--- title: 'Engineering Manager - Money and Risk at Yuno' canonical: 'https://feeny.ai/job/engineering-manager-money-and-risk-yuno-europe-j0xh6sp0j523' type: 'job' last_seen: '2026-10-18' --- # Engineering Manager - Money and Risk at Yuno - **Company:** Yuno - **Location:** Europe - **Work type:** remote - **Posted:** 2026-09-23 - **Last confirmed live:** 2026-10-18 - **Apply:** https://jobs.lever.co/yuno/554f1f2e-a12f-4df8-b537-2e812f2d025a ## Job description Remote, Europe · Full Time · Experienced Engineering Manager · +6 Years of Experience ## Who We Are At Yuno, we are building the payment infrastructure that allows all companies to participate in the global market. Founded by seasoned experts from the payments and tech industries, including the team behind Rappi, one of Latin America's most ambitious tech companies, our technology provides access to leading payment capabilities, enabling companies to engage customers confidently and maintain global operations through seamless integrations. We empower high-performing teams at brands like InDrive, McDonald's, Rappi, and Viva Aerobus to connect to 300+ payment methods worldwide via a single API. By leveraging advanced AI and the latest technologies, we orchestrate smart routing and fraud prevention across 80+ countries. ## About The Role We are orchestrating a high-performing Money & Risk team that works with pace and enthusiasm! Every payment that moves through Yuno has to be safe, and every cent has to add up. Our Money & Risk pillar is what makes that possible: it protects our clients from fraud and scams, and makes sure every transaction is reconciled, settled and accounted for. As an Engineering Manager within Money & Risk, you will lead the engineers behind Risk Operations (fraud and scam prevention) and Money Operations (reconciliation and chargebacks) on a platform processing payments across 80+ countries. You will own both the people strategy and the technical direction of a team that sits at the heart of our clients' trust in Yuno, operating in a fast-moving, global environment where accuracy, security and reliability are mission-critical. ## Your Contribution Will Be ## Team Leadership Lead and develop a multidisciplinary engineering team, fostering a culture of technical excellence, ownership, and continuous improvement. Mentor engineers at all levels, supporting their growth through coaching, structured feedback, and clear career expectations. Drive hiring processes to attract and retain top engineering talent globally. Create an environment where engineers are empowered to take ownership and deliver with autonomy and pace. Technical Ownership Own the full lifecycle of Yuno's risk and money operations systems: fraud and scam detection, risk rules and scoring, reconciliation, settlement and chargeback management. Drive hands-on technical contribution through architecture design, code reviews, and complex troubleshooting, setting the technical bar for your team. Guide architectural decisions for high-throughput, real-time and batch systems where correctness matters, ensuring they are scalable, auditable, and cost-efficient. Set and enforce best practices across API design, testing, observability, data integrity, and documentation. Ensure the team follows secure development and data handling practices aligned with PCI-DSS, GDPR, and other compliance frameworks applicable to the payments industry. Champion an AI-first engineering culture, setting standards for AI-assisted development, automated testing, and LLM-powered workflows, ensuring your team treats these tools as a default, not an afterthought. Cross-functional Execution Collaborate closely with Product, Data and ML, Finance, Compliance, and Customer Success teams in an agile environment to deliver against a fast-moving roadmap. Partner with Finance and Operations to make reconciliation and chargeback flows accurate, automated, and transparent for our clients. Drive the evolution of our risk and money platforms to support new markets, new payment providers, and growing regulatory requirements. Translate business priorities into engineering goals, managing trade-offs between speed, reliability, and technical debt. ## Skills You Need ## Minimum Qualifications Proven experience managing and growing software engineering teams, including hiring, coaching, and performance management. Strong ability to drive technical decision-making and manage competing priorities in a fast-paced environment. Experience in payments or fintech, ideally working on fraud prevention, risk, reconciliation, settlement, or chargebacks. Solid hands-on backend engineering background, with proficiency in Java, Golang, Kotlin, or similar languages. Strong understanding of microservices and event-driven architectures, APIs, and integration patterns. Experience with SQL and relational databases, and with systems where data accuracy and auditability are critical. Knowledge of secure software development practices and OWASP principles. Champion of AI-first development, with experience setting standards for AI-assisted coding, automated testing, and code generation using LLMs and tools like Claude Code or similar. Excellent communication skills, able to engage effectively with both technical and non-technical stakeholders. Experience