--- title: 'Data Scientist at Aven' canonical: 'https://feeny.ai/job/data-scientist-aven-campbell-c6kt5n91bfsk' type: 'job' last_seen: '2026-09-08' --- # Data Scientist at Aven - **Company:** Aven - **Location:** Campbell, CA - **Employment:** full-time - **Work type:** onsite - **Posted:** 2025-08-08 - **Last confirmed live:** 2026-09-08 - **Apply:** https://jobs.ashbyhq.com/aven/7d915a09-9160-407b-bb25-dfd5b5b0e654 ## Job description Job Description We are seeking a seasoned Data Scientist to collaborate closely with cross-functional teams. Your role will be pivotal in shaping our product strategy using robust scientific methodologies. Leveraging your expertise in statistical analysis, machine learning, and econometric modeling on extensive datasets, you will measure outcomes, identify causal impacts, predict future performance, and design innovative data-driven solutions. In this role, you will - Partner across the company with Product, Engineering, Marketing, Sales, Finance and Data Science teams to shape product strategy using rigorous scientific solutions - Apply statistical, machine learning and econometric models on large datasets to: - measure results and outcomes - identify causal impact and attribution - predict future performance of users or products - Design, implement and launch innovative data science solutions to empower data-driven decisions at scale - Design, analyze, and interpret the results of experiments - Develop key metrics and observability for Aven products - Drive the collection of new data and the refinement of existing data sources - Create analyses that tell compelling stories and inspire action We’re looking for someone with - 5+ years of data science experience with a track record of thought leadership and innovation - A PhD or MS in a quantitative field (e.g., Engineering, Mathematics, Natural Sciences, or Economics) - Expert knowledge of a scientific computing language (such as R or Python) and SQL - Theoretical and applied expertise in statistics, machine learning and experimental design - Excellent written and verbal communication skills - Experience designing and implementing complex modeling solutions from ideation to production at scale - Experience influencing high-impact decisions - Strong project management and organizational skills ## About Aven ## Company Overview - **One-liner**: Aven is reinventing consumer credit by offering the world’s lowest APR credit card backed by home equity, using patented technology to deliver fast, low-cost capital. - **Entity Type**: Private (Series E, raised $110M in October 2025) - **Headquarters**: San Francisco, California, USA - **Founded**: 2019 - **Founders**: Sadi Khan (CEO), Usman Ghani (CTO), Murtada Shah (Co-Founder), Collin Wikman (Co-Founder, Head of Design) ## Core Business - Primary industry: Fintech (consumer credit, financial services) - Target customers: B2C (homeowners seeking lower-cost credit) - Mission: “Deliver the lowest-cost and most transparent access to capital at scale” by giving people credit for what they already own. [aven.com/about](https://www.aven.com/about) ## Products & Services - **[Aven Card]**: A credit card with the world’s lowest APR, secured by home equity. The application process is reduced from 4–6 weeks to as fast as 15 minutes with $0 upfront cost. Patented technology automates underwriting and lien placement. [aven.com/about](https://www.aven.com/about) ## Market Standing - **Valuation/Market Cap**: Not publicly disclosed - **Key Metric**: Total funding raised $252M (Series E $110M in Oct 2025, Series D $142M in Jul 2024); cumulative interest saved for customers exceeds $400M. [linkedin.com](https://www.linkedin.com/company/avencard) | [aven.com/careers](https://www.aven.com/careers) - **Notable Investors/Partners**: Founders Fund, Khosla Ventures, Sequoia Capital, Caffeinated Capital, General Catalyst, NYCA, Max Levchin. Advisory Board includes Timothy Mayopoulos (former CEO of Fannie Mae & Silicon Valley Bridge Bank), Michael DeVito (former CEO of Freddie Mac), Patrick McHenry (former Chairman of House Financial Services Committee), Jim Messina (former White House Deputy Chief of Staff). [aven.com/about](https://www.aven.com/about) - **Growth Signals**: 120 total employees (per Built In), 31.7% headcount growth YoY, operations in 8 countries (US, Canada, Mexico, Philippines, France, Greece, India, Jamaica). 