---
title: 'Director of Investments and Pensions at Monzo'
canonical: 'https://feeny.ai/job/director-of-investments-and-pensions-monzo-london-z1rm5r8n9y8k'
type: 'job'
last_seen: '2026-09-09'
---

# Director of Investments and Pensions at Monzo

- **Company:** Monzo
- **Location:** London, United Kingdom
- **Posted:** 2026-08-28
- **Last confirmed live:** 2026-09-09
- **Apply:** https://job-boards.greenhouse.io/monzo/jobs/8163979

## Job description

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as [personal](https://monzo.com/current-account/personal) and [business](https://monzo.com/business-banking) bank accounts, we offer [joint accounts](https://monzo.com/current-account/joint-account), [accounts for 16-17 year olds](https://monzo.com/current-account/16-17), a [free kids account](https://monzo.com/current-account/under-16s) and [credit cards](https://monzo.com/flex) in the UK, with more exciting things to come beyond. Our UK customers can also [save](https://monzo.com/savings), [invest](https://monzo.com/investments)and [combine their pensions](https://monzo.com/pensions) with us.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

📍London | 💰£130,000 - £170,000 + equity + Incentive Awards tied to your performance +[Benefits](https://monzo.com/careers/) ✨

Our Wealth team ⭐

We’re on a mission to make money work for everyone. We believe managing your money and growing your wealth over the long term should be much simpler than it is today. For too long, traditional providers and investment platforms have made wealth feel complex, opaque and inaccessible - especially for people who are just getting started or whose needs are evolving over time.

Monzo Wealth helps customers build and manage their financial future through Savings, Investments and Pensions. Our ambition is to become a lifetime partner for building family wealth: helping people make confident, informed decisions about how they save, invest, optimise for tax and plan for retirement.

We’re looking for a Director of Investments and Pensions to join our Wealth Collective and help lead this strategically important area of growth for Monzo. We already serve hundreds of thousands of investing customers and operate one of the UK’s largest and fastest pension consolidation services.

Reporting to the Wealth GM, you’ll translate our Wealth strategy into a clear customer, commercial and growth agenda for Investments and Pensions. You’ll develop the rationale for new commercial opportunities, build high-quality recommendations and business cases, and create the cross-functional alignment needed to deliver measurable outcomes in a complex, regulated environment

🔑 You’ll play a key role by...

- Drive business growth and customer outcomes
- Identify new commercial growth opportunities (including new investment offerings, partnerships and markets), size their impact, develop cohesive business cases, and secure buy-in from GM Wealth and other senior stakeholders.
- Manage monthly commercial growth plans - identify opportunities to optimise acquisition/transfers, engagement, and retention.
- Contribute Investments & Pensions expertise to EU expansion planning, identifying localisation needs, partner implications and commercial trade-offs
- Develop pricing recommendations and business cases, in partnership with Finance, Product and the Wealth GM.
- Manage a high performing team, inclusive of direct report(s) as well as influencing the cross-functional squad assigned to this area.
- Drive investment selection and ongoing due diligence
- Evaluate asset range performance and define target state.
- Conduct due diligence to ensure consumer fair value and suitability.
- Liaise with asset manufacturers and assess potential new partnerships.
- Support development of educational content that caters to a wide range of customers, from first time investors to established wealth-builders
- Help scale Investments & Pensions into Europe
- Own the Investments & Pensions workstream within market entry planning, in collaboration with country leads, covering commercial requirements, partner implications and operating model considerations.
- Work with market, regulatory, product and operational teams to understand local tax wrappers, investment norms, customer needs and competitive dynamics.

🤩 We’d love to hear from you if…

- You have significant experience scaling consumer investment businesses, including operating at a senior leadership level.
- You combine strong commercial judgement and data literacy with the ability to turn customer, market and performance insights into clear recommendations and action.
- You’re comfortable moving between strategy and execution — seeing the bigger picture, breaking ambiguous problems into practical steps and moving quickly to deliver.
- You bring deep Investments expertise and can apply it to areas such as investment propositions, asset selection, due diligence, pricing and customer outcomes within a regulated environment.
- You’re an exceptional cross-functional leader who can connect the dots across different parts of a business, build alignment and influence senior stakeholders.
- You’re a strong people leader and communicator who can coach high-performing teams, raise the quality of thinking and execution around you, and adapt your approach for different audiences.

🙌 What’s in it for you

💰 £130,000 - £170,000 ➕ equity ➕ Incentive Awards tied to your performance.

📍 This role will be based in London, however you’ll be expected to travel to Monzo’s offices in the UK and EU countries from time to time.

⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.

📚 £1,000 learning budget each year to use on books, training courses and conferences.

🏡 We will set you up to work from home; all employees are given MacBooks and for fully remote workers we will provide extra support for your work-from-home setup.

➕ Plus lots more![Read our full list of benefits](https://monzo.com/careers/).

🌈 The application journey has 4 key steps

- Short call with the recruiter
- 30 min call with the GM of Wealth
- 2 hours of technical and leadership principles interviews
- Final Exec Call

This process should take around 5-6 weeks - your schedule is really important to us, so we promise to be as flexible as possible!

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo.[You can read them here.](https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo)

We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.

