---
title: 'Credit Risk Analyst II at TreviPay'
canonical: 'https://feeny.ai/job/credit-risk-analyst-ii-trevipay-overland-park-fm27tmbd87vh'
type: 'job'
last_seen: '2026-09-10'
---

# Credit Risk Analyst II at TreviPay

- **Company:** TreviPay
- **Location:** Overland Park, KS
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-06-05
- **Last confirmed live:** 2026-09-10
- **Apply:** https://jobs.lever.co/trevipay/4a41b5e5-16b6-4b79-b547-224044bbf983

## Job description

At TreviPay, we believe loyalty begins at the payment. Thousands of sellers use our global B2B payments and invoicing network to provide choice and convenience to buyers, open new markets and automate accounts receivables. With integrations to top eCommerce and ERP solutions and flexible trade credit options, TreviPay brings 40 years of experience serving leaders in manufacturing, retail and transportation.

Every day, TreviPay employees are challenged and empowered in a supportive, collaborative, entrepreneurial environment.

The Commercial Credit Risk Analyst II is responsible for reviewing risk and making credit limit decisions on small business credit applications falling outside of automated decisioning thresholds (grey area). As part of a best-in-class risk team, the Risk Analyst helps drive sustainable growth by making informed fraud and credit risk decisions within established parameters. They utilize various policies, processes and tools and they collaborate across multiple risk and business teams to make and record informed risk decisions. They hold a level of credit approval authority appropriate for the role.

Responsibilities: Makes ‘grey area’scored portfolio decisions oncredit applications for small businesses in multiple countries. Evaluates international public and private company credit applications for fraud risk and credit worthiness by assessing documents and data as prescribed by policy Independently delivers and documents analysis to facilitate decision making while adhering to credit policies, guidelines, and applicable regulatory requirements. Identifies additional information requirements needed to properly assess risk of the transaction and works effectively with leadership and partners to promote collection. Interacts directly with customers or clients as needed to fully assess fraud and credit risk. Participates in development of program policies and procedures. Participates in credit department ad-hoc projects as needed. As a senior member of the team, they may frequently interact with program clients, may be delegated certain leader authorities in their absence, and are expected to mentor more junior members of the team.

Qualifications: Ability to quickly and accurately evaluate credit applications routed for manual adjudication (grey area) to determine if the credit risk profile is acceptable and to ensure any fraud indicators are acceptably mitigated. 5+ Years of experience in small business application ‘grey area’ adjudication. Completion of advanced courses in finance, accounting, and credit either through a bank sponsored training program or college course work. Advanced knowledge of commercial credit philosophy and regulatory environment. Strong analytical and problem-solving skills. Ability to formulate and articulate objective views based upon professional analysis. Strong verbal, written, and interpersonal skills. Works effectively in a team environment, while assuming individual responsibility. Demonstrates expert level knowledge of TreviPay’s client programs and credit policies. Qualifies to hold the maximum credit authority for this segment and may occasionally be delegated certain leader authorities in their absence. Experience using at least $50,000 individual credit authority.

Preferred Qualifications: International commercial fraud and credit risk experience. Credit risk experience in either indirect, small business or credit card industries in a scored environment.

## Why you will love working at TreviPay

Competitive salary Paid parental leave Generous paid time off Medical, dental, vision, FSA, Life/AD&D, long and short term disability 401K matching Employee referral program At TreviPay we believe: in saying yes to unique and challenging requirements empowered team members are creative team members our products make the customer’s day just a little bit better work/life balance makes us all more effective TreviPay is an Equal Opportunity and Affirmative Action Employer.  We welcome all veterans and disabled applicants.

Individuals with disabilities will be provided reasonable accommodation to participate in the job application and/or interview process. Please contact Recruiting@trevipay.com to request an accommodation.

## About TreviPay

## Company Overview
- **One-liner**: TreviPay provides a fully managed B2B payments and accounts receivable automation platform that enables global enterprises to offer net terms and seamless invoicing across all sales channels.
- **Entity Type**: Private (portfolio company of Corsair Capital, acquired in 2020)
- **Headquarters**: Overland Park, Kansas, United States (with additional offices in the Netherlands, Costa Rica, and Australia)
- **Founded**: 1978
- **Founders**: Not publicly available (the company was originally part of Multi Service Technology Solutions and later rebranded to TreviPay)

## Core Business
- **Primary industry**: Financial Services / Fintech – B2B payments, order-to-cash (O2C) and accounts receivable (A/R) automation.
- **Target customers**: B2B enterprises, including top retailers, manufacturers, and travel companies (e.g., Walmart, Lenovo, United Airlines).
- **Mission statement**: “Bring innovation and payment expertise to businesses worldwide, empowering growth and success.” [trevipay.com](https://www.trevipay.com/company/)

## Products & Services
- **TreviPay Platform**: A fully managed, API-first B2B payments and invoicing solution that combines embedded net terms at checkout, automated A/R, and global ERP/AP integrations. It replaces costly in-house credit and collections operations by underwriting buyer credit lines (up to $25M), handling billing, and providing branded payment portals. [trevipay.com](https://www.trevipay.com/company/)
- **Zero Touch A/R**: AI-enhanced accounts receivable automation that optimizes order-to-cash, reduces DSO, and improves cash flow. [linkedin.com](https://linkedin.com/company/trevipay)

