---
title: 'Direct Marketing Manager (Credit Card & Creative Strategy) at Prosper'
canonical: 'https://feeny.ai/job/direct-marketing-manager-credit-card-creative-strategy-prosper-san-francisco-3ke4y3mr1wne'
type: 'job'
last_seen: '2026-09-09'
---

# Direct Marketing Manager (Credit Card & Creative Strategy) at Prosper

- **Company:** Prosper
- **Location:** San Francisco, CA
- **Compensation:** $148k–$184k
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-08-18
- **Last confirmed live:** 2026-09-09
- **Apply:** https://jobs.lever.co/prosper/7840083f-95a9-46da-b3d7-aae4b4e8723c

## Job description

## Your Role in Our Mission

Prosper is seeking a Direct Marketing Manager to lead creative strategy, campaign testing, and full end-to-end production execution for our Credit Card direct mail portfolio. Reporting directly to the Director of Direct Mail Strategy & Analytics, you will take direct ownership of our Credit Card direct response engine, working alongside our Senior Manager to manage our growing direct mail footprint and scale nationwide promotions for our flagship Credit Card Products.

We are looking for an innovative, data-driven marketer who blends creative strategy with rigorous production execution. In this role, you will not only drive creative testing and hyper-personalized messaging strategies, but also manage complex variable print matrix execution, print vendor relationships, proofing, and on-time campaign deployment.

## How you'll make an impact

- Creative Strategy & Testing: Lead the strategy, development, and rotation of Credit Card direct mail creative assets. Design and execute multi-variant test matrices to continuously optimize response, approval, and pull-through rates.
- Full-Lifecycle Production Execution: Manage end-to-end print and mail production, overseeing lettershop execution, data file transfers, variable data printing (VDP), postage optimization, and deployment schedules across all Credit Card streams.
- Vendor & Agency Management: Serve as the primary operational link with external creative agencies, print vendors, and lettershops to ensure campaign deliverables are produced efficiently, cost-effectively, and on time.
- Quality Assurance & Proofing: Establish rigorous proofing, sampling, and audit controls across complex variable data streams to guarantee 100% execution accuracy.
- Regulatory Compliance & FCRA Governance: Partner with Legal, Compliance, and Risk to ensure all pre-screen disclosures, credit terms, and FCRA requirements are flawlessly maintained across every printed variant.
- Performance Analysis: Partner with Analytics to track key performance metrics and leverage campaign results to inform future creative and production decisions.

## Skills that will help you thrive

- 5–8+ years of direct marketing experience in financial services or consumer lending, with hands-on expertise in both creative development and direct mail production management.
- Production & Print Expertise: Deep working knowledge of direct mail production processes, including digital/offset printing, variable data printing (VDP), postal regulations, and lettershop operations.
- Creative Direction & Testing: Experience writing or evaluating high-converting direct response copy, managing agency partners, and running multi-variant matrix testing.
- Detail-Oriented QA Mindset: Meticulous attention to detail with a proven track record of managing zero-defect campaigns in a highly regulated credit environment.
- Cross-Functional Tools: Proficient in Excel, JIRA, and Confluence, with strong project management skills in a fast-paced, deadline-driven environment.

## Your roadmap to success

First 30 Days: Integration & Baseline Assessment Focus: Learning core systems, understanding team workflows, shadowing ongoing projects, and building initial team relationships.

By 60 Days: Deep Expertise & Strategic Development Focus: Taking ownership of tasks, contributing to ongoing projects, and working with increasing independence under manager guidance.

By 90 Days: Strategic Independence & Executive Partnership Focus: Full autonomous authority, strategic roadmap execution, cross-functional leadership, and executive partnership.

Resources to help you prosper

- A connected experience: We prioritize high-touch collaboration and flexibility. Whether you are working from our San Francisco or Phoenix offices or joining us as a fully remote team member, we provide the digital-first tools and intentional culture to keep you synced and supported.
- Invested in your future: A competitive salary and a 401(k) with a 5% company match to help you build long-term financial security.
- Holistic well-being: We provide the resources you need to thrive, from flexible time off and paid parental leave to an annual wellness allowance and comprehensive health coverage.
- Professional & personal growth: Take advantage of a suite of premium perks, including Udemy access, childcare assistance, pet insurance, and a bevy of additional savings through Beneplace.

