--- title: 'Data Specialist for Compliance — Transaction Monitoring & Financial Crime at dLocal' canonical: 'https://feeny.ai/job/data-specialist-for-compliance-transaction-monitoring-financial-crime-dlocal-az44q5w4386w' type: 'job' last_seen: '2026-09-09' --- # Data Specialist for Compliance — Transaction Monitoring & Financial Crime at dLocal - **Company:** dLocal - **Location:** Madrid, Spain - **Employment:** full-time - **Work type:** hybrid - **Posted:** 2026-08-18 - **Last confirmed live:** 2026-09-09 - **Apply:** https://jobs.lever.co/dlocal/9990577d-904e-4bdb-9190-41347645f79b ## Job description Why Join dLocal?dLocal is the financial infrastructure powering global commerce in the world's fastest-growing markets. The biggest companies in the world trust us to unlock growth in 60+ countries across emerging markets—moving money where others see complexity. We don't just process payments; we are architects of payment ecosystems and partners in our customers' expansion. You'll work alongside 1,300+ teammates from 40+ nationalities and tackle global challenges from day one. What's the opportunity? We're looking for a seasoned Data Specialist with at least 5 years of experience to join our Compliance team, focused on Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT) transaction monitoring. You'll own the analytical backbone of our transaction  monitoring systems, and actively build the broader data strategy work within Compliance — whether through liaising with a team of data scientists or through influencing Product teams working upstream to us. This is a hands-on role with real influence on how we detect financial crime across LATAM, EMEA, and APAC. What will you be doing? - Own the end-to-end analytical lifecycle of our rule-based transaction monitoring systems, from data pulling and exploration in Databricks to proposing rule and threshold changes in alignment with Compliance Leadership requirements. - Maintain and refine our false negative methodology — how we identify what monitoring is missing, not just what it catches. - Help shape the agentic monitoring function — from orchestration design to implementation — as we expand automation across our AML/CFT monitoring flows. - Act as the technical liaison with data scientists for ML driven detection: gather and document requirements, challenge and validate models delivered, and ensure outputs are usable for compliance decision-making. - Own regulatory reporting for AML/CFT transaction monitoring, ensuring the underlying data is accurate, complete, and traceable — proactively identifying and resolving data quality issues before they become reporting or audit problems. - Build and maintain audit-ready documentation for every methodology change — rationale that can be defended to a regulator or auditor months after the decision was made, by someone who wasn't in the room. - Engage with Compliance Leadership to translate evolving AML/CFT regulatory requirements into concrete data and monitoring needs. - Generate reports and dashboards that communicate overall Framework performance and monitoring effectiveness to both technical and non-technical stakeholders. What skills do you need? - Bachelor's or Master's degree in Computer Science, Data Science, Statistics, Engineering, or proven experience in a correlated field. - 5+ years of experience in data analytics, risk, or fraud/financial crime analytics, ideally in financial services or fintech. Deep AML/CFT transaction monitoring experience is a strong plus but not mandatory. - Strong SQL and Python (Databricks environment preferred); comfort with statistical analysis — this is not exclusively a data scientist role, so ML frameworks are a plus, not a requirement. - Solid understanding of the end-to-end data lifecycle — from raw data and pipelines to modeling and reporting — enough to collaborate effectively with Data Engineers, Data Analysts, and Data Scientists. - Demonstrated experience as a technical liaison or requirement-owner working with additional Data, Product and Engineering teams — someone who can push back on a delivery that doesn't meet the need, not just accept what's handed over. - Experience producing documentation that holds up under audit or regulatory scrutiny is a strong plus. - Proactive, collaborative mindset; comfortable operating with a high degree of autonomy on AML data analytics, as part of a small and growing team. What do we offer? Besides the tailored benefits we have for each country, dLocal will help you thrive and go that extra mile by offering you: - Flexibility in how you work: We focus on impact and productivity over fixed hours. This means our teams have flexible schedules and, depending on your role and location, you will combine self‑managed focus time with moments of in‑person connection in our collaboration hubs. - Fintech industry: work in a dynamic and ever-evolving environment, with plenty to build and boost your creativity. - Referral bonus program: our internal talents are the best recruiters - refer someone ideal for a role and get rewarded. - Work From Anywhere: Team members can work while traveling for up to 3 months every year. What happens after you apply? Our Talent Acquisition team is invested in creating the best candidate experience possible, so don’t worry, you will definitely hear from us. We will review your CV and keep you posted by email at every step of the process! Also, you can check out our webpage, Linkedin and Youtube for more about dLocal! ## About dLocal ## Company Overview - **One-liner**: dLocal provides a cross-border payment platform that enables global merchants to accept payments and disburse