---
title: 'Enterprise Risk Manager at Funding Circle'
canonical: 'https://feeny.ai/job/enterprise-risk-manager-funding-circle-london-q37evhh027kk'
type: 'job'
last_seen: '2026-10-21'
---

# Enterprise Risk Manager at Funding Circle

- **Company:** Funding Circle
- **Location:** London, United Kingdom
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-10-16
- **Last confirmed live:** 2026-10-21
- **Apply:** https://jobs.ashbyhq.com/fundingcircle/b8a2e3dc-3ba4-41c9-88b1-9cbd350c0465

## Job description

We’re on a mission to back the UK’s small businesses like no one else 🚀 Small businesses are the backbone of the economy, and we’re here to help them win. We’ve built a platform that uses clever data to get them the funding they need in minutes, not weeks.

At Funding Circle, we have the restless energy of a fintech start-up with the stability of a public company. It’s a unique mix that gives Circlers the autonomy to take ownership and the scale to make an impact that truly counts.

We’re a high-performing team that chooses to lift each other up. We challenge, we champion, and we have each other’s backs - because we know that when we stand together, we move faster and build better.

The impact is real: Last year alone, the businesses on our platform generated £7.2bn for the UK economy 📈 Come and join a mission that matters! [[Read our Impact Report](https://www.fundingcircle.com/uk/impact)] | [[See our Trustpilot](https://uk.trustpilot.com/review/fundingcircle.com)]

## The role ⚡

📍 London (Hybrid) | 🤝 3 days in the office | 💰 Competitive Salary + Benefits We are looking for an Enterprise Risk Manager to join our team, with the main focus being on oversight, governance, and driving the strategic execution of Enterprise Risk management framework. Given the lean nature of the team, you will have significant autonomy, wide exposure across the business, and the opportunity to lead, influence, and shape our risk capability as we scale.

- Lead and provide expert advice & counsel on complex enterprise and operational risk-related matters across the business.
- Partner with senior stakeholders across key functions to identify, evaluate, challenge, and manage key risks and controls.
- Build strong, collaborative relationships across the organisation to drive strategic risk initiatives, build risk maturity, and foster a strong risk culture.
- Take end-to-end ownership of core elements of the Enterprise Risk Management framework, including KRIs, RCSAs, Operational Risk Event Management, and risk committee management.
- Drive continuous improvement and scalability of our Risk Governance tools (GRC software) and framework processes.
- Oversee, prepare, and present high-quality, impactful risk reporting for relevant Executive committees and Board documentation.
- Provide guidance, coaching, and direction to team members (including Risk Analysts/Senior Analysts) to support their development and drive team outcomes.
- Track and challenge risk actions, ensuring business owners have appropriate
- guidance to resolve root causes within agreed target dates.

## What we’re looking for 🌱

We value deep expertise, but a growth mindset and good energy are what really make our team click. We’re a group that chooses to lift each other up and think smart every day.

- Proven, deep experience in Enterprise or Operational Risk Management within financial services, risk consultancies, or Big 4 environments.
- Typically 5+ years of relevant work experience in Enterprise or Operational Risk Management, with demonstrated progression into managerial or senior advisory responsibilities.
- Strong strategic acumen, problem-solving, and analytical skills with the ability to translate complex risk concepts into clear business impacts.
- Exceptional stakeholder management, communication, and presentation skills—capable of influencing and constructively challenging senior management.
- Curiosity, good judgement, ability to break down problems and imagine solutions.
- Enthusiasm about AI and its potential to support the role.
- Hands-on expertise with Enterprise/Operational Risk Management tools (GRC software), alongside high proficiency in MS Office and Google Suite.
- Demonstrated ability to lead initiatives, own outcomes, and mentor or manage team members effectively.
- Able to take ownership of redesigning departmental workflows, using AI to automate complex tasks and drive operational efficiency
- Competently able to Identify high-impact AI use cases and implement advanced prompting techniques to solve multi-layered business challenges

Skills we’d love to see:

- Experience in SME lending, fintech, or fast-paced digital lending environments is highly desirable

We’re building a place where everyone truly feels they belong. Even if your past experience doesn't align perfectly with every requirement, we'd still love to hear from you.

## Why join us? 💜

We back you to build an incredible career and by joining us, you'll be part of one of The Sunday Times Best Companies to Work For 2026! As a flexible-first employer, we use a "best of both" approach. We’ll see you in our London office to collaborate – with barista coffee and subsidised Just Eat lunches on us! Our Circler Proposition focuses on five areas:

- Flexibility: We provide a benefit allowance you can tailor to your own life and family.
- Health: This includes private medical and dental, health assessments, and access to a digital GP.
- Wealth: We offer life assurance, share schemes, and financial coaching.
- Development: You get a dedicated annual learning allowance to help you level up.
- Lifestyle: We have electric car and cycle-to-work schemes, plus season ticket loans.

We also have award-winning parental leave policies. We're here to support you through the big life moments, from fertility treatments to new additions to the family.

Ready to join a mission that matters? We’d love to chat!