## Market Standing
- **Valuation**: Not disclosed (private company)
- **Key Metric**: Annual revenue of **$62M** (LinkedIn estimate). Total funding rounds are not disclosed, but the company was acquired by Corsair Capital in 2020.
- **Notable Investors/Partners**: Corsair Capital (private equity owner); clients include Walmart, Lenovo, and United Airlines.
- **Growth Signals**: 
  - Headcount of 552 employees (+8.3% YoY) [linkedin.com](https://linkedin.com/company/trevipay)
  - Named a **Leader for Embedded Payment Applications** by IDC and a top vendor in cash application by The Hackett Group. [linkedin.com](https://linkedin.com/company/trevipay)
  - Acquired BATON Financial Services (2022) and Apruve (2022) to expand capabilities. [linkedin.com](https://linkedin.com/company/trevipay)
  - Over $8 billion in global trade powered; 10+ years average client tenure. [trevipay.com](https://www.trevipay.com/company/)

## Competitive Advantages
- **40+ years of domain expertise** in B2B credit and payments, giving deep underwriting and risk management knowledge.
- **API-first architecture** with embedded payments that integrate seamlessly into eCommerce platforms and ERPs.
- **Trade credit lines up to $25M** per buyer, a significant differentiator for large enterprise transactions.
- **White-label experience** – all buyer touchpoints (invoices, portals, calls) are branded to the seller, maintaining customer consistency.
- **Long client retention** (average 10+ years) indicating strong stickiness and satisfaction.

## Strategic Focus
- **Scaling through technology**: Continuing to enhance AI-driven A/R automation, expand global ERP integrations, and deepen embedded payment capabilities.
- **Geographic expansion**: Growing presence in Europe (Netherlands), Latin America (Costa Rica), and Asia-Pacific (Australia) alongside the U.S. headquarters.
- **Product innovation**: Building on recent acquisitions to deliver a unified order-to-cash experience for mid-market and enterprise clients.

## Why Work Here
- **Culture**: The company emphasizes “delivering ease and simplicity to the world of fintech” and encourages innovation, ownership, and collaboration. [careers.trevipay.com](https://www.careers.trevipay.com/)
- **Flexibility**: Offers hybrid work arrangements (e.g., Overland Park, KS and Rijswijk, Netherlands) as well as fully remote roles in Poland and other locations. [jobs.lever.co](https://jobs.lever.co/trevipay)
- **Benefits**:
  - Health, vision, and dental insurance (multiple plans)
  - 100% paid parental leave: 8 weeks for birth parents, 4 weeks for other parents (adoption/foster)
  - Generous PTO (25 days in the Netherlands, 12 days in Costa Rica, plus paid holidays)
  - 401(k) matching (U.S.), pension plan with employer contribution (Netherlands)
  - Employee Assistance Program (EAP), volunteer time off, and access to Aspiria Fitness Center (Kansas City) [careers.trevipay.com](https://www.careers.trevipay.com/career-openings)
- **Employee Rating**: 3.4/5 on LinkedIn (264 reviews), with work-life balance scoring 3.9 and culture 3.6. [linkedin.com](https://linkedin.com/company/trevipay)

## Sources
1. [trevipay.com](https://www.trevipay.com/company/) – Company overview, mission, products, and client tenure.
2. [careers.trevipay.com](https://www.careers.trevipay.com/) – Careers page with culture, benefits, and leadership.
3. [jobs.lever.co/trevipay](https://jobs.lever.co/trevipay) – Current job openings and location details.
4. [linkedin.com](https://linkedin.com/company/trevipay) – Company details, headcount, revenue, employee reviews, and acquisitions.

## Other roles at TreviPay

- [Senior Credit Underwriter](https://feeny.ai/job/senior-credit-underwriter-trevipay-overland-park-f8ztqqvxf87b) — Overland Park, KS
- [Sr Decision Science Analyst](https://feeny.ai/job/sr-decision-science-analyst-trevipay-overland-park-ftpn7k88tk24) — Overland Park, KS
- [Director, Credit Portfolio Analytics](https://feeny.ai/job/director-credit-portfolio-analytics-trevipay-kansas-5j06xsx04b72) — Kansas
- [Software Engineer II](https://feeny.ai/job/software-engineer-ii-trevipay-costa-rica-v0xfthj084gd) — Costa Rica
- [Senior Manager, BPO Operations](https://feeny.ai/job/senior-manager-bpo-operations-trevipay-overland-park-dztz2mtr2bzf) — Overland Park, KS
- [Director, Receivables Strategy and Performance](https://feeny.ai/job/director-receivables-strategy-and-performance-trevipay-overland-park-sw25sppva975) — Overland Park, KS
- [Pre-Underwriting Analyst I](https://feeny.ai/job/pre-underwriting-analyst-i-trevipay-overland-park-187699vrrh91) — Overland Park, KS
- [Senior Strategic Account Manager](https://feeny.ai/job/senior-strategic-account-manager-trevipay-rijswijk-5kpbssc82y3h) — Rijswijk, Netherlands
- [Program Support Associate (Lithuanian & English Fluency Required)](https://feeny.ai/job/program-support-associate-lithuanian-english-fluency-required-trevipay-rijswijk-d606cvg3z32j) — Rijswijk, Netherlands
- [Business Development Manager](https://feeny.ai/job/business-development-manager-trevipay-overland-park-6av31gta359x) — Overland Park, KS