--- title: 'Data Analytics Consultant at MeridianLink' canonical: 'https://feeny.ai/job/data-analytics-consultant-meridianlink-united-states-dez2gteqy8k1' type: 'job' last_seen: '2026-10-17' --- # Data Analytics Consultant at MeridianLink - **Company:** MeridianLink - **Location:** United States - **Compensation:** $70k–$96k - **Employment:** full-time - **Work type:** remote - **Posted:** 2026-10-07 - **Last confirmed live:** 2026-10-17 - **Apply:** https://jobs.ashbyhq.com/meridianlink/eed9da6e-bfb9-443c-a06e-a70c3c3ab8d4 ## Job description MeridianLink is seeking a Data Analytics Consultant with a strong foundation in credit risk analysis and consumer lending performance to support financial institutions in optimizing their underwriting and decisioning strategies. This role focuses on analyzing credit data, loan performance, and bureau information to help clients improve approval rates, manage risk, and enhance portfolio health. In this role, you will partner closely with clients and internal teams to evaluate credit policies, interpret credit reports and performance trends, and translate analytical findings into practical lending recommendations. You will lead multiple client engagements, guiding institutions through data-driven insights that support responsible growth and sound risk management. As a trusted advisor within the Analytics Team, you will help clients understand how MeridianLink’s decisioning platforms and analytics tools can be used to strengthen underwriting, improve member experience, and drive sustainable lending outcomes. This role is ideal for individuals who are passionate about consumer credit, enjoy working directly with financial institutions, and take pride in delivering clear, actionable insights that influence lending strategy. ## Key Responsibilities - Develop a strong understanding of MeridianLink decisioning platforms, including MeridianLink Consumer and DecisionLender, and how applications flow through the underwriting and approval process. - Analyze credit bureau data, application data, and loan performance data to evaluate portfolio risk, approval trends, and delinquency patterns. - Review and assess underwriting guidelines, scorecards, and decision rules to identify opportunities for optimization. - Interpret consumer credit reports, including tradelines, inquiries, utilization, and public records, to support risk profiling and policy recommendations. - Evaluate key lending metrics such as approval rate, decline rate, capture rate, delinquency, charge-offs, and loss rates. - Support clients in balancing risk management and growth through data-backed policy and strategy recommendations. - Prepare client-facing reports and dashboards that clearly communicate portfolio performance and risk trends. - Lead and participate in client meetings to present findings, explain credit risk drivers, and discuss optimization strategies. - Collaborate with internal analytics, engineering, and product teams to deliver high-quality analytics solutions. - Ensure accuracy and consistency across all analytical deliverables. - Contribute to internal best practices, documentation, and training related to credit risk and lending analytics. - Assist in developing scalable tools and templates for portfolio monitoring and underwriting analysis. - Serve as a trusted advisor to clients on industry best practices in credit risk management and consumer lending. ## Qualifications - Bachelor’s degree in Finance, Economics, Business, Statistics, Mathematics, Data Analytics, or a related field preferred. - 3–6 years of experience in credit risk analysis, underwriting, lending analytics, or financial services consulting preferred. - Experience working with consumer credit data, bureau reports (Experian, Equifax, TransUnion), or loan performance data strongly preferred. - Solid understanding of consumer lending fundamentals, including underwriting, risk tiers, scorecards, and policy rules. - Experience in analyzing loan performance, delinquency, and loss trends. - Strong analytical and problem-solving skills with the ability to translate data into business recommendations. - Experience and demonstrated expertise in SQL is required. - Proficiency in Microsoft Excel and PowerPoint for analysis and client presentations. - Advanced competency in business intelligence tools (Power BI, Sisense, or similar) preferred. - Strong project management and organizational skills, with the ability to manage multiple client engagements. - Excellent written and verbal communication skills, with the ability to explain credit risk concepts to technical and non-technical audiences. - High attention to detail and strong commitment to data quality and accuracy. ## About MeridianLink ## Company Overview - **One-liner**: MeridianLink provides a digital lending platform that connects account opening, loan origination, mortgages, HELOCs, credit cards, and more for community financial institutions. - **Entity Type**: Public (ticker not explicitly listed in provided materials – widely known as NYSE: MLNK) - **Headquarters**: Not explicitly stated in the provided sources (remote-first company operating across the US) - **Founded**: 1998 - **Founders**: Not publicly available in the provided materials ## Core Business - **Primary industry**: Financial technology (digital lending software) - **Target customers**: Community banks, credit unions, independent mortgage banks (IMBs), consumer reporting agencies – primarily B2B and enterprise - **Mission**: “To accelerate and simplify workflows while helping community financial institutions grow, scale, and serve their consumers and communities.” - **Vision**: “To be the trusted technology platform that enables community financial institutions to thrive by delivering smarter, connected financial experiences and powering better outcomes for all.” ## Products & Services - **Consumer Lending Software**: SaaS platform for personal loans, credit cards, and unsecured loan origination with built-in compliance and AI-driven insights. - **Mortgage Lending Software**: Digital mortgage origination and HELOC solutions designed to close loans faster and grow lending volume. - **Digital Account Opening**: Fully digital account opening and new deposit account creation. - **Indirect Lending Software**: Tools to simplify loan servicing and expand lending opportunities, particularly for auto loans. - **Analytics & AI**: Data-driven insights and intelligent automation to help institutions uncover opportunities and reduce risk. ## Market Standing - **Valuation/Market Cap**: Not provided in the available sources. - **Key Metric**: Platform processed over 16M+ unsecured loan applications, 8M+ home loan applications, 5M+ new accounts, and 1M+ auto loan applications (as stated on the website). - **Notable Investors/Partners**: Not explicitly mentioned (platform described as “the industry’s most robust partner network”). - **Growth Signals**: 5M+ new accounts handled in the past year; continuous innovation with AI and automation; fully remote company scaling its team. ## Competitive Advantages - **Largest connected platform**: Backed by 25+ years of industry expertise and a broad partner marketplace. - **Built-in compliance**: Compliance embedded into the platform, enabling faster, trusted lending. - **Human-centric approach**: Focus on helping community institutions maintain personal relationships while adopting modern digital capabilities. - **AI and data-driven**: Using AI and data to turn insight into action without adding complexity. ## Strategic Focus - **Continuous innovation**: Future-ready technology that evolves with consumer and workforce expectations. - **Intelligent automation**: Smarter workflows to reduce friction and increase efficiency for lenders. - **Expanding ecosystem**: Growing the partner network and integrating more data and AI capabilities. - **Remote-first culture**: Operating as a fully remote company to attract talent across the US. ## Why Work Here - **Fully remote**: MeridianLink is a remote-first company with a strong emphasis on connection through virtual team activities. - **Collaborative culture**: Open, collaborative work environment where every idea is valued; leadership is approachable and accessible. - **Continuous learning**: Job-specific training, monthly soft-skill sessions, leadership classes, and a comprehensive online learning system. - **Community impact**: Paid volunteer day off; company-sponsored community service projects. - **Perks**: Casual dress code, celebrations of holidays and milestones, programs supporting financial, physical, and mental health. - **Engineering culture**: Technical roles may include live coding exercises; emphasis on curiosity, problem-solving, and career growth. ## Sources 1. [meridianlink.com](https://www.meridianlink.com/) 2. [meridianlink.com/careers](https://www.meridianlink.com/careers/) 3. [meridianlink.com/who-we-are](https://www.meridianlink.com/who-we-are/) 4. [meridianlink.com/about-meridianlink](https://www.meridianlink.com/about-meridianlink/) 5. 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