--- title: 'Credit Investment Analyst at Float' canonical: 'https://feeny.ai/job/credit-investment-analyst-float-toronto-fgz8rssdthz0' type: 'job' last_seen: '2026-10-16' --- # Credit Investment Analyst at Float - **Company:** Float - **Location:** Toronto, Canada - **Employment:** full-time - **Work type:** hybrid - **Posted:** 2026-10-06 - **Last confirmed live:** 2026-10-16 - **Apply:** https://jobs.ashbyhq.com/float/0973a1cb-8e25-4e00-885f-4a610f977e95 ## Job description This posting reflects a current, actively recruited opening at Float. All applications are being reviewed on a rolling basis. ## About Float Float is on a mission to simplify finance for Canadian businesses, empowering them to eliminate complexity and unlock new opportunities. Through our innovative platform, Float enables businesses to streamline financial operations and optimize cash flow, so they can focus on what matters most: growth. As one of [Canada’s fastest growing companies](https://www.theglobeandmail.com/business/rob-magazine/top-growing-companies/article-ranking-canadas-top-growing-companies-of-2024/) and top-rated startups in [2025](https://www.linkedin.com/posts/floatfinancial_were-proud-to-share-that-float-has-been-activity-7387093684720300032-2DDz/), [2024](https://www.linkedin.com/pulse/linkedin-top-startups-2024-15-canadian-companies-rise-linkedin-news-llihe/) and [2023](https://lnkd.in/TSU23CA), Float is customer-obsessed, passionate and entrepreneurial, with a team that includes leaders from Uber, Stripe, Shopify, Top Hat, Ada, Doordash, Snowflake, and Wealthsimple. At Float, everyone is an owner, bringing their unique perspective to our team and product. Your voice is important, and we take having a culture based on feedback seriously. We openly share our thoughts and differing opinions so we can continue to improve. We do our best to keep our decision-making decentralized so that all team members feel ownership in our success. Our Product Float is Canada’s intelligent financial operating system, combining modern financial services and software to help businesses spend, save, and grow. Trusted by more than 10,000 Canadian companies, Float provides high-limit corporate cards, automated expense management, next-day bill payments, high-yield accounts, and industry-leading support, all built in Canada, for Canada. Float recently announced [our $85 million Series C](https://floatfinancial.com/press/float-financial-raises-cad-85-million-series-c), and is backed by world-class investors, including Inovia Capital, Growth Equity at Goldman Sachs Alternatives, OMERS Ventures, and Silicon Valley Bank. Our team is a collection of ambitious, collaborative and mission-driven people from all walks of life but with one goal: helping Canadian companies not just survive but thrive. And we’re looking for bold innovators to help shape the future of business finance in Canada. AI Use in Our Hiring Process We use technology, including artificial intelligence (AI), to support parts of our hiring process. This may include AI-assisted scheduling and candidate communications, and AI-generated interview notes, guides or summaries to help our team focus on the conversation. All hiring decisions are made by our hiring team. ## About the Role We’re looking for an outstanding Analyst to join a team that’s building the best corporate card and spend management platform in Canada. In this role, you’ll be responsible for ‘diligencing’, analyzing, and driving the growth of Float’s credit portfolio. ## What You’ll Be Responsible For - Conducting thorough, and efficient, analyses of business fundamentals and financial performance for Float’s potential and existing credit investments, ranging from VC backed growth companies to longstanding, profitable Canadian businesses - Monitoring the performance of Float’s credit portfolio, tracking account behaviour, and proactively identifying signs of potential credit deterioration. - Conducting periodic financial reviews of existing clients, analyzing business fundamentals, financial health, and repayment capacity. - Assessing credit exposures relative to limits, recommending adjustments where necessary, and escalating concerns to the Credit Committee. - Collaborating with clients to gather updated financial information and address inquiries, balancing risk management with customer experience. - Supporting the continuous improvement of Float’s credit monitoring framework, risk policies, and portfolio management practices. - Participating in due diligence calls with executives (CFO, CEO, VP Finance and Controller) - Partnering with our Sales & Marketing and Customer Success teams to relay feedback on what types of opportunities are adding the most value to Float - Using our portfolio performance data to derive insights on