---
title: 'Credit Specialist at Teya'
canonical: 'https://feeny.ai/job/credit-specialist-teya-budapest-epmee5jmn2e4'
type: 'job'
last_seen: '2026-11-08'
---

# Credit Specialist at Teya

- **Company:** [Teya](https://feeny.ai/companies/teya)
- **Location:** Budapest, Hungary
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-09-25
- **Last confirmed live:** 2026-11-08
- **Apply:** https://jobs.ashbyhq.com/teya/171a27d3-db0e-49d9-8b18-9927f0a1e5df/application

**Skills:** Hungarian language, English language, Financing products, Loan products, Sales methodologies, 2+ years experience in sales focused on financing, lending, or loan products

> Engage eligible merchants to explain financing options and support them through the approval process. This sales-focused role involves qualifying leads, guiding customers through risk checks, and maintaining accurate records while meeting commercial targets.

## Job description

Hello. We’re Teya. Teya was founded on a simple belief: local businesses deserve better. They are the cafés, restaurants, salons, shops and entrepreneurs that bring character to our high streets, create jobs and keep communities moving. Yet for too long, financial services has made life harder for them - with clunky tools, poor support and complexity that gets in the way of running a business. Teya exists to change that. We’re building a financial platform for local businesses across Europe - one built around simple tools, thoughtful design and real human support. Our Members rely on us to help them run their business with confidence, and that responsibility shapes the way we work. We move fast. We care about quality. We stay close to the detail. And we believe great performance and genuine hospitality should go hand in hand. If you want to build meaningful products, solve real problems and make a genuine difference for local businesses, we’d love to hear from you

## The Role

As we expand our financing proposition in Hungary, we are looking for a Credit Specialist who can engage eligible merchants, explain financing options clearly, and support them through the journey from first contact to handover and approval. This is a sales-focused, customer-facing role for someone who is confident on the phone, motivated by commercial targets, and experienced in selling business financing or loan products. You should be comfortable understanding merchant needs, matching them to the right funding solution, and moving opportunities forward with pace and ownership.

## What you will do

Contact eligible customers for Teya financing

- Proactively contact merchants eligible for Teya financing, explain available financing options and key terms, and understand their business needs and funding requirements

Qualify and hand over financing leads

- Assess customer interest and eligibility, collect and validate the necessary information and documentation, and hand over qualified leads to financing partners in a timely manner

Support clients through the risk and approval process

- Guide customers through documentation and risk checks, coordinate with internal teams and external partners when needed, and keep merchants informed throughout the application process

Provide excellent customer support

- Answer financing-related inquiries, manage customer expectations, escalate complex cases, and maintain accurate records in internal systems

Learn, grow, and support the team

- Develop expertise in financing products and processes, contribute to knowledge sharing and process improvements, and support financing campaigns and other team initiatives

## Your story

- 2+ years of proven experience in a sales role focused on financing, lending, or loan products
- University degree in Finance, Economics or similar field
- Confidence in speaking with customers by phone and moving commercial conversations forward
- A strong sales mindset, with the ability to identify customer needs, build interest, and convert qualified opportunities
- Ability to explain financial products and key conditions in a clear, simple, and credible way
- Good judgement when qualifying leads and handling sensitive customer conversations
- High attention to detail and discipline in keeping systems and documentation up to date
- Ability to work across internal teams and external partners in a structured and responsive way
- A proactive, hands-on attitude and willingness to learn fast in a growing environment
- Excellent communication skills in Hungarian and English

The Perks

- Szép Card (gross 450.000 HUF yearly)
- AYCM SportPass (XL)
- Private health insurance
- 3 extra mental health days yearly
- 5 therapy or coaching session per year
- Free monthly public transport passes or garage space at the office
- Office snacks every day
- Friendly, comfortable, and informal office environment in the heart of Buda
- Team events & activities in and outside the office
- Possibility to work in an international environment with colleagues all around the world

Teya is proud to be an equal opportunity employer. We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all. If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application—we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.

## About Teya

## Company Overview
- **One-liner**: Teya provides integrated payment processing, business accounts, and funding solutions to help small, local businesses across Europe manage, grow, and thrive.
- **Entity Type**: Private (Series Unknown; $1.1B in total funding)
- **Headquarters**: London, United Kingdom
- **Founded**: 2019
- **Founders**: Not publicly available (formerly known as SaltPay)

## Core Business
- **Primary industry/industries**: Financial Services, Fintech, Payment Processing
- **Target customers**: Small and local businesses (B2B, SMB)
- **Mission or purpose statement**: "Proud to serve small, local businesses" — Teya exists to make business smoother, simpler, and more rewarding for the people who keep communities alive.

