”

## Products & Services
- **Salmon Credit**: Revolving credit line up to PHP 100,000, accessible via a prepaid Mastercard. Can be used for shopping, emergencies, and everyday expenses.
- **Salmon Access Card**: Prepaid card linked to Salmon Credit, accepted worldwide via Mastercard.
- **In-store Installment Loans**: Point-of-sale financing for gadgets, appliances, clothing, and other items at partner merchants (e.g., SM Store, Vans).
- **Cash Loans**: Direct consumer loans offered through the Salmon app and offline channels.
- **Auto-Debit Payments**: Seamless recurring payment service for loan repayments.
- **Rural Bank Services**: Traditional deposit accounts and lending through Rural Bank of Sta. Rosa (Laguna), with deposits up 439% since acquisition.

## Market Standing
- **Valuation**: Not disclosed
- **Key Metric**: Total funding raised – $179M (last round: $60M, ~May 2026)
- **Notable Investors/Partners**: International Finance Corporation (IFC, World Bank Group), ADQ/Lunate (sovereign wealth fund of Abu Dhabi), Bangko Sentral ng Pilipinas (BSP) as regulator, Mastercard as card network, ECPay for payment channels, AllBank for QR Ph payments.
- **Growth Signals**: Deposits at Rural Bank of Sta. Rosa grew 439% since acquisition; launched multiple new products in 2023-2024; expanded merchant network (SM Store, Vans); became a licensed bank in January 2024; received ₱4.4B capital injection from new shareholders.

## Competitive Advantages
- **Licensed bank status**: Salmon Group controls a BSP-regulated rural bank, giving it a regulatory moat and trust advantage over unlicensed lenders.
- **Strong investor backing**: Backed by IFC and a sovereign wealth fund, providing capital and credibility.
- **Omnichannel distribution**: Combines digital app, physical merchant partnerships, and a traditional bank branch network.
- **Customer protection focus**: Adheres to BSP, SEC, IFC, and SPTF/Cerise Customer Protection Pathways frameworks.

## Strategic Focus
- Expand product suite (credit lines, cards, auto-debit) and deepen merchant partnerships.
- Drive financial inclusion in the Philippines by reaching underserved consumers.
- Grow deposit base and lending portfolio through the rural bank subsidiary.
- Continue building AI and data analytics capabilities (e.g., Head of AI Banking appointed).

## Why Work Here
- **Culture**: Emphasizes “dependability,” innovation, and a human touch. Employees describe an agile, open environment where Day One employees shape the company.
- **Work model**: Mostly office-based at the Taguig City headquarters (Four/NEO Building, Bonifacio Global City). Some field roles (collections, housekeeping) are site-specific.
- **Notable perks**: Competitive salaries (e.g., PHP 30k-40k/month for junior roles; PHP 15k-25k for field roles). Popular roles include Credit Investigator (PHP 28k/month) and Collection Agent (PHP 16k/month).
- **Engineering culture**: Strong focus on AI, data analytics, and technology innovation; the CTO and SVP of AI and Data are part of senior management.

## Sources
1. [salmon.group](https://salmon.group/) – Company overview, leadership, press releases
2. [salmon.ph](https://salmon.ph/our-story) – Company story, products, values
3. [cbinsights.com](https://www.cbinsights.com/company/salmon) – Funding, stage, headquarters, total raised
4. [ph.indeed.com](https://ph.indeed.com/cmp/Salmon-Group-Ltd-1) – Job listings, salary estimates, industry
5. [ge.linkedin.com](https://ge.linkedin.com/company/salmonphilippines) – Company LinkedIn page (employee insights)

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