## #LI-OS1

## Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our [blog](https://monzo.com/blog/diversity-and-inclusion), 2026 [Diversity and Inclusion Report](https://monzo.com/blog/our-2026-diversity-and-inclusion-report) and 2025 [Gender Pay Gap Report.](https://monzo.com/blog/gender-pay-gap-report-2025)

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊

## About Monzo

## Company Overview
- **One-liner**: Monzo is a UK-based digital bank offering personal and business current accounts, savings, loans, investments, and insurance through a mobile-first platform.
- **Entity Type**: Private (Series I, unicorn)
- **Headquarters**: London, United Kingdom (offices also in Cardiff, Dublin, and Barcelona)
- **Founded**: 2015
- **Founders**: Tom Blomfield, Gary Dolman, Jonas Huckestein Templestein, Jason Bates, Paul Rippon (current co‑CEOs are Diana Layfield and Conor Walsh)

## Core Business
- Primary industry/industries: Digital banking and financial services (consumer finance, payments, lending)
- Target customers: B2C (personal banking) and B2B/SMB (business banking); primarily UK‑based, with growing EU presence
- Mission or purpose statement: “Building a bank you’d be proud to use” – focused on solving problems, not selling financial products, and making money work for everyone.

## Products & Services
- **Personal Current Account**: Mobile‑banking account with budgeting tools, spending insights, and automated savings. Features real‑time notifications, card controls, and biometric authentication.
- **Business Current Account**: Separate account for small businesses with expense categorisation, invoicing, and integration with accounting software.
- **Savings Pots**: Sub‑accounts inside the app to save toward goals; includes interest‑bearing options.
- **Credit Cards & Loans**: Personal credit cards, overdrafts, and Flex (buy‑now‑pay‑later style borrowing). Also offers personal loans.
- **Investments**: Share dealing and ISA products (introduced in 2024).
- **Insurance**: Home, travel, and gadget insurance (underwritten by partners).
- **Pension Management**: Tools to manage and consolidate pension pots within the app.

## Market Standing
- **Valuation**: $5.2 B (current, per Tracxn; latest round Series I)
- **Key Metric**: Annual revenue £1 B+ (as of 31 Mar 2025), total funding $1.81 B
- **Notable Investors/Partners**: General Catalyst, Passion Capital, Accel (lead investors in previous rounds)
- **Growth Signals**: 15 million+ personal and business customers; headcount of ~3,786 (YoY growth 26.8% per Revelio Labs); expansion into EU via Dublin office; launched investment and pension products in 2024; continued lending product innovation (Flex, credit cards).

## Competitive Advantages
- **Community‑driven product development** – Customers actively suggest features, test the app, and give feedback, creating strong brand loyalty.
- **Mobile‑first architecture** – Built from scratch as a digital‑only bank, offering a seamless user experience with real‑time budgeting and spending insights.
- **Regulatory innovation** – One of the first UK challengers to obtain a full banking licence, enabling deposit‑taking and lending.
- **Open‑source culture** – Engages with the engineering community through open‑source contributions and transparent development.

## Strategic Focus
- **Product expansion**: Deepening lending and investment offerings, and building a wealth management suite.
- **International growth**: Scaling in the European market (office in Barcelona, Dublin hub, and hiring for EU‑focused roles).
- **Embedded finance**: Enabling third‑party services to use Monzo’s banking infrastructure.
- **Operational efficiency**: Using AI/ML for risk management, fraud detection, and personalised financial recommendations.

## Why Work Here
- **Culture**: Open, collaborative, and inclusive; regular community events, yoga, and lunch‑and‑learns; contributes to open‑source software.
- **Remote/Hybrid**: Office‑based roles allow occasional remote work; distributed workers receive equipment budget. Roles in London, Cardiff, Dublin, Barcelona, or UK‑remote.
- **Visas**: Monzo sponsors visas for tech, engineering, and product roles due to Home Office regulations.
- **Learning**: £1,000 annual budget for books, courses, and conferences; regular knowledge‑sharing sessions.
- **Compensation & Benefits**: Annual salary reviews; performance‑based incentive awards (cash/equity mix); pension (4% Monzo contribution, matching up to 6%); private healthcare; life insurance (4x salary); 26 days holiday + bank holidays (or opt‑out for 34 days); 8‑week sabbatical every 5 years; generous family leave (primary caregiver 26 weeks full pay, secondary 13 weeks full pay); paid sick leave; cycle‑to‑work scheme.
- **Office Perks**: Free breakfast, hot lunches twice a week, snacks, and drinks in London office.

## Sources
1. [monzo.com/careers](https://monzo.com/careers) – Benefits, visa policy, flexible working, culture
2. [monzo.com/about](https://monzo.com/about) – Company overview, mission, customer count
3. [tracxn.com/d/companies/monzo](https://tracxn.com/d/companies/monzo/__HguZJzK7Q_qZsyIz1Y4VwV75H5fHjDMtGaXPelPAxpU) – Funding, valuation, revenue, employee count, founders, CEOs
4. [job-boards.greenhouse.io/monzo](https://job-boards.greenhouse.io/monzo/jobs/7963253) – Open roles, location details
5. [reveliolabs.com/companies/monzo-bank/employees](https://www.reveliolabs.com/companies/monzo-bank/employees/) – Headcount growth

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