how we can grow and shape the portfolio for optimal impact In addition to living our values… - You love investing. To be successful in this role, you’ll need to have a love of investing. The analysis you’ll be conducting is similar to how a private debt or equity fund would think about its investments. - You’ve got the experience. To be successful in this role, we’re looking for 2+ years of accounting, transaction advisory, consulting, corporate or investment banking, or other similar experience, ideally with a bachelor’s degree (though that’s not required) - You relate to people extremely well. While you need to search deeply for the right answers, you’ll need the ability to do so in a way that partners with our prospects collaboratively to uncover the truth, vs. doing so confrontationally. - You think critically. You don’t just take others’ opinions for granted; you truth seek to validate or disprove investment hypotheses. - You’re conscientious. You make few mistakes in calculations or otherwise. Even while being creative and taking risks to find the best due diligence approach, you are extremely thorough and meticulous in the way you go about your work. - You’ve got an understanding of the market. You’re commercially focused with an understanding of the market and the business we’re in and have an ROI mindset. - You’re eager to continue your own learning. Scrappy and voracious, you want to know the ‘why’ behind every answer. You’re a thinker who can combine quantitative thinking with qualitative judgment. - You’re skilled at analyzing data to uncover insights and trends that inform investment decisions. Familiarity with SQL or similar tools is a plus. - Bonus, but not required: You also speak French to be able to communicate with Quebec-based prospects and executives. This may not be the role for you if: - You need close day-to-day direction rather than working independently - You’re not energized by feedback or fast-paced change - You’re seeking predictability over adaptability - You’re not comfortable making decisions in ambiguous situations - You prefer to stay in your lane rather than collaborate cross-functionally - You don’t feel a strong connection to Float’s mission or the product we’re building Our Hiring Philosophy We hire for character, curiosity, and learning velocity before credentials. Titles matter less than impact, and every hire is expected to raise the bar for Float as a whole. ## Why You Should Join - Work at one of Canada's fastest-growing fintech companies - Make a real impact in a high-autonomy, high-growth role - Collaborate with an ambitious and supportive team - Competitive compensation, equity options, and benefits - Hybrid work model – we are based in Toronto with in-office days for connection and collaboration - Enjoy catered team lunches every Tuesday, Wednesday and Thursday - Bring your pup to our dog-friendly office - Thrive in a high-trust, high-performance culture where your work truly matters In Short At Float, you’ll thrive if you’re bold, curious, and eager to make a real impact. We're building something special—and having a lot of fun along the way. If you’re excited to build, grow, and win together, we’d love to meet you. We’re committed to building a workplace that’s welcoming and accessible for everyone. If you need any accommodations during the hiring process or once you join Float, just let us know! You can reach out to [Vic](https://www.linkedin.com/in/victoria-boult-b21b2053/) (victoria@floatfinancial.com), and we’ll work with you to make sure you have what you need to succeed. ## About Float ## Company Overview - **One-liner**: Float is a Canadian business finance platform offering corporate cards, bill pay, expense management, and FX services to help companies streamline spending. - **Entity Type**: Private (Series C, $85M raised in 2025) - **Headquarters**: Toronto, Ontario, Canada - **Founded**: 2019 - **Founders**: Rob Khazzam (Co-Founder & CEO), Ruslan Nikolaev (Co-Founder & Head of Product) ## Core Business - **Primary industry**: Financial technology (spend management, corporate cards, payments) - **Target customers**: B2B – Canadian companies of all sizes, from SMB to enterprise (7,000+ customers) - **Mission**: “When finance flows, business grows” – simplify business finance for Canadian teams ## Products & Services - **Float Corporate Cards**: Pre-funded (Visa) and unsecured credit (Mastercard) with built-in spend controls, real-time limits, and zero-liability fraud protection. - **Bill Pay**: Automated accounts payable with free EFT/ACH and wire transfers. - **Expense Management**: Receipt capture, approval workflows, and AI-powered transaction coding (95%+ accuracy). - **Reimbursements**: Streamlined out-of-pocket expense approvals and payouts. - **Business