---
title: 'Credit Strategy Analyst at Passage'
canonical: 'https://feeny.ai/job/credit-strategy-analyst-passage-passage-hq-q4410hzv2q6p'
type: 'job'
last_seen: '2026-09-05'
---

# Credit Strategy Analyst at Passage

- **Company:** Passage
- **Location:** Passage HQ
- **Employment:** full-time
- **Work type:** onsite
- **Posted:** 2025-08-05
- **Last confirmed live:** 2026-09-05
- **Apply:** https://jobs.ashbyhq.com/passage/a1642b2d-73fc-47ba-af32-88e381f1fa89

## Job description

## WHO WE ARE

Imagine a world where your birthplace doesn’t limit your dreams. 🌍 That’s what Passage is here to create. We aren’t just a bridge of financial support; we connect families all around the world to life-changing opportunities. We believe in a future where deserving students can pursue their dreams & ambitions—even if their parents don’t have money.

Our mission is bold but simple: by 2030, we aim to dismantle the barriers preventing brilliant minds from accessing the opportunities they deserve. Starting with financial barriers, we’re offering loans to international students and refugees, helping them pursue better education in Canada and unlock a world of possibilities—not just for themselves, but for their families and future generations, too.

Admin: It’s important to note that we maintain an in-office working policy, and we require candidates to either reside in Toronto or be open to relocating to the area and committing to a five-day-a-week in-office schedule.

## WHO YOU ARE

We're hiring a Business Operations Associate to help run and evolve the engine behind our growth. This isn’t a back-office role—this is a front-row seat to how strategy becomes execution. You’ll be deep in operational workflows one day, then in a cross-functional brainstorm the next. You’ll analyze, optimize, and help build systems that scale our mission—and our impact.

If you're early in your career, hungry to grow fast, and energized by solving complex problems with a practical mindset, this is for you. We’re looking for someone who thrives in fast-moving environments, takes initiative, and wants real ownership—fast. This is your chance to be part of something meaningful from the ground up, with a clear path to grow.

## WHAT YOU WILL DO

Own and Optimize Core Workflows

- Own operational processes including loan application processing, underwriting, diligence, and servicing.
- Ensure systems are audit-ready, accurate, and consistently up to date.

Build Tools and Systems That Scale

- Create and refine SOPs, dashboards, and internal tooling to streamline workflows and improve team productivity.
- Identify operational bottlenecks and drive continuous improvement.

Collaborate Across Teams

- Coordinate across credit, finance, and product teams to move applications from intake to decision.
- Jump into high-priority special projects with senior leaders—strategy meets execution.

## QUALIFICATIONS

- 1–3 years of experience in business operations, consulting, finance, or a similarly demanding environment.
- Educational background in Banking, Business Administration, Finance, Economics, or a related field.
- Strong communication, high ownership, and a team-first mindset.
- You want more than a role—you want momentum. You’re ambitious, proactive, and ready to own outcomes.
- Excellent organization, communication, and energized by problem-solving.

## NICE TO HAVES

- Unique skillset in data analysis, programming, mathematics another technical field.
- Previous experience founding a startup or initiative, showcasing entrepreneurial spirit and leadership, or having worked in a startup during early or growth stages.

If your experience doesn’t perfectly match every requirement but you’re excited about this role and confident you can thrive in it, we encourage you to apply.

Note: Artificial intelligence may be used in the screening or assessment of applicants. Expected annual compensation: CA $60 000 – CA $110 000.

## About Passage

## Company Overview
- **One-liner**: Passage is a Talent Success Platform that matches international students with PGWP-eligible Canadian programs aligned with labour-market shortages, finances tuition and living costs, and supports students through graduation and employment.
- **Entity Type**: Private (funding stage not disclosed)
- **Headquarters**: Toronto, Ontario, Canada
- **Founded**: 2023
- **Founders**: Martin Basiri (CEO), Saif Iqbal (CTO) [ca.linkedin.com](https://ca.linkedin.com/company/passagehq)

## Core Business
- **Primary industry**: Education technology and student finance
- **Target customers**: International students from 100+ countries seeking Canadian education and post-graduation work pathways; Canadian public colleges and universities (DLIs)
- **Mission**: "A public commitment to change one million lives by the start of 2030" [passage.com](https://www.passage.com/)

