--- title: 'Director of Treasury & Financial Operations at Figure Lending' canonical: 'https://feeny.ai/job/director-of-treasury-financial-operations-figure-lending-new-york-8jwjx2szeh5y' type: 'job' last_seen: '2026-09-09' --- # Director of Treasury & Financial Operations at Figure Lending - **Company:** Figure Lending - **Location:** New York, NY - **Work type:** remote - **Posted:** 2026-08-18 - **Last confirmed live:** 2026-09-09 - **Apply:** https://job-boards.greenhouse.io/figure/jobs/8709203002 ## Job description ## About Figure Figure (NASDAQ: FIGR) is transforming capital markets through blockchain. We’re proving that blockchain isn’t just theory - it’s powering real products used by hundreds of thousands of consumers and institutions. By combining blockchain’s transparency and efficiency with AI-driven automation, we’ve reimagined how loans are originated, funded, and traded in secondary markets. From faster processing times to lower costs and reduced bias, our technology is helping borrowers, investors, and financial institutions achieve better outcomes. Together with our 170+ partners, we’ve originated over $22 billion in home equity loans (HELOCs) on our blockchain-native platform, making Figure the largest non-bank provider of home equity financing in the U.S. Figure’s ecosystem also includes YLDS, an SEC-registered yield-bearing stablecoin that operates as a tokenized money market fund, and several other products and platforms that are reshaping consumer finance and capital markets. We’re proud to be recognized as one of [Forbes’ Most Innovative Fintech Startups in 2025](https://www.forbes.com/lists/fintech50/) and [Fast Company’s Most Innovative Companies in Finance and Personal Finance](https://www.fastcompany.com/91269557/finance-personal-finance-most-innovative-companies-2025). ## About the Role We are seeking a hands-on Director of Treasury & Financial Operations to drive coordination, cross-functional collaboration, and operational efficiency for our growing team. This role bridges the gap between strategy and execution; you will handle and improve recurring core financial workflows alongside the team, while functionally managing the daily division of labor to ensure seamless execution. This position is ideal for an ambitious operator who thrives on building efficient systems, enjoys the fast-paced world of FinTech, and is looking for a role with direct impact. ## What You'll Do - Architect and implement scalable funds flows and operational workflows for new FinTech products and pilot programs, providing cross-functional support to the Capital Markets and Revenue-related areas of the business. - Quarterback the daily rhythm of the analyst team, managing responsibilities and the division of labor without replacing their direct connection to leadership. - Own daily treasury operations, ensuring the flawless execution of high-volume wire transfers, ACH movements, cash reconciliations, and remittance reporting. - Drive automation of the remittance reporting process through collaboration with our Servicing & Data teams - Further strengthen and enhance treasury-related controls in a public company & SOX-compliant environment - Identify operational bottlenecks in current wire processes and build efficiencies to optimize overall team capacity. - Serve as a proactive communication bridge, translating day-to-day technical challenges upward to leadership and distilling strategic goals downward to the team. - Support the execution of TopCo capital raising and investor engagement initiatives ## What We Look For - 8–10 years of experience in financial operations or treasury, specifically within a fast-paced FinTech or high-growth financial services company; deep FinOps experience, particularly in the mortgage servicing space, preferred. - Proven experience designing payment infrastructure, new product operational flows of funds, and navigating modern payment rails (Wires, ACH, etc.). - Demonstrated capability to mentor and guide team workflows through functional leadership and collaborative influence. - A hands-on professional who thrives "in the weeds" of daily execution and possesses sharp risk judgment under tight daily deadlines. - Experience in SOX-compliant environments - The ambition