---
title: 'Engineer - Payments Platform at Xero'
canonical: 'https://feeny.ai/job/engineer-payments-platform-xero-vancouver-zf98yqrkbkga'
type: 'job'
last_seen: '2026-11-07'
---

# Engineer - Payments Platform at Xero

- **Company:** [Xero](https://feeny.ai/companies/xero)
- **Location:** Vancouver, Canada
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-10-28
- **Last confirmed live:** 2026-11-07
- **Apply:** https://jobs.ashbyhq.com/xero/2e04b914-c805-405c-b148-bd9fca904e93

## Job description

## The role / impact

You will help build the platforms and product capabilities that support money movement through Xero, from collecting invoice payments and paying bills to supporting payroll and future payment experiences. Your work will make payments feel more connected within Xero, helping small businesses manage their money with greater ease and confidence.

You will take ownership of meaningful engineering problems, building reliable, secure and scalable software where financial accuracy matters. Working closely with engineering, product and operational partners, you will help shape technical decisions, make trade-offs clear and balance delivery with the controls needed to protect customers and their money.

Through thoughtful communication, knowledge sharing and constructive feedback, you will contribute to an inclusive team culture and help improve how a growing engineering organization works.

The team / how they connect You will join Payments Platform Engineering, an early-stage organization building the foundations for collecting and paying money through Xero. The team is creating reusable capabilities that can support multiple products, payment methods, providers and regions, while staying closely connected to customer needs.

The work spans payment orchestration, provider integrations, onboarding and verification, risk, reconciliation and internal ledger capabilities. As the organization takes shape, you will have the opportunity to influence architecture, challenge assumptions and help define how payment experiences are built and scaled across Xero.

The team is currently working on / Initially, you will focus on

- Evolving systems tightly coupled to invoicing into reusable payment capabilities that support multiple products, providers and regions.
- Building payment orchestration and provider integrations, with clear boundaries between payment methods, providers and the networks that move money.
- Developing foundations across customer onboarding, know-your-business verification, entity management, risk and compliance.
- Strengthening reconciliation, dispute handling and internal ledger capabilities so financial events are represented accurately and can be traced.
- Supporting bill payments and broader incoming and outgoing money flows, with reliability, security and observability built in.
- Applying AI and automation where they can reduce manual effort, while maintaining clear controls and appropriate human oversight.

Your initial area of ownership will sit within these priorities, with room to shape both the technical approach and how the team delivers.

Where and how you can work This role is based in Vancouver. We operate on a hybrid model where you will spend one to two days a week in the office for collaborative technical discussions and team alignment, with the flexibility to work from home on the other days.

Here are some of the things we are looking for

- You bring strong backend software engineering experience and a track record of building and operating reliable services in production.
- You understand distributed systems and can reason through service boundaries,consistency, resilience and failure handling.
- You have practical experience working with transactional data, where correctness, integrity and traceability are essential.
- You can work through ambiguous problems, make pragmatic architectural decisions and recognise when to improve an existing system or take a new approach.
- You take ownership beyond implementation, considering automated testing, deployment, observability and the ongoing operation of your services.
- You communicate clearly and collaborate well across engineering, product and operational teams, connecting technical decisions to customer outcomes.
- You are interested in using AI tools to improve engineering productivity and exploring automation with appropriate controls and human oversight.

Experience in payments, financial systems or other environments where accuracy and auditability are critical would be valuable.

Apply even if your experience isn't a perfect match! At Xero, we hire based on your skills, passion, and the unique perspective you can bring to enhance our culture and team.

## Compensation & Total Rewards

At Xero, we value the impact and skills you bring to the team. We believe in a Total Package philosophy - ensuring your value is recognized through a holistic lens that includes base salary, performance incentives, and world-class benefits.

The expected base salary range for this role is 131,800 - 150,000 CAD. Individual pay is determined by various factors, including geography, level of experience, and the specific skills you bring to the role.

In addition to base pay, Xero’s roles are eligible for the following forms of variable compensation: ● Variable Pay: Permanent employees are eligible to participate in our annual bonus and equity (RSU) programs. You may also be eligible for performance-based cash or equity (RSUs) incentives depending on your role level, and company performance. ● Comprehensive Benefits: World-class health, wellness, and retirement programs. [Xero Perks](https://careers.xero.com/inside-xero/benefits-wellbeing/) including Wellbeing days, generous leave, and dedicated professional development budgets.

This is a posting for an existing vacancy.

