--- title: 'Data Science Intern (FT Potential) at Finmid' canonical: 'https://feeny.ai/job/data-science-intern-ft-potential-finmid-berlin-ghk44fgw7rj9' type: 'job' last_seen: '2026-09-11' --- # Data Science Intern (FT Potential) at Finmid - **Company:** Finmid - **Location:** Berlin, Germany - **Employment:** full-time - **Work type:** remote - **Posted:** 2026-05-28 - **Last confirmed live:** 2026-09-11 - **Apply:** https://jobs.ashbyhq.com/finmid.com/279b1d76-e50d-4fe7-991b-2dc904f3c141 ## Job description ## About finmid [finmid](http://finmid.com)'s mission is to enable software companies to reimagine how their business customers access capital. By productizing the complexity of financial services, finmid empowers companies to offer financial services where FinTech isn't the mission but enables the mission. ## About the opportunity We are looking for a Data Science Intern to join our Data team. This is an exciting opportunity for someone early in their career who is hungry to learn and build. You’ll work closely with the rest of the team to dive into data to generate insights and help build the systems that drive our business. Whether you’re coming from a technical background with a strong analytical foundation or a business background with hands-on data experience, what matters most is your drive, precision, and business curiosity. In this role, you will - Support the team in analyzing large data sets to uncover trends, patterns, and actionable insights - Write and optimize production SQL against our data warehouse to power analyses and model features - Contribute to the development, improvement, and monitoring of credit risk models used for underwriting and portfolio management - Build out our MLOps foundations across experiment tracking, pipelines, and internal tooling so that models ship and run reliably - Present findings and recommendations directly to the team and leadership to inform decisions ## What you need to be successful - A degree (or pursuing one) in a quantitative or business-related field - Proficiency in SQL and Python, experience with MLOps tools are a plus - Experience working in Data Science through internships, academic projects, or similar - Strong analytical thinking and attention to detail - Clear communication skills, with the ability to present complex data in a simple and actionable way - A proactive and hands-on approach with the ability to work independently - Motivation to learn and grow in a fast-paced, evolving environment Experience of working in startups or in credit risk underwriting is a plus ## Benefits - Flexible, distributed-first work culture (with a beautiful office in Berlin if you prefer in-person) - Access to WeWork offices worldwide - Regular team off-sites across the EU - 30 vacation days per year We're looking for people with passion, grit, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. We welcome diverse perspectives and people who think out of the box and aren't afraid to challenge assumptions. Join us. ## About Finmid ## Company Overview - **One-liner**: Finmid provides embedded lending infrastructure that enables software platforms and marketplaces to offer tailored financing products to their business customers. - **Entity Type**: Private (Series A) - **Headquarters**: Berlin, Germany - **Founded**: 2021 - **Founders**: Alexander Talkanitsa, Max Schertel ## Core Business - **Primary industry/industries**: Financial Services, Fintech, Lending Infrastructure - **Target customers**: B2B — specifically B2B software platforms, marketplaces, and vertical SaaS companies serving small and medium-sized businesses (SMBs) in e-commerce, hospitality, rentals, and wholesale. - **Mission or purpose statement**: To enable platforms to turn financial services into a growth lever and a competitive advantage, powering the next decade of global growth for businesses everywhere. ## Products & Services - **Embedded Lending Platform (API & iframe)**: A single infrastructure that allows platforms to offer financing products to their business customers across 30+ European markets. Underwrites at the portfolio level using real-time sales data rather than traditional credit scores, achieving ~90% eligibility. - **Cash Advance**: Pre-approved advances up to €1M with terms up to 12 months and flexible, revenue-based repayments. Ideal for small businesses needing speed and flexibility. - **Term Loan**: Pre-approved