payouts in emerging markets through a single API. - **Entity Type**: Public (Nasdaq: DLO) - **Headquarters**: Montevideo, Uruguay - **Founded**: 2016 - **Founders**: Sebastián Kanovich (former CEO), Sergio Fogel, Andrés Bzurovski, and Federico Pfeifer ## Core Business - **Primary industry/industries**: Financial technology (Fintech), Payment Infrastructure - **Target customers**: B2B; global e-commerce merchants, digital platforms, marketplaces, and enterprises seeking to expand into emerging markets - **Mission or purpose statement**: To close the payments innovation gap between international businesses and emerging economies. ## Products & Services - **Payins**: Accept local payment methods (credit/debit cards, cash, bank transfers, digital wallets) across 60+ countries, with dynamic FX conversion, to boost conversion rates. - **Payouts**: Disburse funds to local bank accounts, digital wallets, and other methods in emerging markets. - **dLocal for Platforms**: A solution for global marketplaces to onboard users, accept, send, and split funds between multiple users across high-growth markets. - **Defense Suite**: A comprehensive fraud management solution designed to minimize financial loss and build merchant reputation. - **Direct Issuing**: Enables merchants to issue virtual and physical cards in local markets. ## Market Standing - **Valuation/Market Cap**: As a public company, market cap fluctuates. As of early 2025, it was roughly in the $2-3 billion range (check latest figures). - **Key Metric**: Processed **$41 billion** in payment volume in 2025. Annual revenue is publicly reported in SEC filings (10-K/10-Q), with recent reports showing strong growth. - **Notable Investors/Partners**: Key investors include Alkeon Capital, General Atlantic, and others. Major merchants include global giants like Uber, Amazon, and Spotify. - **Growth Signals**: Expanded to over 1,000 payment methods and operations in 44+ countries as of 2025; team has grown to over 1,200 employees; continues to expand into Africa, Asia, and Latin America. ## Competitive Advantages - **Deep Local Expertise**: Has "boots on the ground" in every region where they process payments, offering superior compliance, KYC, and local regulatory knowledge. - **Single API, Broad Coverage**: A single integration provides access to 1,000+ payment methods in 60+ countries, simplifying a highly complex landscape. - **AI-Powered Smart Routing**: Uses AI to optimize transaction routing for higher conversion rates, with robust fallback and redundancy. - **First-Mover Advantage**: Pioneer in the cross-border payments space for emerging markets, building a strong network effect with merchants and local partners. ## Strategic Focus - **Geographic Expansion**: Continuing to expand payment coverage in Africa, Asia, and Latin America. - **Product Innovation**: Enhancing the platform with AI-driven fraud prevention, smart routing, and new financial products like direct issuing. - **Platform Economics**: Deepening relationships with large global merchants and expanding the "dLocal for Platforms" offering to capture marketplace and platform payment flows. ## Why Work Here - **Culture ("dLocal Drive")**: The company seeks ambitious people who thrive in a fast-paced, high-adrenaline environment with a focus on making the "impossible happen." - **Remote/Hybrid Policy**: Offers flexible schedules and a "Work From Anywhere" policy allowing employees to work from anywhere for up to 3 months per year. Many roles are hybrid (Buenos Aires, Montevideo, Sao Paulo, Madrid, London, etc.). - **Global Team**: A diverse team of over 1,200 professionals from around the world, with a strong presence in Latin America, Africa, and Asia. - **Benefits**: Includes a referral bonus program, learning & development tools, a social budget for team connection, and a focus on global talent with local expertise. - **Growth Opportunity**: Working at a public company with a strong growth trajectory provides exposure to complex global challenges and career advancement in a high-impact fintech. ## Sources 1. [dlocal.com](https://www.dlocal.com/) 2. [dlocal.com - About Us](https://www.dlocal.com/company/about-us/) 3. [dlocal.com - Careers](https://www.dlocal.com/careers/) 4. [investor.dlocal.com](https://investor.dlocal.com/) 5. [jobs.lever.co/dlocal](https://jobs.lever.co/dlocal) ## Other roles at dLocal - [Business Continuity Specialist](https://feeny.ai/job/business-continuity-specialist-dlocal-nairobi-307b0e2v3g1t) — Nairobi, Kenya - [Execution & Enablement Specialist](https://feeny.ai/job/execution-enablement-specialist-dlocal-buenos-aires-95xcvmed049h) — Buenos Aires, Argentina - [Account Manager](https://feeny.ai/job/account-manager-dlocal-buenos-aires-63ysezm6mhpa) — Buenos Aires, Argentina - [Technical Lead - Java](https://feeny.ai/job/technical-lead-java-dlocal-barcelona-y30nh79a3mfd) — Barcelona, Spain - [Staff Engineer - Java](https://feeny.ai/job/staff-engineer-java-dlocal-barcelona-1zhq83mjpfjf) — Barcelona, Spain - [Staff Engineer - Payments Performance](https://feeny.ai/job/staff-engineer-payments-performance-dlocal-barcelona-hb1vds026cak) — Barcelona, Spain - [Legal Counsel - Corporate](https://feeny.ai/job/legal-counsel-corporate-dlocal-montevideo-mqgd3as8cqqk) — Montevideo, Uruguay - [Platform Architect](https://feeny.ai/job/platform-architect-dlocal-madrid-cdhxj8vhzf83) — Madrid, Spain - [Ethics & Compliance Officer](https://feeny.ai/job/ethics-compliance-officer-dlocal-montevideo-cjq8zm0f6p5r) — Montevideo, Uruguay - [Fraud Prevention Analyst II](https://feeny.ai/job/fraud-prevention-analyst-ii-dlocal-montevideo-g5casxgsd2ak) — Montevideo, Uruguay