## Products & Services
- **Match**: AI-guided intake platform that routes international talent into Canadian programs aligned with verified Government of Canada labour shortages, screened for PGWP eligibility [passage.com](https://www.passage.com/)
- **Finance**: Loans up to C$65,000 at 11.95% fixed APR for tuition and first-year living costs, underwritten using program, profile, and outcome signals rather than traditional credit history [passage.com](https://www.passage.com/)
- **Stay**: End-to-end support from pre-arrival study-permit guidance through on-the-ground academic and settlement help, job search, and PGWP-eligible placement [passage.com](https://www.passage.com/)
- **Afghan Program**: A dedicated initiative launched in 2024 to fund and admit up to 100 Afghan women through Canadian university and college programs [passage.com](https://www.passage.com/)

## Market Standing
- **Valuation**: Not publicly available
- **Key Metric**: Total funding not disclosed; team size of ~16 employees (as of early 2026) [builtin.com](https://builtin.com/company/passage-passagecom)
- **Notable Investors/Partners**: Not listed in available sources
- **Growth Signals**: Launched in 2023 with first cohorts arriving in 2024; active hiring across operations, finance, and engineering globally; expansion into onshore and offshore pathways for students from Africa, Asia, Middle East, and Latin America [passage.com](https://www.passage.com/)

## Competitive Advantages
- **Integrated model**: Combines matching, financing, and post-graduation support in one platform – unlike loan-only or recruitment-only alternatives.
- **Alternative underwriting**: Uses education and outcome signals instead of cross-border credit history, enabling financing for students traditionally priced out.
- **Labour-market alignment**: Programs selected based on verified Canadian shortages, increasing employability and PGWP success.
- **AI-driven consistency**: Policy enforcement, document validation, and audit trails ensure every applicant receives the same care [passage.com](https://www.passage.com/).

## Strategic Focus
- Scale the platform to serve more international talent and expand the network of Canadian partner institutions.
- Grow the lending book while maintaining low default rates via outcome-linked financial model.
- Build technology infrastructure (data platform, engineering) to support automated intake and policy application.

## Why Work Here
- **Mission-driven**: Direct, measurable impact on access to education and career opportunities for underserved international talent.
- **Small, ambitious team**: 16 employees in Toronto with a flat structure; roles in product, operations, finance, and law [builtin.com](https://builtin.com/company/passage-passagecom).
- **Work policy**: Hybrid/on-site at Toronto HQ for most roles; some remote positions available for global acquisition coordinators and growth leads in specific regions [passage.com](https://www.passage.com/).
- **Open roles**: Currently hiring for Business Operations Associate, Credit Strategy Analyst, Director of Data, Principal/Senior/Staff Software Engineer, Staff Analytics Engineer, and global growth/acquisition roles [builtin.com](https://builtin.com/company/passage-passagecom/jobs).
- **Engineering culture**: Emphasis on using AI to automate repetitive tasks so the team focuses on human-centric support; modern stack with data-driven decision-making.

## Sources
1. [passage.com](https://www.passage.com/)
2. [builtin.com](https://builtin.com/company/passage-passagecom)
3. [ca.linkedin.com](https://ca.linkedin.com/company/passagehq)

## Other roles at Passage

- [Senior Marketing Engineer](https://feeny.ai/job/senior-marketing-engineer-passage-toronto-c1xjtwedtdpx) — Toronto, Canada
- [Senior Analytics Engineer](https://feeny.ai/job/senior-analytics-engineer-passage-toronto-30tb82f8adh7) — Toronto, Canada
- [Global Growth Lead](https://feeny.ai/job/global-growth-lead-passage-india-pkf2abavmkw2) — India
- [Senior Accountant / Finance Manager](https://feeny.ai/job/senior-accountant-finance-manager-passage-passage-hq-7as3n1v5dc33) — Passage HQ
- [Director of Finance](https://feeny.ai/job/director-of-finance-passage-passage-hq-n7mg1fdt7196) — Passage HQ
- [Principal Software Engineer](https://feeny.ai/job/principal-software-engineer-passage-passage-hq-h7ywwarrefd0) — Passage HQ
- [Staff Analytics Engineer](https://feeny.ai/job/staff-analytics-engineer-passage-passage-hq-8gdmbfyccxvb) — Passage HQ
- [Director of Data](https://feeny.ai/job/director-of-data-passage-passage-hq-apdmc8ym2w47) — Passage HQ
- [Senior Software Engineer](https://feeny.ai/job/senior-software-engineer-passage-passage-hq-wj2v9pmg2cp4) — Passage HQ
- [Global Acquisition Coordinator](https://feeny.ai/job/global-acquisition-coordinator-passage-india-3tm3gt5fe30b) — India