and operational execution required to quickly step up into a broader leadership capacity. - Adhere to all company security policies and data handling procedures. - Complete mandatory security awareness training within required timeframes. - Promptly report any suspected security incidents or suspicious activity to the Security team. Salary - Base Compensation Range: $161,000-$218,500/yr - 25% annual bonus target, paid quarterly - Company equity in the form of RSUs This is the compensation range for the role in the United States. Actual compensation may vary based on a candidate’s experience, skills, location, internal equity, and evolving business needs. While most offers are generally made within the middle of the range, final compensation is determined based on the factors above. ## Benefits - Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits Employer-paid life and disability insurance 11 observed holidays and PTO plan Up to 12 weeks of paid family leave Continuing education reimbursement Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our [California Employee](https://www.figure.com/ca-employee-privacy-notice/) and [General Workforce Privacy Notice](https://www.figure.com/workforce-privacy-notice/) for further information. By submitting your application, you are agreeing  and acknowledging that you have read and understand the above notice. Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire. #LI-SB1 #LI-Hybrid ## About Figure Lending ## Company Overview - **One-liner**: Figure is a financial technology company leveraging blockchain and AI to originate and securitize home equity lines of credit and other consumer loan products. - **Entity Type**: Public (NASDAQ: FIGR) - **Headquarters**: New York City, New York, United States - **Founded**: 2018 - **Founders**: Mike Cagney (Co-Founder, Executive Chairman), June Ou (Co-Founder, Advisor, Board Member) ## Core Business - **Primary industry**: Financial Services – Consumer Lending / Fintech - **Target customers**: B2C (homeowners seeking HELOCs, cash-out refinance, crypto-backed loans) and B2B (350+ partner banks, credit unions, fintechs, home improvement companies) - **Mission / Purpose**: “Building the future of capital markets at the intersection of blockchain and AI” – reducing costs and increasing efficiency in the private credit marketplace. ## Products & Services - **Figure HELOC**: Home equity line of credit – approval in under 5 minutes, funding in as few as 5 days. Rates as low as 6.75% APR. Borrow up to $750,000. [figure.com](https://www.figure.com/) - **Crypto-Backed Loan**: Borrow against BTC, ETH, or SOL with interest-only payments for a 12-month term. [figure.com](https://www.figure.com/) - **DSCR Refinance**: Debt Service Coverage Ratio refinance for real estate investors using rental income (not personal income) for qualification. [figure.com](https://www.figure.com/) - **Cash-Out Refinance**: Consolidate debt or access equity with a single monthly payment. [figure.com](https://www.figure.com/) - **Democratized Prime**: Lend cash or crypto for up to 9% yield, or borrow with a Flex Rate Loan. [figure.com](https://www.figure.com/) - **YLDS Stablecoin**: SEC-approved interest-bearing stablecoin issued by Figure. [figure.com](https://www.figure.com/about/) ## Market Standing - **Valuation / Market Cap**: Not disclosed (public company; market cap not provided in search results) - **Key Metrics**: - **Annual Revenue**: $506.9M (LinkedIn estimate) [linkedin.com](https://www.linkedin.com/company/figuretechnologies) - **Total Funding**: $2.6B across 16 rounds [linkedin.com](https://www.linkedin.com/company/figuretechnologies) - **Headcount**: 469 employees (+35.3% YoY) [linkedin.com](https://www.linkedin.com/company/figuretechnologies) - **Scale**: $25B+ equity unlocked, 253K+ households served [figure.com](https://www.figure.com/) - **Market Position**: #1 non-bank HELOC lender in the U.S.; 40% of HELOC volume transacted on Figure Connect; 75% market share in real-world asset tokenization [figure.com](https://www.figure.com/about/) - **Notable Investors / Partners**: Goldman Sachs, J.P. Morgan, Barclays, Jefferies (HELOC securitization ratings); Janus Henderson (first sale of crypto-backed loan pool); partnerships with OpenAI