loans up to €5M with terms up to 12 months and flexible repayments. Designed for larger, more mature customers. - **Business Loan**: Pre-approved loans up to €5M with terms up to 5 years, offering fixed or flexible repayment schedules. Suited for enterprise businesses with large capital needs. - **Full Dunning & Collection Service**: Finmid manages the entire collections process, allowing clients to focus on core operations. - **24-hour Payouts**: Funds are delivered to customers’ accounts in less than 24 hours. ## Market Standing - **Valuation/Market Cap**: Not publicly disclosed. - **Key Metric**: Total funding of **$38.9M** (~€35M) across 4 rounds. - **Notable Investors/Partners**: Blossom Capital (lead in Series A and Seed), Earlybird Venture Capital (lead in Pre-Seed), Max Tayenthal (Angel). Partners include **Glovo**, **Thokmandee**, and **Your.Rentals**. - **Growth Signals**: - Reports a **306% ROI** for clients. - Financed customers place **31% bigger orders** and grow sales by **45%** in six months. - Customer retention improvement of **88%** (return for more funds). - Active in 11 countries with a presence across Europe, including the UK, Spain, France, and Lithuania. - 73 NPS score and over 88K offers made. ## Competitive Advantages - **Portfolio-based underwriting**: Assesses risk at the portfolio level using real-time platform data (e.g., sales history) rather than individual credit scores, unlocking financing for up to 90% of a platform’s customer base. - **Speed of deployment**: Can launch a fully branded lending solution in as little as **5 days** using an iframe, or **10 days** via API. - **Regulatory simplicity**: Handles all regulatory complexity across 30+ European markets, allowing platforms to offer lending without becoming a regulated entity themselves. - **Dynamic, risk-based pricing**: Prices loans based on individual risk, ensuring every customer gets a tailored offer, maximizing conversion. ## Strategic Focus - **Scaling across Europe**: Expanding lending capabilities across 30+ markets with a single infrastructure. - **Deepening platform integrations**: Focusing on vertical SaaS and marketplace partners in high-growth sectors (e.g., food delivery, short-term rentals, e-commerce). - **Product expansion**: Offering a range of lending products (Cash Advance, Term Loan, Business Loan) to serve different customer sizes and needs. - **Building the team**: Actively hiring for roles in engineering, operations, and go-to-market to support growth, while maintaining a lean, high-impact team. ## Why Work Here - **Culture**: Described as a builder culture with a focus on impact. The company values ownership and is building the "infrastructure behind the future of capital access." - **Work Policy**: In-office or remote options available, with a primary physical office in Berlin. The typical time on-site is listed as "None" for some roles, suggesting flexibility. - **Team & Growth**: A team of ~51 people with a flat structure. Key hires come from top fintech companies like N26, Klarna, and Zalando. The company has a strong emphasis on engineering and product talent. - **Perks**: Not explicitly detailed, but the company offers competitive compensation (rated 3.8/5 on Built In) and career growth (rated 3.9/5). The environment is fast-paced and focused on solving complex problems in fintech. - **Notable**: The company has a 3.9/5 employer rating (based on 20 reviews) and is actively hiring for roles like "Entrepreneur in Residence (GTM)" and "Commercial Counsel," indicating a focus on strategic growth. ## Sources 1. [finmid.com](https://finmid.com/) 2. [Built In](https://builtin.com/company/finmid) 3. [Crunchbase](https://www.crunchbase.com/organization/finmid) 4. [LinkedIn](https://de.linkedin.com/company/finmid) 5. [CB Insights](https://www.cbinsights.com/company/finmid) ## Other roles at Finmid - [Finance Manager](https://feeny.ai/job/finance-manager-finmid-berlin-jgtsd2a5rh7t) — Berlin, Germany / London, United Kingdom - [Product Manager, Financing Products](https://feeny.ai/job/product-manager-financing-products-finmid-berlin-syxgmmg61apx) — Berlin, Germany - [Entrepreneur in Residence (GTM)](https://feeny.ai/job/entrepreneur-in-residence-gtm-finmid-berlin-fxs60ve2gkwy) — Berlin, Germany / London, United Kingdom - [Create Your Own Role!](https://feeny.ai/job/create-your-own-role-finmid-berlin-z4688psjwn9r) — Berlin, Germany