--- title: 'Director of Compliance at VantageScore' canonical: 'https://feeny.ai/job/director-of-compliance-vantagescore-washington-1qd99rw6121e' type: 'job' last_seen: '2026-11-06' --- # Director of Compliance at VantageScore - **Company:** VantageScore - **Location:** Washington, DC - **Posted:** 2026-02-11 - **Last confirmed live:** 2026-11-06 - **Apply:** https://job-boards.greenhouse.io/vantagescore/jobs/4120215009 ## Job description ## About the Role We’re looking for a Director of Compliance to build upon and scale our existing compliance program. This is a critical leadership role responsible for maturing VantageScore’s compliance program. Reporting to the General Counsel, you will own the strategic evolution of our compliance infrastructure. The ideal candidate is a highly motivated individual with in-house compliance experience who excels in both high-level strategy and detailed execution. You will be responsible for enhancing existing policies, implementing sophisticated systems, and managing key risk areas across the Company. You’ll partner closely with Legal, Data Science, Data & Technology, and business teams to ensure that the Company’s policies, procedures, controls, and monitoring align with relevant laws and regulations. The Director of Compliance will also be responsible for promoting a culture of integrity and ethical behavior throughout the organization. This is a hybrid role requiring three days per week in the office, preferably at our Washington, D.C. or South San Francisco, CA  location. ## Key Responsibilities - Compliance Enhancement & Strategy - Lead the continued development, implementation, and oversight of VantageScore’s enterprise compliance program, ensuring alignment with business objectives and other applicable requirements. - Review, refine, and draft corporate policies and procedures to ensure they remain best in-class, aligned with business objectives, and tailored to the organization’s operations and risk profile. - Assist with managing the compliance governance and reporting structure, providing clear and concise updates to executive leadership. - Lead compliance monitoring and risk assessment activities, identifying gaps and implementing corrective action plans. - Develop and implement monitoring mechanisms and metrics to track compliance with policies and procedures. - Stay current on federal and state laws and regulations related to the compliance program to ensure the organization’s compliance program is in compliance with all applicable legal requirements. - Substantive Compliance Management - Intellectual Property and Licensing Compliance. Oversee and enhance compliance processes relating to the Company’s intellectual property, licensing agreements, and technology usage requirement. Coordinate compliance reviews, monitoring activities, and audits to ensure adherence to applicable contractual obligations and internal policies. - Brand and Trademark Compliance Protection. Develop and administer processes to promote compliance with the Company’s trademark, branding, and intellectual property usage standards, including monitoring authorized use by third parties. - Corporate Governance and Contractual Compliance. Support compliance with the Company’s governing agreements, corporate policies, and contractual obligations, including requirements related to corporate governance, external communications, and intellectual property protections. Identify and escalate potential compliance concerns and coordinate appropriate remediation with Legal. - Antitrust and Competition Compliance. Support the continued development and implementation of the Company’s antitrust compliance program, including policies, training, risk assessments, monitoring, and compliance reviews. - Privacy & Data Governance. Support the Company’s privacy and data governance programs, including monitoring regulatory developments, reviewing applicable policies, and collaborating with technical and business teams to strengthen compliance controls. - Compliance Monitoring and Risk Management. Develop and maintain risk-based compliance monitoring, auditing, and reporting processes. Identify potential compliance gaps, recommend corrective action, and track remediation efforts in coordination with relevant stakeholders. - Tax and Regulatory Compliance. Coordinate with Finance, Legal, and external advisers, as appropriate, to support compliance with applicable tax reporting, regulatory filing, and related obligations. - Cross-Functional Partnership. Serve as the Legal team’s key advisor on compliance and ethics, working closely with HR, the Digital and Technology, Data Science, Product, and business teams. Build and deliver compliance training tailored to technical and business audiences. - Contribute to the review of new products, features, and vendor engagements. Required Qualifications - Bachelor’s degree in a relevant field (e.g., compliance, law, business, public policy, finance, data/technology, or related discipline). - Minimum of 5-7 years of experience building data governance, privacy, and other compliance programs, preferably in financial services or fintech companies. - Demonstrated