## #LI-AR1

## About Us

Prosper introduced U.S. consumers to an innovative approach to personal finance as the first peer-to-peer lending platform in the country. Since 2005, Prosper has helped over 2 million customers achieve financial well-being through a comprehensive suite of digital personal finance products. Prosper’s flagship personal loan* marketplace continues to offer unique value for both borrowers and investors, while the Prosper® Card¹ provides essential access to credit and flexibility for those managing their financial journey. Guided by its mission to advance financial well-being, Prosper is dedicated to helping people thrive by meeting people where they are with simple, trusted, and affordable financial solutions. Learn more at www.prosper.com. We’re on a mission to hire the very best, and we are committed to creating exceptional employee experiences where everyone is respected and has access to equal opportunity. We realize that new ideas can come from everywhere. It is important to us that every hire connects with our vision, mission, and core values. Join a leading fintech company that’s democratizing finance for all!

## Our Values

Diversity expands opportunities Collaboration creates better solutions Curiosity fuels our innovation Integrity defines all our relationships Excellence leads to longevity Simplicity guides our user experience Accountability at all levels drives results

www.prosper.com Our Story & Team  //   Our Blog

Applicants have rights under Federal Employment Laws. Family & Medical Leave Act (FMLA)

## Equal Employment Opportunity (EEO)

Employee Polygraph Protection Act (EPPA)

California applicants: please click here to view our California Consumer Privacy Act (“CCPA”) Notice for Applicants, which describes your rights under the CCPA.

Illinois applicants: please click here to view our Artificial Intelligence Notice for Applicants.

At Prosper, we're looking for people with passion, integrity, and a hunger to learn. We encourage you to apply even if your experience doesn't precisely match the job description. Your unique skill set and diverse perspective will stand out and set you apart from other candidates. Prosper thrives with people who think outside of the box and aren't afraid to challenge the status quo. We invite you to join us on our mission to advance financial well-being.

Prosper is committed to an inclusive and diverse workplace. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical​​​ condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law, including the San Francisco Fair Chance Ordinance. Prosper will consider for employment qualified applicants who are non-US citizens and will provide green card sponsorship.

*All personal loans are made by WebBank. ¹The Prosper® Card is an unsecured credit card issued by Coastal Community Bank, Member FDIC, pursuant to license by Mastercard® International.

## About Prosper

## Company Overview
- **One-liner**: Prosper is the first peer-to-peer lending marketplace in the U.S., now offering a comprehensive suite of personal loans, home equity products, and credit cards to help individuals achieve financial well-being.
- **Entity Type**: Public (NASDAQ: UPST)
- **Headquarters**: San Francisco, California, United States
- **Founded**: 2005
- **Founders**: Not explicitly listed in provided sources

## Core Business
- **Primary industry**: Financial Services (Consumer Lending, Personal Finance)
- **Target customers**: B2C – individual borrowers seeking personal loans, home equity financing, and credit-building cards; also individual and institutional investors who fund loans on the marketplace.
- **Mission**: “To advance financial well-being, helping people thrive by meeting them where they are with simple, trusted, and affordable financial solutions.” [prosper.com](https://www.prosper.com/about)

## Products & Services
- **Personal Loan Marketplace**: Fixed-rate, unsecured personal loans from $2,000 to $50,000 with next-day funding and no prepayment penalties. Borrowers are matched with investors. [prosper.com](https://www.prosper.com/)
- **Prosper® Card**: Unsecured credit card designed for people with less-than-perfect credit, offering up to a $3,000 limit with no security deposit required. [prosper.com](https://www.prosper.com/)
- **Home Equity Loans & HELOCs**: Fixed-rate home equity loans and variable-rate home equity lines of credit for homeowners. [prosper.com](https://www.prosper.com/about)
- **Investing & IRAs**: Allows investors to fund personal loans on the platform, with an average historical return of 5.3%. Individual Retirement Accounts (IRAs) are also available. [prosper.com](https://www.prosper.com/)

## Market Standing
- **Valuation/Market Cap**: Not directly provided in search results (publicly traded; current market cap can be found on stock exchanges)
- **Key Metric**: Annual revenue of $212.5M (2024 estimate); net income of -$54.08 million (2024); total assets $877.03 million (2024). [linkedin.com](https://www.linkedin.com/company/prosper-marketplace)
- **Notable Investors/Partners**: Not provided in search results
- **Growth Signals**:
  - Nearly 2.5 million customers served since 2005. [prosper.com](https://www.prosper.com/about)
  - Winner of Bankrate Best Personal Loan Award 2024. [prosper.com](https://www.prosper.com/about)
  - Received FICO® Decisions Financial Inclusion Award. [prosper.com](https://www.prosper.com/about)
  - Expanded product lineup with home equity loans and lines of credit, and the Prosper® Card.
  - Headcount of 338 employees, distributed across 10 countries. [linkedin.com](https://www.linkedin.com/company/prosper-marketplace)