## About Funding Circle

## Company Overview
- **One-liner**: Funding Circle backs small businesses by providing fast, simple access to finance through a proprietary technology and data engine.
- **Entity Type**: Public (LSE: FCH)
- **Headquarters**: London, United Kingdom
- **Founded**: 2010
- **Founders**: Not specified in provided search results

## Core Business
- **Primary industry**: Fintech / Online Lending (SME Finance)
- **Target customers**: Small and medium-sized businesses (B2B)
- **Mission**: “To back the small businesses that power the economy.” [corporate.fundingcircle.com](https://corporate.fundingcircle.com/about-us/company-overview)

## Products & Services
- **Term Loans**: Unsecured loans up to £750,000, up to six years, with a typical personal guarantee. Applications take ~7 minutes, decisions in as little as 1 hour, funds within 48 hours. [fundingcircle.com](https://www.fundingcircle.com/uk/about-us/)
- **FlexiPay Line of Credit**: Flexible credit facility for businesses. [fundingcircle.com](https://www.fundingcircle.com/uk/)
- **Cashback Business Credit Card**: A credit card offering cashback on spending. [fundingcircle.com](https://www.fundingcircle.com/uk/about-us/)
- **Asset Finance** (via third-party partners): Finance for equipment through expert partners. [fundingcircle.com](https://www.fundingcircle.com/uk/about-us/)
- **Marketplace Platform**: Connects SMEs with a panel of 28 institutional lenders (asset managers, funds, etc.) using a hybrid funding model combining capital-light marketplace and balance sheet lending. [corporate.fundingcircle.com](https://corporate.fundingcircle.com/about-us/company-overview)

## Market Standing
- **Valuation/Market Cap**: Not disclosed in provided sources (publicly traded, current market cap not included)
- **Key Metrics**:
  - £17 billion lent to UK businesses since 2010. [fundingcircle.com](https://www.fundingcircle.com/uk/)
  - 125,000+ SMEs supported. [corporate.fundingcircle.com](https://corporate.fundingcircle.com/about-us/company-overview)
  - £7.9 billion contribution to UK GDP in 2025. [corporate.fundingcircle.com](https://corporate.fundingcircle.com/about-us/company-overview)
  - 4.5/5 Trustpilot rating (16,700+ reviews). [fundingcircle.com](https://www.fundingcircle.com/uk/)
  - Customer NPS of 79. [corporate.fundingcircle.com](https://corporate.fundingcircle.com/about-us/company-overview)
  - A customer transacts every 38 seconds. [fundingcircle.com](https://www.fundingcircle.com/uk/)
- **Notable Investors/Partners**: Institutional investors (asset managers, funds) and a Senior Citi facility. Specific names not provided in sources. [corporate.fundingcircle.com](https://corporate.fundingcircle.com/about-us/company-overview)
- **Growth Signals**:
  - 73% of applicants receive an instant decision. [corporate.fundingcircle.com](https://corporate.fundingcircle.com/about-us/company-overview)
  - 3x better risk discrimination than traditional credit bureaus. [corporate.fundingcircle.com](https://corporate.fundingcircle.com/about-us/company-overview)
  - Evolved from a single-product lender to a multi-product platform. [corporate.fundingcircle.com](https://corporate.fundingcircle.com/about-us/company-overview)
  - Transforming into an “AI-native” business. [corporate.fundingcircle.com](https://corporate.fundingcircle.com/about-us/our-people)

## Competitive Advantages
- **Proprietary Technology & Data Engine**: Deep data lake and predictive risk model enable fast, accurate lending decisions.
- **Instant Decision Platform**: Six-minute application with 24-hour turnaround; 73% of applicants get an instant decision.
- **Multi-Product Ecosystem**: Offers loans, credit lines, credit cards, and asset finance – a comprehensive financial partner for SMEs.
- **Strong Brand & Scale**: Recognised as the “UK’s number 1 business lending platform” with over £17 billion lent.
- **Hybrid Funding Model**: Combines capital-light marketplace lending with balance sheet funding for resilience and scalability.

## Strategic Focus
- **Customer Centricity & Innovation**: “Obsess over the customer” is a core value; continuous product expansion to meet evolving SME needs.
- **Profitable Growth**: Following a multi-year transformation, the company is sustainably profitable and focused on scaling responsibly.
- **AI-Native Transformation**: Embedding AI across operations to enhance risk assessment, customer experience, and efficiency. [corporate.fundingcircle.com](https://corporate.fundingcircle.com/about-us/our-people)
- **Seamless Lifetime Customer Experience**: Aiming to serve SMEs at every stage of their journey with tailored finance. [corporate.fundingcircle.com](https://corporate.fundingcircle.com/about-us/company-overview)

## Why Work Here
- **Hybrid-First Workplace**: Typically 3 days per week in the central London office (2 days for tech teams). Flexible working fully supported. [fundingcircle.com](https://www.fundingcircle.com/uk/careers/)
- **Family-Friendly Policies**: 26 weeks full pay for maternity leave, 6 weeks partner leave, and adoption leave at full pay. [fundingcircle.com](https://www.fundingcircle.com/uk/careers/)
- **Development & Growth**: Internal learning platform with 5,000+ courses, “squiggly careers” support for non-linear progression. [fundingcircle.com](https://www.fundingcircle.com/uk/careers/)
- **Culture & Recognition**:
  - Named a Sunday Times Best Place to Work 2026. [fundingcircle.com](https://www.fundingcircle.com/uk/careers/)
  - “No blame” culture with open feedback.
  - Diversity, equity and inclusion are core: signatory of HM Treasury Women in Finance Charter.
  - All permanent employees hold options or shares in the company. [corporate.fundingcircle.com](https://corporate.fundingcircle.com/about-us/our-people)
- **Inclusive Recruitment**: Anti-bias hiring framework; diverse interview panels; salaries benchmarked internally and externally. [fundingcircle.com](https://www.fundingcircle.com/uk/careers/)

## Sources
1. [corporate.fundingcircle.com - Company Overview](https://corporate.fundingcircle.com/about-us/company-overview)
2. [fundingcircle.com - Careers](https://www.fundingcircle.com/uk/careers/)
3. [corporate.fundingcircle.com - Our People](https://corporate.fundingcircle.com/about-us/our-people)
4. [fundingcircle.com - About Us](https://www.fundingcircle.com/uk/about-us/)
5. [fundingcircle.com - Homepage](https://www.fundingcircle.com/uk/)

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