GPT, Google Gemini [figure.com](https://www.figure.com/about/) - **Growth Signals**: Acquired HomeBridge Financial Services (2021); first SEC-approved interest-bearing stablecoin; AAA-rated HELOC securitizations; processing costs slashed 20x in 2025 alone. ## Competitive Advantages - **Blockchain-native platform** that removes intermediaries, enabling faster approvals and lower costs. - **AI-enhanced lending** (powered by OpenAI GPT, Google Gemini) for near-instant underwriting. - **Vertically integrated capital markets platform** – origination, custody, trading, and securitization of whole loans. - **First-mover status**: First SEC-approved interest-bearing stablecoin, first non-bank to achieve AAA-rated HELOC securitizations. - **Broad partner network**: 350+ B2B partners embedding Figure’s technology. ## Strategic Focus - **Expand the capital markets platform** to cover consumer assets beyond home equity (e.g., crypto-backed loans, DSCR refinance). - **Scale stablecoin (YLDS)** for institutional and retail use. - **Continue AI and blockchain integration** to further reduce costs and improve speed. - **Grow loan origination volume** through partner channels and direct-to-consumer digital experience. ## Why Work Here - **Culture & Values**: “Good people, shared values, & a supportive environment” – emphasis on inclusion, innovation, customer success, and integrity. [figure.com](https://www.figure.com/careers/) - **Work Model**: Hybrid / remote flexibility – offices in San Francisco, CA; New York, NY; Reno, NV; St. Louis, MO; Charlotte, NC. Many roles listed as “Remote” (e.g., Director, Crypto Protocols; Product Counsel, Crypto). [greenhouse.io](https://job-boards.greenhouse.io/figure/jobs/8451115002) - **Growth Trajectory**: Rapid headcount growth (+35% YoY) and public-company status signal strong scaling phase. - **Engineering & Innovation**: Opportunity to work at the intersection of blockchain, AI, and consumer finance; teams building protocols, stablecoins, and AI-driven lending. - **Diversity & Inclusion**: Equal Opportunity Employer committed to mutual respect. [figure.com](https://www.figure.com/careers/) - **Perks & Recognition**: Named to Fast Company’s Most Innovative Companies (2024, 2025); Investopedia Best HELOC 2025; Money.com 2025. ## Sources 1. [figure.com/about](https://www.figure.com/about/) – Company overview, metrics, leadership, awards 2. [figure.com](https://www.figure.com/) – Product descriptions, rates, blockchain/AI positioning 3. [figure.com/careers](https://www.figure.com/careers/) – Culture, values, office locations, EEO statement 4. [linkedin.com/company/figuretechnologies](https://www.linkedin.com/company/figuretechnologies) – Headcount, revenue, funding, stock symbol, open positions 5. [job-boards.greenhouse.io/figure](https://job-boards.greenhouse.io/figure/jobs/8451115002) – Current job listings, remote/hybrid indicators ## Other roles at Figure Lending - [Senior Marketing Manager, ABM](https://feeny.ai/job/senior-marketing-manager-abm-figure-lending-remote-69dfj29p8xkb) - [Site Operations Manager](https://feeny.ai/job/site-operations-manager-figure-lending-reno-5876kmtd1z7m) — Reno, NV - [Director, Digital Assets FinOps](https://feeny.ai/job/director-digital-assets-finops-figure-lending-remote-2mhykb445zwb) - [Workforce Management Forecasting Analyst](https://feeny.ai/job/workforce-management-forecasting-analyst-figure-lending-reno-msvx6d1rhv46) — Reno, NV / Charlotte, NC - [Post Close Operations Associate](https://feeny.ai/job/post-close-operations-associate-figure-lending-reno-6q4y099bw27a) — Reno, NV - [Director, Partnerships - Banks & Credit Unions](https://feeny.ai/job/director-partnerships-banks-credit-unions-figure-lending-remote-1facjh0scmtv) - [Customer Success Associate](https://feeny.ai/job/customer-success-associate-figure-lending-honolulu-16fd6p7bm4cr) — Honolulu, HI - [Team Manager](https://feeny.ai/job/team-manager-figure-lending-dallas-8tcvpf15sqx8) — Dallas, TX - [Senior Manager of SEC Reporting & Technical Accounting](https://feeny.ai/job/senior-manager-of-sec-reporting-technical-accounting-figure-lending-remote-pt541jkfxzkx) - [Director, Revenue Accounting](https://feeny.ai/job/director-revenue-accounting-figure-lending-remote-1n9jhr2sv33z)