---
title: 'Field Credit Investigation Officer  - Laguna at Salmon Group'
canonical: 'https://feeny.ai/job/field-credit-investigation-officer-laguna-salmon-group-san-pedro-ggc9e1j1t8gm'
type: 'job'
last_seen: '2026-09-08'
---

# Field Credit Investigation Officer  - Laguna at Salmon Group

- **Company:** [Salmon Group](https://feeny.ai/companies/salmon-group)
- **Location:** San Pedro, Philippines
- **Employment:** full-time
- **Posted:** 2026-09-08
- **Last confirmed live:** 2026-09-08
- **Apply:** https://jobs.ashbyhq.com/salmon-group/599f7a22-46a0-4896-8b33-139a6aa0c17d

## Job description

Job description:

Position Summary:A Field Credit Investigation Officer is responsible for conducting in-person investigations and assessments to verify the creditworthiness of loan applicants. This includes validating personal and business information, evaluating the borrower’s capacity and character, and providing risk-based recommendations for credit approval.

Key Responsibilities:

- Conduct field visits to applicants’ residences, businesses, and references
- Interview applicants and third parties to verify employment, business operations, financial status, and personal character
- Assess the five Cs of credit: Character, Capacity, Capital, Conditions, and Collateral
- Perform ocular inspections of pledged collaterals and validate ownership and marketability
- Gather photos, GPS coordinates, and documentation during field investigations
- Prepare detailed credit investigation reports with findings and recommendations
- Coordinate with the credit underwriting or loan approval team to provide updates and clarifications
- Monitor the authenticity of submitted documents and detect signs of fraud
- Ensure compliance with data privacy, ethical investigation standards, and institutional policies

Qualifications:

- Bachelor’s degree in Business Administration, Finance, Economics, Criminology, or related field
- At least 1–2 years of experience in credit investigation, field verification, or loan processing
- Strong analytical and investigative skills
- Excellent interpersonal and communication skills
- Must have a valid driver’s license and willingness to travel extensively
- High sense of integrity, discretion, and attention to detail
- Ability to work independently and meet deadlines
- Familiarity with local geography and communities is a plus

Preferred Skills:

- Experience in microfinance, rural banking, or consumer lending
- Proficient in report writing and mobile data collection tools
- Knowledge of fraud detection practices and red flags
- Multilingual or local dialect proficiency (depending on location)

Job Type: Full-time

Work Location: On the road

## About Salmon Group

## Company Overview
- **One-liner**: Salmon Group is a Philippine financial technology company that provides responsible consumer lending, digital banking, and credit products through its licensed rural bank and financing companies.
- **Entity Type**: Private (Series B, $179M total funding)
- **Headquarters**: Taguig City, Metro Manila, Philippines
- **Founded**: 2022 (corporate group formed; underlying Rural Bank of Sta. Rosa traces to 1963)
- **Founders**: Derrick Low, Pavel Fedorov, George Chesakov

## Core Business
- **Primary industry**: Financial services / Fintech / Digital banking
- **Target customers**: B2C – Filipino consumers seeking accessible credit, installment loans, and banking services; also B2B partnerships with merchants.
- **Mission or purpose**: “To build a future where every Filipino has access to transparent, fast, and flexible financial services that have a human touch.”

## Products & Services
- **Salmon Credit**: Revolving credit line up to PHP 100,000, accessible via a prepaid Mastercard. Can be used for shopping, emergencies, and everyday expenses.
- **Salmon Access Card**: Prepaid card linked to Salmon Credit, accepted worldwide via Mastercard.
- **In-store Installment Loans**: Point-of-sale financing for gadgets, appliances, clothing, and other items at partner merchants (e.g., SM Store, Vans).
- **Cash Loans**: Direct consumer loans offered through the Salmon app and offline channels.
- **Auto-Debit Payments**: Seamless recurring payment service for loan repayments.
- **Rural Bank Services**: Traditional deposit accounts and lending through Rural Bank of Sta. Rosa (Laguna), with deposits up 439% since acquisition.