## Competitive Advantages
- **First-mover in peer-to-peer lending**: Prosper pioneered the P2P lending model in the U.S. in 2005 and has built a large, trusted borrower and investor base.
- **Comprehensive product suite**: Covers personal loans, home equity products, credit cards, and investing – all under one platform, serving customers at different stages of their financial journey.
- **Awards and recognition**: Industry accolades (Bankrate, FICO) reinforce credibility and trust.
- **Data-driven credit risk**: Robust analytics and AI tools for credit decisioning, as evidenced by roles like Data Scientist, Credit Risk Analytics. [jobs.lever.co](https://jobs.lever.co/prosper)

## Strategic Focus
- **Expanding home equity offerings**: Adding home equity loans and HELOCs to leverage the asset class.
- **Growing the Prosper® Card**: Targeting consumers with less-than-perfect credit to build a path to better credit.
- **Digital-first, customer-centric approach**: Emphasizing 100% online applications, transparency, and human customer service.
- **Leveraging AI and analytics**: Using AI in hiring and credit risk to improve efficiency and accuracy.

## Why Work Here
- **Culture & Recognition**: Recognized as a “Best Place to Work in the Bay Area.” [prosper.com](https://www.prosper.com/jobs)
- **Work Flexibility**: Hybrid model – 3 days remote per week for employees within 50 miles of San Francisco or Phoenix; required in-office on Wednesdays and Thursdays. Fully remote roles also available. [prosper.com](https://www.prosper.com/jobs)
- **Total Rewards**:
  - Competitive pay, bonus program, stock options, and 401(k) with 5% employer match.
  - Health, dental, vision insurance with 100% employer-paid premiums for employees.
  - $1,000 annual wellness allowance, One Medical membership, Headspace/Calm access.
  - Generous parental leave, take-what-you-need vacation (exempt), 20 paid vacation/sick days for hourly employees, plus 8 paid holidays.
  - Monthly internet/phone stipend, pre-tax commuter assistance, and perks like RocketLawyer, UrbanSitter, Maven support.
  - Monthly on-site employee lunches and cultural events. [prosper.com](https://www.prosper.com/jobs)
- **Hiring Process**: Initial phone/video screen, hiring manager interview, then stakeholder round. Technical roles may include a live coding or take-home exercise. AI tools are used to assist in reviewing applications. [jobs.lever.co](https://jobs.lever.co/prosper)

## Sources
1. [prosper.com/about](https://www.prosper.com/about)
2. [prosper.com](https://www.prosper.com/)
3. [jobs.lever.co/prosper](https://jobs.lever.co/prosper)
4. [linkedin.com/company/prosper-marketplace](https://www.linkedin.com/company/prosper-marketplace)

## Other roles at Prosper

- [Program Manager, People Programs](https://feeny.ai/job/program-manager-people-programs-prosper-san-francisco-py51ykyk30sp) — San Francisco, CA
- [Sr. Software Engineer, React/ React Native](https://feeny.ai/job/sr-software-engineer-react-react-native-prosper-san-francisco-y3xr23bmnbpw) — San Francisco, CA
- [Director, Operations Analytics & Infrastructure](https://feeny.ai/job/director-operations-analytics-infrastructure-prosper-phoenix-qm2b7k5zq9nf) — Phoenix, AZ
- [Sr. Director, Credit Risk Analytics](https://feeny.ai/job/sr-director-credit-risk-analytics-prosper-united-states-2gh5535ss7qv) — United States
- [Data Scientist, Credit Risk Analytics](https://feeny.ai/job/data-scientist-credit-risk-analytics-prosper-united-states-9j0cwmtsseh5) — United States
- [Sr. UX Designer](https://feeny.ai/job/sr-ux-designer-prosper-san-francisco-c25y2azvbay7) — San Francisco, CA
- [Credit Risk Analyst](https://feeny.ai/job/credit-risk-analyst-prosper-united-states-yrnegvkzrz3z) — United States
- [Sr. Credit Risk Analyst](https://feeny.ai/job/sr-credit-risk-analyst-prosper-united-states-v60rmhpever4) — United States
- [Sr. Product Manager, Core Experience](https://feeny.ai/job/sr-product-manager-core-experience-prosper-san-francisco-1jrv6ya6sxx0) — San Francisco, CA
- [Sr. Manager, Application Security](https://feeny.ai/job/sr-manager-application-security-prosper-united-states-3kv82vq1gskq) — United States