## Products & Services
- **Card Machines & Terminals**: In-person payment terminals with industry-leading transaction speeds, lifetime warranty (covering theft and water damage), and integration with 50+ EPOS systems.
- **Teya Tap**: A software point-of-sale solution that turns a smartphone into a card machine, enabling contactless payments via Apple Pay, Google Pay, and major cards.
- **Teya Business Account**: A free e-money business account with no account fees, domestic transfers, direct debit setup, a debit card with 0.5% cashback on all spending, and instant settlement options.
- **Pay by Link**: A remote payment solution allowing businesses to send payment links to customers.
- **Cash Advance**: Flexible, transparent funding for businesses, repaid directly from card machine sales.
- **Teya App & Web Portal**: Real-time sales tracking, expense management, and transaction monitoring tools.

## Market Standing
- **Valuation/Market Cap**: Not publicly available (private company)
- **Key Metric**: Total Funding of **$1.1B** across 4 rounds; Annual Revenue estimated at **$100M** [linkedin.com](https://uk.linkedin.com/company/teya-global)
- **Notable Investors/Partners**: Not publicly detailed, but the company has raised $1.1B in total funding [cbinsights.com](https://www.cbinsights.com/company/teya)
- **Growth Signals**: Over **75,000 active members**; processed over **609 million transactions** in 2025; provided over **£68 million in cash advances**; operates in **27 countries** across Europe; employs **~1,000 people** total with **400+ in Product & Tech** [teya.com](https://www.teya.com/) [builtin.com](https://builtin.com/company/teya)

## Competitive Advantages
- **All-in-one platform**: Combines card machines, a business account, cash advances, and expense management in a single, integrated solution — reducing the need for multiple vendors.
- **Fair and transparent pricing**: No hidden fees, simple rates, and a free business account with 0.5% unlimited cashback.
- **Lifetime warranty on hardware**: Covers theft and water damage, a strong differentiator in the physical terminal market.
- **Speed and reliability**: Industry-leading transaction speeds and instant settlement options.
- **Deep focus on small, local businesses**: A clear, mission-driven niche that differentiates them from generalist fintechs and large banks.

## Strategic Focus
- **European expansion**: Already operating in 27 countries, Teya is focused on deepening its presence across Europe.
- **Product ecosystem growth**: Moving beyond payments into a full suite of business management tools (business accounts, cash advances, expense tracking, EPOS integrations).
- **Customer-centric innovation**: Building features like instant settlements, tipping, split payments, and integrated calculators directly requested by small business owners.
- **Talent acquisition**: Actively hiring across Sales, Engineering, Product, Data, and Operations to scale the platform and customer base.

## Why Work Here
- **Mission-driven culture**: Teya is deeply focused on supporting small, local businesses, which gives employees a strong sense of purpose.
- **Hybrid work model**: Encourages at least three days a week in the office to foster collaboration, with flexibility to work from home [builtin.com](https://builtin.com/company/teya).
- **Global, diverse team**: 1,000 total employees across 15+ offices in 27 countries, including London, Lisbon, Bratislava, Budapest, Prague, Reykjavik, Porto, and Braga [builtin.com](https://builtin.com/company/teya).
- **Strong engineering culture**: 400+ Product & Tech employees; technology stack includes modern tools; hosts Lunch and Learns and supports employee-driven initiatives [builtin.com](https://builtin.com/company/teya).
- **Perks and benefits**: Pension plan, paid holidays, free snacks and drinks, quarterly engagement surveys, promotion from within, and resources for team camaraderie [builtin.com](https://builtin.com/company/teya).
- **Work environment**: Hybrid model (3 days in-office per week); offices in London, Bratislava, Lisbon, Budapest, Prague, Reykjavik, Porto, Braga, and more [builtin.com](https://builtin.com/company/teya).

## Sources
1. [teya.com](https://www.teya.com/)
2. [teya.com/careers](https://www.teya.com/careers)
3. [builtin.com](https://builtin.com/company/teya)
4. [linkedin.com](https://uk.linkedin.com/company/teya-global)
5. [cbinsights.com](https://www.cbinsights.com/company/teya)

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