Accounts**: High-interest CAD and USD accounts (up to 3.5% APY) with CDIC insurance. - **FX Conversion**: Instant CAD/USD conversion with 90% lower fees. - **Float Intelligence**: AI-based automation for month-end close, coding, and fraud detection. - **Integrations**: Native connections to QuickBooks Online, Xero, NetSuite, and other accounting/HR tools. ## Market Standing - **Valuation**: Not disclosed (conflicting reports – LinkedIn shows $120.5M total funding; official site highlights $85M Series C) - **Key Metric**: Total funding of $120.5M (USD) as of early 2025; Series C of $85M announced in 2025 - **Notable Investors/Partners**: Inovia Capital, Goldman Sachs Alternatives, OMERS Ventures, Silicon Valley Bank, BDC Capital, Tiger Global Management - **Growth Signals**: Ranked #1 fastest-growing fintech on The Globe and Mail’s Top Growing Companies of 2025; 60% YoY revenue growth; headcount grew 24.7% YoY to 146 employees; 7,000+ companies onboarded; $300M+ in total funds processed ## Competitive Advantages - **Canadian-first design**: Built specifically for Canadian tax codes, currencies (CAD/USD), and regulations – no US retrofitting. - **AI-powered automation**: Proprietary Transaction Coding Agent outperforms general LLMs by nearly 30%, achieving 95%+ coding accuracy. - **All-in-one platform**: Combines corporate cards, bill pay, expense management, reimbursements, and high-interest accounts in a single interface. - **CDIC-insured deposits**: Funds held in trust accounts with deposit insurance, increasing trust for finance teams. - **Strong investor backing**: Backed by top-tier global and Canadian investors, providing capital for rapid scaling. ## Strategic Focus - **AI-first product development**: Deepening AI capabilities for accounting workflows, fraud detection, and spend analytics. - **Expanding product suite**: Continuing to add new features (e.g., Float Intelligence, enhanced integrations) to become the central financial OS for Canadian businesses. - **Scaling customer base**: Targeting mid-market and enterprise segments, leveraging 60% YoY growth momentum. - **Talent acquisition**: Hiring aggressively (13 active job postings) across engineering, product, and customer success to support growth. ## Why Work Here - **Culture**: Described as “AI-first, deeply impact-focused” with a bias for action and ownership. Teams are given clear goals, real responsibility, and autonomy. - **Work model**: Hybrid/remote-friendly – many roles are remote within Canada; Toronto office is dog-friendly with weekly catered lunches and monthly socials. - **Benefits**: Competitive salary and equity, Group RRSP (Wealthsimple), top-tier health/dental benefits, $3,000 annual mental health support, home office stipend, flexible time off, paid parental leave, holiday closure. - **Engineering culture**: Emphasis on shipping quickly, continuous learning, and deep focus time. Roles include Engineering Manager (Platform, Product Platform), Full Stack Developer, IT Engineer, and Staff Product Manager. ## Sources 1. [floatfinancial.com](https://floatfinancial.com/) 2. [floatfinancial.com/about-us](https://floatfinancial.com/about-us) 3. [floatfinancial.com/careers](https://floatfinancial.com/careers) 4. [LinkedIn](https://ca.linkedin.com/company/floatfinancial) 5. [Workable](https://apply.workable.com/floatcard/) ## Other roles at Float - [Product Operations Manager, Cards & Spend Management](https://feeny.ai/job/product-operations-manager-cards-spend-management-float-toronto-4ew5edktpmbv) — Toronto, Canada - [Acquisition (Sales) Operations Manager](https://feeny.ai/job/acquisition-sales-operations-manager-float-toronto-cycpzc8k6dkr) — Toronto, Canada - [Bilingual Operations Associate, Risk](https://feeny.ai/job/bilingual-operations-associate-risk-float-toronto-d88r61qew79a) — Toronto, Canada - [Senior Product Manager, Credit & Risk Engineering](https://feeny.ai/job/senior-product-manager-credit-risk-engineering-float-toronto-kq8kqqvk48vg) — Toronto, Canada - [Senior Product Manager, Financial Infrastructure](https://feeny.ai/job/senior-product-manager-financial-infrastructure-float-canada-1zntq6rwm5qz) — Canada - [Scaled Customer Success Manager](https://feeny.ai/job/scaled-customer-success-manager-float-toronto-2esq54rws51e) — Toronto, Canada - [Revenue Enablement Manager](https://feeny.ai/job/revenue-enablement-manager-float-toronto-b98n22wm192z) — Toronto, Canada - [Senior Product Designer](https://feeny.ai/job/senior-product-designer-float-toronto-e1p6ja9pz8y2) — Toronto, Canada - [Field Marketing Manager](https://feeny.ai/job/field-marketing-manager-float-toronto-rh4prcpze08b) — Toronto, Canada - [Bilingual Product Support Associate](https://feeny.ai/job/bilingual-product-support-associate-float-toronto-e2ggtefztrha) — Toronto, Canada