delivering in agile environments, adapting processes to what actually works for the team. Professional proficiency in English, written and spoken. ## Preferred Qualifications Experience building or integrating fraud detection, risk scoring, or rules engines, including ML-based models. Familiarity with card network rules and dispute processes (Visa, Mastercard), and with ledger, double-entry, or settlement systems. Experience with real-time streaming technologies such as Kafka, and with high-volume transactional data. Conversational Spanish is a plus. ## What We Offer at Yuno Competitive Compensation. Remote Work: You can work from everywhere! Home Office Bonus: A one-time allowance to help you create your ideal home office. Work Equipment. Stock Options. Health Plan wherever you are. Flexible Days Off. Language, Professional, and Personal Growth courses. ## About Yuno ## Company Overview - **One-liner**: Yuno is an AI-native payment orchestration platform that connects merchants to over 1,000 payment methods globally through a single API, powered by intelligent agents for routing, fraud prevention, and revenue recovery. - **Entity Type**: Private (Seed $10M & Series A $25M – total $35M) - **Headquarters**: New York, United States (with regional HQ in Doha, Qatar) - **Founded**: 2021 - **Founders**: Juan Pablo Ortega & Julián Núñez ## Core Business - **Primary industry**: Payment orchestration / Fintech infrastructure. - **Target customers**: B2B – global merchants and enterprises of all sizes (e.g., McDonald’s, Rappi, Uber, GoFundMe, Viva Aerobus, NetEase). - **Mission**: Help businesses simplify payment management and unlock new revenue streams by leveraging deep industry knowledge, cutting‑edge technology, and AI. ## Products & Services - **Yuno Payments Orchestration Platform** (SaaS/API): A single, no‑code integration that connects to 1,000+ payment methods, PSPs, anti‑fraud providers, and acquirers across 190+ countries and 180+ currencies. - **AI‑Powered Smart Routing**: Real‑time routing agent that selects the optimal processor per transaction based on performance, cost, and geography – delivering up to 7% uplift in approval rates. - **Payments Concierge**: AI monitoring agent that analyses payment stacks, surfaces issuer‑level rejection reasons, and recommends actions via Slack or WhatsApp. - **Fraud Prevention Suite**: Tools including tokenization, 3D Secure, custom fraud rules, and one‑click integration with fraud detection providers. - **Predictive Analytics**: Real‑time dashboard with AI‑driven anomaly detection and trend identification. - **Payouts & Stablecoins**: Support for payouts and stablecoin transactions through the same unified API. ## Market Standing - **Valuation**: Not publicly disclosed. - **Key Metric**: Annual revenue estimated at $3.5 M (source: LinkedIn); the platform processes **1 B+ transactions yearly**. - **Notable Investors**: Kaszek & Monashees (seed); Andreessen Horowitz, Tiger Global & DST Global Partners (Series A). - **Growth Signals**: - Headcount of 246 employees (+57.6% YoY), operating across 32 countries. - Offices/teams in Colombia, Brazil, Singapore, Mexico, Argentina, and the UK. - Named one of the world’s Top FinTech Companies by CNBC, Statista, and CB Insights. - Expanding rapidly across APAC, EU, Middle East, and Africa. ## Competitive Advantages - **Single API for the entire payment lifecycle** – pay‑ins, payouts, fraud, reconciliation, and stablecoins – greatly reducing integration overhead. - **AI‑native agents** that autonomously route, retry, and recover transactions, continuously optimising approval rates and reducing costs. - **No‑code provider switching** – merchants can enable or disable payment methods without development cycles, accelerating market entry. - **Deep global coverage** – 1,000+ providers in 190+ countries with local compliance built in. ## Strategic Focus - **Global expansion**: Deepening presence in APAC, EU, the Middle East, and Africa while maintaining strength in Latin America. - **AI‑driven product innovation**: Continued investment in AI agents for payment optimisation, fraud prevention, and actionable intelligence. - **Enterprise adoption**: Targeting large‑scale merchants with complex, multi‑market payment stacks, evidenced by partnerships with brands like McDonald’s and Uber. ## Why Work Here - **Culture**: Described as dynamic, innovative, and collaborative – team members are “encouraged to keep learning, explore new tools like AI, and take ownership of projects.” - **Work model**: **100% remote‑first** – employees work from over 15 nationalities across 32 countries. - **Perks & growth**: Emphasis on wellness, accountability, and fast learning; heavy investment in AI tools and continuous education. - **Engineering focus**: Active hiring for Senior Backend, AI, Security, Data Platform, and Site Reliability roles – strong technical challenge and ownership. - **Transparency**: Open‑source‑style internal communication; plain‑language dashboards for engineers to see real‑time payment data. ## Sources 1. [y.uno – About](https://y.uno/en/about) 2. [y.uno – Careers](https://y.uno/en/careers) 3. [y.uno – Product](https://y.uno/en) 4. [Lever – Yuno Careers](https://jobs.lever.co/yuno) 5. 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