---
title: 'Credit Leader at Endeavor'
canonical: 'https://feeny.ai/job/credit-leader-endeavor-new-york-aqbvcdfbgye9'
type: 'job'
last_seen: '2026-10-15'
---

# Credit Leader at Endeavor

- **Company:** Endeavor
- **Location:** New York, NY
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-10-12
- **Last confirmed live:** 2026-10-15
- **Apply:** https://jobs.ashbyhq.com/endeavorflow/2f5579b2-1ae8-467e-b7fb-35527433b847

## Job description

Credit Leader Location: New York, NY. San Diego, CA.· Full-Time Endeavor is not a big company. We are a small team doing big things — integrating with lenders across the full FICO spectrum, processing millions in patient financing, and helping dental practices convert patients who were previously turned away. Now we are building the infrastructure to do this at scale, and that means building our own credit capability. This is the first credit hire at Endeavor. You will not inherit a team or a playbook. You will build both. If you have spent a career in risk modeling and want to finally own the full picture — come build it with us.

## What you will do

- Assess gaps in Endeavor's financing coverage across the FICO spectrum and identify where patients are falling out of the funnel without a matching offer
- Build and lead Endeavor's underwriting infrastructure — developing the models, data pipelines, and lender feedback loops that power credit decisions at the point of care
- Design and manage a structured data-sharing framework with Endeavor's lender partners, enabling smarter waterfall placement, higher approval rates, and tighter MDR economics
- Evaluate lender performance on credit quality, coverage breadth, and approval rates — and surface actionable insights to leadership and lender partners
- Partner with the Head of Lending and CTO to embed credit intelligence directly into the Endeavor platform and patient application experience
- Define risk policies and underwriting guidelines as Endeavor expands into healthcare verticals beyond dental
- Identify and evaluate new lender partners that fill coverage gaps, particularly for near-prime and sub-prime patients where current rejection rates are highest

## What we are looking for

- 10+ years in credit risk, underwriting, or risk modeling — ideally in consumer lending, fintech, or healthcare finance
- Deep experience building or improving risk models and using credit data to drive measurable business outcomes
- Fluency in the consumer lending stack — FICO scoring, alternative data, bureau pulls, waterfall logic, and MDR/pricing economics
- Comfortable working with lender partners on data-sharing agreements, underwriting criteria, and program performance reviews
- Analytical and hands-on — you can write SQL, interpret model outputs, and present findings clearly to non-technical stakeholders
- Startup mentality — you do not wait for a team to form around you; you build it
- Experience in medical, dental, or point-of-sale lending is a meaningful plus

## Why Endeavor

You will be building something that does not exist yet at Endeavor. The credit decisions that happen on our platform directly determine whether a patient gets care or goes without it. You will have a seat next to the founders, full visibility into the business, and the autonomy to define what credit at Endeavor looks like — from models to lender partnerships to policy.

## About Endeavor

## Company Overview
- **One-liner**: Endeavor provides an intelligent workflow platform that orchestrates point-of-care patient financing for healthcare practices, routing a single patient application across multiple lenders to increase treatment acceptance and reduce administrative burden.
- **Entity Type**: Private (Early-stage startup)
- **Headquarters**: New York, NY, USA (with an additional office in Austin, TX)
- **Founded**: 2024
- **Founders**: Not publicly available

## Core Business
- **Primary industry/industries**: Healthcare Fintech (HealthTech, CareFinTech, Medical/Dental Financing)
- **Target customers**: B2B — Dental practices, DSOs (Dental Service Organizations), and broader healthcare practices that offer point-of-care financing to patients.
- **Mission or purpose statement**: To make payment options accessible so healthcare providers can focus on delivering care, and to create life-changing outcomes for patients by increasing treatment acceptance through cleaner financing paths.

## Products & Services
- **Endeavor Platform**: A SaaS workflow orchestration and routing engine. It sits in the middle of the provider’s workflow, accepting a single patient financing application and routing it intelligently across a network of lending partners. It replaces the need for practice staff to bounce between separate lender portals, providing a unified dashboard for application status, approvals, and performance analytics.