## Market Standing
- **Valuation**: Not disclosed
- **Key Metric**: Total funding raised – $179M (last round: $60M, ~May 2026)
- **Notable Investors/Partners**: International Finance Corporation (IFC, World Bank Group), ADQ/Lunate (sovereign wealth fund of Abu Dhabi), Bangko Sentral ng Pilipinas (BSP) as regulator, Mastercard as card network, ECPay for payment channels, AllBank for QR Ph payments.
- **Growth Signals**: Deposits at Rural Bank of Sta. Rosa grew 439% since acquisition; launched multiple new products in 2023-2024; expanded merchant network (SM Store, Vans); became a licensed bank in January 2024; received ₱4.4B capital injection from new shareholders.

## Competitive Advantages
- **Licensed bank status**: Salmon Group controls a BSP-regulated rural bank, giving it a regulatory moat and trust advantage over unlicensed lenders.
- **Strong investor backing**: Backed by IFC and a sovereign wealth fund, providing capital and credibility.
- **Omnichannel distribution**: Combines digital app, physical merchant partnerships, and a traditional bank branch network.
- **Customer protection focus**: Adheres to BSP, SEC, IFC, and SPTF/Cerise Customer Protection Pathways frameworks.

## Strategic Focus
- Expand product suite (credit lines, cards, auto-debit) and deepen merchant partnerships.
- Drive financial inclusion in the Philippines by reaching underserved consumers.
- Grow deposit base and lending portfolio through the rural bank subsidiary.
- Continue building AI and data analytics capabilities (e.g., Head of AI Banking appointed).

## Why Work Here
- **Culture**: Emphasizes “dependability,” innovation, and a human touch. Employees describe an agile, open environment where Day One employees shape the company.
- **Work model**: Mostly office-based at the Taguig City headquarters (Four/NEO Building, Bonifacio Global City). Some field roles (collections, housekeeping) are site-specific.
- **Notable perks**: Competitive salaries (e.g., PHP 30k-40k/month for junior roles; PHP 15k-25k for field roles). Popular roles include Credit Investigator (PHP 28k/month) and Collection Agent (PHP 16k/month).
- **Engineering culture**: Strong focus on AI, data analytics, and technology innovation; the CTO and SVP of AI and Data are part of senior management.

## Sources
1. [salmon.group](https://salmon.group/) – Company overview, leadership, press releases
2. [salmon.ph](https://salmon.ph/our-story) – Company story, products, values
3. [cbinsights.com](https://www.cbinsights.com/company/salmon) – Funding, stage, headquarters, total raised
4. [ph.indeed.com](https://ph.indeed.com/cmp/Salmon-Group-Ltd-1) – Job listings, salary estimates, industry
5. [ge.linkedin.com](https://ge.linkedin.com/company/salmonphilippines) – Company LinkedIn page (employee insights)

## Other roles at Salmon Group

- [Quality Assurance – Welcome Calls](https://feeny.ai/job/quality-assurance-welcome-calls-salmon-group-taguig-pny6kd0wrv8c) — Taguig, Philippines
- [Quality Assurance – Fraud Investigation](https://feeny.ai/job/quality-assurance-fraud-investigation-salmon-group-taguig-xyd42da2xw4y) — Taguig, Philippines
- [Underwriter](https://feeny.ai/job/underwriter-salmon-group-taguig-dgq4nps416nc) — Taguig, Philippines
- [Marketing Operations Associate](https://feeny.ai/job/marketing-operations-associate-salmon-group-metro-manila-r0j7584syd8p) — Metro Manila
- [SOC Manager](https://feeny.ai/job/soc-manager-salmon-group-serbia-c5gx9cnmp9vz) — Serbia
- [Android Developer](https://feeny.ai/job/android-developer-salmon-group-georgia-vgzkah1nhqxr) — Georgia
- [Project Manager (Core Banking Operations)](https://feeny.ai/job/project-manager-core-banking-operations-salmon-group-metro-manila-vd1b6gsmhj3r) — Metro Manila
- [Field Collections Officer Pasay/Taguig/Makati](https://feeny.ai/job/field-collections-officer-pasay-taguig-makati-salmon-group-philippines-75ykd4q1yjw3) — Philippines
- [Fullstack QA Engineer (OPS Tech)](https://feeny.ai/job/fullstack-qa-engineer-ops-tech-salmon-group-metro-manila-ebk8p910qqa0) — Metro Manila
- [Data Analyst (RCL)](https://feeny.ai/job/data-analyst-rcl-salmon-group-philippines-6wb72abqb2m7) — Philippines