---
title: 'Data Analyst II - Finance at Tamara'
canonical: 'https://feeny.ai/job/data-analyst-ii-finance-tamara-riyadh-m022r09rm8pe'
type: 'job'
last_seen: '2026-10-19'
---

# Data Analyst II - Finance at Tamara

- **Company:** Tamara
- **Location:** Riyadh, Saudi Arabia
- **Posted:** 2026-10-14
- **Last confirmed live:** 2026-10-19
- **Apply:** https://job-boards.eu.greenhouse.io/tamara/jobs/4999167101

## Job description

## About the role

We are looking for an early to mid career Data Analyst (min 3 years experience) to take us to the next stage of growth, supporting the finance function. The successful candidate will have experience developing analytical solutions and assisting with data-driven decision making, while managing stakeholders from finance and corporate finance. You will be at the confluence of finance and data, helping to shape financial reporting with a solid understanding of accounting and finance paired with practical experience working on databases, ETL/ELT processes, and building dashboards. Tamara is a high growth startup looking to develop key product success metrics and enhancing decision making through data.

A Typical Day

- Drive business impact through actionable insights and identifying key opportunities for rapid growth
- Build dashboards that provide accurate and actionable insights
- Work with the data engineering team on the data enrichment needs of the product team
- Work with stakeholders across the business to prioritize projects based on impact and drive delivery
- Developing a process to identify, analyse, and interpret trends or patterns in complex data sets, empower informed decision making for stakeholders
- Ensuring governance and being a steward of good analytical practices throughout the process

## Your Ideal Expertise

Experience:

- 4+ years of experience in financial data analysis, with a preference for experience in the BNPL industry or a related field. Demonstrating understanding of the unique data and financial metrics relevant to BNPL.

Technical Skills:

- Proficiency: Financial modeling, data manipulation using SQL, and potentially programming languages like Python or R.
- Data Visualization: Creating clear and insightful data visualizations like dashboards and reports.

Financial Knowledge and Analysis Techniques:

- Financial Budgeting and Forecasting: Experience in working with financial budgets and forecasts, using data analysis to inform projections and identify potential risks or opportunities.
- Financial Statement Analysis: Expertise in analyzing financial statements to assess a company's health, performance, and risk.
- Cost Analysis: Experience in analyzing business operation costs and identifying cost optimization opportunities.
- BNPL Products and Metrics: Familiarity with various BNPL products (e.g., point-of-sale financing, virtual cards) and the financial metrics used to evaluate their performance (e.g., approval rates, conversion rates, delinquency, recovery).

Financial Markets and Instruments:

- Understanding of: Equity markets, debt markets, derivatives markets.
- Debt Securitization Analysis: Knowledge of debt securitization structures, tranching analysis, and performance metrics used to evaluate securitized BNPL debt instruments (e.g., credit enhancement levels, loss severities).

Financial Regulations:

- Awareness of relevant financial regulations: GAAP, IFRS, or industry-specific regulations.

Additional Desirable Qualities:

- Data Management: Experience managing and cleaning large datasets.
- Problem-solving and Critical Thinking: Tackling complex financial problems through data analysis and translating them into actionable insights.
- Communication Skills: Excellent written and verbal communication to present findings and recommendations.
- Project Management: Ability to lead or participate in cross-functional projects, collaborating effectively with various departments.
- Business Acumen: Identifying key financial metrics that drive profitability and growth, along with commercial awareness of the industry and competitors.

## About Tamara

## Company Overview
- **One-liner**: Tamara is the leading fintech platform in Saudi Arabia and the GCC region, offering Sharia-compliant buy now, pay later (BNPL) and payment solutions through a customer-centric financial super-app.
- **Entity Type**: Private (Series? – Unicorn stage, backed by top investors)
- **Headquarters**: Riyadh, Saudi Arabia (King Abdullah Branch Road, King Salman District)
- **Founded**: 2020
- **Founders**: Not publicly available (company was founded in 2020 by a team; individual founder names not disclosed in provided sources)