## Market Standing
- **Valuation/Market Cap**: Not publicly available (early-stage private company).
- **Key Metric — Total Funding**: Not disclosed in public sources; the company is listed on PARSER.vc with a single investor noted.
- **Notable Investors/Partners**: 1 investor listed (identity not specified in search results). The platform routes to "the right lending partners," suggesting existing or growing lender network integrations.
- **Growth Signals**: Founded in 2024; actively hiring for multiple roles (Operations Associate, Engagement Manager, Account Executive, Full-Stack Engineer) in mid-2026; reports a 17%+ increase in treatment conversion lift and 30 minutes of admin time saved per transaction. The company is building a presence in both NYC and Austin.

## Competitive Advantages
- **Workflow integration, not just a comparison tool**: Endeavor sits directly within the practice workflow, taking one application and routing it — meaning staff never have to log into separate lender portals.
- **Measurable ROI**: Proven metrics (17%+ treatment conversion lift, admin time savings) indicate a hard ROI for practices, making the platform sticky and easy to sell.
- **Lender-agnostic orchestration**: By evaluating the lending network and finding the optimal path, Endeavor differentiates from single-lender financing offerings.

## Strategic Focus
- **Scale practice adoption**: The company is investing in implementation and operations teams (Operations Associate role) to onboard and optimize practices post-sale.
- **Product-led growth**: Development of AI-driven insights and a seamless platform experience suggests a focus on building a self-serve or product-led growth model alongside the sales-led motion.
- **Vertical depth**: Currently heavily focused on dental practices and DSOs, with likely expansion into other healthcare verticals (e.g., veterinary, dermatology, vision).

## Why Work Here
- **Mission-driven culture**: Work that directly improves patient access to care while reducing administrative burden for healthcare providers — a "life-changing" impact stated in the culture description.
- **Remote-first, but hybrid**: Described as having a "flexible, remote-first work environment" with hybrid offices in NYC and Austin, where employees engage in a combination of remote and on-site work.
- **Generous compensation**: Highly competitive base salary, meaningful equity package, health & wellness benefits, casual PTO policy, and a professional development budget for training, certifications, and conferences.
- **Early-stage ownership**: Employees get a significant stake in the company’s future growth, with the chance to play a central role in scaling the product from early stage.
- **Collaborative culture**: Close-knit teams working with product, sales, and customer success in an agile, supportive environment that celebrates innovation.

## Sources
1. [endeavorflow.com](https://www.endeavorflow.com/)
2. [builtin.com](https://builtin.com/company/endeavor-flow)
3. [parsers.vc](https://parsers.vc/startup/endeavorflow.com/)
4. [builtinnyc.com](https://www.builtinnyc.com/job/operations-associate/9254800)
5. [jobs.ashbyhq.com](https://jobs.ashbyhq.com/endeavorflow/12b245a0-1afd-4157-9de4-98a0d6203685)

## Other roles at Endeavor

- [Lender Relationships Manager](https://feeny.ai/job/lender-relationships-manager-endeavor-united-states-echf53y0xcx3) — United States
- [Capital Markets Manager](https://feeny.ai/job/capital-markets-manager-endeavor-new-york-74kmdgqs2zqs) — New York, NY
- [Growth Sales Executive — Enterprise and Partnerships](https://feeny.ai/job/growth-sales-executive-enterprise-and-partnerships-endeavor-united-states-xb7azz4ctd8s) — United States
- [Growth Sales Executive — SMB, Dental](https://feeny.ai/job/growth-sales-executive-smb-dental-endeavor-united-states-90h3q70t4fy3) — United States
- [Product Engineer (Full-Stack)](https://feeny.ai/job/product-engineer-full-stack-endeavor-austin-h9gm5zdgzsgt) — Austin, TX
- [Operations Associate](https://feeny.ai/job/operations-associate-endeavor-new-york-nc9e01c44feq) — New York, NY