Xero uses AI to help screen applications based on job-related qualifications. These tools assist our recruiters but do not make automated hiring decisions. A human recruiter reviews all candidates before any hiring action is taken.

## About Xero

## Company Overview
- **One-liner**: Xero provides cloud-based accounting and financial management software for small businesses, serving over 4.9 million customers worldwide.
- **Entity Type**: Public (ASX: XRO, S&P/ASX 200 component)
- **Headquarters**: Wellington, New Zealand
- **Founded**: July 6, 2006
- **Founders**: Rod Drury, Hamish Edwards

## Core Business
- **Primary industry**: Cloud accounting software (SaaS)
- **Target customers**: Small businesses, accountants, and bookkeepers (B2B)
- **Mission**: To make life better for small businesses globally by automating routine tasks and delivering actionable insights.

## Products & Services
- **Xero Accounting Software**: Cloud-based platform for invoicing, bank reconciliation, expense tracking, payroll, and financial reporting. Sold by subscription (Starter, Standard, Premium tiers).
- **JAX – AI Finance Partner**: An AI-powered assistant integrated into Xero that automates routine tasks and provides insights to help businesses grow.
- **Xero Ecosystem**: Over 1,000 third-party app integrations via the Xero App Store, covering payments, inventory, CRM, and more.
- **Xero for Nonprofits**: Discounted subscriptions (25% off) for eligible nonprofit and community organisations.
- **Xero for Purpose**: Social impact initiatives including financial literacy programmes (Unlock Your Numbers), sustainability tools (Sumday carbon app), and the Xero Beautiful Business Fund (NZ$750,000+ in funding annually).

## Market Standing
- **Valuation/Market Cap**: Not disclosed in provided sources (publicly traded with market cap available on ASX; latest data not included in search results).
- **Key Metric**: Annual Revenue NZ$2.103 billion (FY2025); Net income NZ$227.8 million (FY2025).
- **Notable Investors/Partners**: Board Chair David Thodey; CEO Sukhinder Singh Cassidy. In June 2025, Xero announced an agreement to acquire Melio, a New York-based payments provider, for $2.5 billion.
- **Growth Signals**: Achieved Rule of 40 outcomes of 41.0% (May 2024) and 43.9% (Nov 2024). Customer base grew to 4.9 million. Headcount of 4,610 employees (2025). Expanding globally with offices in New Zealand, Australia, UK, US, Canada, South Africa, and Singapore.

## Competitive Advantages
- **Market leader** in cloud accounting across New Zealand, Australia, and the UK.
- **AI-first approach** with JAX, embedded directly into the core product to reduce manual work.
- **Extensive integration ecosystem** (1,000+ apps) creating high switching costs for customers.
- **Strong brand trust** built over 19 years with a focus on small business success.

## Strategic Focus
- **AI and automation**: Deepening AI capabilities (JAX) to deliver predictive insights and automate finance workflows.
- **Payments expansion**: Acquisition of Melio to strengthen payments capabilities for small businesses.
- **Sustainability**: Reducing carbon emissions (72% reduction in scope 1 & 2), offering free carbon accounting tools, and supporting small business sustainability.
- **Social impact**: Scaling programmes like the Beautiful Business Fund and financial literacy initiatives.

## Why Work Here
- **Culture**: Values-driven, human-centric organisation with a focus on making a tangible impact on small businesses globally.
- **Flexibility**: Emphasises a flexible environment and time for what matters most (remote/hybrid policy not explicitly stated but implied).
- **Perks & benefits**:
  - One paid day off per year for volunteering (Community Connect programme).
  - Free access to Sumday carbon accounting app for employees.
  - Financial literacy resources and mentorship programmes.
- **Engineering & innovation**: Dedicated Engineering and Data & AI teams (open roles visible on careers page). Global collaboration across 7+ countries.
- **Diversity & inclusion**: Indigenous inclusion initiatives (te ao Māori in NZ, Reconciliation Action Plan in Australia), support for Indigenous communities.
- **Sustainability focus**: Employees can contribute to environmental goals through company-wide initiatives.

## Sources
1. [Wikipedia – Xero](https://en.wikipedia.org/wiki/Xero)
2. [Xero About Page](https://www.xero.com/au/about/)
3. [Xero Careers – Inside Xero](https://careers.xero.com/inside-xero/)
4. [Xero Careers – Teams](https://careers.xero.com/)
5. [Xero Homepage](https://www.xero.com/)

## Other roles at Xero

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