---
title: 'Credit Analyst Manager at Parker Group Inc'
canonical: 'https://feeny.ai/job/credit-analyst-manager-parker-group-inc-new-york-ww35tjbt67rn'
type: 'job'
last_seen: '2026-09-11'
---

# Credit Analyst Manager at Parker Group Inc

- **Company:** Parker Group Inc
- **Location:** New York, NY
- **Compensation:** $180k–$205k
- **Employment:** full-time
- **Work type:** onsite
- **Posted:** 2025-08-05
- **Last confirmed live:** 2026-09-11
- **Apply:** https://jobs.ashbyhq.com/parker/2a5085d3-4d78-459a-b416-575d7d66f91d

## Job description

About The Role: Parker’s mission is simple but ambitious: to increase the number of financially independent people. We believe the best way to achieve this is by giving independent business owners the financial tools they need to scale profitably. Our core product combines a virtual corporate card with dynamic spending limits and profitability-focused software tooling—empowering eCommerce merchants to grow faster while staying in control of their margins. We’ve raised over $180M in equity and debt from world-class investors, including Valar Ventures, Y Combinator, SVB, and notable founders such as Solomon Hykes (Docker), Paul Buchheit (Gmail), Paul Graham (Y Combinator), and Robert Leshner (Compound). We’re a Series B fintech scaling rapidly, with strong product-market fit and accelerating demand. We’re now scaling our credit operations and looking for a sharp, thoughtful, and experienced Credit Analyst Manager to help us evaluate business creditworthiness and support disciplined portfolio growth. As a Credit Analyst Manager at Parker, you’ll lead and evolve Parker’s underwriting operations. You’ll own credit policy, streamline processes, and help us strike the right balance between risk and growth. If you're passionate about credit risk, data-driven decisioning, and enabling customers through smarter finance — this role is for you.

What You’ll Do:

- Lead the credit analyst team for new and existing applicants across Parker’s corporate card and lending products.
- Refine and maintain credit policies, approval thresholds, and risk segmentation logic.
- Analyze financials, bank data, and alternative data sources to assess creditworthiness.
- Work closely with Risk, Data, and Product teams to improve automation and develop scoring models.
- Support Sales and Success teams with responsive, well-informed credit decisions.
- Monitor portfolio performance and adjust underwriting strategies accordingly.
- Help build a scalable, high-performing underwriting team over time.

What We’re Looking For:

- 10+ years of experience in underwriting, credit risk, or lending — ideally with SMBs, eCommerce, or card-based products
- Background in fintech, payments or embedded credit products
- Strong analytical mindset with experience evaluating financial statements and cash flow.
- Familiarity with underwriting automation tools and workflows
- Excellent communication skills and a collaborative, low-ego approach
- Experience in high-growth startups or fintech environments is a plus

Nice to Have:

- Experience with transaction-level data underwriting (e.g. Plaid, Open Banking)
- Exposure to capital markets or structured finance
- Experience with tools like Plaid, Alloy, and Ocrolus

Why Parker:

- Work with a high-caliber team that values ownership and transparency.
- Help shape foundational infrastructure at a fast-growing fintech startup.
- Competitive comp and meaningful equity

## About Parker Group Inc

## Company Overview
- **One-liner**: Parker provides a financial platform for e-commerce brands and scaling businesses, offering revenue-based corporate credit, high-yield banking, and spend management tools.
- **Entity Type**: Private (Series B, Total Funding: $177M)
- **Headquarters**: New York, New York, United States
- **Founded**: 2020
- **Founders**: Not publicly available (key executives include Jimmy Sanchez, President; Carlos Whitt, CTO)

## Core Business
- **Primary Industry**: Financial Services – embedded finance for e-commerce and digital businesses
- **Target Customers**: B2B; e-commerce brands, DTC companies, agencies, and scaling businesses with high revenue velocity
- **Mission/Purpose**: "Make business finance work the way it should" – rewriting how businesses access credit, manage spend, and grow in the internet economy

## Products & Services
- **Parker Corporate Card (Flexible Terms)**: A card that underwrites on revenue performance (not credit scores) and offers per‑transaction rolling terms up to 90 days, allowing businesses to pay after revenue lands. (Service/Fintech)
- **High‑Yield Banking (Parker Business Account)**: FDIC‑insured accounts offering up to 3.0% APY, designed for high‑growth e‑commerce cash flows. (Service/Banking)
- **Intelligent Bill Pay**: Pay vendors who don’t accept cards, with the same rolling terms and rewards. (Service)
- **Predictive Analytics Dashboard**: Real‑time cash flow forecasting (up to 90 days), LTV/CAC tracking, and product profitability insights. (Software/SaaS)

## Market Standing
- **Valuation/Market Cap**: Not disclosed
- **Key Metrics**: Annual Revenue of ~$3M** (as of mid‑2026); Total Funding of $177M (including a $120M debt facility in March 2023 and a $20M Series B in November 2024 led by Valar Ventures)
- **Notable Investors/Partners**: Valar Ventures, Y Combinator (Pre‑Seed), and other undisclosed backers
- **Growth Signals**: 1,000+ businesses onboarded; revenue‑based underwriting model gaining traction in e‑commerce; 46 employees across 14 countries; offices in New York and San Francisco; active hiring for Frontend Engineer

## Competitive Advantages
- **Revenue‑Based Underwriting**: Evaluates actual business performance rather than credit scores or collateral, enabling higher limits (2× typical) and faster approvals for high‑growth online businesses.
- **Flexible Payment Terms**: 15‑ to 90‑day rolling terms on every transaction, synchronized with revenue cycles – a key moat for cash‑intensive DTC brands.
- **Integrated Banking + Credit**: Combines high‑yield deposits (3.0% APY) with credit in one platform, reducing the need to use multiple banks.
- **Built for the Internet Economy**: Purpose‑built for e‑commerce and agency workflows, including real‑time analytics and automated spend controls.

## Strategic Focus
- Scaling the platform to serve a broader set of digital businesses beyond e‑commerce (e.g., agencies, subscription brands).
- Deepening predictive analytics and automation to give CFOs real‑time control over cash flow.
- Expanding credit access through data‑driven underwriting and larger debt facilities.

## Why Work Here
- **Culture & Impact**: "High‑impact work, real ownership" – the team is small (46 people) and every role touches the product. Builders are encouraged to question assumptions and move with urgency.
- **Engineering & Product Focus**: Strong emphasis on first‑principles thinking; engineers ship product directly to customers; the tech stack is modern and customer‑facing.
- **Work Policy**: Offices in New York (HQ) and San Francisco; remote/hybrid policy not explicitly stated in available materials, but the team spans 14 countries, suggesting flexibility.
- **Perks & Environment**: Not formally listed, but the careers page emphasizes autonomy, building something meaningful, and solving a big problem for modern businesses.

## Sources
1. [getparker.com – About & Mission](https://www.getparker.com/untitled-20/about)
2. [getparker.com – Careers Page](https://www.getparker.com/untitled-20/careers)
3. [linkedin.com – Parker Company Profile](https://www.linkedin.com/company/getparker)
4. [getparker.com – Homepage & Product Features](https://www.getparker.com/)
5. [jobs.ashbyhq.com – Parker Job Postings](https://jobs.ashbyhq.com/parker)

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