experience building and scaling compliance programs (not just maintaining them). - Strong working knowledge of privacy, data governance, and competition concepts. - Excellent communication skills with the ability to engage employees at all levels of the organization. ## Preferred Qualifications - Familiarity with the regulatory environment for credit scoring, the Fair Credit Reporting Act (FCRA) and implementing regulations, and related model governance. - Experience with competition/antitrust and/or IP compliance in a tech or data-centric company. - Experience developing compliance audit protocols, monitoring third-party intellectual property or trademark use, and managing contractual compliance or remediation processes. - Background working closely with data science, engineering, and product teams. - IAPP privacy (CIPP/US, CIPM, CIPT) and/or other compliance certifications. ## Key Attributes for Success - Generalist mindset with deep program-building chops. You know how to set a vision and roll up your sleeves to execute. - Comfort in ambiguity. You are comfortable working in an evolving regulatory landscape and triage risk and drive progress. - Business-practical orientation. You’ve learned from your prior in-house experience to aim for compliant enablement. - High integrity and discretion. You exercise strong judgment and sound advice under time or other constraints. - Self-motivated with a collaborative mindset and leadership presence. You thrive in collaborative environments and are a clear communicator who earns trust across technical and non-technical groups. Additional - The expected total compensation range for this role is $180,000–$250,000, inclusive of base salary and bonus eligibility. - Generous Benefits: 401(K) matched up to 7%, Flexible Time Off, 12 Paid Holidays, Medical/Dental/Vision/Wellness benefits, Monthly Team Events, Modern Work/Collaboration Spaces Join Us and Be the Catalyst of Change in Fintech! Are you a compliance professional who has a deep passion for fintech? We invite you to take the leap and join our team. Together, let’s embark on a mission to redefine the industry and propel your career to new heights. ## About VantageScore ## Company Overview - **One-liner**: VantageScore develops predictive credit scoring models that expand consumer access to credit while helping lenders make more informed lending decisions. - **Entity Type**: Private (joint venture of Equifax, Experian, and TransUnion) - **Headquarters**: Washington, D.C., USA (with offices in New York City and San Francisco) - **Founded**: 2006 - **Founders**: Joint venture established by the three nationwide consumer reporting agencies (NCRAs) – Equifax, Experian, TransUnion ## Core Business - **Primary industry**: Credit scoring, analytics, financial technology (fintech) - **Target customers**: B2B – banks, credit unions, fintechs, mortgage lenders, capital markets, and other institutions that assess consumer creditworthiness - **Mission/purpose**: To be the leading credit modeling company, delivering the most predictive, innovative, and inclusive tri-bureau models and attributes in the US market – expanding consumer credit access and helping lenders make better lending decisions. ## Products & Services - **VantageScore 4.0**: The flagship credit scoring model that scores approximately 94% of adults 18+ (including ~33 million more consumers than conventional models). It was the first to incorporate trended credit data and to remove paid medical collections. Uses machine learning. - **VantageScore 4plus™**: An enhancement of 4.0 that leverages consumer-permissioned open banking data to deliver over 10% predictive lift for lenders. - **VantageScore 5.0**: The latest model (released 2024) that further improves predictive power and financial inclusion. - **VantageScore 4.0 Attributes**: Custom models and scoring solutions enabling more effective credit decisions, including proprietary GAIN Attributes™ that generate insights beyond traditional scoring inputs. - **MarketGain™**: A tool launched in 2023 to help lenders identify potential addressable markets when converting to VantageScore 4.0. - **Capital Markets Solutions**: VantageScore credit scores are used in asset-backed securities (ABS) issuances – $13.4 billion in 2024. ## Market Standing - **Valuation**: Not publicly available (privately held joint venture) - **Key metrics**: - Over 42 billion VantageScore credit scores used in 2024 (55% increase year-over-year) - Used by more than 3,700 institutions (banks, fintechs, etc.) - All 10 of the largest US banks use VantageScore credit scores or digital tools in one or more lines of business - $13.4 billion in ABS issuances utilizing VantageScore in 2024 - **Notable investors/partners**: Backed by Equifax, Experian, and TransUnion (the three NCRAs). Recognized by the White House as an industry leader in innovation. - **Growth signals**: - FHFA mandate (starting 2025) requires VantageScore 4.0 credit scores for all mortgages sold to or guaranteed by Fannie Mae and Freddie Mac – a massive regulatory catalyst. - Record adoption growth in 2023 with 30%+ increase in scores used year-over-year. - Expansion