## Core Business
- **Primary industry/industries**: Fintech (BNPL, payments, consumer finance)
- **Target customers**: B2C (consumers) and B2B (merchants, from SMBs to global brands)
- **Mission or purpose statement**: “To help people make their dreams come true by building the most customer-centric financial super-app on earth” (from Greenhouse careers page) / “Empower people in their daily lives and revolutionize how they shop, pay, and bank” (from docs.tamara.co)

## Products & Services
For each major offering:
- **Tamara Bundle**: Includes Pay in Full and Split in 2/3/4 payment products – flexible, transparent, no hidden fees or interest.
- **Split in Installments**: Allows customers to split purchase amounts into multiple installments (varies by retail category and ticket size).
- **Pay in Full**: Customers pay the total order value upfront via Tamara, with no added fees or interest.
- **Online & In-store Solutions**: Tamara’s payment methods work both for e-commerce and physical retail.
- **Merchant Services**: Boost conversion and AOV, reduce fraud/credit risk, receive upfront payment while customers pay over time, and manage transactions/returns via a dashboard.

## Market Standing
- **Valuation/Market Cap**: $2.107 billion (as of latest funding round – CB Insights lists valuation at $2.107B, making Tamara Saudi Arabia’s first fintech unicorn)
- **Key Metric**: Total funding raised = $2.107 billion (includes equity and lines of credit; latest round was a Line of Credit - II of $1.4B about 9 months ago)
- **Notable Investors/Partners**: Sanabil Investments (wholly owned by PIF), SNB Capital, Checkout.com, Goldman Sachs, Citi Alternative Investments, Apollo Global Management, W2 Investments, Shorooq Partners (22+ investors total). Key merchant partners: SHEIN, Jarir, noon, IKEA, Amazon.
- **Growth Signals**: Serves millions of users across Saudi Arabia, UAE, and Bahrain; expanding globally with offices in Riyadh, Dubai, Cairo, Vietnam, India, Germany, and remote; strong headcount growth visible in open roles across engineering, data, risk, product, and care.

## Competitive Advantages
- **First-mover & unicorn status** in Saudi Arabia’s fintech space.
- **100% Sharia-compliant** certification by Shariyah Review Bureau – a key differentiator in the region.
- **Strong backing** from PIF-linked investors and global financial institutions.
- **Deep merchant integrations** with top regional and global brands (SHEIN, IKEA, Amazon, etc.).
- **Customer-centric super-app vision** combining payments, shopping, and banking in one platform.

## Strategic Focus
- Build the most comprehensive financial super-app in the GCC, expanding product offerings beyond BNPL (e.g., banking, credit).
- Scale across the region (already in Saudi, UAE, Bahrain) and enter new markets.
- Invest in data, AI, and engineering talent to enhance risk management, personalization, and customer experience.
- Maintain Sharia compliance while innovating payment flexibility.

## Why Work Here
- **Culture highlights**: “Customer Obsessed”, “Ownership”, “Resilience”, “Curiosity”, “One Team, One Mission” – strong emphasis on trust, simplicity, and being “everywhere people need us.”
- **Work policy**: Hybrid/remote options available – offices in Saudi Arabia, UAE, Egypt, Vietnam, India, Germany, plus fully remote roles (per Greenhouse careers page).
- **Notable perks/engineering culture**: “We hire for human qualities, not just skills”; focus on continuous learning, data-informed decision-making, and building scalable systems; global team with diverse backgrounds; roles in engineering (backend, Flutter, QA), data science, risk, product design, and more.
- **Growth opportunity**: As a fast-growing unicorn, employees can have high impact and career acceleration.

## Sources
1. [Greenhouse – Jobs at Tamara](https://job-boards.eu.greenhouse.io/tamara)
2. [Tamara – Life at Tamara](https://tamara.co/en-kw/life-at-tamara)
3. [CB Insights – Tamara Profile](https://www.cbinsights.com/company/tamara)
4. [Tamara Docs – Introduction to Tamara](https://docs.tamara.co/docs/introduction-to-tamara)
5. [Tamara Careers Page](https://tamara.co/en-sa/careers)

## Other roles at Tamara

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