4.9-star Trustpilot rating with 5,000+ reviews. Recognized on Forbes Fintech 50 and GGV Capital Fintech Innovation 50. [builtin.com](https://builtin.com/company/aven) | [linkedin.com](https://www.linkedin.com/company/avencard) | [aven.com/about](https://www.aven.com/about) ## Competitive Advantages - **Patented technology** that compresses a traditional home equity loan process (weeks, thousands of dollars) into minutes with zero upfront cost. - **Lowest APR credit card** on the market, directly attacking the core cost of consumer debt. - **Customer trust**: 4.9-star rating on Trustpilot and over $400M in cumulative interest saved. - **Top-tier advisory board** with deep regulatory and financial industry expertise, giving Aven a strategic edge in navigating complex lending laws. ## Strategic Focus - Continue scaling the machine‑banking platform to cut the cost of capital in half. - Expand product offerings beyond the initial card (e.g., mortgage tech, capital markets). - Deepen data‑driven underwriting and automation to reduce friction and cost for customers. [aven.com/careers](https://www.aven.com/careers) ## Why Work Here - **Culture**: Described as customer‑first, fundamentalist, builder, fast, minimalist, rational, and polymath. Emphasis on deep understanding of systems, laws, and code before inventing. [aven.com/careers](https://www.aven.com/careers) - **Workplace**: On‑site environment in San Francisco (Campbell, CA and HQ) with some remote or hybrid roles listed. [builtin.com](https://builtin.com/company/aven) - **Perks & Team**: “Elite tech minds” – mathematicians, engineers, data scientists. Alumni of Google, Meta, Microsoft, Uber, Tesla, and top fintechs. Strong engineering culture with focus on speed and quality. [aven.com/careers](https://www.aven.com/careers) - **Growth**: Rapidly scaling (100+ employees, 31% YoY headcount growth) with active hiring across engineering, data science, sales, and operations. ## Sources 1. [aven.com/careers](https://www.aven.com/careers) 2. [aven.com/about](https://www.aven.com/about) 3. [jobs.ashbyhq.com/aven](https://jobs.ashbyhq.com/aven) 4. [builtin.com/company/aven](https://builtin.com/company/aven) 5. [linkedin.com/company/avencard](https://www.linkedin.com/company/avencard) ## Other roles at Aven - [Legal & Compliance](https://feeny.ai/job/legal-compliance-aven-south-bay-area-campbell-ca-4zz8evha014f) — South Bay Area / Campbell, CA - [Capital Markets Lead](https://feeny.ai/job/capital-markets-lead-aven-new-york-mvbaqsvz2hcp) — New York, NY - [Solutions Operations, Mortgage Tech](https://feeny.ai/job/solutions-operations-mortgage-tech-aven-remote-0anakvxyadhw) - [Machine Learning Engineer](https://feeny.ai/job/machine-learning-engineer-aven-campbell-863zg27y43es) — Campbell, CA - [Software Engineer](https://feeny.ai/job/software-engineer-aven-campbell-d64dd90nkzcb) — Campbell, CA - [Data Scientist](https://feeny.ai/job/data-scientist-nexxen-new-york-rvetb6v54brg) — New York, NY - [Data Scientist](https://feeny.ai/job/data-scientist-m9-solutions-washington-v84bdkjpyve4) — Washington, DC - [Data Scientist](https://feeny.ai/job/data-scientist-moonpig-london-snyv8sk5y734) — London, United Kingdom - [Data Scientist](https://feeny.ai/job/data-scientist-dataiku-london-n28n8zhv73zs) — London, United Kingdom - [Data Scientist](https://feeny.ai/job/data-scientist-plume-ljubljana-403cvs2j5m6w) — Ljubljana, Slovenia / Wroclaw, Poland