into open banking with VantageScore 4plus™. ## Competitive Advantages - **Tri-bureau model**: The only credit scoring model developed jointly by all three nationwide credit reporting agencies (Equifax, Experian, TransUnion), ensuring consistency and broad data coverage. - **Financial inclusion leadership**: Scores ~33 million more consumers than conventional models, including historically marginalized populations, without sacrificing safety and soundness. - **Regulatory tailwind**: FHFA mandate for mortgage lending creates a structural advantage and drives adoption. - **Innovation track record**: First to incorporate trended credit data, first to eliminate paid medical collections, first to use machine learning in a tri-bureau model, and first to include rent, telecom, and utility data. - **Proprietary attribute leveling process**: Maintains high score consistency across the three bureaus. - **Transparency**: Publishes annual model assessments so lenders and policymakers can verify predictive power and fairness. ## Strategic Focus - **Open banking integration**: VantageScore 4plus™ leverages consumer-permissioned bank data to boost predictive power – a key growth vector. - **AI/ML advancement**: Investing heavily in generative AI and large language models (LLMs) for credit modeling, as evidenced by recent job postings for Senior AI Engineer and Senior Data Scientist (AI/ML/GenAI). - **Continued model innovation**: Development of VantageScore 5.0 and beyond to maintain predictive edge. - **Market expansion**: Driving adoption among lenders, especially in mortgage and capital markets, while helping them comply with the FHFA mandate. - **Consumer education**: Tens of millions of consumers use VantageScore to monitor their credit; the company aims to increase financial literacy and access. ## Why Work Here - **Culture & mission**: Fast-paced, independent startup culture within a financially stable joint venture backed by the three major credit bureaus. Employees drive impact on a massive scale, helping millions of Americans gain access to credit and homeownership. - **Values**: Innovation, inclusion, collaboration, respect, transparency. - **Work policy**: Hybrid – offices in Washington D.C., New York City, and San Francisco. - **Benefits** (from careers page and job postings): - 401(k) matched up to 7% - Flexible Time Off (PTO) - 12 paid holidays - Medical, dental, vision, and wellness benefits - Monthly team dinners/events in NYC and SF - Modern collaboration spaces - **Open roles** (as of mid-2026): Senior AI Engineer, Site Reliability Engineer, Senior Marketing Specialist, Search Marketing & SEO Manager (Contract), Software Engineer (Contract), Analyst (Capital Markets & Industry Relations), Director of Compliance, Executive Assistant & Office Administrator, and Senior Data Scientist (AI/ML/GenAI). - **Engineering culture**: Emphasis on state-of-the-art data analytics, AI/ML/LLM research, and cross-functional teamwork. The company offers the chance to work on cutting-edge credit models that directly impact financial inclusion. ## Sources 1. [vantagescore.com](https://vantagescore.com/) – Main site with product overview and key metrics 2. [vantagescore.com/about](https://vantagescore.com/about/about-vantagescore) – About page with mission, history, and financial inclusion details 3. [vantagescore.com/about/careers](https://vantagescore.com/about/careers) – Careers page with open positions and benefits 4. [vantagescore.com/about/careers/senior-data-scientist-ai-2](https://vantagescore.com/about/careers/senior-data-scientist-ai-2) – Senior Data Scientist job posting with detailed company description and benefits 5. [linkedin.com/company/vantagescore](https://www.linkedin.com/company/vantagescore) – LinkedIn company page with open positions ## Other roles at VantageScore - [Deputy General Counsel](https://feeny.ai/job/deputy-general-counsel-vantagescore-washington-r3kcfwrs5rh5) — Washington, DC - [Office Manager (contract)](https://feeny.ai/job/office-manager-contract-vantagescore-new-york-4brrn0ygj3k9) — New York, NY - [Senior Data Scientist](https://feeny.ai/job/senior-data-scientist-vantagescore-washington-cq1k731fjnm5) — Washington, DC / New York, NY - [Agile Scrum Master / Project Manager](https://feeny.ai/job/agile-scrum-master-project-manager-vantagescore-san-francisco-pwardt05qgxh) — San Francisco, CA - [Speaking Engagements & Sponsorship Manager](https://feeny.ai/job/speaking-engagements-sponsorship-manager-vantagescore-new-york-5a3bg51an7na) — New York, NY - [API Product Manager](https://feeny.ai/job/api-product-manager-vantagescore-san-francisco-5qt7gh1mmzfm) — San Francisco, CA - [Site Reliability Engineer](https://feeny.ai/job/site-reliability-engineer-vantagescore-san-francisco-jmy54d1y4vgk) — San Francisco, CA - [Software Engineer](https://feeny.ai/job/software-engineer-vantagescore-san-francisco-0mm2qzbpyf37) — San Francisco, CA - [Director of Compliance](https://feeny.ai/job/director-of-compliance-credit-genie-new-york-1d8wm78tpqms) — New York, NY - [Director of Compliance](https://feeny.ai/job/director-of-compliance-extend-united-states-5y2jd27e7435) — United States